FCCO First Community Corp

Price (delayed)

$22.75

Market cap

$173.56M

P/E Ratio

15.8

Dividend/share

$0.56

EPS

$1.44

Enterprise value

$190.13M

First Community Corporation stock trades on the NASDAQ Capital Market under the symbol 'FCCO' and is the holding company for First Community Bank, a local community bank based in the ...

Highlights

First Community's debt has decreased by 11% YoY and by 6% from the previous quarter

First Community's equity has increased by 8% YoY

The stock's P/E is 42% more than its 5-year quarterly average of 11.3 and 42% more than its last 4 quarters average of 11.3

FCCO's EPS is down by 26% year-on-year and by 8% since the previous quarter

Sector: Financial Services

Industry: Banks - Regional

Website: http://www.firstcommunitysc.com

Peers: SFST SNV

Key stats

What are the main financial stats of FCCO

Market

Shares outstanding

7.63M

Market cap

$173.56M

Enterprise value

$190.13M

Valuations

Price to earnings (P/E)

15.8

Price to book (P/B)

1.3

Price to sales (P/S)

2.97

EV/EBIT

13.64

EV/EBITDA

11.99

EV/Sales

3.25

Earnings

Revenue

$58.45M

EBIT

$13.94M

EBITDA

$15.86M

Free cash flow

$12.09M

Per share

EPS

$1.44

Free cash flow per share

$1.59

Book value per share

$17.5

Revenue per share

$7.66

TBVPS

$245.35

Balance sheet

Total assets

$1.89B

Total liabilities

$1.75B

Debt

$160.15M

Equity

$133.49M

Working capital

N/A

Liquidity

Debt to equity

1.2

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

1.05

Margins

EBITDA margin

27.1%

Gross margin

100%

Net margin

18.8%

Operating margin

23.8%

Efficiency

Return on assets

0.6%

Return on equity

8.6%

Return on invested capital

0.7%

Return on capital employed

N/A

Return on sales

23.8%

Dividend

Dividend yield

2.46%

DPS

$0.56

Payout ratio

38.9%

FCCO stock price

How has the First Community stock price performed over time

Intraday

-1.9%

1 week

9.64%

1 month

30%

1 year

19.42%

YTD

5.67%

QTD

31.88%

Financial performance

How have First Community's revenue and profit performed over time

Revenue

$58.45M

Gross profit

$58.45M

Operating income

$13.94M

Net income

$10.98M

Gross margin

100%

Net margin

18.8%

The net income has declined by 25% year-on-year and by 7% since the previous quarter

The company's operating income fell by 25% YoY and by 7% QoQ

The operating margin has contracted by 23% YoY and by 8% from the previous quarter

First Community's net margin has decreased by 22% YoY and by 8% from the previous quarter

Growth

What is First Community's growth rate over time

Valuation

What is First Community stock price valuation

P/E

15.8

P/B

1.3

P/S

2.97

EV/EBIT

13.64

EV/EBITDA

11.99

EV/Sales

3.25

The stock's P/E is 42% more than its 5-year quarterly average of 11.3 and 42% more than its last 4 quarters average of 11.3

FCCO's EPS is down by 26% year-on-year and by 8% since the previous quarter

FCCO's P/B is 21% above its 5-year quarterly average of 1.1 and 21% above its last 4 quarters average of 1.1

First Community's equity has increased by 8% YoY

The price to sales (P/S) is 26% higher than the last 4 quarters average of 2.4 and 17% higher than the 5-year quarterly average of 2.6

The revenue has contracted by 3.1% YoY

Efficiency

How efficient is First Community business performance

The ROIC has declined by 36% year-on-year and by 13% since the previous quarter

First Community's ROA has decreased by 33% YoY and by 14% from the previous quarter

The return on equity has declined by 30% year-on-year and by 9% since the previous quarter

FCCO's return on sales is down by 23% year-on-year and by 8% since the previous quarter

Dividends

What is FCCO's dividend history

Dividend details

DPS

$0.56

Dividend yield

2.46%

Payout ratio

38.9%

Recent dividends

Financial health

How did First Community financials performed over time

The total assets is 8% higher than the total liabilities

The total assets rose by 9% YoY and by 3.2% QoQ

The total liabilities has grown by 9% YoY and by 3.4% from the previous quarter

First Community's debt is 20% more than its equity

The debt to equity has contracted by 18% YoY and by 8% from the previous quarter

First Community's debt has decreased by 11% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.