FCCO First Community Corp

Price (delayed)

$16.16

Market cap

$123.28M

P/E Ratio

10.36

Dividend/share

$0.56

EPS

$1.56

Enterprise value

$199.84M

First Community Corporation stock trades on the NASDAQ Capital Market under the symbol 'FCCO' and is the holding company for First Community Bank, a local community bank based in the ...

Highlights

First Community's equity has increased by 11% YoY and by 6% QoQ

The stock's P/E is 8% less than its 5-year quarterly average of 11.3 and 4.1% less than its last 4 quarters average of 10.8

FCCO's EPS is down by 20% year-on-year and by 7% since the previous quarter

The net income has declined by 19% year-on-year and by 6% since the previous quarter

Sector: Financial Services

Industry: Banks - Regional

Website: http://www.firstcommunitysc.com

Peers: SFST SNV

Key stats

What are the main financial stats of FCCO

Market

Shares outstanding

7.63M

Market cap

$123.28M

Enterprise value

$199.84M

Valuations

Price to earnings (P/E)

10.36

Price to book (P/B)

0.94

Price to sales (P/S)

2.11

EV/EBIT

13.29

EV/EBITDA

11.78

EV/Sales

3.43

Earnings

Revenue

$58.18M

EBIT

$15.04M

EBITDA

$16.96M

Free cash flow

$11.16M

Per share

EPS

$1.56

Free cash flow per share

$1.47

Book value per share

$17.25

Revenue per share

$7.66

TBVPS

$238.5

Balance sheet

Total assets

$1.83B

Total liabilities

$1.7B

Debt

$171.25M

Equity

$131.06M

Working capital

N/A

Liquidity

Debt to equity

1.31

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

4.51

Margins

EBITDA margin

29.1%

Gross margin

100%

Net margin

20.4%

Operating margin

25.8%

Efficiency

Return on assets

0.7%

Return on equity

9.4%

Return on invested capital

0.8%

Return on capital employed

N/A

Return on sales

25.8%

Dividend

Dividend yield

3.47%

DPS

$0.56

Payout ratio

35.9%

FCCO stock price

How has the First Community stock price performed over time

Intraday

1 week

1.32%

1 month

-5.11%

1 year

-19.48%

YTD

-24.94%

QTD

-7.29%

Financial performance

How have First Community's revenue and profit performed over time

Revenue

$58.18M

Gross profit

$58.18M

Operating income

$15.04M

Net income

$11.84M

Gross margin

100%

Net margin

20.4%

The net income has declined by 19% year-on-year and by 6% since the previous quarter

The company's operating income fell by 18% YoY and by 6% QoQ

First Community's net margin has decreased by 17% YoY and by 4.2% from the previous quarter

The operating margin has contracted by 17% YoY and by 4.8% from the previous quarter

Growth

What is First Community's growth rate over time

Valuation

What is First Community stock price valuation

P/E

10.36

P/B

0.94

P/S

2.11

EV/EBIT

13.29

EV/EBITDA

11.78

EV/Sales

3.43

FCCO's EPS is down by 20% year-on-year and by 7% since the previous quarter

The stock's P/E is 8% less than its 5-year quarterly average of 11.3 and 4.1% less than its last 4 quarters average of 10.8

FCCO's P/B is 22% below its last 4 quarters average of 1.2 and 15% below its 5-year quarterly average of 1.1

First Community's equity has increased by 11% YoY and by 6% QoQ

The price to sales (P/S) is 19% lower than the 5-year quarterly average of 2.6 and 12% lower than the last 4 quarters average of 2.4

The revenue has contracted by 2.5% YoY

Efficiency

How efficient is First Community business performance

The ROIC has declined by 27% year-on-year and by 11% since the previous quarter

The return on equity has declined by 24% year-on-year and by 9% since the previous quarter

First Community's ROA has decreased by 22% YoY

FCCO's return on sales is down by 17% year-on-year and by 4.8% since the previous quarter

Dividends

What is FCCO's dividend history

Dividend details

DPS

$0.56

Dividend yield

3.47%

Payout ratio

35.9%

Recent dividends

Financial health

How did First Community financials performed over time

The total assets is 8% higher than the total liabilities

The total assets rose by 9% YoY

The total liabilities has grown by 9% YoY

First Community's debt is 31% more than its equity

First Community's equity has increased by 11% YoY and by 6% QoQ

First Community's debt has increased by 8% YoY and by 3.4% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.