PVBC Provident Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PVBC

Price (delayed)

$11.88

Market cap

$209.76M

P/E Ratio

14.14

Dividend/share

N/A

EPS

$0.84

Enterprise value

$112.71M

Provident Bancorp, Inc. is a Maryland corporation that was formed in 2019 to be the successor corporation to Provident Bancorp, Inc., a Massachusetts corporation, and the holding company for The ...

Highlights
The EPS has soared by 156% YoY and by 27% from the previous quarter
Provident Bancorp's net income has surged by 156% YoY and by 26% QoQ
The debt is up by 29% year-on-year but it has declined by 14% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.theprovidentbank.com
Peers: NKSH NRIM NIC

Key stats

What are the main financial stats of PVBC
Market
Shares outstanding
17.66M
Market cap
$209.76M
Enterprise value
$112.71M
Valuations
Price to earnings (P/E)
14.14
Price to book (P/B)
0.92
Price to sales (P/S)
2.86
EV/EBIT
6.03
EV/EBITDA
5.69
EV/Sales
1.63
Earnings
Revenue
$69.35M
EBIT
$18.69M
EBITDA
$19.8M
Free cash flow
$5.74M
Per share
EPS
$0.84
Free cash flow per share
$0.34
Book value per share
$12.87
Revenue per share
$4.16
TBVPS
$99.51
Balance sheet
Total assets
$1.66B
Total liabilities
$1.43B
Debt
$93.81M
Equity
$227.24M
Working capital
N/A
Liquidity
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.9
Margins
EBITDA margin
28.5%
Gross margin
100%
Net margin
19.9%
Operating margin
27%
Efficiency
Return on assets
0.8%
Return on equity
6.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
27%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

PVBC stock price

How has the Provident Bancorp stock price performed over time
Intraday
-0.75%
1 week
6.36%
1 month
19.04%
1 year
23.75%
YTD
17.97%
QTD
16.58%

Financial performance

How have Provident Bancorp's revenue and profit performed over time
Revenue
$69.35M
Gross profit
$69.35M
Operating income
$18.69M
Net income
$13.83M
Gross margin
100%
Net margin
19.9%
The company's operating income has surged by 158% YoY and by 26% QoQ
Provident Bancorp's net income has surged by 156% YoY and by 26% QoQ
PVBC's operating margin has surged by 118% year-on-year and by 21% since the previous quarter
The net margin has soared by 117% year-on-year and by 20% since the previous quarter

Growth

What is Provident Bancorp's growth rate over time

Valuation

What is Provident Bancorp stock price valuation
P/E
14.14
P/B
0.92
P/S
2.86
EV/EBIT
6.03
EV/EBITDA
5.69
EV/Sales
1.63
The EPS has soared by 156% YoY and by 27% from the previous quarter
PVBC's price to book (P/B) is 33% higher than its last 4 quarters average of 0.7 but 7% lower than its 5-year quarterly average of 1.0
PVBC's equity is up by 7% year-on-year and by 2.4% since the previous quarter
The price to sales (P/S) is 37% lower than the 5-year quarterly average of 4.6 and 18% lower than the last 4 quarters average of 3.5
Provident Bancorp's revenue has increased by 5% from the previous quarter

Efficiency

How efficient is Provident Bancorp business performance
PVBC's return on invested capital has surged by 163% year-on-year and by 20% since the previous quarter
Provident Bancorp's return on assets has surged by 157% YoY and by 33% QoQ
Provident Bancorp's ROE has soared by 155% YoY and by 24% from the previous quarter
The ROS has soared by 118% YoY and by 21% from the previous quarter

Dividends

What is PVBC's dividend history
Dividend details
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Provident Bancorp financials performed over time
The company's total assets is 16% higher than its total liabilities
PVBC's total liabilities is down by 4% year-on-year
The company's total assets fell by 2.5% YoY
The debt is 59% smaller than the equity
The debt is up by 29% year-on-year but it has declined by 14% since the previous quarter
The company's debt to equity rose by 21% YoY but it fell by 16% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.