PVBC Provident Bancorp Inc

Price (delayed)

$9.92

Market cap

$175.4M

P/E Ratio

15.03

Dividend/share

N/A

EPS

$0.66

Enterprise value

-$97.04M

Provident Bancorp, Inc. is a Maryland corporation that was formed in 2019 to be the successor corporation to Provident Bancorp, Inc., a Massachusetts corporation, and the holding company for The ...

Highlights
The EPS has soared by 152% YoY and by 140% from the previous quarter
Provident Bancorp's net income has surged by 152% YoY and by 140% QoQ
The debt is up by 12% since the previous quarter and by 11% year-on-year

Key stats

What are the main financial stats of PVBC
Market
Shares outstanding
17.68M
Market cap
$175.4M
Enterprise value
-$97.04M
Valuations
Price to earnings (P/E)
15.03
Price to book (P/B)
0.81
Price to sales (P/S)
2.32
EV/EBIT
-6.37
EV/EBITDA
-5.94
EV/Sales
-1.36
Earnings
Revenue
$71.12M
EBIT
$15.23M
EBITDA
$16.33M
Free cash flow
$3.5M
Per share
EPS
$0.66
Free cash flow per share
$0.21
Book value per share
$12.3
Revenue per share
$4.28
TBVPS
$108.91
Balance sheet
Total assets
$1.81B
Total liabilities
$1.59B
Debt
$93.93M
Equity
$217.58M
Working capital
N/A
Liquidity
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-16.68
Margins
EBITDA margin
23%
Gross margin
100%
Net margin
15.1%
Operating margin
21.4%
Efficiency
Return on assets
0.6%
Return on equity
5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
21.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

PVBC stock price

How has the Provident Bancorp stock price performed over time
Intraday
0.1%
1 week
-1%
1 month
-12.6%
1 year
8.18%
YTD
-1.49%
QTD
-1.49%

Financial performance

How have Provident Bancorp's revenue and profit performed over time
Revenue
$71.12M
Gross profit
$71.12M
Operating income
$15.23M
Net income
$10.73M
Gross margin
100%
Net margin
15.1%
The company's operating income has surged by 156% YoY and by 143% QoQ
Provident Bancorp's net income has surged by 152% YoY and by 140% QoQ
PVBC's operating margin has surged by 115% year-on-year and by 112% since the previous quarter
The net margin has soared by 114% year-on-year and by 111% since the previous quarter

Growth

What is Provident Bancorp's growth rate over time

Valuation

What is Provident Bancorp stock price valuation
P/E
15.03
P/B
0.81
P/S
2.32
EV/EBIT
-6.37
EV/EBITDA
-5.94
EV/Sales
-1.36
The EPS has soared by 152% YoY and by 140% from the previous quarter
PVBC's price to book (P/B) is 26% lower than its 5-year quarterly average of 1.1 but 16% higher than its last 4 quarters average of 0.7
PVBC's equity is up by 7% year-on-year
The price to sales (P/S) is 53% lower than the 5-year quarterly average of 4.9 and 52% lower than the last 4 quarters average of 4.8

Efficiency

How efficient is Provident Bancorp business performance
PVBC's return on invested capital has surged by 163% year-on-year and by 145% since the previous quarter
Provident Bancorp's ROE has soared by 156% YoY and by 139% from the previous quarter
Provident Bancorp's return on assets has surged by 150% YoY and by 138% QoQ
The ROS has soared by 115% YoY and by 112% from the previous quarter

Dividends

What is PVBC's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Provident Bancorp financials performed over time
The company's total assets is 14% higher than its total liabilities
PVBC's total liabilities is up by 2.9% since the previous quarter
The company's total assets rose by 2.7% QoQ
The debt is 57% smaller than the equity
The debt is up by 12% since the previous quarter and by 11% year-on-year
The company's debt to equity rose by 10% QoQ and by 2.4% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.