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PVBC Provident Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: PVBC
Price (delayed)
$11.35
Market cap
$201.89M
P/E Ratio
43.65
Dividend/share
N/A
EPS
$0.26
Enterprise value
$208.27M
Provident Bancorp, Inc. is a Maryland corporation that was formed in 2019 to be the successor corporation to Provident Bancorp, Inc., a Massachusetts corporation, and the holding company for The
Highlights
PVBC's equity is up by 3% year-on-year
The debt has soared by 171% since the previous quarter and by 40% year-on-year
The stock's price to earnings (P/E) is 123% more than its 5-year quarterly average of 19.6 and 36% more than its last 4 quarters average of 32.0
Key stats
What are the main financial stats of PVBC
Market
Valuations
Earnings
Shares outstanding
17.79M
Market cap
$201.89M
Enterprise value
$208.27M
Price to earnings (P/E)
43.65
Price to book (P/B)
0.86
Price to sales (P/S)
3.8
EV/EBIT
37.68
EV/EBITDA
31.85
EV/Sales
4.15
Revenue
$50.24M
Gross profit
$50.24M
Operating income
$5.53M
Net income
$4.46M
EBIT
$5.53M
EBITDA
$6.54M
Free cash flow
$16.23M
Per share
Balance sheet
Liquidity
EPS
$0.26
EPS diluted
$0.26
Free cash flow per share
$0.97
Book value per share
$13.16
Revenue per share
$2.99
TBVPS
$92.38
Total assets
$1.55B
Total liabilities
$1.32B
Debt
$131.36M
Equity
$234.04M
Working capital
N/A
Debt to equity
0.56
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.98
Margins
Efficiency
Dividend
EBITDA margin
13%
Gross margin
100%
Net margin
8.9%
Operating margin
11%
Return on assets
0.3%
Return on equity
1.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
11%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
PVBC stock price
How has the Provident Bancorp stock price performed over time
Intraday
-0.26%
1 week
0.71%
1 month
2.9%
1 year
13.61%
YTD
-0.44%
QTD
-1.13%
Financial performance
How have Provident Bancorp's revenue and profit performed over time
Revenue
$50.24M
Gross profit
$50.24M
Operating income
$5.53M
Net income
$4.46M
Gross margin
100%
Net margin
8.9%
The company's operating income has shrunk by 70% YoY and by 41% QoQ
Provident Bancorp's net income has shrunk by 68% YoY and by 39% QoQ
PVBC's operating margin has dropped by 59% year-on-year and by 35% since the previous quarter
The net margin has dropped by 55% year-on-year and by 32% since the previous quarter
Price vs fundamentals
How does PVBC's price correlate with its fundamentals
Growth
What is Provident Bancorp's growth rate over time
Valuation
What is Provident Bancorp stock price valuation
P/E
43.65
P/B
0.86
P/S
3.8
EV/EBIT
37.68
EV/EBITDA
31.85
EV/Sales
4.15
The stock's price to earnings (P/E) is 123% more than its 5-year quarterly average of 19.6 and 36% more than its last 4 quarters average of 32.0
The EPS has plunged by 69% YoY and by 40% from the previous quarter
PVBC's price to book (P/B) is 8% higher than its last 4 quarters average of 0.8 but 4.4% lower than its 5-year quarterly average of 0.9
PVBC's equity is up by 3% year-on-year
Provident Bancorp's revenue has decreased by 28% YoY and by 9% from the previous quarter
The price to sales (P/S) is 12% higher than the last 4 quarters average of 3.4 but 12% lower than the 5-year quarterly average of 4.3
Efficiency
How efficient is Provident Bancorp business performance
Provident Bancorp's ROE has plunged by 70% YoY and by 41% from the previous quarter
PVBC's return on invested capital has dropped by 67% year-on-year and by 33% since the previous quarter
Provident Bancorp's return on assets has shrunk by 63% YoY and by 25% QoQ
The ROS has plunged by 59% YoY and by 35% from the previous quarter
Dividends
What is PVBC's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Provident Bancorp financials performed over time
The company's total assets is 18% higher than its total liabilities
PVBC's total liabilities is down by 8% year-on-year and by 3.1% since the previous quarter
The company's total assets fell by 6% YoY and by 2.5% QoQ
The debt is 44% smaller than the equity
The debt has soared by 171% since the previous quarter and by 40% year-on-year
The company's debt to equity has surged by 167% QoQ and by 37% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.