PVBC Provident Bancorp Inc

Price (delayed)

$7.3

Market cap

$129.35M

P/E Ratio

6.08

Dividend/share

$0.16

EPS

$1.2

Enterprise value

$70.38M

Provident Bancorp, Inc. is a Maryland corporation that was formed in 2019 to be the successor corporation to Provident Bancorp, Inc., a Massachusetts corporation, and the holding company for The ...

Highlights
The stock's price to earnings (P/E) is 72% less than its 5-year quarterly average of 20.6 and 64% less than its last 4 quarters average of 16.0
The EPS has grown by 40% YoY and by 14% from the previous quarter

Key stats

What are the main financial stats of PVBC
Market
Shares outstanding
17.72M
Market cap
$129.35M
Enterprise value
$70.38M
Valuations
Price to earnings (P/E)
6.08
Price to book (P/B)
0.54
Price to sales (P/S)
1.67
EV/EBIT
2.59
EV/EBITDA
2.49
EV/Sales
0.98
Earnings
Revenue
$71.82M
EBIT
$27.18M
EBITDA
$28.25M
Free cash flow
$20.33M
Per share
EPS
$1.2
Free cash flow per share
$1.24
Book value per share
$13.47
Revenue per share
$4.36
TBVPS
$108.63
Balance sheet
Total assets
$1.79B
Total liabilities
$1.55B
Debt
$95.84M
Equity
$239.91M
Working capital
N/A
Liquidity
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.09
Margins
EBITDA margin
39.3%
Gross margin
100%
Net margin
27.6%
Operating margin
37.9%
Efficiency
Return on assets
1.1%
Return on equity
8.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
37.9%
Dividend
Dividend yield
2.19%
DPS
$0.16
Payout ratio
13.3%

PVBC stock price

How has the Provident Bancorp stock price performed over time
Intraday
5.19%
1 week
6.73%
1 month
-39.42%
1 year
-60.26%
YTD
-60.75%
QTD
-48.99%

Financial performance

How have Provident Bancorp's revenue and profit performed over time
Revenue
$71.82M
Gross profit
$71.82M
Operating income
$27.18M
Net income
$19.82M
Gross margin
100%
Net margin
27.6%
Provident Bancorp's net income has increased by 32% YoY and by 14% QoQ
The company's operating income rose by 30% YoY and by 14% QoQ
The gross profit is up by 22% year-on-year and by 8% since the previous quarter
Provident Bancorp's revenue has increased by 22% YoY and by 8% from the previous quarter

Growth

What is Provident Bancorp's growth rate over time

Valuation

What is Provident Bancorp stock price valuation
P/E
6.08
P/B
0.54
P/S
1.67
EV/EBIT
2.59
EV/EBITDA
2.49
EV/Sales
0.98
The stock's price to earnings (P/E) is 72% less than its 5-year quarterly average of 20.6 and 64% less than its last 4 quarters average of 16.0
The EPS has grown by 40% YoY and by 14% from the previous quarter
PVBC's price to book (P/B) is 63% lower than its 5-year quarterly average of 1.4 and 60% lower than its last 4 quarters average of 1.3
PVBC's equity is up by 3.6% year-on-year
The price to sales (P/S) is 68% lower than the 5-year quarterly average of 4.9 and 62% lower than the last 4 quarters average of 4.2
Provident Bancorp's revenue has increased by 22% YoY and by 8% from the previous quarter

Efficiency

How efficient is Provident Bancorp business performance
Provident Bancorp's ROE has increased by 31% YoY and by 14% from the previous quarter
PVBC's return on invested capital is up by 21% year-on-year and by 6% since the previous quarter
Provident Bancorp's return on assets has increased by 10% QoQ and by 10% YoY
The ROS has grown by 6% YoY and by 6% from the previous quarter

Dividends

What is PVBC's dividend history
DPS
$0.16
Dividend yield
2.19%
Payout ratio
13.3%
Recent dividends

Financial health

How did Provident Bancorp financials performed over time
The company's total assets is 15% higher than its total liabilities
PVBC's total liabilities is up by 14% year-on-year
The company's total assets rose by 13% YoY
The debt is 60% smaller than the equity
PVBC's equity is up by 3.6% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.