PVBC Provident Bancorp Inc

Price (delayed)

$9.1

Market cap

$160.91M

P/E Ratio

13.79

Dividend/share

N/A

EPS

$0.66

Enterprise value

-$111.53M

Provident Bancorp, Inc. is a Maryland corporation that was formed in 2019 to be the successor corporation to Provident Bancorp, Inc., a Massachusetts corporation, and the holding company for The ...

Highlights
The EPS has soared by 152% YoY and by 140% from the previous quarter
Provident Bancorp's net income has surged by 152% YoY and by 140% QoQ
The debt is up by 12% since the previous quarter and by 11% year-on-year

Key stats

What are the main financial stats of PVBC
Market
Shares outstanding
17.68M
Market cap
$160.91M
Enterprise value
-$111.53M
Valuations
Price to earnings (P/E)
13.79
Price to book (P/B)
0.74
Price to sales (P/S)
2.12
EV/EBIT
-7.32
EV/EBITDA
-6.83
EV/Sales
-1.57
Earnings
Revenue
$71.12M
EBIT
$15.23M
EBITDA
$16.33M
Free cash flow
$3.5M
Per share
EPS
$0.66
Free cash flow per share
$0.21
Book value per share
$12.3
Revenue per share
$4.28
TBVPS
$108.91
Balance sheet
Total assets
$1.81B
Total liabilities
$1.59B
Debt
$93.93M
Equity
$217.58M
Working capital
N/A
Liquidity
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-16.68
Margins
EBITDA margin
23%
Gross margin
100%
Net margin
15.1%
Operating margin
21.4%
Efficiency
Return on assets
0.6%
Return on equity
5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
21.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

PVBC stock price

How has the Provident Bancorp stock price performed over time
Intraday
5.69%
1 week
2.36%
1 month
-8.17%
1 year
29.08%
YTD
-9.63%
QTD
-9.63%

Financial performance

How have Provident Bancorp's revenue and profit performed over time
Revenue
$71.12M
Gross profit
$71.12M
Operating income
$15.23M
Net income
$10.73M
Gross margin
100%
Net margin
15.1%
The company's operating income has surged by 156% YoY and by 143% QoQ
Provident Bancorp's net income has surged by 152% YoY and by 140% QoQ
PVBC's operating margin has surged by 115% year-on-year and by 112% since the previous quarter
The net margin has soared by 114% year-on-year and by 111% since the previous quarter

Growth

What is Provident Bancorp's growth rate over time

Valuation

What is Provident Bancorp stock price valuation
P/E
13.79
P/B
0.74
P/S
2.12
EV/EBIT
-7.32
EV/EBITDA
-6.83
EV/Sales
-1.57
The EPS has soared by 152% YoY and by 140% from the previous quarter
PVBC's price to book (P/B) is 33% lower than its 5-year quarterly average of 1.1 but 6% higher than its last 4 quarters average of 0.7
PVBC's equity is up by 7% year-on-year
The price to sales (P/S) is 57% lower than the 5-year quarterly average of 4.9 and 56% lower than the last 4 quarters average of 4.8

Efficiency

How efficient is Provident Bancorp business performance
PVBC's return on invested capital has surged by 163% year-on-year and by 145% since the previous quarter
Provident Bancorp's ROE has soared by 156% YoY and by 139% from the previous quarter
Provident Bancorp's return on assets has surged by 150% YoY and by 138% QoQ
The ROS has soared by 115% YoY and by 112% from the previous quarter

Dividends

What is PVBC's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Provident Bancorp financials performed over time
The company's total assets is 14% higher than its total liabilities
PVBC's total liabilities is up by 2.9% since the previous quarter
The company's total assets rose by 2.7% QoQ
The debt is 57% smaller than the equity
The debt is up by 12% since the previous quarter and by 11% year-on-year
The company's debt to equity rose by 10% QoQ and by 2.4% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.