PVBC Provident Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PVBC

Price (delayed)

$6.9275

Market cap

$122.41M

P/E Ratio

N/A

Dividend/share

$0.16

EPS

-$1.26

Enterprise value

$51.3M

Provident Bancorp, Inc. is a Maryland corporation that was formed in 2019 to be the successor corporation to Provident Bancorp, Inc., a Massachusetts corporation, and the holding company for The ...

Highlights
The debt has declined by 12% since the previous quarter
The gross profit has dropped by 73% since the previous quarter and by 68% year-on-year
Provident Bancorp's revenue has plunged by 73% from the previous quarter and by 68% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.theprovidentbank.com
Peers: NBTB NBHC

Key stats

What are the main financial stats of PVBC
Market
Shares outstanding
17.67M
Market cap
$122.41M
Enterprise value
$51.3M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.6
Price to sales (P/S)
5.84
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
2.63
Earnings
Revenue
$19.51M
EBIT
-$27.11M
EBITDA
-$26.03M
Free cash flow
$24.02M
Per share
EPS
-$1.26
Free cash flow per share
$1.46
Book value per share
$11.51
Revenue per share
$1.19
TBVPS
$107.78
Balance sheet
Total assets
$1.77B
Total liabilities
$1.57B
Debt
$84.81M
Equity
$203.98M
Working capital
N/A
Liquidity
Debt to equity
0.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.73
Margins
EBITDA margin
-133.4%
Gross margin
100%
Net margin
-105.5%
Operating margin
-139%
Efficiency
Return on assets
-1.2%
Return on equity
-9%
Return on invested capital
-1.6%
Return on capital employed
N/A
Return on sales
-139%
Dividend
Dividend yield
2.31%
DPS
$0.16
Payout ratio
N/A

PVBC stock price

How has the Provident Bancorp stock price performed over time
Intraday
-1.74%
1 week
-10.15%
1 month
-24.45%
1 year
-56.62%
YTD
-4.84%
QTD
-4.84%

Financial performance

How have Provident Bancorp's revenue and profit performed over time
Revenue
$19.51M
Gross profit
$19.51M
Operating income
-$27.11M
Net income
-$20.58M
Gross margin
100%
Net margin
-105.5%
The company's operating income has shrunk by 200% QoQ
The gross profit has dropped by 73% since the previous quarter and by 68% year-on-year
Provident Bancorp's revenue has plunged by 73% from the previous quarter and by 68% YoY

Growth

What is Provident Bancorp's growth rate over time

Valuation

What is Provident Bancorp stock price valuation
P/E
N/A
P/B
0.6
P/S
5.84
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
2.63
PVBC's price to book (P/B) is 57% lower than its 5-year quarterly average of 1.4 and 54% lower than its last 4 quarters average of 1.3
PVBC's equity is down by 15% since the previous quarter and by 12% year-on-year
Provident Bancorp's revenue has plunged by 73% from the previous quarter and by 68% YoY
The price to sales (P/S) is 13% higher than the 5-year quarterly average of 5.2 but 6% lower than the last 4 quarters average of 6.2

Efficiency

How efficient is Provident Bancorp business performance
PVBC's return on invested capital has dropped by 200% year-on-year and by 194% since the previous quarter

Dividends

What is PVBC's dividend history
Dividend details
DPS
$0.16
Dividend yield
2.31%
Payout ratio
N/A
Recent dividends

Financial health

How did Provident Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
PVBC's total liabilities is up by 13% year-on-year
The company's total assets rose by 9% YoY
The debt is 58% smaller than the equity
PVBC's equity is down by 15% since the previous quarter and by 12% year-on-year
The debt has declined by 12% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.