PGC Peapack Gladstone Financial Corp
Price (delayed)
$25.85
Market cap
$454.86M
P/E Ratio
13.82
Dividend/share
$0.2
EPS
$1.87
Enterprise value
$241.97M
Peapack-Gladstone Financial Corporation is a New Jersey bank holding company with total assets of $5.9 billion and assets under management and/or administration of $8.8 billion as of December 31, 2020.
Highlights
The debt has dropped by 68% year-on-year
Peapack Gladstone Financial's revenue has increased by 5% QoQ and by 2.3% YoY
The EPS is down by 32% year-on-year but it is up by 2.2% since the previous quarter
Peapack Gladstone Financial's net income has decreased by 32% YoY
PGC's P/E is 22% above its 5-year quarterly average of 11.3
Key stats
What are the main financial stats of PGC
Market
Valuations
Earnings
Shares outstanding
17.6M
Market cap
$454.86M
Enterprise value
$241.97M
Price to earnings (P/E)
13.82
Price to book (P/B)
0.75
Price to sales (P/S)
2.06
EV/EBIT
5.38
EV/EBITDA
4.88
EV/Sales
1.1
Revenue
$220.63M
Gross profit
$220.63M
Operating income
$44.95M
Net income
$32.99M
EBIT
$44.95M
EBITDA
$49.58M
Free cash flow
$63.43M
Per share
Balance sheet
Liquidity
EPS
$1.87
EPS diluted
$1.85
Free cash flow per share
$3.61
Book value per share
$34.45
Revenue per share
$12.55
TBVPS
$396.14
Total assets
$7.01B
Total liabilities
$6.41B
Debt
$178.48M
Equity
$605.85M
Working capital
N/A
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.29
Margins
Efficiency
Dividend
EBITDA margin
22.5%
Gross margin
100%
Net margin
15%
Operating margin
20.4%
Return on assets
0.5%
Return on equity
5.5%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
20.4%
Dividend yield
0.77%
DPS
$0.2
Payout ratio
10.7%
PGC stock price
How has the Peapack Gladstone Financial stock price performed over time
Intraday
-0.92%
1 week
1.85%
1 month
-9.8%
1 year
7.13%
YTD
-19.34%
QTD
-8.98%
Financial performance
How have Peapack Gladstone Financial's revenue and profit performed over time
Revenue
$220.63M
Gross profit
$220.63M
Operating income
$44.95M
Net income
$32.99M
Gross margin
100%
Net margin
15%
The operating margin has contracted by 35% YoY and by 3.3% from the previous quarter
The net margin has declined by 34% year-on-year and by 2.6% since the previous quarter
The operating income has contracted by 33% YoY
Peapack Gladstone Financial's net income has decreased by 32% YoY
Growth
What is Peapack Gladstone Financial's growth rate over time
Valuation
What is Peapack Gladstone Financial stock price valuation
P/E
13.82
P/B
0.75
P/S
2.06
EV/EBIT
5.38
EV/EBITDA
4.88
EV/Sales
1.1
The EPS is down by 32% year-on-year but it is up by 2.2% since the previous quarter
PGC's P/E is 22% above its 5-year quarterly average of 11.3
PGC's P/B is 25% lower than its 5-year quarterly average of 1.0 and 6% lower than its last 4 quarters average of 0.8
The equity has grown by 3.8% YoY
The P/S is 18% below the 5-year quarterly average of 2.5 and 6% below the last 4 quarters average of 2.2
Peapack Gladstone Financial's revenue has increased by 5% QoQ and by 2.3% YoY
Efficiency
How efficient is Peapack Gladstone Financial business performance
The ROA has decreased by 38% YoY
The company's return on equity fell by 36% YoY
The ROS is down by 35% year-on-year and by 3.3% since the previous quarter
The ROIC has contracted by 30% YoY
Dividends
What is PGC's dividend history
DPS
$0.2
Dividend yield
0.77%
Payout ratio
10.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Peapack Gladstone Financial financials performed over time
PGC's total assets is 9% greater than its total liabilities
The total liabilities has grown by 9% YoY and by 3.5% from the previous quarter
PGC's total assets is up by 8% year-on-year and by 3.2% since the previous quarter
The debt is 71% smaller than the equity
Peapack Gladstone Financial's debt to equity has shrunk by 69% YoY and by 3.3% QoQ
The debt has dropped by 68% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.