PGC Peapack Gladstone Financial Corp
Price (delayed)
$32.71
Market cap
$575.22M
P/E Ratio
17.87
Dividend/share
$0.2
EPS
$1.83
Enterprise value
$262.21M
Peapack-Gladstone Financial Corporation is a New Jersey bank holding company with total assets of $5.9 billion and assets under management and/or administration of $8.8 billion as of December 31, 2020.
Highlights
The debt has dropped by 71% year-on-year
The equity has grown by 9% YoY and by 3.3% from the previous quarter
Peapack Gladstone Financial's revenue has decreased by 9% YoY but it has increased by 2.6% QoQ
The gross profit has declined by 9% year-on-year but it has increased by 2.6% since the previous quarter
PGC's P/E is 64% above its 5-year quarterly average of 10.9 and 46% above its last 4 quarters average of 12.2
Peapack Gladstone Financial's net income has decreased by 47% YoY and by 3.5% QoQ
Key stats
What are the main financial stats of PGC
Market
Valuations
Earnings
Shares outstanding
17.59M
Market cap
$575.22M
Enterprise value
$262.21M
Price to earnings (P/E)
17.87
Price to book (P/B)
0.95
Price to sales (P/S)
2.75
EV/EBIT
5.91
EV/EBITDA
5.34
EV/Sales
1.25
Revenue
$209.77M
Gross profit
$209.77M
Operating income
$44.34M
Net income
$32.35M
EBIT
$44.34M
EBITDA
$49.08M
Free cash flow
$41.06M
Per share
Balance sheet
Liquidity
EPS
$1.83
EPS diluted
$1.81
Free cash flow per share
$2.33
Book value per share
$34.37
Revenue per share
$11.91
TBVPS
$383.09
Total assets
$6.79B
Total liabilities
$6.19B
Debt
$179.65M
Equity
$607.61M
Working capital
N/A
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.38
Margins
Efficiency
Dividend
EBITDA margin
23.4%
Gross margin
100%
Net margin
15.4%
Operating margin
21.1%
Return on assets
0.5%
Return on equity
5.5%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
21.1%
Dividend yield
0.61%
DPS
$0.2
Payout ratio
10.9%
PGC stock price
How has the Peapack Gladstone Financial stock price performed over time
Intraday
3.64%
1 week
-0.03%
1 month
3.48%
1 year
23.53%
YTD
2.06%
QTD
2.06%
Financial performance
How have Peapack Gladstone Financial's revenue and profit performed over time
Revenue
$209.77M
Gross profit
$209.77M
Operating income
$44.34M
Net income
$32.35M
Gross margin
100%
Net margin
15.4%
The operating income has contracted by 48% YoY and by 4% from the previous quarter
Peapack Gladstone Financial's net income has decreased by 47% YoY and by 3.5% QoQ
The operating margin has contracted by 43% YoY and by 7% from the previous quarter
The net margin has declined by 42% year-on-year and by 6% since the previous quarter
Growth
What is Peapack Gladstone Financial's growth rate over time
Valuation
What is Peapack Gladstone Financial stock price valuation
P/E
17.87
P/B
0.95
P/S
2.75
EV/EBIT
5.91
EV/EBITDA
5.34
EV/Sales
1.25
PGC's P/E is 64% above its 5-year quarterly average of 10.9 and 46% above its last 4 quarters average of 12.2
The EPS is down by 46% year-on-year and by 3.2% since the previous quarter
PGC's P/B is 19% higher than its last 4 quarters average of 0.8 and 6% higher than its 5-year quarterly average of 0.9
The equity has grown by 9% YoY and by 3.3% from the previous quarter
The P/S is 25% above the last 4 quarters average of 2.2 and 10% above the 5-year quarterly average of 2.5
Peapack Gladstone Financial's revenue has decreased by 9% YoY but it has increased by 2.6% QoQ
Efficiency
How efficient is Peapack Gladstone Financial business performance
The company's return on equity has shrunk by 50% YoY and by 5% QoQ
The ROIC has contracted by 46% YoY
The ROA has decreased by 44% YoY
The ROS is down by 43% year-on-year and by 7% since the previous quarter
Dividends
What is PGC's dividend history
DPS
$0.2
Dividend yield
0.61%
Payout ratio
10.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Peapack Gladstone Financial financials performed over time
PGC's total assets is 10% greater than its total liabilities
The total liabilities has grown by 4.5% from the previous quarter and by 3.7% YoY
PGC's total assets is up by 4.4% since the previous quarter and by 4.2% year-on-year
The debt is 70% smaller than the equity
Peapack Gladstone Financial's debt to equity has shrunk by 73% YoY
The debt has dropped by 71% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.