PGC Peapack Gladstone Financial Corp

Price (delayed)

$24.33

Market cap

$431.91M

P/E Ratio

8.88

Dividend/share

$0.2

EPS

$2.74

Enterprise value

$797.64M

Peapack-Gladstone Financial Corporation is a New Jersey bank holding company with total assets of $5.9 billion and assets under management and/or administration of $8.8 billion as of December 31, 2020. ...

Highlights
The equity has grown by 10% YoY and by 4.4% from the previous quarter
PGC's P/E is 18% below its 5-year quarterly average of 10.8 but 11% above its last 4 quarters average of 8.0
The debt has declined by 11% since the previous quarter but it is up by 4.2% year-on-year
Peapack Gladstone Financial's net income has decreased by 34% YoY and by 20% QoQ
The EPS is down by 33% year-on-year and by 19% since the previous quarter

Key stats

What are the main financial stats of PGC
Market
Shares outstanding
17.75M
Market cap
$431.91M
Enterprise value
$797.64M
Valuations
Price to earnings (P/E)
8.88
Price to book (P/B)
0.74
Price to sales (P/S)
2.01
EV/EBIT
11.86
EV/EBITDA
11.03
EV/Sales
3.7
Earnings
Revenue
$215.58M
EBIT
$67.28M
EBITDA
$72.29M
Free cash flow
$66.8M
Per share
EPS
$2.74
Free cash flow per share
$3.75
Book value per share
$32.76
Revenue per share
$12.1
TBVPS
$360.91
Balance sheet
Total assets
$6.48B
Total liabilities
$5.89B
Debt
$553.39M
Equity
$583.68M
Working capital
N/A
Liquidity
Debt to equity
0.95
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.06
Margins
EBITDA margin
33.5%
Gross margin
100%
Net margin
22.7%
Operating margin
31.2%
Efficiency
Return on assets
0.8%
Return on equity
8.6%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
31.2%
Dividend
Dividend yield
0.82%
DPS
$0.2
Payout ratio
7.3%

PGC stock price

How has the Peapack Gladstone Financial stock price performed over time
Intraday
1.08%
1 week
1.63%
1 month
1.04%
1 year
-18.66%
YTD
-18.41%
QTD
-18.41%

Financial performance

How have Peapack Gladstone Financial's revenue and profit performed over time
Revenue
$215.58M
Gross profit
$215.58M
Operating income
$67.28M
Net income
$48.85M
Gross margin
100%
Net margin
22.7%
The operating income has contracted by 34% YoY and by 21% from the previous quarter
Peapack Gladstone Financial's net income has decreased by 34% YoY and by 20% QoQ
The operating margin has contracted by 28% YoY and by 16% from the previous quarter
The net margin has declined by 28% year-on-year and by 14% since the previous quarter

Growth

What is Peapack Gladstone Financial's growth rate over time

Valuation

What is Peapack Gladstone Financial stock price valuation
P/E
8.88
P/B
0.74
P/S
2.01
EV/EBIT
11.86
EV/EBITDA
11.03
EV/Sales
3.7
The EPS is down by 33% year-on-year and by 19% since the previous quarter
PGC's P/E is 18% below its 5-year quarterly average of 10.8 but 11% above its last 4 quarters average of 8.0
PGC's P/B is 26% lower than its 5-year quarterly average of 1.0 and 18% lower than its last 4 quarters average of 0.9
The equity has grown by 10% YoY and by 4.4% from the previous quarter
The P/S is 26% below the 5-year quarterly average of 2.7 and 9% below the last 4 quarters average of 2.2
Peapack Gladstone Financial's revenue has decreased by 9% YoY and by 6% QoQ

Efficiency

How efficient is Peapack Gladstone Financial business performance
The company's return on equity fell by 39% YoY and by 22% QoQ
The ROIC has contracted by 38% YoY and by 23% from the previous quarter
The ROA has decreased by 33% YoY and by 11% QoQ
The ROS is down by 28% year-on-year and by 16% since the previous quarter

Dividends

What is PGC's dividend history
DPS
$0.2
Dividend yield
0.82%
Payout ratio
7.3%
Recent dividends

Financial health

How did Peapack Gladstone Financial financials performed over time
PGC's total assets is 10% greater than its total liabilities
The debt is 5% smaller than the equity
Peapack Gladstone Financial's debt to equity has decreased by 14% QoQ and by 5% YoY
The debt has declined by 11% since the previous quarter but it is up by 4.2% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.