PEBK Peoples Bancorp Of North Carolina Inc
Price (delayed)
$25.78
Market cap
$140.66M
P/E Ratio
8.37
Dividend/share
$0.93
EPS
$3.08
Enterprise value
$100.99M
Peoples Bancorp of North Carolina, Inc. operates as the holding company for Peoples Bank. Peoples Bank is the wholly-owned banking subsidiary of Peoples Bancorp of North Carolina, Inc. The Corporate
Highlights
Peoples Bancorp Of North Carolina's debt has shrunk by 82% YoY and by 31% QoQ
PEBK's price to earnings (P/E) is 13% lower than its 5-year quarterly average of 9.6 and 10% lower than its last 4 quarters average of 9.3
The equity is up by 8% year-on-year but it has declined by 4.2% since the previous quarter
Key stats
What are the main financial stats of PEBK
Market
Valuations
Earnings
Shares outstanding
5.46M
Market cap
$140.66M
Enterprise value
$100.99M
Price to earnings (P/E)
8.37
Price to book (P/B)
1.08
Price to sales (P/S)
1.71
EV/EBIT
4.83
EV/EBITDA
4.24
EV/Sales
1.23
Revenue
$82.08M
Gross profit
$82.08M
Operating income
$20.93M
Net income
$16.35M
EBIT
$20.93M
EBITDA
$23.82M
Free cash flow
$19.97M
Per share
Balance sheet
Liquidity
EPS
$3.08
EPS diluted
$2.98
Free cash flow per share
$3.66
Book value per share
$23.92
Revenue per share
$15.04
TBVPS
$302.69
Total assets
$1.65B
Total liabilities
$1.52B
Debt
$19.6M
Equity
$130.56M
Working capital
N/A
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.67
Margins
Efficiency
Dividend
EBITDA margin
29%
Gross margin
100%
Net margin
19.9%
Operating margin
25.5%
Return on assets
1%
Return on equity
12.8%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
25.5%
Dividend yield
3.61%
DPS
$0.93
Payout ratio
30.2%
PEBK stock price
How has the Peoples Bancorp Of North Carolina stock price performed over time
Intraday
0.23%
1 week
-1.3%
1 month
-5.98%
1 year
-7.1%
YTD
-17.5%
QTD
-5.36%
Financial performance
How have Peoples Bancorp Of North Carolina's revenue and profit performed over time
Revenue
$82.08M
Gross profit
$82.08M
Operating income
$20.93M
Net income
$16.35M
Gross margin
100%
Net margin
19.9%
The operating income rose by 13% since the previous quarter and by 5% year-on-year
The operating margin rose by 10% since the previous quarter but it has declined by 2.7% year-on-year
PEBK's revenue is up by 8% year-on-year and by 2.6% since the previous quarter
Peoples Bancorp Of North Carolina's gross profit has increased by 8% YoY and by 2.6% from the previous quarter
Growth
What is Peoples Bancorp Of North Carolina's growth rate over time
Valuation
What is Peoples Bancorp Of North Carolina stock price valuation
P/E
8.37
P/B
1.08
P/S
1.71
EV/EBIT
4.83
EV/EBITDA
4.24
EV/Sales
1.23
PEBK's price to earnings (P/E) is 13% lower than its 5-year quarterly average of 9.6 and 10% lower than its last 4 quarters average of 9.3
The EPS is up by 7% year-on-year
PEBK's price to book (P/B) is 10% less than its 5-year quarterly average of 1.2 and 10% less than its last 4 quarters average of 1.2
The equity is up by 8% year-on-year but it has declined by 4.2% since the previous quarter
The price to sales (P/S) is 15% less than the 5-year quarterly average of 2.0 and 10% less than the last 4 quarters average of 1.9
PEBK's revenue is up by 8% year-on-year and by 2.6% since the previous quarter
Efficiency
How efficient is Peoples Bancorp Of North Carolina business performance
Peoples Bancorp Of North Carolina's return on invested capital has increased by 8% YoY
PEBK's ROE is down by 7% YoY
The return on sales has declined by 2.7% year-on-year
Dividends
What is PEBK's dividend history
DPS
$0.93
Dividend yield
3.61%
Payout ratio
30.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Peoples Bancorp Of North Carolina financials performed over time
Peoples Bancorp Of North Carolina's total assets is 9% higher than its total liabilities
Peoples Bancorp Of North Carolina's debt is 85% lower than its equity
The debt to equity has shrunk by 83% YoY and by 29% QoQ
Peoples Bancorp Of North Carolina's debt has shrunk by 82% YoY and by 31% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.