PEBK Peoples Bancorp Of North Carolina Inc

Price (delayed)

$43.28

Market cap

$236.37M

P/E Ratio

10.45

Dividend/share

$1

EPS

$4.14

Enterprise value

$197.81M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 85

Peoples Bancorp of North Carolina, Inc. serves as the holding company for Peoples Bank (the Bank). The Bank is a state-chartered commercial bank serving the citizens and business interests of ...

Highlights
The net income has grown by 31% YoY and by 10% from the previous quarter
The EPS is up by 31% year-on-year and by 10% since the previous quarter
The equity is up by 5% year-on-year but it has declined by 2.3% since the previous quarter
PEBK's price to earnings (P/E) is 7% higher than its 5-year quarterly average of 9.7

Key stats

What are the main financial stats of PEBK

PEBK stock price

How has the Peoples Bancorp Of North Carolina stock price performed over time
Intraday
0.35%
1 week
0.14%
1 month
-2.98%
1 year
44.7%
YTD
19.56%
QTD
0.98%

Financial performance

How have Peoples Bancorp Of North Carolina's revenue and profit performed over time
Revenue
$91.6M
Gross profit
$91.6M
Operating income
$26.9M
Net income
$21.99M
Gross margin
100%
Net margin
24%
The operating income rose by 41% year-on-year and by 12% since the previous quarter
The operating margin rose by 32% year-on-year and by 10% since the previous quarter
The net income has grown by 31% YoY and by 10% from the previous quarter
Peoples Bancorp Of North Carolina's net margin has increased by 22% YoY and by 9% QoQ

Price vs fundamentals

How does PEBK's price correlate with its fundamentals

Growth

What is Peoples Bancorp Of North Carolina's growth rate over time

Valuation

What is Peoples Bancorp Of North Carolina stock price valuation
P/E
10.45
P/B
1.5
P/S
2.58
EV/EBIT
6.94
EV/EBITDA
6.36
EV/Sales
2.16
The EPS is up by 31% year-on-year and by 10% since the previous quarter
PEBK's price to earnings (P/E) is 7% higher than its 5-year quarterly average of 9.7
PEBK's price to book (P/B) is 15% more than its 5-year quarterly average of 1.3 and 6% more than its last 4 quarters average of 1.4
The equity is up by 5% year-on-year but it has declined by 2.3% since the previous quarter
The price to sales (P/S) is 22% more than the 5-year quarterly average of 2.1 and 7% more than the last 4 quarters average of 2.4
PEBK's revenue is up by 7% year-on-year

Efficiency

How efficient is Peoples Bancorp Of North Carolina business performance
Peoples Bancorp Of North Carolina's return on invested capital has increased by 31% YoY and by 13% QoQ
The return on assets has increased by 30% year-on-year and by 8% since the previous quarter
The return on sales is up by 22% year-on-year and by 8% since the previous quarter
PEBK's ROE is up by 17% YoY and by 9% QoQ

Dividends

What is PEBK's dividend history
DPS
$1
Dividend yield
2.31%
Payout ratio
24.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Peoples Bancorp Of North Carolina financials performed over time
Peoples Bancorp Of North Carolina's total assets is 10% higher than its total liabilities
Peoples Bancorp Of North Carolina's debt is 88% lower than its equity
The debt to equity fell by 8% YoY
The equity is up by 5% year-on-year but it has declined by 2.3% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.