Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
PEBK Peoples Bancorp Of North Carolina Inc
- Stocks
- Financial Services
- NASDAQ: PEBK
Price (delayed)
$28.75
Market cap
$156.96M
P/E Ratio
9.1
Dividend/share
$0.93
EPS
$3.16
Enterprise value
$73.86M
Peoples Bancorp of North Carolina, Inc. operates as the holding company for Peoples Bank. Peoples Bank is the wholly-owned banking subsidiary of Peoples Bancorp of North Carolina, Inc. The Corporate
Highlights
Peoples Bancorp Of North Carolina's debt has shrunk by 76% YoY
The equity is up by 14% year-on-year and by 6% since the previous quarter
Key stats
What are the main financial stats of PEBK
Market
Valuations
Earnings
Shares outstanding
5.46M
Market cap
$156.96M
Enterprise value
$73.86M
Price to earnings (P/E)
9.1
Price to book (P/B)
1.13
Price to sales (P/S)
1.89
EV/EBIT
3.38
EV/EBITDA
2.99
EV/Sales
0.89
Revenue
$83.03M
Gross profit
$83.03M
Operating income
$19.48M
Net income
$16.75M
EBIT
$21.83M
EBITDA
$24.72M
Free cash flow
$21.59M
Per share
Balance sheet
Liquidity
EPS
$3.16
EPS diluted
$3.05
Free cash flow per share
$3.96
Book value per share
$25.39
Revenue per share
$15.22
TBVPS
$310.3
Total assets
$1.69B
Total liabilities
$1.55B
Debt
$19.42M
Equity
$138.51M
Working capital
N/A
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.36
Margins
Efficiency
Dividend
EBITDA margin
29.8%
Gross margin
100%
Net margin
20.2%
Operating margin
23.5%
Return on assets
1%
Return on equity
12.6%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
26.3%
Dividend yield
3.23%
DPS
$0.93
Payout ratio
29.4%
PEBK stock price
How has the Peoples Bancorp Of North Carolina stock price performed over time
Intraday
1.05%
1 week
2.64%
1 month
10.83%
1 year
-6.66%
YTD
-8%
QTD
5.54%
Financial performance
How have Peoples Bancorp Of North Carolina's revenue and profit performed over time
Revenue
$83.03M
Gross profit
$83.03M
Operating income
$19.48M
Net income
$16.75M
Gross margin
100%
Net margin
20.2%
The operating margin has declined by 8% since the previous quarter
The operating income rose by 8% year-on-year but it has declined by 7% since the previous quarter
PEBK's revenue is up by 7% year-on-year
Peoples Bancorp Of North Carolina's gross profit has increased by 7% YoY
Price vs fundamentals
How does PEBK's price correlate with its fundamentals
Growth
What is Peoples Bancorp Of North Carolina's growth rate over time
Valuation
What is Peoples Bancorp Of North Carolina stock price valuation
P/E
9.1
P/B
1.13
P/S
1.89
EV/EBIT
3.38
EV/EBITDA
2.99
EV/Sales
0.89
PEBK's price to earnings (P/E) is 6% lower than its 5-year quarterly average of 9.6
The EPS is up by 4.3% year-on-year and by 2.6% since the previous quarter
The equity is up by 14% year-on-year and by 6% since the previous quarter
PEBK's price to book (P/B) is 7% less than its 5-year quarterly average of 1.2 and 7% less than its last 4 quarters average of 1.2
PEBK's revenue is up by 7% year-on-year
The price to sales (P/S) is 7% less than the 5-year quarterly average of 2.0
Efficiency
How efficient is Peoples Bancorp Of North Carolina business performance
PEBK's ROE is down by 11% YoY
Peoples Bancorp Of North Carolina's return on invested capital has increased by 8% QoQ and by 8% YoY
The return on sales is up by 3.1% since the previous quarter
Dividends
What is PEBK's dividend history
DPS
$0.93
Dividend yield
3.23%
Payout ratio
29.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Peoples Bancorp Of North Carolina financials performed over time
Peoples Bancorp Of North Carolina's total assets is 9% higher than its total liabilities
Peoples Bancorp Of North Carolina's total assets has increased by 2.5% QoQ
The total liabilities rose by 2.2% since the previous quarter
Peoples Bancorp Of North Carolina's debt is 86% lower than its equity
The debt to equity has shrunk by 79% YoY and by 7% QoQ
Peoples Bancorp Of North Carolina's debt has shrunk by 76% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.