PEBK Peoples Bancorp Of North Carolina Inc

Price (delayed)

$28.3

Market cap

$160.22M

P/E Ratio

11.37

Dividend/share

$0.64

EPS

$2.49

Enterprise value

-$52.37M

Peoples Bancorp of North Carolina, Inc. operates as the holding company for Peoples Bank. Peoples Bank is the wholly-owned banking subsidiary of Peoples Bancorp of North Carolina, Inc. The Corporate ...

Highlights
Peoples Bancorp Of North Carolina's debt has shrunk by 59% YoY
PEBK's revenue is up by 10% year-on-year
PEBK's price to earnings (P/E) is 15% lower than its 5-year quarterly average of 13.4 but 5% higher than its last 4 quarters average of 10.8
The EPS is up by 15% year-on-year but it has declined by 7% since the previous quarter

Key stats

What are the main financial stats of PEBK
Market
Shares outstanding
5.66M
Market cap
$160.22M
Enterprise value
-$52.37M
Valuations
Price to earnings (P/E)
11.37
Price to book (P/B)
1.14
Price to sales (P/S)
2.39
EV/EBIT
-3
EV/EBITDA
-2.32
EV/Sales
-0.76
Earnings
Revenue
$68.57M
EBIT
$17.48M
EBITDA
$22.58M
Free cash flow
$17.77M
Per share
EPS
$2.49
Free cash flow per share
$3.07
Book value per share
$24.79
Revenue per share
$11.84
TBVPS
$279.19
Balance sheet
Total assets
$1.62B
Total liabilities
$1.47B
Debt
$50.72M
Equity
$143.54M
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.42
Margins
EBITDA margin
32.9%
Gross margin
100%
Net margin
20.5%
Operating margin
25.5%
Efficiency
Return on assets
0.9%
Return on equity
9.9%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
25.5%
Dividend
Dividend yield
2.26%
DPS
$0.64
Payout ratio
25.7%

PEBK stock price

How has the Peoples Bancorp Of North Carolina stock price performed over time
Intraday
-1.22%
1 week
-1.43%
1 month
0%
1 year
10.33%
YTD
22.94%
QTD
-0.32%

Financial performance

How have Peoples Bancorp Of North Carolina's revenue and profit performed over time
Revenue
$68.57M
Gross profit
$68.57M
Operating income
$17.48M
Net income
$14.05M
Gross margin
100%
Net margin
20.5%
The operating income rose by 15% year-on-year but it has declined by 7% since the previous quarter
The net income has grown by 13% YoY but it has contracted by 7% from the previous quarter
PEBK's revenue is up by 10% year-on-year
Peoples Bancorp Of North Carolina's gross profit has increased by 10% YoY

Growth

What is Peoples Bancorp Of North Carolina's growth rate over time

Valuation

What is Peoples Bancorp Of North Carolina stock price valuation
P/E
11.37
P/B
1.14
P/S
2.39
EV/EBIT
-3
EV/EBITDA
-2.32
EV/Sales
-0.76
PEBK's price to earnings (P/E) is 15% lower than its 5-year quarterly average of 13.4 but 5% higher than its last 4 quarters average of 10.8
The EPS is up by 15% year-on-year but it has declined by 7% since the previous quarter
PEBK's price to book (P/B) is 14% more than its last 4 quarters average of 1.0 but 12% less than its 5-year quarterly average of 1.3
The equity is up by 2.9% year-on-year
PEBK's revenue is up by 10% year-on-year
The price to sales (P/S) is 9% more than the last 4 quarters average of 2.2 but 8% less than the 5-year quarterly average of 2.6

Efficiency

How efficient is Peoples Bancorp Of North Carolina business performance
The return on assets has declined by 10% since the previous quarter
PEBK's ROE is up by 9% YoY but it is down by 7% QoQ
Peoples Bancorp Of North Carolina's return on invested capital has increased by 8% YoY but it has decreased by 7% QoQ
The return on sales has declined by 7% since the previous quarter but it is up by 4.1% year-on-year

Dividends

What is PEBK's dividend history
DPS
$0.64
Dividend yield
2.26%
Payout ratio
25.7%
Recent dividends

Financial health

How did Peoples Bancorp Of North Carolina financials performed over time
Peoples Bancorp Of North Carolina's total assets is 10% higher than its total liabilities
The total liabilities rose by 12% year-on-year
Peoples Bancorp Of North Carolina's total assets has increased by 11% YoY
Peoples Bancorp Of North Carolina's debt is 65% lower than its equity
The debt to equity has shrunk by 60% YoY but it rose by 2.9% QoQ
Peoples Bancorp Of North Carolina's debt has shrunk by 59% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.