PEBK Peoples Bancorp Of North Carolina Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PEBK

Price (delayed)

$28.15

Market cap

$153.59M

P/E Ratio

9.81

Dividend/share

$0.76

EPS

$2.87

Enterprise value

$178.22M

Peoples Bancorp of North Carolina, Inc. operates as the holding company for Peoples Bank. Peoples Bank is the wholly-owned banking subsidiary of Peoples Bancorp of North Carolina, Inc. The Corporate ...

Highlights
The equity is up by 15% year-on-year and by 13% since the previous quarter
PEBK's price to earnings (P/E) is 13% higher than its last 4 quarters average of 8.7 but 3.8% lower than its 5-year quarterly average of 10.2
Peoples Bancorp Of North Carolina's debt has surged by 57% YoY and by 3.4% QoQ
The net income has contracted by 4.4% from the previous quarter and by 3.6% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.peoplesbanknc.com
Peers: FBNC FCNCA

Key stats

What are the main financial stats of PEBK
Market
Shares outstanding
5.46M
Market cap
$153.59M
Enterprise value
$178.22M
Valuations
Price to earnings (P/E)
9.81
Price to book (P/B)
1.29
Price to sales (P/S)
2.05
EV/EBIT
8.95
EV/EBITDA
7.73
EV/Sales
2.34
Earnings
Revenue
$76.07M
EBIT
$19.92M
EBITDA
$23.05M
Free cash flow
$22.29M
Per share
EPS
$2.87
Free cash flow per share
$4.02
Book value per share
$21.83
Revenue per share
$13.72
TBVPS
$295.17
Balance sheet
Total assets
$1.64B
Total liabilities
$1.51B
Debt
$107.01M
Equity
$121.02M
Working capital
N/A
Liquidity
Debt to equity
0.88
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.07
Margins
EBITDA margin
30.3%
Gross margin
100%
Net margin
20.4%
Operating margin
26.2%
Efficiency
Return on assets
1%
Return on equity
13.7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
26.2%
Dividend
Dividend yield
2.7%
DPS
$0.76
Payout ratio
26.5%

PEBK stock price

How has the Peoples Bancorp Of North Carolina stock price performed over time
Intraday
0.18%
1 week
2.18%
1 month
1.35%
1 year
-4.71%
YTD
-9.02%
QTD
1.08%

Financial performance

How have Peoples Bancorp Of North Carolina's revenue and profit performed over time
Revenue
$76.07M
Gross profit
$76.07M
Operating income
$19.92M
Net income
$15.55M
Gross margin
100%
Net margin
20.4%
The operating margin rose by 7% since the previous quarter
The operating income rose by 4.9% since the previous quarter
The net income has contracted by 4.4% from the previous quarter and by 3.6% YoY
Peoples Bancorp Of North Carolina's net margin has decreased by 3.3% YoY and by 2.9% QoQ

Growth

What is Peoples Bancorp Of North Carolina's growth rate over time

Valuation

What is Peoples Bancorp Of North Carolina stock price valuation
P/E
9.81
P/B
1.29
P/S
2.05
EV/EBIT
8.95
EV/EBITDA
7.73
EV/Sales
2.34
PEBK's price to earnings (P/E) is 13% higher than its last 4 quarters average of 8.7 but 3.8% lower than its 5-year quarterly average of 10.2
The EPS has declined by 3.7% since the previous quarter and by 2.4% year-on-year
The equity is up by 15% year-on-year and by 13% since the previous quarter
PEBK's price to book (P/B) is 8% more than its 5-year quarterly average of 1.2
The price to sales (P/S) is 8% more than the last 4 quarters average of 1.9 but 7% less than the 5-year quarterly average of 2.2

Efficiency

How efficient is Peoples Bancorp Of North Carolina business performance
Peoples Bancorp Of North Carolina's return on invested capital has decreased by 8% QoQ and by 8% YoY
PEBK's ROE is down by 7% QoQ and by 4.9% YoY
The return on sales has declined by 2.2% since the previous quarter

Dividends

What is PEBK's dividend history
Dividend details
DPS
$0.76
Dividend yield
2.7%
Payout ratio
26.5%
Recent dividends

Financial health

How did Peoples Bancorp Of North Carolina financials performed over time
Peoples Bancorp Of North Carolina's total assets is 8% higher than its total liabilities
Peoples Bancorp Of North Carolina's debt is 12% lower than its equity
Peoples Bancorp Of North Carolina's debt has surged by 57% YoY and by 3.4% QoQ
The debt to equity rose by 35% YoY but it fell by 8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.