PEBK
Peoples Bancorp Of North Carolina
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: PEBK
- PE Ratio
The current PE ratio for Peoples Bancorp Of North Carolina stock as of Jun 23, 2026 is 11.74. This is calculated based on the TTM EPS of $3.75 and the stock price of $44.01 per share. The PE ratio marks an increase of 21% from its last 4 quarters average of 9.7.
PEBK PE ratio history
The average historical PE ratio of Peoples Bancorp Of North Carolina for the last ten years is 11.5. The current P/E ratio of 11.74 is 2.1% higher than the historical average. Looking back at the last ten years, PEBK's PE ratio peaked in the Sep 2017 quarter at 20.11, when the price was $32.38 and the EPS was $1.61. The lowest point was in the Jun 2023 quarter, when it reached 5.71 with a price of $18.17 and an EPS of $3.18.
Peoples Bancorp Of North Carolina PE ratio by year
Maximum annual increase: 33.04% in 2016
Maximum annual decrease: -88.2% in 2011
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 9.68 | -4.63% | $36.2 | $3.74 |
| 2024 | 10.15 | -5.84% | $31.25 | $3.08 |
| 2023 | 10.78 | -2.62% | $30.94 | $2.87 |
| 2022 | 11.07 | 8.74% | $32.56 | $2.94 |
| 2021 | 10.18 | -11.09% | $27.59 | $2.71 |
| 2020 | 11.45 | -15.31% | $23.02 | $2.01 |
| 2019 | 13.52 | 23.25% | $32.85 | $2.43 |
| 2018 | 10.97 | -38.89% | $24.46 | $2.23 |
| 2017 | 17.95 | 20.47% | $30.69 | $1.71 |
| 2016 | 14.9 | 33.04% | $22.79 | $1.53 |
| 2015 | 11.2 | 4.09% | $17.58 | $1.57 |
| 2014 | 10.76 | -18.17% | $16.36 | $1.52 |
| 2013 | 13.15 | 23.94% | $12.89 | $0.98 |
| 2012 | 10.61 | 31.8% | $8.27 | $0.78 |
| 2011 | 8.05 | -88.2% | $4.99 | $0.62 |
Peoples Bancorp Of North Carolina PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.44 | 7.85% | $39.16 | $3.75 |
| Dec 2025 | 9.68 | -0.21% | $36.2 | $3.74 |
| Sep 2025 | 9.7 | 7.54% | $30.66 | $3.16 |
| Jun 2025 | 9.02 | 4.64% | $28.85 | $3.2 |
| Mar 2025 | 8.62 | -15.07% | $27.24 | $3.16 |
| Dec 2024 | 10.15 | 22.29% | $31.25 | $3.08 |
| Sep 2024 | 8.3 | -12.45% | $25.39 | $3.06 |
| Jun 2024 | 9.48 | 3.16% | $29.2 | $3.08 |
| Mar 2024 | 9.19 | -14.75% | $27.85 | $3.03 |
| Dec 2023 | 10.78 | 46.07% | $30.94 | $2.87 |
| Sep 2023 | 7.38 | 29.25% | $22 | $2.98 |
| Jun 2023 | 5.71 | -48.04% | $18.17 | $3.18 |
| Mar 2023 | 10.99 | -0.72% | $31.77 | $2.89 |
| Dec 2022 | 11.07 | 21.92% | $32.56 | $2.94 |
| Sep 2022 | 9.08 | -20.42% | $24.8 | $2.73 |
PEBK Price vs fair value
PEBK average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, PEBK's PE ratio is higher than the 3, 5 and 10-year averages.
PE comparison
With a price to earnings (P/E) of 11.74, PEBK ranks lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 12.95, Peoples Bancorp Of North Carolina's price to earnings (P/E) is 9% lower.
PEBK PE vs peers
PEBK's PE ratio stands lower than its peer stocks FCNCA and FBNC.
| Stock name | PE ratio | Market cap |
|---|---|---|
| PEBK Peoples Bancorp Of North Carolina Inc | 11.74 | $240.36M |
| FCNCA First Citizens Bancshares Inc | 12.16 | $24.46B |
| FBNC First Bancorp | 21.17 | $2.57B |
Frequently asked questions
What is Peoples Bancorp Of North Carolina's PE ratio?
The price to earnings ratio for PEBK stock is 11.74 as of Jun 23, 2026.
What is the 3-year average PE ratio for Peoples Bancorp Of North Carolina (PEBK)?
Over the last 3 years, the average price to earnings ratio for PEBK stock is 9.04.
What is the 5-year average PE ratio for Peoples Bancorp Of North Carolina (PEBK)?
Over the last 5 years, the average price to earnings ratio for PEBK stock is 9.66.
What is the highest PE ratio for PEBK?
Over the last ten years, the quarterly PE ratio reached its highest level at 20.11 in the Sep 2017 quarter.
How does the current PE ratio for PEBK compare to its historical average?
The current PE ratio of PEBK is 2.1% higher than the 10-year historical average.
How is PEBK's PE ratio calculated (Peoples Bancorp Of North Carolina PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jun 23, 2026), Peoples Bancorp Of North Carolina's share price is $44.01. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.75. Therefore, Peoples Bancorp Of North Carolina's PE ratio for today is 11.74. PE RATIO(11.74) = STOCK PRICE($44.01) / TTM EPS($3.75)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.