FBNC First Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FBNC

Price (delayed)

$31.34

Market cap

$1.28B

P/E Ratio

8.85

Dividend/share

$0.88

EPS

$3.54

Enterprise value

$1.2B

First Bank is the banking subsidiary of First Bancorp and is headquartered in Southern Pines, North Carolina, with total assets of approximately $7.1 billion. As a state-chartered community bank, First ...

Highlights
The company's equity rose by 26% QoQ and by 16% YoY
The stock's price to earnings (P/E) is 24% less than its 5-year quarterly average of 11.6 and 17% less than its last 4 quarters average of 10.7
The net income has increased by 26% YoY but it has decreased by 13% QoQ
The EPS has contracted by 14% from the previous quarter but it has grown by 12% YoY
First Bancorp's debt has soared by 104% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstbancorp.com
Peers: FCNCA PEBK

Key stats

What are the main financial stats of FBNC
Market
Shares outstanding
40.99M
Market cap
$1.28B
Enterprise value
$1.2B
Valuations
Price to earnings (P/E)
8.85
Price to book (P/B)
0.99
Price to sales (P/S)
3.35
EV/EBIT
7.4
EV/EBITDA
6.8
EV/Sales
3.15
Earnings
Revenue
$379.83M
EBIT
$161.9M
EBITDA
$175.98M
Free cash flow
$162.93M
Per share
EPS
$3.54
Free cash flow per share
$4.01
Book value per share
$31.8
Revenue per share
$9.36
TBVPS
$291.87
Balance sheet
Total assets
$12.36B
Total liabilities
$11.06B
Debt
$626.12M
Equity
$1.3B
Working capital
N/A
Liquidity
Debt to equity
0.48
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.5
Margins
EBITDA margin
46.3%
Gross margin
100%
Net margin
33.7%
Operating margin
42.4%
Efficiency
Return on assets
1.2%
Return on equity
11.7%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
42.6%
Dividend
Dividend yield
2.81%
DPS
$0.88
Payout ratio
24.9%

FBNC stock price

How has the First Bancorp stock price performed over time
Intraday
0.32%
1 week
3.84%
1 month
-0.32%
1 year
-15.41%
YTD
-26.84%
QTD
-11.77%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$379.83M
Gross profit
$379.83M
Operating income
$161.24M
Net income
$128.13M
Gross margin
100%
Net margin
33.7%
The operating income has increased by 27% YoY but it has decreased by 13% QoQ
The net income has increased by 26% YoY but it has decreased by 13% QoQ
The gross profit has grown by 18% YoY
FBNC's revenue is up by 18% YoY

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
8.85
P/B
0.99
P/S
3.35
EV/EBIT
7.4
EV/EBITDA
6.8
EV/Sales
3.15
The stock's price to earnings (P/E) is 24% less than its 5-year quarterly average of 11.6 and 17% less than its last 4 quarters average of 10.7
The EPS has contracted by 14% from the previous quarter but it has grown by 12% YoY
The company's equity rose by 26% QoQ and by 16% YoY
The stock's price to book (P/B) is 24% less than its 5-year quarterly average of 1.3 and 24% less than its last 4 quarters average of 1.3
FBNC's revenue is up by 18% YoY
FBNC's P/S is 12% lower than its 5-year quarterly average of 3.8 and 12% lower than its last 4 quarters average of 3.8

Efficiency

How efficient is First Bancorp business performance
FBNC's return on invested capital is down by 21% since the previous quarter
First Bancorp's ROE has increased by 21% YoY but it has decreased by 16% from the previous quarter
FBNC's return on assets is down by 14% since the previous quarter but it is up by 9% year-on-year
The ROS has contracted by 13% from the previous quarter but it has grown by 8% YoY

Dividends

What is FBNC's dividend history
Dividend details
DPS
$0.88
Dividend yield
2.81%
Payout ratio
24.9%
Recent dividends

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 12% more than its total liabilities
First Bancorp's total assets has increased by 16% from the previous quarter and by 16% YoY
FBNC's total liabilities is up by 16% YoY and by 15% from the previous quarter
First Bancorp's debt is 52% less than its equity
First Bancorp's debt has soared by 104% from the previous quarter
FBNC's debt to equity has surged by 60% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.