FBNC First Bancorp

Price (delayed)

$50.7

Market cap

$2.1B

P/E Ratio

21.57

Dividend/share

$0.9

EPS

$2.35

Enterprise value

$1.48B

?
Relative Growth: Rel. Growth: 34
Relative Strength: Rel. Strength: 64
Relative Valuation: Rel. Valuation: 50
Relative Profitability: Rel. Profitability: 71

First Bank is the banking subsidiary of First Bancorp and is headquartered in Southern Pines, North Carolina, with total assets of approximately $7.1 billion. As a state-chartered community bank, First ...

Highlights
The company's equity rose by 11% YoY and by 3.2% QoQ
The EPS has contracted by 15% YoY but it has grown by 11% from the previous quarter
The net income has decreased by 14% YoY but it has increased by 11% QoQ
The stock's price to earnings (P/E) is 61% more than its 5-year quarterly average of 13.4 and 10% more than its last 4 quarters average of 19.6

Key stats

What are the main financial stats of FBNC
Market
Shares outstanding
41.46M
Market cap
$2.1B
Enterprise value
$1.48B
Valuations
Price to earnings (P/E)
21.57
Price to book (P/B)
1.35
Price to sales (P/S)
5.78
PEG
N/A
EV/EBIT
11.77
EV/EBITDA
10.53
EV/Sales
4.11
Earnings
Revenue
$361.05M
Gross profit
$361.05M
Operating income
$126.05M
Net income
$97.2M
EBIT
$126.05M
EBITDA
$140.87M
Free cash flow
$205.09M
Per share
EPS
$2.35
EPS diluted
$2.34
Free cash flow per share
$4.98
Book value per share
$37.57
Revenue per share
$8.77
TBVPS
$294.15
Balance sheet
Total assets
$12.61B
Total liabilities
$11.05B
Debt
$92.24M
Equity
$1.56B
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.39
Margins
EBITDA margin
39%
Gross margin
100%
Net margin
26.9%
Operating margin
34.9%
Efficiency
Return on assets
0.8%
Return on equity
6.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
34.9%
Dividend
Dividend yield
1.78%
DPS
$0.9
Payout ratio
38.3%

FBNC stock price

How has the First Bancorp stock price performed over time
Intraday
2.32%
1 week
4.17%
1 month
-3.08%
1 year
20.23%
YTD
15.31%
QTD
-4.14%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$361.05M
Gross profit
$361.05M
Operating income
$126.05M
Net income
$97.2M
Gross margin
100%
Net margin
26.9%
The net income has decreased by 14% YoY but it has increased by 11% QoQ
The operating income has decreased by 12% YoY but it has increased by 11% QoQ
First Bancorp's net margin has decreased by 10% YoY but it has increased by 7% from the previous quarter
FBNC's operating margin is down by 8% YoY but it is up by 7% from the previous quarter

Price vs fundamentals

How does FBNC's price correlate with its fundamentals

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
21.57
P/B
1.35
P/S
5.78
EV/EBIT
11.77
EV/EBITDA
10.53
EV/Sales
4.11
The stock's price to earnings (P/E) is 61% more than its 5-year quarterly average of 13.4 and 10% more than its last 4 quarters average of 19.6
The EPS has contracted by 15% YoY but it has grown by 11% from the previous quarter
The stock's price to book (P/B) is 13% more than its 5-year quarterly average of 1.2 and 13% more than its last 4 quarters average of 1.2
The company's equity rose by 11% YoY and by 3.2% QoQ
FBNC's P/S is 41% higher than its 5-year quarterly average of 4.1 and 16% higher than its last 4 quarters average of 5.0
FBNC's revenue is down by 5% YoY but it is up by 3.9% QoQ

Efficiency

How efficient is First Bancorp business performance
First Bancorp's ROE has decreased by 23% YoY but it has increased by 8% from the previous quarter
FBNC's return on assets is up by 14% since the previous quarter but it is down by 11% year-on-year
FBNC's return on invested capital is up by 10% since the previous quarter but it is down by 8% year-on-year
The ROS has contracted by 8% YoY but it has grown by 7% from the previous quarter

Dividends

What is FBNC's dividend history
DPS
$0.9
Dividend yield
1.78%
Payout ratio
38.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 14% more than its total liabilities
First Bancorp's total assets has increased by 4.5% YoY
FBNC's total liabilities is up by 3.7% YoY
First Bancorp's debt is 94% less than its equity
FBNC's debt to equity is down by 14% year-on-year
The company's equity rose by 11% YoY and by 3.2% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.