FBNC First Bancorp
Price (delayed)
$37.05
Market cap
$1.53B
P/E Ratio
20.03
Dividend/share
$0.88
EPS
$1.85
Enterprise value
$1.12B
First Bank is the banking subsidiary of First Bancorp and is headquartered in Southern Pines, North Carolina, with total assets of approximately $7.1 billion. As a state-chartered community bank, First
Highlights
First Bancorp's debt has plunged by 85% YoY
The company's equity rose by 5% YoY but it fell by 2.2% QoQ
The stock's price to earnings (P/E) is 63% more than its 5-year quarterly average of 12.3 and 23% more than its last 4 quarters average of 16.3
The EPS has contracted by 27% YoY and by 25% from the previous quarter
Key stats
What are the main financial stats of FBNC
Market
Valuations
Earnings
Shares outstanding
41.36M
Market cap
$1.53B
Enterprise value
$1.12B
Price to earnings (P/E)
20.03
Price to book (P/B)
1.06
Price to sales (P/S)
4.55
EV/EBIT
11.38
EV/EBITDA
9.77
EV/Sales
3.35
Revenue
$333.72M
Gross profit
$333.72M
Operating income
$98.12M
Net income
$76.22M
EBIT
$98.12M
EBITDA
$114.3M
Free cash flow
$173.46M
Per share
Balance sheet
Liquidity
EPS
$1.85
EPS diluted
$1.84
Free cash flow per share
$4.23
Book value per share
$34.97
Revenue per share
$8.14
TBVPS
$283.9
Total assets
$12.15B
Total liabilities
$10.7B
Debt
$91.88M
Equity
$1.45B
Working capital
N/A
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.64
Margins
Efficiency
Dividend
EBITDA margin
34.2%
Gross margin
100%
Net margin
22.8%
Operating margin
29.4%
Return on assets
0.6%
Return on equity
5.3%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
29.4%
Dividend yield
2.38%
DPS
$0.88
Payout ratio
47.6%
FBNC stock price
How has the First Bancorp stock price performed over time
Intraday
-0.19%
1 week
1.67%
1 month
-8.56%
1 year
14.67%
YTD
-15.74%
QTD
-7.7%
Financial performance
How have First Bancorp's revenue and profit performed over time
Revenue
$333.72M
Gross profit
$333.72M
Operating income
$98.12M
Net income
$76.22M
Gross margin
100%
Net margin
22.8%
The net income has decreased by 27% YoY and by 26% QoQ
The operating income has decreased by 26% YoY and by 24% QoQ
First Bancorp's net margin has decreased by 19% from the previous quarter and by 16% YoY
FBNC's operating margin is down by 17% from the previous quarter and by 14% YoY
Growth
What is First Bancorp's growth rate over time
Valuation
What is First Bancorp stock price valuation
P/E
20.03
P/B
1.06
P/S
4.55
EV/EBIT
11.38
EV/EBITDA
9.77
EV/Sales
3.35
The stock's price to earnings (P/E) is 63% more than its 5-year quarterly average of 12.3 and 23% more than its last 4 quarters average of 16.3
The EPS has contracted by 27% YoY and by 25% from the previous quarter
The company's equity rose by 5% YoY but it fell by 2.2% QoQ
The stock's price to book (P/B) is 3.6% less than its 5-year quarterly average of 1.1 and 3.6% less than its last 4 quarters average of 1.1
FBNC's P/S is 20% higher than its 5-year quarterly average of 3.8 and 6% higher than its last 4 quarters average of 4.3
FBNC's revenue is down by 14% YoY and by 8% QoQ
Efficiency
How efficient is First Bancorp business performance
First Bancorp's ROE has decreased by 34% YoY and by 27% from the previous quarter
FBNC's return on assets is down by 33% year-on-year and by 25% since the previous quarter
FBNC's return on invested capital is down by 18% since the previous quarter and by 18% year-on-year
The ROS has contracted by 17% from the previous quarter and by 14% YoY
Dividends
What is FBNC's dividend history
DPS
$0.88
Dividend yield
2.38%
Payout ratio
47.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Bancorp financials performed over time
First Bancorp's total assets is 14% more than its total liabilities
First Bancorp's debt is 94% less than its equity
FBNC's debt to equity has dropped by 87% year-on-year
First Bancorp's debt has plunged by 85% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.