FBNC First Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FBNC

Price (delayed)

$43.19

Market cap

$1.78B

P/E Ratio

15.54

Dividend/share

$0.88

EPS

$2.78

Enterprise value

$1.77B

First Bank is the banking subsidiary of First Bancorp and is headquartered in Southern Pines, North Carolina, with total assets of approximately $7.1 billion. As a state-chartered community bank, First ...

Highlights
First Bancorp's debt has decreased by 46% from the previous quarter and by 44% YoY
The company's equity rose by 6% YoY
The EPS has contracted by 21% YoY but it has grown by 9% from the previous quarter
The net income has decreased by 11% YoY but it has increased by 10% QoQ
The stock's price to earnings (P/E) is 41% more than its 5-year quarterly average of 11.3 and 37% more than its last 4 quarters average of 11.6
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.firstbancorp.com
Peers: FCNCA PEBK

Key stats

What are the main financial stats of FBNC
Market
Shares outstanding
41.17M
Market cap
$1.78B
Enterprise value
$1.77B
Valuations
Price to earnings (P/E)
15.54
Price to book (P/B)
1.29
Price to sales (P/S)
4.6
EV/EBIT
12.29
EV/EBITDA
10.96
EV/Sales
4.62
Earnings
Revenue
$383.79M
EBIT
$144.39M
EBITDA
$161.91M
Free cash flow
$69.94M
Per share
EPS
$2.78
Free cash flow per share
$1.71
Book value per share
$33.45
Revenue per share
$9.4
TBVPS
$283.57
Balance sheet
Total assets
$12.09B
Total liabilities
$10.72B
Debt
$349.68M
Equity
$1.38B
Working capital
N/A
Liquidity
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.03
Margins
EBITDA margin
42.2%
Gross margin
100%
Net margin
29.8%
Operating margin
37.6%
Efficiency
Return on assets
0.9%
Return on equity
8.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
37.6%
Dividend
Dividend yield
2.04%
DPS
$0.88
Payout ratio
31.7%

FBNC stock price

How has the First Bancorp stock price performed over time
Intraday
-2.17%
1 week
13.21%
1 month
40.68%
1 year
21.83%
YTD
16.7%
QTD
35.31%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$383.79M
Gross profit
$383.79M
Operating income
$144.39M
Net income
$114.24M
Gross margin
100%
Net margin
29.8%
FBNC's operating margin is down by 12% YoY but it is up by 10% from the previous quarter
First Bancorp's net margin has decreased by 12% YoY but it has increased by 10% from the previous quarter
The operating income has decreased by 11% YoY but it has increased by 9% QoQ
The net income has decreased by 11% YoY but it has increased by 10% QoQ

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
FBNC P/E details
P/E
15.54
P/B
1.29
P/S
4.6
EV/EBIT
12.29
EV/EBITDA
10.96
EV/Sales
4.62
The stock's price to earnings (P/E) is 41% more than its 5-year quarterly average of 11.3 and 37% more than its last 4 quarters average of 11.6
The EPS has contracted by 21% YoY but it has grown by 9% from the previous quarter
The stock's price to book (P/B) is 32% more than its last 4 quarters average of 1.0 and 10% more than its 5-year quarterly average of 1.2
The company's equity rose by 6% YoY
FBNC's P/S is 34% higher than its last 4 quarters average of 3.5 and 27% higher than its 5-year quarterly average of 3.7

Efficiency

How efficient is First Bancorp business performance
First Bancorp's ROE has decreased by 26% YoY but it has increased by 8% from the previous quarter
FBNC's return on assets is down by 25% year-on-year
FBNC's return on invested capital is down by 20% year-on-year but it is up by 9% since the previous quarter
The ROS has contracted by 12% YoY but it has grown by 10% from the previous quarter

Dividends

What is FBNC's dividend history
Dividend details
DPS
$0.88
Dividend yield
2.04%
Payout ratio
31.7%
Recent dividends

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 13% more than its total liabilities
FBNC's total liabilities is down by 3.1% YoY
First Bancorp's total assets has decreased by 2.2% YoY
First Bancorp's debt is 75% less than its equity
FBNC's debt to equity is down by 48% year-on-year and by 47% since the previous quarter
First Bancorp's debt has decreased by 46% from the previous quarter and by 44% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.