FCNCA
First Citizens Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: FCNCA
- PE Ratio
The PE ratio for First Citizens Bancshares stock stands at 12.16 as of Jun 23, 2026. This results from the current EPS of $173.61 and stock price of $2,111.14. An increase of 6% has been recorded in the PE ratio compared to the average of 11.5 of the last four quarters.
FCNCA PE ratio history
Over the last ten years, the average PE ratio of First Citizens Bancshares has been 11.43. The current 12.16 P/E ratio is 6% higher than the historical average. In the past ten years, FCNCA's PE ratio peaked in the Dec 2016 quarter at 18.91, with a price of $355 and an EPS of $18.77. The Mar 2023 quarter marked the lowest point at 1.38, with a price of $973.1 and an EPS of $705.07.
First Citizens Bancshares PE ratio by year
Maximum annual increase: 516.57% in 2024
Maximum annual decrease: -83.9% in 2023
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 12.99 | 16.4% | $2,146.18 | $165.24 |
| 2024 | 11.16 | 516.57% | $2,113.02 | $189.42 |
| 2023 | 1.81 | -83.9% | $1,418.97 | $785.14 |
| 2022 | 11.24 | -27.01% | $758.36 | $67.47 |
| 2021 | 15.4 | 27.38% | $829.84 | $53.88 |
| 2020 | 12.09 | -6.71% | $574.27 | $47.5 |
| 2019 | 12.96 | 15.2% | $532.21 | $41.05 |
| 2018 | 11.25 | -16.36% | $377.05 | $33.53 |
| 2017 | 13.45 | -28.87% | $403 | $29.96 |
| 2016 | 18.91 | 28.29% | $355 | $18.77 |
| 2015 | 14.74 | -20.92% | $258.17 | $17.52 |
| 2014 | 18.64 | 45.28% | $252.79 | $13.56 |
| 2013 | 12.83 | 1.42% | $222.63 | $17.35 |
| 2012 | 12.65 | 35.88% | $163.5 | $12.92 |
| 2011 | 9.31 | -8.9% | $174.99 | $18.8 |
First Citizens Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.86 | -16.4% | $1,884.66 | $173.61 |
| Dec 2025 | 12.99 | 22.78% | $2,146.18 | $165.24 |
| Sep 2025 | 10.58 | -8.4% | $1,789.16 | $169.06 |
| Jun 2025 | 11.55 | 8.76% | $1,956.47 | $169.4 |
| Mar 2025 | 10.62 | -4.84% | $1,854.12 | $174.58 |
| Dec 2024 | 11.16 | 5.78% | $2,113.02 | $189.42 |
| Sep 2024 | 10.55 | 13.93% | $1,840.95 | $174.58 |
| Jun 2024 | 9.26 | 2.09% | $1,683.61 | $181.87 |
| Mar 2024 | 9.07 | 401.1% | $1,635 | $180.23 |
| Dec 2023 | 1.81 | 0.56% | $1,418.97 | $785.14 |
| Sep 2023 | 1.8 | 3.45% | $1,380.1 | $767.54 |
| Jun 2023 | 1.74 | 26.09% | $1,283.45 | $736.1 |
| Mar 2023 | 1.38 | -87.72% | $973.1 | $705.07 |
| Dec 2022 | 11.24 | -11.29% | $758.36 | $67.47 |
| Sep 2022 | 12.67 | 8.2% | $797.43 | $62.93 |
FCNCA Price vs fair value
FCNCA average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of FCNCA is higher than its 3, 5 and 10-year historical averages.
PE comparison
First Citizens Bancshares's P/E of 12.16 is below the Financial Services sector, the industry and its peers average. In comparison with its Financial Services sector average of 12.95, First Citizens Bancshares's P/E is 6% lower.
FCNCA PE vs peers
In comparison to its peers WFC and BOKF, FCNCA's PE ratio is lower, but it is higher than PEBK's. First Citizens Bancshares is presently trading at a lower PE ratio (12.16) than its peer group average of 14.63.
| Stock name | PE ratio | Market cap |
|---|---|---|
| PEBK Peoples Bancorp Of North Carolina Inc | 11.74 | $240.36M |
| FCNCA First Citizens Bancshares Inc | 12.16 | $24.46B |
| WFC Wells Fargo & Company | 12.82 | $257.45B |
| BOKF Bok Financial Corp | 13.67 | $8.22B |
| CBSH Commerce Bancshares Inc | 13.75 | $8.16B |
| FBNC First Bancorp | 21.17 | $2.57B |
Frequently asked questions
What is First Citizens Bancshares's PE ratio?
The price to earnings ratio for FCNCA stock as of Jun 23, 2026, stands at 12.16.
What is the 3-year average PE ratio for First Citizens Bancshares (FCNCA)?
The 3-year average price to earnings ratio for FCNCA stock is 8.5.
What is the 5-year average PE ratio for First Citizens Bancshares (FCNCA)?
The 5-year average price to earnings ratio for FCNCA stock is 9.8.
What is the highest PE ratio for FCNCA?
The highest quarterly PE ratio in the last ten years has been 18.91 and it was in the Dec 2016 quarter.
How does the current PE ratio for FCNCA compare to its historical average?
FCNCA's price to earnings ratio is currently 6% above its 10-year historical average.
How is FCNCA's PE ratio calculated (First Citizens Bancshares PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 23, 2026), First Citizens Bancshares's stock price is $2,111.14. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $173.61. Therefore, First Citizens Bancshares's PE ratio for today is 12.16. PE RATIO(12.16) = STOCK PRICE($2,111.14) / TTM EPS($173.61)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.