OSBC Old Second Bancorp Earnings and EPS analysis

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Relative Growth: Rel. Growth: 74
Relative Strength: Rel. Strength: 66
Relative Valuation: Rel. Valuation: 66
Relative Profitability: Rel. Profitability: 77

EPS in 2026 (TTM): $1.73

Last Report Period Date: Mar 31, 2026

According to the most recent financial data from March 2026, the EPS for the trailing twelve months is $1.73. Old Second Bancorp's EPS for 2025 amounted to $1.64, marking a drop from $1.9 in 2024. During the quarterly period ending on Mar 31, 2026, OSBC's EPS stood at $0.49.

OSBC earnings history

Historical annual and quarterly earnings per share (EPS) data for Old Second Bancorp
EPS (TTM)
$1.73
EPS Growth YoY (Quarterly)
11.4%
EPS (Quarterly)
$0.49
EPS Growth (Quarterly)
-12.5%

Old Second Bancorp had an annual EPS of $1.64, indicating a drop of 13.7% from $1.9 in 2024. The quarterly per-share earnings for the period ending Mar 31, 2026, was $0.49, indicating a 11.4% increase from the same quarter last year. OSBC's 12-month EPS stands at $1.73 as of March 2026. Old Second Bancorp's annual EPS in 2024 stood at $1.9, a 7.3% decrease year-over-year.

OSBC earnings chart

OSBC EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
11.4%
EPS growth YoY
-13.7%
EPS growth 3Y avg
2.8%
EPS growth 5Y avg
11.8%

Old Second Bancorp has registered an increase in EPS of 11.4% during the last 12 months (YoY, quarterly). In the last three years, OSBC recorded an average annual EPS growth rate of 2.8%. Old Second Bancorp had an average annual EPS growth rate of 11.8% during the last 5 years. Across the last decade, OSBC had an average annual EPS growth of 13.6%.

OSBC Earnings Waterfall

Breakdown of revenue, profit and net income for Old Second Bancorp

OSBC Earnings vs Peers

What are the earnings of OSBC compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
BUSE First Busey Corp 12.67 -25.9% -13.7% -4.1%
WTFC Wintrust Financial Corp 13.01 10.5% 12.4% 19.6%
OSBC Old Second Bancorp Inc 13.05 -13.7% 2.8% 11.8%

All data is based on quarterly TTM periods, unless otherwise specified.