OPBK OP Bancorp

Price (delayed)

$11.61

Market cap

$173.64M

P/E Ratio

8.29

Dividend/share

$0.48

EPS

$1.4

Enterprise value

$149.01M

OP Bancorp, the holding company for Open Bank (the 'Bank'), is a California corporation.' The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa ...

Highlights
OP Bancorp's equity has increased by 6% YoY
OP Bancorp's debt has soared by 89% YoY
The stock's price to earnings (P/E) is 34% more than its last 4 quarters average of 6.0 and 15% more than its 5-year quarterly average of 7.0

Key stats

What are the main financial stats of OPBK
Market
Shares outstanding
14.96M
Market cap
$173.64M
Enterprise value
$149.01M
Valuations
Price to earnings (P/E)
8.29
Price to book (P/B)
0.89
Price to sales (P/S)
2.22
EV/EBIT
4.94
EV/EBITDA
4.74
EV/Sales
1.91
Earnings
Revenue
$78.11M
EBIT
$30.14M
EBITDA
$31.47M
Free cash flow
$18.39M
Per share
EPS
$1.4
Free cash flow per share
$1.23
Book value per share
$13.02
Revenue per share
$5.22
TBVPS
$148.64
Balance sheet
Total assets
$2.23B
Total liabilities
$2.04B
Debt
$114.61M
Equity
$194.73M
Working capital
N/A
Liquidity
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.78
Margins
EBITDA margin
40.3%
Gross margin
100%
Net margin
27.7%
Operating margin
38.6%
Efficiency
Return on assets
1%
Return on equity
11.4%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
38.6%
Dividend
Dividend yield
4.13%
DPS
$0.48
Payout ratio
34.3%

OPBK stock price

How has the OP Bancorp stock price performed over time
Intraday
3.02%
1 week
5.64%
1 month
23.38%
1 year
25.92%
YTD
6.03%
QTD
21.06%

Financial performance

How have OP Bancorp's revenue and profit performed over time
Revenue
$78.11M
Gross profit
$78.11M
Operating income
$30.14M
Net income
$21.61M
Gross margin
100%
Net margin
27.7%
OPBK's net income is down by 34% year-on-year and by 10% since the previous quarter
OP Bancorp's operating income has decreased by 34% YoY and by 10% QoQ
The operating margin has contracted by 22% YoY and by 6% from the previous quarter
OP Bancorp's net margin has decreased by 21% YoY and by 6% from the previous quarter

Growth

What is OP Bancorp's growth rate over time

Valuation

What is OP Bancorp stock price valuation
P/E
8.29
P/B
0.89
P/S
2.22
EV/EBIT
4.94
EV/EBITDA
4.74
EV/Sales
1.91
The stock's price to earnings (P/E) is 34% more than its last 4 quarters average of 6.0 and 15% more than its 5-year quarterly average of 7.0
OP Bancorp's EPS has decreased by 34% YoY and by 10% QoQ
The P/B is 9% higher than the last 4 quarters average of 0.8 but 3.3% lower than the 5-year quarterly average of 0.9
OP Bancorp's equity has increased by 6% YoY
OPBK's price to sales (P/S) is 27% higher than its last 4 quarters average of 1.7
The company's revenue fell by 16% YoY and by 3.8% QoQ

Efficiency

How efficient is OP Bancorp business performance
OPBK's return on invested capital is down by 42% year-on-year and by 13% since the previous quarter
OP Bancorp's ROE has decreased by 39% YoY and by 12% from the previous quarter
The ROA fell by 38% YoY and by 9% QoQ
OP Bancorp's return on sales has decreased by 22% YoY and by 6% QoQ

Dividends

What is OPBK's dividend history
DPS
$0.48
Dividend yield
4.13%
Payout ratio
34.3%
Recent dividends

Financial health

How did OP Bancorp financials performed over time
The total assets is 10% greater than the total liabilities
The total assets has increased by 4% since the previous quarter and by 2.9% year-on-year
The total liabilities has grown by 4.3% from the previous quarter and by 2.7% YoY
OP Bancorp's debt is 41% less than its equity
OP Bancorp's debt has soared by 89% YoY
The debt to equity has soared by 79% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.