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OPBK OP Bancorp
- Stocks
- Financial Services
- NASDAQ: OPBK
Price (delayed)
$12.8
Market cap
$190.9M
P/E Ratio
9.21
Dividend/share
$0.48
EPS
$1.39
Enterprise value
$158.82M
OP Bancorp, the holding company for Open Bank (the 'Bank'), is a California corporation.' The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa
Highlights
OP Bancorp's equity has increased by 6% YoY
OP Bancorp's debt has increased by 23% from the previous quarter but it has decreased by 10% YoY
The stock's price to earnings (P/E) is 29% more than its 5-year quarterly average of 7.0 and 5% more than its last 4 quarters average of 8.6
OPBK's net income is down by 12% year-on-year
Key stats
What are the main financial stats of OPBK
Market
Valuations
Earnings
Shares outstanding
14.91M
Market cap
$190.9M
Enterprise value
$158.82M
Price to earnings (P/E)
9.21
Price to book (P/B)
0.92
Price to sales (P/S)
2.39
EV/EBIT
5.46
EV/EBITDA
5.22
EV/Sales
2
Revenue
$79.28M
Gross profit
$79.28M
Operating income
$29.08M
Net income
$21.07M
EBIT
$29.08M
EBITDA
$30.44M
Free cash flow
$29.78M
Per share
Balance sheet
Liquidity
EPS
$1.39
EPS diluted
$1.39
Free cash flow per share
$2.01
Book value per share
$13.84
Revenue per share
$5.35
TBVPS
$159.01
Total assets
$2.37B
Total liabilities
$2.16B
Debt
$102.86M
Equity
$204.99M
Working capital
N/A
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.05
Margins
Efficiency
Dividend
EBITDA margin
38.4%
Gross margin
100%
Net margin
26.6%
Operating margin
36.7%
Return on assets
0.9%
Return on equity
10.5%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
36.7%
Dividend yield
3.75%
DPS
$0.48
Payout ratio
34.5%
OPBK stock price
How has the OP Bancorp stock price performed over time
Intraday
1.59%
1 week
0.08%
1 month
17.97%
1 year
28.64%
YTD
-19.04%
QTD
6.49%
Financial performance
How have OP Bancorp's revenue and profit performed over time
Revenue
$79.28M
Gross profit
$79.28M
Operating income
$29.08M
Net income
$21.07M
Gross margin
100%
Net margin
26.6%
OP Bancorp's operating income has decreased by 13% YoY and by 2.1% QoQ
OPBK's net income is down by 12% year-on-year
The operating margin has contracted by 11% YoY and by 2.7% from the previous quarter
OP Bancorp's net margin has decreased by 10% YoY
Price vs fundamentals
How does OPBK's price correlate with its fundamentals
Growth
What is OP Bancorp's growth rate over time
Valuation
What is OP Bancorp stock price valuation
P/E
9.21
P/B
0.92
P/S
2.39
EV/EBIT
5.46
EV/EBITDA
5.22
EV/Sales
2
The stock's price to earnings (P/E) is 29% more than its 5-year quarterly average of 7.0 and 5% more than its last 4 quarters average of 8.6
OP Bancorp's EPS has decreased by 10% YoY
OP Bancorp's equity has increased by 6% YoY
OPBK's price to sales (P/S) is 12% higher than its 5-year quarterly average of 2.1 and 2.2% higher than its last 4 quarters average of 2.3
The company's revenue fell by 2.4% YoY
Efficiency
How efficient is OP Bancorp business performance
OPBK's return on invested capital is down by 19% year-on-year
OP Bancorp's ROE has decreased by 19% YoY and by 2.8% from the previous quarter
The ROA fell by 18% YoY
OP Bancorp's return on sales has decreased by 11% YoY and by 2.7% QoQ
Dividends
What is OPBK's dividend history
DPS
$0.48
Dividend yield
3.75%
Payout ratio
34.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did OP Bancorp financials performed over time
The total assets is 9% greater than the total liabilities
The total liabilities has grown by 11% YoY
The total assets has increased by 10% year-on-year
OP Bancorp's debt is 50% less than its equity
OP Bancorp's debt has increased by 23% from the previous quarter but it has decreased by 10% YoY
The debt to equity has grown by 22% from the previous quarter but it has contracted by 15% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.