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OPBK OP Bancorp
- Stocks
- Financial Services
- NASDAQ: OPBK
Price (delayed)
$11.94
Market cap
$176.85M
P/E Ratio
8.41
Dividend/share
$0.48
EPS
$1.42
Enterprise value
$62.18M
OP Bancorp, the holding company for Open Bank (the 'Bank'), is a California corporation.' The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa
Highlights
OP Bancorp's debt has decreased by 27% YoY and by 18% from the previous quarter
OP Bancorp's equity has increased by 8% YoY and by 2.5% QoQ
The stock's price to earnings (P/E) is 18% more than its 5-year quarterly average of 7.1 but 6% less than its last 4 quarters average of 8.9
Key stats
What are the main financial stats of OPBK
Market
Valuations
Earnings
Shares outstanding
14.81M
Market cap
$176.85M
Enterprise value
$62.18M
Price to earnings (P/E)
8.41
Price to book (P/B)
0.85
Price to sales (P/S)
2.19
EV/EBIT
2.11
EV/EBITDA
2.02
EV/Sales
0.76
Revenue
$81.36M
Gross profit
$81.36M
Operating income
$29.5M
Net income
$21.4M
EBIT
$29.5M
EBITDA
$30.84M
Free cash flow
$37.25M
Per share
Balance sheet
Liquidity
EPS
$1.42
EPS diluted
$1.42
Free cash flow per share
$2.5
Book value per share
$14.09
Revenue per share
$5.45
TBVPS
$167.77
Total assets
$2.51B
Total liabilities
$2.3B
Debt
$84.19M
Equity
$210.09M
Working capital
N/A
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.72
Margins
Efficiency
Dividend
EBITDA margin
37.9%
Gross margin
100%
Net margin
26.3%
Operating margin
36.3%
Return on assets
0.9%
Return on equity
10.5%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
36.3%
Dividend yield
4.02%
DPS
$0.48
Payout ratio
33.8%
OPBK stock price
How has the OP Bancorp stock price performed over time
Intraday
-0.91%
1 week
-5.98%
1 month
-9.27%
1 year
24.9%
YTD
-24.48%
QTD
-0.67%
Financial performance
How have OP Bancorp's revenue and profit performed over time
Revenue
$81.36M
Gross profit
$81.36M
Operating income
$29.5M
Net income
$21.4M
Gross margin
100%
Net margin
26.3%
The operating margin has contracted by 6% YoY
OP Bancorp's net margin has decreased by 5% YoY
The company's revenue rose by 4.2% YoY and by 2.6% QoQ
OPBK's gross profit is up by 4.2% year-on-year and by 2.6% since the previous quarter
Price vs fundamentals
How does OPBK's price correlate with its fundamentals
Growth
What is OP Bancorp's growth rate over time
Valuation
What is OP Bancorp stock price valuation
P/E
8.41
P/B
0.85
P/S
2.19
EV/EBIT
2.11
EV/EBITDA
2.02
EV/Sales
0.76
The stock's price to earnings (P/E) is 18% more than its 5-year quarterly average of 7.1 but 6% less than its last 4 quarters average of 8.9
OP Bancorp's EPS has increased by 2.2% QoQ
OP Bancorp's equity has increased by 8% YoY and by 2.5% QoQ
The P/B is 6% lower than the 5-year quarterly average of 0.9 and 6% lower than the last 4 quarters average of 0.9
OPBK's price to sales (P/S) is 4.8% lower than its last 4 quarters average of 2.3 but 4.3% higher than its 5-year quarterly average of 2.1
The company's revenue rose by 4.2% YoY and by 2.6% QoQ
Efficiency
How efficient is OP Bancorp business performance
The ROA fell by 10% YoY
OP Bancorp's ROE has decreased by 8% YoY
OPBK's return on invested capital is down by 7% year-on-year
OP Bancorp's return on sales has decreased by 6% YoY
Dividends
What is OPBK's dividend history
DPS
$0.48
Dividend yield
4.02%
Payout ratio
33.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did OP Bancorp financials performed over time
The total assets is 9% greater than the total liabilities
The total liabilities has grown by 13% YoY and by 7% from the previous quarter
The total assets has increased by 12% year-on-year and by 6% since the previous quarter
OP Bancorp's debt is 60% less than its equity
The debt to equity has contracted by 32% YoY and by 20% from the previous quarter
OP Bancorp's debt has decreased by 27% YoY and by 18% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.