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Price (delayed)
$17.16
Market cap
$254.17M
P/E Ratio
12.26
Dividend/share
$0.48
EPS
$1.4
Enterprise value
$170.83M
OP Bancorp, the holding company for Open Bank (the 'Bank'), is a California corporation.' The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa
Highlights
OP Bancorp's debt has decreased by 33% from the previous quarter and by 20% YoY
OP Bancorp's equity has increased by 10% YoY and by 3.9% QoQ
OP Bancorp's EPS has decreased by 19% YoY but it has increased by 2.2% QoQ
The company's revenue fell by 7% YoY but it rose by 2.3% QoQ
The stock's price to earnings (P/E) is 75% more than its 5-year quarterly average of 7.0 and 63% more than its last 4 quarters average of 7.5
OPBK's net income is down by 21% year-on-year
Key stats
What are the main financial stats of OPBK
Market
Valuations
Earnings
Shares outstanding
14.81M
Market cap
$254.17M
Enterprise value
$170.83M
Price to earnings (P/E)
12.26
Price to book (P/B)
1.25
Price to sales (P/S)
3.23
EV/EBIT
5.75
EV/EBITDA
5.49
EV/Sales
2.17
Revenue
$78.76M
EBIT
$29.71M
EBITDA
$31.11M
Free cash flow
$23.74M
Per share
Balance sheet
Liquidity
EPS
$1.4
Free cash flow per share
$1.6
Book value per share
$13.75
Revenue per share
$5.32
TBVPS
$160.49
Total assets
$2.39B
Total liabilities
$2.18B
Debt
$83.42M
Equity
$203.6M
Working capital
N/A
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.68
Margins
Efficiency
Dividend
EBITDA margin
39.5%
Gross margin
100%
Net margin
27%
Operating margin
37.7%
Return on assets
0.9%
Return on equity
10.8%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
37.7%
Dividend yield
2.8%
DPS
$0.48
Payout ratio
34.3%
OPBK stock price
How has the OP Bancorp stock price performed over time
Intraday
2.14%
1 week
3.94%
1 month
28.97%
1 year
98.38%
YTD
56.71%
QTD
37.5%
Financial performance
How have OP Bancorp's revenue and profit performed over time
Revenue
$78.76M
Gross profit
$78.76M
Operating income
$29.71M
Net income
$21.27M
Gross margin
100%
Net margin
27%
OPBK's net income is down by 21% year-on-year
OP Bancorp's operating income has decreased by 20% YoY
OP Bancorp's net margin has decreased by 15% YoY
The operating margin has contracted by 15% YoY
Growth
What is OP Bancorp's growth rate over time
Valuation
What is OP Bancorp stock price valuation
P/E
12.26
P/B
1.25
P/S
3.23
EV/EBIT
5.75
EV/EBITDA
5.49
EV/Sales
2.17
The stock's price to earnings (P/E) is 75% more than its 5-year quarterly average of 7.0 and 63% more than its last 4 quarters average of 7.5
OP Bancorp's EPS has decreased by 19% YoY but it has increased by 2.2% QoQ
The P/B is 56% higher than the last 4 quarters average of 0.8 and 39% higher than the 5-year quarterly average of 0.9
OP Bancorp's equity has increased by 10% YoY and by 3.9% QoQ
OPBK's price to sales (P/S) is 62% higher than its last 4 quarters average of 2.0 and 54% higher than its 5-year quarterly average of 2.1
The company's revenue fell by 7% YoY but it rose by 2.3% QoQ
Efficiency
How efficient is OP Bancorp business performance
The ROA fell by 31% YoY and by 10% QoQ
OPBK's return on invested capital is down by 28% year-on-year
OP Bancorp's ROE has decreased by 27% YoY
OP Bancorp's return on sales has decreased by 15% YoY
Dividends
What is OPBK's dividend history
DPS
$0.48
Dividend yield
2.8%
Payout ratio
34.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did OP Bancorp financials performed over time
The total assets is 9% greater than the total liabilities
The total liabilities has grown by 12% YoY and by 4.3% from the previous quarter
The total assets has increased by 11% year-on-year and by 4.2% since the previous quarter
OP Bancorp's debt is 59% less than its equity
The debt to equity has contracted by 35% from the previous quarter and by 28% YoY
OP Bancorp's debt has decreased by 33% from the previous quarter and by 20% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.