OPBK OP Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: OPBK

Price (delayed)

$8.98

Market cap

$134.31M

P/E Ratio

5.79

Dividend/share

$0.48

EPS

$1.55

Enterprise value

$157.43M

OP Bancorp, the holding company for Open Bank (the 'Bank'), is a California corporation.' The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa ...

Highlights
OP Bancorp's equity has increased by 9% YoY and by 4.5% QoQ
The stock's price to earnings (P/E) is 20% less than its 5-year quarterly average of 7.2 but 11% more than its last 4 quarters average of 5.2
OP Bancorp's EPS has decreased by 28% YoY and by 10% QoQ
OPBK's net income is down by 28% year-on-year and by 11% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.myopenbank.com
Peers: NKSH NRIM NIC

Key stats

What are the main financial stats of OPBK
Market
Shares outstanding
14.96M
Market cap
$134.31M
Enterprise value
$157.43M
Valuations
Price to earnings (P/E)
5.79
Price to book (P/B)
0.7
Price to sales (P/S)
1.66
EV/EBIT
4.7
EV/EBITDA
4.52
EV/Sales
1.94
Earnings
Revenue
$81.22M
EBIT
$33.49M
EBITDA
$34.83M
Free cash flow
$65.66M
Per share
EPS
$1.55
Free cash flow per share
$4.38
Book value per share
$12.84
Revenue per share
$5.41
TBVPS
$142.41
Balance sheet
Total assets
$2.15B
Total liabilities
$1.96B
Debt
$114.34M
Equity
$192.63M
Working capital
N/A
Liquidity
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.66
Margins
EBITDA margin
42.9%
Gross margin
100%
Net margin
29.4%
Operating margin
41.2%
Efficiency
Return on assets
1.1%
Return on equity
12.9%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
41.2%
Dividend
Dividend yield
5.35%
DPS
$0.48
Payout ratio
31%

OPBK stock price

How has the OP Bancorp stock price performed over time
Intraday
0.45%
1 week
-0.77%
1 month
-9.84%
1 year
0.34%
YTD
-17.99%
QTD
-10.02%

Financial performance

How have OP Bancorp's revenue and profit performed over time
Revenue
$81.22M
Gross profit
$81.22M
Operating income
$33.49M
Net income
$23.92M
Gross margin
100%
Net margin
29.4%
OP Bancorp's operating income has decreased by 28% YoY and by 10% QoQ
OPBK's net income is down by 28% year-on-year and by 11% since the previous quarter
The operating margin has contracted by 19% YoY and by 7% from the previous quarter
OP Bancorp's net margin has decreased by 19% YoY and by 7% from the previous quarter

Growth

What is OP Bancorp's growth rate over time

Valuation

What is OP Bancorp stock price valuation
P/E
5.79
P/B
0.7
P/S
1.66
EV/EBIT
4.7
EV/EBITDA
4.52
EV/Sales
1.94
OP Bancorp's EPS has decreased by 28% YoY and by 10% QoQ
The stock's price to earnings (P/E) is 20% less than its 5-year quarterly average of 7.2 but 11% more than its last 4 quarters average of 5.2
The P/B is 22% lower than the 5-year quarterly average of 0.9 and 13% lower than the last 4 quarters average of 0.8
OP Bancorp's equity has increased by 9% YoY and by 4.5% QoQ
OPBK's price to sales (P/S) is 25% lower than its 5-year quarterly average of 2.2 but 3.8% higher than its last 4 quarters average of 1.6
The company's revenue fell by 11% YoY and by 3.7% QoQ

Efficiency

How efficient is OP Bancorp business performance
OPBK's return on invested capital is down by 36% year-on-year and by 11% since the previous quarter
The ROA fell by 35% YoY and by 15% QoQ
OP Bancorp's ROE has decreased by 34% YoY and by 12% from the previous quarter
OP Bancorp's return on sales has decreased by 19% YoY and by 7% QoQ

Dividends

What is OPBK's dividend history
Dividend details
DPS
$0.48
Dividend yield
5.35%
Payout ratio
31%
Recent dividends

Financial health

How did OP Bancorp financials performed over time
The total assets is 10% greater than the total liabilities
The total assets has increased by 2.5% year-on-year
OP Bancorp's debt is 41% less than its equity
OP Bancorp's equity has increased by 9% YoY and by 4.5% QoQ
OP Bancorp's debt has increased by 9% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.