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Price (delayed)
$13.39
Market cap
$198.33M
P/E Ratio
9.77
Dividend/share
$0.48
EPS
$1.37
Enterprise value
$194.65M
OP Bancorp, the holding company for Open Bank (the 'Bank'), is a California corporation.' The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa
Highlights
OP Bancorp's equity has increased by 7% YoY
The stock's price to earnings (P/E) is 47% more than its last 4 quarters average of 6.6 and 41% more than its 5-year quarterly average of 6.9
OP Bancorp's debt has increased by 45% YoY and by 8% from the previous quarter
Key stats
What are the main financial stats of OPBK
Market
Valuations
Earnings
Shares outstanding
14.81M
Market cap
$198.33M
Enterprise value
$194.65M
Price to earnings (P/E)
9.77
Price to book (P/B)
1.02
Price to sales (P/S)
2.6
EV/EBIT
6.68
EV/EBITDA
6.38
EV/Sales
2.53
Revenue
$77.02M
EBIT
$29.15M
EBITDA
$30.51M
Free cash flow
$25.77M
Per share
Balance sheet
Liquidity
EPS
$1.37
Free cash flow per share
$1.72
Book value per share
$13.1
Revenue per share
$5.15
TBVPS
$152.42
Total assets
$2.29B
Total liabilities
$2.09B
Debt
$124M
Equity
$195.99M
Working capital
N/A
Debt to equity
0.63
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.12
Margins
Efficiency
Dividend
EBITDA margin
39.6%
Gross margin
100%
Net margin
27.2%
Operating margin
37.9%
Return on assets
1%
Return on equity
10.9%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
37.9%
Dividend yield
3.58%
DPS
$0.48
Payout ratio
35%
OPBK stock price
How has the OP Bancorp stock price performed over time
Intraday
0.64%
1 week
3.4%
1 month
5.85%
1 year
58.27%
YTD
22.28%
QTD
7.29%
Financial performance
How have OP Bancorp's revenue and profit performed over time
Revenue
$77.02M
Gross profit
$77.02M
Operating income
$29.15M
Net income
$20.96M
Gross margin
100%
Net margin
27.2%
OPBK's net income is down by 31% year-on-year and by 3% since the previous quarter
OP Bancorp's operating income has decreased by 31% YoY and by 3.3% QoQ
OP Bancorp's net margin has decreased by 19% YoY
The operating margin has contracted by 19% YoY
Growth
What is OP Bancorp's growth rate over time
Valuation
What is OP Bancorp stock price valuation
P/E
9.77
P/B
1.02
P/S
2.6
EV/EBIT
6.68
EV/EBITDA
6.38
EV/Sales
2.53
The stock's price to earnings (P/E) is 47% more than its last 4 quarters average of 6.6 and 41% more than its 5-year quarterly average of 6.9
OP Bancorp's EPS has decreased by 30% YoY and by 2.1% QoQ
The P/B is 28% higher than the last 4 quarters average of 0.8 and 13% higher than the 5-year quarterly average of 0.9
OP Bancorp's equity has increased by 7% YoY
OPBK's price to sales (P/S) is 36% higher than its last 4 quarters average of 1.9 and 23% higher than its 5-year quarterly average of 2.1
The company's revenue fell by 15% YoY
Efficiency
How efficient is OP Bancorp business performance
OPBK's return on invested capital is down by 38% year-on-year and by 7% since the previous quarter
OP Bancorp's ROE has decreased by 36% YoY and by 4.4% from the previous quarter
The ROA fell by 29% YoY
OP Bancorp's return on sales has decreased by 19% YoY
Dividends
What is OPBK's dividend history
DPS
$0.48
Dividend yield
3.58%
Payout ratio
35%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did OP Bancorp financials performed over time
The total assets is 9% greater than the total liabilities
The total liabilities has grown by 6% YoY and by 2.7% from the previous quarter
The total assets has increased by 6% year-on-year and by 2.5% since the previous quarter
OP Bancorp's debt is 37% less than its equity
OP Bancorp's debt has increased by 45% YoY and by 8% from the previous quarter
The debt to equity has grown by 34% YoY and by 7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.