OPBK
OP Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: OPBK
- PE Ratio
The current P/E ratio for OP Bancorp stock as of Jun 3, 2026 is 7.45. This is calculated based on the TTM EPS of $1.83 and the stock price of $13.64 per share. The PE ratio has decreased by 10% from its last 4 quarters average of 8.3.
OPBK PE ratio history
The average historical PE ratio of OP Bancorp for the last nine years is 8.41. The current price-to-earnings ratio of 7.45 is 11% less than the historical average. Analyzing the last nine years, OPBK's PE ratio reached its highest point in the Mar 2018 quarter at 16.6, when the price was $12.45 and the EPS was $0.75. The lowest point was recorded in the Mar 2023 quarter, when it reached 4.22 with a price of $8.91 and an EPS of $2.11.
OP Bancorp PE ratio by year
Maximum annual increase: 61.05% in 2024
Maximum annual decrease: -27.79% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 8.21 | -27.79% | $14.12 | $1.72 |
| 2024 | 11.37 | 61.05% | $15.81 | $1.39 |
| 2023 | 7.06 | 36.03% | $10.95 | $1.55 |
| 2022 | 5.19 | -23.11% | $11.16 | $2.15 |
| 2021 | 6.75 | -25.5% | $12.76 | $1.89 |
| 2020 | 9.06 | -9.13% | $7.7 | $0.85 |
| 2019 | 9.97 | 3.42% | $10.37 | $1.04 |
| 2018 | 9.64 | N/A | $8.87 | $0.92 |
| 2017 | N/A | N/A | N/A | $0.68 |
| 2016 | N/A | N/A | N/A | $0.55 |
| 2015 | N/A | N/A | N/A | $0.44 |
OP Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 7.27 | -11.45% | $13.3 | $1.83 |
| Dec 2025 | 8.21 | -7.44% | $14.12 | $1.72 |
| Sep 2025 | 8.87 | 1.03% | $13.92 | $1.57 |
| Jun 2025 | 8.78 | 3.78% | $12.99 | $1.48 |
| Mar 2025 | 8.46 | -25.59% | $12.02 | $1.42 |
| Dec 2024 | 11.37 | 27.61% | $15.81 | $1.39 |
| Sep 2024 | 8.91 | 27.29% | $12.48 | $1.4 |
| Jun 2024 | 7 | -1.82% | $9.59 | $1.37 |
| Mar 2024 | 7.13 | 0.99% | $9.98 | $1.4 |
| Dec 2023 | 7.06 | 32.71% | $10.95 | $1.55 |
| Sep 2023 | 5.32 | 23.15% | $9.15 | $1.72 |
| Jun 2023 | 4.32 | 2.37% | $8.43 | $1.95 |
| Mar 2023 | 4.22 | -18.69% | $8.91 | $2.11 |
| Dec 2022 | 5.19 | 4.64% | $11.16 | $2.15 |
| Sep 2022 | 4.96 | 4.86% | $11.12 | $2.24 |
OPBK Price vs fair value
OPBK average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
OPBK's current PE ratio is higher than the 5-year average, but it is under its 3-year average.
PE comparison
OP Bancorp's price to earnings (P/E) of 7.45 is lower than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 12.1, OP Bancorp's price to earnings (P/E) is 38% lower.
OPBK PE vs peers
When compared to its peer stocks NRIM and NKSH, OPBK's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| OPBK OP Bancorp | 7.67 | $209.12M |
| NRIM Northrim Bancorp Inc | 8.44 | $551.89M |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
Frequently asked questions
What is OP Bancorp's PE ratio?
OPBK's price to earnings ratio is 7.45 as of Jun 3, 2026.
What is the 3-year average PE ratio for OP Bancorp (OPBK)?
The 3-year average PE ratio for OPBK stock is 7.73.
What is the 5-year average PE ratio for OP Bancorp (OPBK)?
The 5-year average PE ratio for OPBK stock is 7.0.
What is the highest PE ratio for OPBK?
Over the last nine years, the Mar 2018 quarter recorded the highest quarterly PE ratio at 16.6.
How does the current PE ratio for OPBK compare to its historical average?
The current PE ratio of OPBK is 11% lower than the 9-year historical average.
Why is OP Bancorp's PE ratio so low?
OPBK's PE ratio of 7.45 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is OPBK's PE ratio calculated (OP Bancorp PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 3, 2026), OP Bancorp's share price is $13.64. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.83. Therefore, OP Bancorp's price to earnings ratio for today is 7.45. PE RATIO(7.45) = STOCK PRICE($13.64) / TTM EPS($1.83)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.