PFS Provident Financial Services Inc
- Stocks
- Financial Services
- NYSE: PFS
Price (delayed)
$18.2
Market cap
$2.38B
P/E Ratio
10.11
Dividend/share
$0.96
EPS
$1.8
Enterprise value
$4.9B
Provident Bank, a community-oriented financial institution offering 'Commitment you can count on' since 1839, is the wholly owned subsidiary of Provident Financial Services, Inc., which reported assets of $12.92 billion
Highlights
Provident Financial Services's revenue has surged by 93% YoY and by 18% QoQ
The gross profit has soared by 93% YoY and by 18% from the previous quarter
The debt is up by 2.4% year-on-year
Key stats
What are the main financial stats of PFS
Market
Valuations
Earnings
Shares outstanding
130.62M
Market cap
$2.38B
Enterprise value
$4.9B
Price to earnings (P/E)
10.11
Price to book (P/B)
0.88
Price to sales (P/S)
2.88
EV/EBIT
15.2
EV/EBITDA
12.51
EV/Sales
5.95
Revenue
$823.47M
Gross profit
$823.47M
Operating income
$322.26M
Net income
$230.94M
EBIT
$322.26M
EBITDA
$391.43M
Free cash flow
$580.96M
Per share
Balance sheet
Liquidity
EPS
$1.8
EPS diluted
$1.8
Free cash flow per share
$4.45
Book value per share
$20.72
Revenue per share
$6.31
TBVPS
$181.99
Total assets
$24.55B
Total liabilities
$21.84B
Debt
$2.78B
Equity
$2.71B
Working capital
N/A
Debt to equity
1.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.44
Margins
Efficiency
Dividend
EBITDA margin
47.5%
Gross margin
100%
Net margin
28%
Operating margin
39.1%
Return on assets
1%
Return on equity
8.7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
39.1%
Dividend yield
5.27%
DPS
$0.96
Payout ratio
84.2%
PFS stock price
How has the Provident Financial Services stock price performed over time
Intraday
1.68%
1 week
1%
1 month
-2.83%
1 year
6.81%
YTD
-3.55%
QTD
3.82%
Financial performance
How have Provident Financial Services's revenue and profit performed over time
Revenue
$823.47M
Gross profit
$823.47M
Operating income
$322.26M
Net income
$230.94M
Gross margin
100%
Net margin
28%
Provident Financial Services's revenue has surged by 93% YoY and by 18% QoQ
The gross profit has soared by 93% YoY and by 18% from the previous quarter
The operating margin has surged by 69% year-on-year and by 38% since the previous quarter
The operating income has soared by 62% from the previous quarter
Price vs fundamentals
How does PFS's price correlate with its fundamentals
Growth
What is Provident Financial Services's growth rate over time
Valuation
What is Provident Financial Services stock price valuation
P/E
10.11
P/B
0.88
P/S
2.88
EV/EBIT
15.2
EV/EBITDA
12.51
EV/Sales
5.95
Provident Financial Services's EPS has surged by 68% YoY and by 58% QoQ
PFS's P/E is 33% below its last 4 quarters average of 15.1 and 10% below its 5-year quarterly average of 11.2
The company's equity rose by 6% YoY
The P/B is 2.2% below the 5-year quarterly average of 0.9 and 2.2% below the last 4 quarters average of 0.9
Provident Financial Services's revenue has surged by 93% YoY and by 18% QoQ
The P/S is 18% below the last 4 quarters average of 3.5 and 13% below the 5-year quarterly average of 3.3
Efficiency
How efficient is Provident Financial Services business performance
The ROIC has soared by 140% YoY and by 50% from the previous quarter
Provident Financial Services's ROE has soared by 118% YoY and by 53% from the previous quarter
The ROA has soared by 100% YoY and by 67% from the previous quarter
Provident Financial Services's return on sales has surged by 69% YoY and by 38% QoQ
Dividends
What is PFS's dividend history
DPS
$0.96
Dividend yield
5.27%
Payout ratio
84.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Provident Financial Services financials performed over time
The company's total assets is 12% higher than its total liabilities
The debt is 2.6% greater than the equity
The company's equity rose by 6% YoY
Provident Financial Services's debt to equity has decreased by 2.8% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.