PFS Provident Financial Services Inc

Price (delayed)

$22.34

Market cap

$2.91B

P/E Ratio

9.51

Dividend/share

$0.96

EPS

$2.35

Enterprise value

$5.58B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 93

Provident Bank, a community-oriented financial institution offering 'Commitment you can count on' since 1839, is the wholly owned subsidiary of Provident Financial Services, Inc., which reported assets of $12.92 billion ...

Highlights
Provident Financial Services's net income has soared by 108% YoY and by 5% from the previous quarter
Provident Financial Services's EPS has surged by 106% YoY and by 5% QoQ
The debt is up by 15% since the previous quarter and by 6% year-on-year

Key stats

What are the main financial stats of PFS

PFS stock price

How has the Provident Financial Services stock price performed over time
Intraday
3.71%
1 week
0.81%
1 month
0.4%
1 year
35.07%
YTD
13.11%
QTD
5.58%

Financial performance

How have Provident Financial Services's revenue and profit performed over time
Revenue
$886.01M
Gross profit
$886.01M
Operating income
$426.48M
Net income
$306.55M
Gross margin
100%
Net margin
34.6%
The operating income has soared by 115% YoY and by 4.5% from the previous quarter
Provident Financial Services's net income has soared by 108% YoY and by 5% from the previous quarter
The operating margin has surged by 70% year-on-year and by 2.1% since the previous quarter
The net margin has soared by 64% year-on-year and by 3% since the previous quarter

Price vs fundamentals

How does PFS's price correlate with its fundamentals

Growth

What is Provident Financial Services's growth rate over time

Valuation

What is Provident Financial Services stock price valuation
P/E
9.51
P/B
1.02
P/S
3.29
EV/EBIT
13.08
EV/EBITDA
11.37
EV/Sales
6.3
Provident Financial Services's EPS has surged by 106% YoY and by 5% QoQ
PFS's P/E is 15% below its 5-year quarterly average of 10.8
The P/B is 9% above the 5-year quarterly average of 0.9 and 9% above the last 4 quarters average of 0.9
The company's equity rose by 8% YoY
Provident Financial Services's revenue has increased by 26% YoY and by 2.2% QoQ
The P/S is 6% above the last 4 quarters average of 3.0

Efficiency

How efficient is Provident Financial Services business performance
The ROA has soared by 100% YoY
The ROIC has soared by 100% YoY
Provident Financial Services's ROE has soared by 93% YoY and by 3.8% from the previous quarter
Provident Financial Services's return on sales has surged by 70% YoY and by 2.1% QoQ

Dividends

What is PFS's dividend history
DPS
$0.96
Dividend yield
4.3%
Payout ratio
40.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Provident Financial Services financials performed over time
The company's total assets is 13% higher than its total liabilities
The total liabilities has grown by 3.6% year-on-year
The company's total assets rose by 4% YoY
The debt is up by 15% since the previous quarter and by 6% year-on-year
Provident Financial Services's debt to equity has increased by 13% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.