PFS Provident Financial Services Inc

Price (delayed)

$24.64

Market cap

$3.21B

P/E Ratio

10.27

Dividend/share

$0.96

EPS

$2.4

Enterprise value

$5.8B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 88

Provident Financial Services, Inc. is the holding company for Provident Bank, a community-oriented bank offering "commitment you can count on" since 1839. Provident Bank provides a comprehensive array of financial ...

Highlights
Provident Financial Services's net income has increased by 35% YoY and by 2% from the previous quarter
Provident Financial Services's EPS has increased by 33% YoY and by 2.1% QoQ
PFS's P/E is 9% above its last 4 quarters average of 9.4 but 4.9% below its 5-year quarterly average of 10.8

Key stats

What are the main financial stats of PFS

PFS stock price

How has the Provident Financial Services stock price performed over time
Intraday
-1.48%
1 week
0.74%
1 month
4.72%
1 year
27.87%
YTD
24.76%
QTD
4.23%

Financial performance

How have Provident Financial Services's revenue and profit performed over time
Revenue
$894.27M
Gross profit
$894.27M
Operating income
$430.09M
Net income
$312.72M
Gross margin
100%
Net margin
35%
Provident Financial Services's net income has increased by 35% YoY and by 2% from the previous quarter
The operating income has grown by 33% YoY
The net margin is up by 25% year-on-year
The operating margin has grown by 23% year-on-year

Price vs fundamentals

How does PFS's price correlate with its fundamentals

Growth

What is Provident Financial Services's growth rate over time

Valuation

What is Provident Financial Services stock price valuation
P/E
10.27
P/B
1.1
P/S
3.59
EV/EBIT
13.49
EV/EBITDA
11.76
EV/Sales
6.49
Provident Financial Services's EPS has increased by 33% YoY and by 2.1% QoQ
PFS's P/E is 9% above its last 4 quarters average of 9.4 but 4.9% below its 5-year quarterly average of 10.8
The P/B is 22% above the 5-year quarterly average of 0.9 and 10% above the last 4 quarters average of 1.0
The company's equity rose by 7% YoY
The P/S is 16% above the last 4 quarters average of 3.1 and 12% above the 5-year quarterly average of 3.2
Provident Financial Services's revenue has increased by 9% YoY

Efficiency

How efficient is Provident Financial Services business performance
The ROIC has grown by 33% YoY
Provident Financial Services's ROE has increased by 26% YoY
Provident Financial Services's return on sales has increased by 23% YoY
The ROA has grown by 20% YoY

Dividends

What is PFS's dividend history
DPS
$0.96
Dividend yield
3.9%
Payout ratio
40%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Provident Financial Services financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 4.5% YoY
The total liabilities has grown by 4.2% year-on-year
The debt is 3.1% smaller than the equity
The company's equity rose by 7% YoY
Provident Financial Services's debt to equity has decreased by 6% YoY and by 4% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.