NFBK Northfield Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: NFBK

Price (delayed)

$9.77

Market cap

$439.22M

P/E Ratio

9.97

Dividend/share

$0.52

EPS

$0.98

Enterprise value

$1.4B

Northfield Bank, founded in 1887, operates 38 full-service banking offices in Staten Island and Brooklyn, New York, and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey.

Highlights
The stock's price to earnings (P/E) is 29% less than its 5-year quarterly average of 13.6 and 4.1% less than its last 4 quarters average of 10.1
NFBK's debt has surged by 95% year-on-year
Northfield Bancorp's net income has decreased by 31% YoY and by 17% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.enorthfield.com
Peers: FFIC GCBC

Key stats

What are the main financial stats of NFBK
Market
Shares outstanding
44.96M
Market cap
$439.22M
Enterprise value
$1.4B
Valuations
Price to earnings (P/E)
9.97
Price to book (P/B)
0.64
Price to sales (P/S)
3.05
EV/EBIT
23.3
EV/EBITDA
20.42
EV/Sales
9.71
Earnings
Revenue
$144.27M
EBIT
$60.14M
EBITDA
$68.62M
Free cash flow
$55.29M
Per share
EPS
$0.98
Free cash flow per share
$1.23
Book value per share
$15.21
Revenue per share
$3.21
TBVPS
$119.95
Balance sheet
Total assets
$5.44B
Total liabilities
$4.75B
Debt
$1.04B
Equity
$684.08M
Working capital
N/A
Liquidity
Debt to equity
1.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
14.02
Margins
EBITDA margin
47.6%
Gross margin
100%
Net margin
30.2%
Operating margin
41.7%
Efficiency
Return on assets
0.8%
Return on equity
6.3%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
41.7%
Dividend
Dividend yield
5.32%
DPS
$0.52
Payout ratio
53.1%

NFBK stock price

How has the Northfield Bancorp stock price performed over time
Intraday
2.84%
1 week
-0.81%
1 month
15.76%
1 year
-37.21%
YTD
-37.89%
QTD
3.39%

Financial performance

How have Northfield Bancorp's revenue and profit performed over time
Revenue
$144.27M
Gross profit
$144.27M
Operating income
$60.14M
Net income
$43.59M
Gross margin
100%
Net margin
30.2%
Northfield Bancorp's net income has decreased by 31% YoY and by 17% from the previous quarter
The operating income has contracted by 31% YoY and by 17% from the previous quarter
NFBK's net margin is down by 22% year-on-year and by 11% since the previous quarter
NFBK's operating margin is down by 22% year-on-year and by 12% since the previous quarter

Growth

What is Northfield Bancorp's growth rate over time

Valuation

What is Northfield Bancorp stock price valuation
P/E
9.97
P/B
0.64
P/S
3.05
EV/EBIT
23.3
EV/EBITDA
20.42
EV/Sales
9.71
The stock's price to earnings (P/E) is 29% less than its 5-year quarterly average of 13.6 and 4.1% less than its last 4 quarters average of 10.1
The EPS has contracted by 27% YoY and by 16% from the previous quarter
The price to book (P/B) is 38% less than the 5-year quarterly average of 1.0 and 23% less than the last 4 quarters average of 0.8
The P/S is 38% below the 5-year quarterly average of 4.8 and 15% below the last 4 quarters average of 3.5
The company's revenue fell by 12% YoY and by 6% QoQ

Efficiency

How efficient is Northfield Bancorp business performance
NFBK's return on invested capital is down by 40% year-on-year and by 25% since the previous quarter
The company's return on equity fell by 28% YoY and by 16% QoQ
The return on assets has declined by 27% year-on-year and by 11% since the previous quarter
The ROS has contracted by 22% YoY and by 12% from the previous quarter

Dividends

What is NFBK's dividend history
Dividend details
DPS
$0.52
Dividend yield
5.32%
Payout ratio
53.1%
Recent dividends

Financial health

How did Northfield Bancorp financials performed over time
Northfield Bancorp's total assets is 14% higher than its total liabilities
NFBK's total liabilities is down by 4.5% year-on-year and by 2.1% since the previous quarter
Northfield Bancorp's total assets has decreased by 4.1% YoY
NFBK's debt is 52% greater than its equity
NFBK's debt to equity has surged by 97% year-on-year
NFBK's debt has surged by 95% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.