NFBK Northfield Bancorp Inc
Price (delayed)
$11.38
Market cap
$488.25M
P/E Ratio
17.78
Dividend/share
$0.52
EPS
$0.64
Enterprise value
$1.36B
Northfield Bank, founded in 1887, operates 38 full-service banking offices in Staten Island and Brooklyn, New York, and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey.
Highlights
Northfield Bancorp's equity has increased by 2.3% YoY
NFBK's debt is down by 8% since the previous quarter but it is up by 6% year-on-year
The stock's price to earnings (P/E) is 40% more than its 5-year quarterly average of 12.7 and 19% more than its last 4 quarters average of 15.0
Northfield Bancorp's net income has decreased by 38% YoY and by 6% from the previous quarter
Key stats
What are the main financial stats of NFBK
Market
Valuations
Earnings
Shares outstanding
42.9M
Market cap
$488.25M
Enterprise value
$1.36B
Price to earnings (P/E)
17.78
Price to book (P/B)
0.7
Price to sales (P/S)
3.95
EV/EBIT
36.01
EV/EBITDA
29.46
EV/Sales
10.95
Revenue
$124.55M
Gross profit
$124.55M
Operating income
$37.87M
Net income
$26.92M
EBIT
$37.87M
EBITDA
$46.28M
Free cash flow
$36.95M
Per share
Balance sheet
Liquidity
EPS
$0.64
EPS diluted
$0.64
Free cash flow per share
$0.86
Book value per share
$16.2
Revenue per share
$2.88
TBVPS
$131.75
Total assets
$5.73B
Total liabilities
$5.03B
Debt
$1.11B
Equity
$699.56M
Working capital
N/A
Debt to equity
1.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
18.91
Margins
Efficiency
Dividend
EBITDA margin
37.2%
Gross margin
100%
Net margin
21.6%
Operating margin
30.4%
Return on assets
0.5%
Return on equity
3.9%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
30.4%
Dividend yield
4.57%
DPS
$0.52
Payout ratio
81.3%
NFBK stock price
How has the Northfield Bancorp stock price performed over time
Intraday
-2.23%
1 week
-3.72%
1 month
-2.65%
1 year
10.27%
YTD
-2.07%
QTD
-2.07%
Financial performance
How have Northfield Bancorp's revenue and profit performed over time
Revenue
$124.55M
Gross profit
$124.55M
Operating income
$37.87M
Net income
$26.92M
Gross margin
100%
Net margin
21.6%
Northfield Bancorp's net income has decreased by 38% YoY and by 6% from the previous quarter
The operating income has contracted by 37% YoY and by 5% from the previous quarter
NFBK's net margin is down by 28% year-on-year and by 4% since the previous quarter
NFBK's operating margin is down by 27% year-on-year and by 3.5% since the previous quarter
Growth
What is Northfield Bancorp's growth rate over time
Valuation
What is Northfield Bancorp stock price valuation
P/E
17.78
P/B
0.7
P/S
3.95
EV/EBIT
36.01
EV/EBITDA
29.46
EV/Sales
10.95
The stock's price to earnings (P/E) is 40% more than its 5-year quarterly average of 12.7 and 19% more than its last 4 quarters average of 15.0
The EPS has contracted by 35% YoY and by 4.5% from the previous quarter
The price to book (P/B) is 22% less than the 5-year quarterly average of 0.9
Northfield Bancorp's equity has increased by 2.3% YoY
The company's revenue fell by 14% YoY
The P/S is 7% above the last 4 quarters average of 3.7 but 6% below the 5-year quarterly average of 4.2
Efficiency
How efficient is Northfield Bancorp business performance
The company's return on equity fell by 38% YoY and by 4.9% QoQ
The return on assets has declined by 38% year-on-year
NFBK's return on invested capital is down by 33% year-on-year
The ROS has contracted by 27% YoY and by 3.5% from the previous quarter
Dividends
What is NFBK's dividend history
DPS
$0.52
Dividend yield
4.57%
Payout ratio
81.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Northfield Bancorp financials performed over time
Northfield Bancorp's total assets is 14% higher than its total liabilities
NFBK's total liabilities is up by 6% year-on-year
Northfield Bancorp's total assets has increased by 5% YoY
NFBK's debt is 58% greater than its equity
NFBK's debt to equity is down by 10% since the previous quarter but it is up by 3.9% year-on-year
NFBK's debt is down by 8% since the previous quarter but it is up by 6% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.