NFBK Northfield Bancorp Inc

Price (delayed)

$11.51

Market cap

$510.4M

P/E Ratio

15.35

Dividend/share

$0.52

EPS

$0.75

Enterprise value

$1.46B

Northfield Bank, founded in 1887, operates 38 full-service banking offices in Staten Island and Brooklyn, New York, and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey.

Highlights
Northfield Bancorp's net income has decreased by 45% YoY and by 15% from the previous quarter
The EPS has contracted by 41% YoY and by 13% from the previous quarter

Key stats

What are the main financial stats of NFBK
Market
Shares outstanding
44.34M
Market cap
$510.4M
Enterprise value
$1.46B
Valuations
Price to earnings (P/E)
15.35
Price to book (P/B)
0.73
Price to sales (P/S)
3.98
EV/EBIT
33.21
EV/EBITDA
27.81
EV/Sales
11.37
Earnings
Revenue
$128.7M
EBIT
$44.04M
EBITDA
$52.6M
Free cash flow
$30.2M
Per share
EPS
$0.75
Free cash flow per share
$0.68
Book value per share
$15.71
Revenue per share
$2.89
TBVPS
$130.68
Balance sheet
Total assets
$5.85B
Total liabilities
$5.15B
Debt
$1.19B
Equity
$698.43M
Working capital
N/A
Liquidity
Debt to equity
1.71
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
18.1
Margins
EBITDA margin
40.9%
Gross margin
100%
Net margin
25%
Operating margin
34.2%
Efficiency
Return on assets
0.6%
Return on equity
4.6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
34.2%
Dividend
Dividend yield
4.52%
DPS
$0.52
Payout ratio
69.3%

NFBK stock price

How has the Northfield Bancorp stock price performed over time
Intraday
5.99%
1 week
21.67%
1 month
47.75%
1 year
2.68%
YTD
-8.51%
QTD
21.41%

Financial performance

How have Northfield Bancorp's revenue and profit performed over time
Revenue
$128.7M
Gross profit
$128.7M
Operating income
$44.04M
Net income
$32.18M
Gross margin
100%
Net margin
25%
The operating income has contracted by 46% YoY and by 15% from the previous quarter
Northfield Bancorp's net income has decreased by 45% YoY and by 15% from the previous quarter
NFBK's operating margin is down by 33% year-on-year and by 11% since the previous quarter
NFBK's net margin is down by 32% year-on-year and by 10% since the previous quarter

Growth

What is Northfield Bancorp's growth rate over time

Valuation

What is Northfield Bancorp stock price valuation
P/E
15.35
P/B
0.73
P/S
3.98
EV/EBIT
33.21
EV/EBITDA
27.81
EV/Sales
11.37
The EPS has contracted by 41% YoY and by 13% from the previous quarter
The stock's price to earnings (P/E) is 31% more than its last 4 quarters average of 11.7 and 18% more than its 5-year quarterly average of 13.0
The price to book (P/B) is 19% less than the 5-year quarterly average of 0.9 but 4.3% more than the last 4 quarters average of 0.7
The company's revenue fell by 20% YoY and by 4.8% QoQ
The P/S is 17% above the last 4 quarters average of 3.4 but 12% below the 5-year quarterly average of 4.5

Efficiency

How efficient is Northfield Bancorp business performance
NFBK's return on invested capital is down by 46% year-on-year and by 13% since the previous quarter
The company's return on equity fell by 45% YoY and by 15% QoQ
The return on assets has declined by 40% year-on-year and by 14% since the previous quarter
The ROS has contracted by 33% YoY and by 11% from the previous quarter

Dividends

What is NFBK's dividend history
DPS
$0.52
Dividend yield
4.52%
Payout ratio
69.3%
Recent dividends

Financial health

How did Northfield Bancorp financials performed over time
Northfield Bancorp's total assets is 14% higher than its total liabilities
Northfield Bancorp's total assets has increased by 4.5% QoQ and by 3.3% YoY
NFBK's total liabilities is up by 5% since the previous quarter and by 3.8% year-on-year
NFBK's debt is 71% greater than its equity
NFBK's debt to equity is up by 22% since the previous quarter and by 10% year-on-year
NFBK's debt is up by 21% since the previous quarter and by 10% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.