NFBK Northfield Bancorp Inc

Price (delayed)

$8.4

Market cap

$373.5M

P/E Ratio

9.77

Dividend/share

$0.52

EPS

$0.86

Enterprise value

$1.12B

Northfield Bank, founded in 1887, operates 38 full-service banking offices in Staten Island and Brooklyn, New York, and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey.

Highlights
The stock's price to earnings (P/E) is 29% less than its 5-year quarterly average of 13.4 and 12% less than its last 4 quarters average of 10.7
Northfield Bancorp's equity has increased by 2.2% from the previous quarter
NFBK's debt is up by 38% year-on-year but it is down by 6% since the previous quarter
Northfield Bancorp's net income has decreased by 38% YoY and by 14% from the previous quarter
The EPS has contracted by 35% YoY and by 12% from the previous quarter

Key stats

What are the main financial stats of NFBK
Market
Shares outstanding
44.46M
Market cap
$373.5M
Enterprise value
$1.12B
Valuations
Price to earnings (P/E)
9.77
Price to book (P/B)
0.54
Price to sales (P/S)
2.71
EV/EBIT
21.73
EV/EBITDA
18.66
EV/Sales
8.32
Earnings
Revenue
$135.21M
EBIT
$51.76M
EBITDA
$60.29M
Free cash flow
$43.43M
Per share
EPS
$0.86
Free cash flow per share
$1
Book value per share
$15.56
Revenue per share
$3.1
TBVPS
$127.58
Balance sheet
Total assets
$5.6B
Total liabilities
$4.9B
Debt
$980.8M
Equity
$699.45M
Working capital
N/A
Liquidity
Debt to equity
1.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
12.46
Margins
EBITDA margin
44.6%
Gross margin
100%
Net margin
27.9%
Operating margin
38.3%
Efficiency
Return on assets
0.7%
Return on equity
5.4%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
38.3%
Dividend
Dividend yield
6.19%
DPS
$0.52
Payout ratio
60.5%

NFBK stock price

How has the Northfield Bancorp stock price performed over time
Intraday
3.32%
1 week
0.36%
1 month
-9.58%
1 year
-24.46%
YTD
-33.23%
QTD
-13.58%

Financial performance

How have Northfield Bancorp's revenue and profit performed over time
Revenue
$135.21M
Gross profit
$135.21M
Operating income
$51.76M
Net income
$37.67M
Gross margin
100%
Net margin
27.9%
The operating income has contracted by 39% YoY and by 14% from the previous quarter
Northfield Bancorp's net income has decreased by 38% YoY and by 14% from the previous quarter
NFBK's operating margin is down by 27% year-on-year and by 8% since the previous quarter
NFBK's net margin is down by 26% year-on-year and by 8% since the previous quarter

Growth

What is Northfield Bancorp's growth rate over time

Valuation

What is Northfield Bancorp stock price valuation
P/E
9.77
P/B
0.54
P/S
2.71
EV/EBIT
21.73
EV/EBITDA
18.66
EV/Sales
8.32
The EPS has contracted by 35% YoY and by 12% from the previous quarter
The stock's price to earnings (P/E) is 29% less than its 5-year quarterly average of 13.4 and 12% less than its last 4 quarters average of 10.7
The price to book (P/B) is 42% less than the 5-year quarterly average of 0.9 and 26% less than the last 4 quarters average of 0.7
Northfield Bancorp's equity has increased by 2.2% from the previous quarter
The P/S is 43% below the 5-year quarterly average of 4.6 and 23% below the last 4 quarters average of 3.4
The company's revenue fell by 16% YoY and by 6% QoQ

Efficiency

How efficient is Northfield Bancorp business performance
NFBK's return on invested capital is down by 43% year-on-year and by 11% since the previous quarter
The company's return on equity fell by 38% YoY and by 14% QoQ
The return on assets has declined by 36% year-on-year and by 13% since the previous quarter
The ROS has contracted by 27% YoY and by 8% from the previous quarter

Dividends

What is NFBK's dividend history
DPS
$0.52
Dividend yield
6.19%
Payout ratio
60.5%
Recent dividends

Financial health

How did Northfield Bancorp financials performed over time
Northfield Bancorp's total assets is 14% higher than its total liabilities
Northfield Bancorp's total assets has increased by 3% QoQ
NFBK's total liabilities is up by 3.1% since the previous quarter
NFBK's debt is 40% greater than its equity
NFBK's debt to equity is up by 39% year-on-year but it is down by 8% since the previous quarter
NFBK's debt is up by 38% year-on-year but it is down by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.