NFBK Northfield Bancorp Inc
Price (delayed)
$10.94
Market cap
$471.69M
P/E Ratio
15.19
Dividend/share
$0.52
EPS
$0.72
Enterprise value
$1.09B
Northfield Bank, founded in 1887, operates 38 full-service banking offices in Staten Island and Brooklyn, New York, and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey.
Highlights
NFBK's debt is down by 29% since the previous quarter and by 20% year-on-year
Northfield Bancorp's net income has decreased by 21% YoY but it has increased by 11% from the previous quarter
The EPS has contracted by 16% YoY but it has grown by 13% from the previous quarter
The stock's price to earnings (P/E) is 19% more than its 5-year quarterly average of 12.8
The company's revenue fell by 6% YoY
Key stats
What are the main financial stats of NFBK
Market
Valuations
Earnings
Shares outstanding
43.12M
Market cap
$471.69M
Enterprise value
$1.09B
Price to earnings (P/E)
15.19
Price to book (P/B)
0.67
Price to sales (P/S)
3.58
EV/EBIT
26.87
EV/EBITDA
22.3
EV/Sales
8.57
Revenue
$127.03M
Gross profit
$127.03M
Operating income
$40.5M
Net income
$29.95M
EBIT
$40.5M
EBITDA
$48.8M
Free cash flow
$33.74M
Per share
Balance sheet
Liquidity
EPS
$0.72
EPS diluted
$0.72
Free cash flow per share
$0.81
Book value per share
$16.42
Revenue per share
$3.06
TBVPS
$135.33
Total assets
$5.67B
Total liabilities
$4.96B
Debt
$784.11M
Equity
$704.7M
Working capital
N/A
Debt to equity
1.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
12.63
Margins
Efficiency
Dividend
EBITDA margin
38.4%
Gross margin
100%
Net margin
23.6%
Operating margin
31.9%
Return on assets
0.5%
Return on equity
4.3%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
31.9%
Dividend yield
4.75%
DPS
$0.52
Payout ratio
72.2%
NFBK stock price
How has the Northfield Bancorp stock price performed over time
Intraday
0.27%
1 week
-4.12%
1 month
-7.13%
1 year
12.9%
YTD
-5.85%
QTD
0.27%
Financial performance
How have Northfield Bancorp's revenue and profit performed over time
Revenue
$127.03M
Gross profit
$127.03M
Operating income
$40.5M
Net income
$29.95M
Gross margin
100%
Net margin
23.6%
The operating income has contracted by 22% YoY but it has grown by 7% from the previous quarter
Northfield Bancorp's net income has decreased by 21% YoY but it has increased by 11% from the previous quarter
NFBK's operating margin is down by 17% year-on-year but it is up by 4.9% since the previous quarter
NFBK's net margin is down by 15% year-on-year but it is up by 9% since the previous quarter
Growth
What is Northfield Bancorp's growth rate over time
Valuation
What is Northfield Bancorp stock price valuation
P/E
15.19
P/B
0.67
P/S
3.58
EV/EBIT
26.87
EV/EBITDA
22.3
EV/Sales
8.57
The stock's price to earnings (P/E) is 19% more than its 5-year quarterly average of 12.8
The EPS has contracted by 16% YoY but it has grown by 13% from the previous quarter
The price to book (P/B) is 26% less than the 5-year quarterly average of 0.9 and 4.3% less than the last 4 quarters average of 0.7
The P/S is 13% below the 5-year quarterly average of 4.1
The company's revenue fell by 6% YoY
Efficiency
How efficient is Northfield Bancorp business performance
The return on assets has declined by 29% year-on-year
NFBK's return on invested capital is down by 25% year-on-year
The company's return on equity fell by 20% YoY but it rose by 10% QoQ
The ROS has contracted by 17% YoY but it has grown by 4.9% from the previous quarter
Dividends
What is NFBK's dividend history
DPS
$0.52
Dividend yield
4.75%
Payout ratio
72.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Northfield Bancorp financials performed over time
Northfield Bancorp's total assets is 14% higher than its total liabilities
NFBK's debt is 11% greater than its equity
NFBK's debt to equity is down by 30% since the previous quarter and by 21% year-on-year
NFBK's debt is down by 29% since the previous quarter and by 20% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.