OCFC Oceanfirst Financial Earnings and EPS analysis

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Relative Growth: Rel. Growth: 35
Relative Strength: Rel. Strength: 39
Relative Valuation: Rel. Valuation: 56
Relative Profitability: Rel. Profitability: 60

EPS in 2026 (TTM): $1.17

Last Report Period Date: Mar 31, 2026

Currently, OCFC's 12-month EPS stands at $1.17, according to the most recent financial reports. During 2025, OCFC reported a per-share earnings of $1.17, which shows a decline compared to the EPS of $1.65 recorded in 2024. OCFC recorded an EPS of $0.36 for the quarterly period ending on Mar 31, 2026.

OCFC earnings history

Historical annual and quarterly earnings per share (EPS) data for Oceanfirst Financial
EPS (TTM)
$1.17
EPS Growth YoY (Quarterly)
2.9%
EPS (Quarterly)
$0.36
EPS Growth (Quarterly)
56.5%

In 2025, Oceanfirst Financial's earnings per share was $1.17, a decline of 29.1% from $1.65 in 2024. Over the quarter ending Mar 31, 2026, the earnings per share came in at $0.36, reflecting a 2.9% increase compared to the same quarter a year earlier. As of March 2026, the TTM EPS is $1.17. During 2024, the annual earnings per share was $1.65, representing a decrease of 2.9% compared to 2023.

OCFC earnings chart

OCFC EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
2.9%
EPS growth YoY
-29.1%
EPS growth 3Y avg
-21.6%
EPS growth 5Y avg
2.8%

In the past 12 months, Oceanfirst Financial has recorded an earnings per share growth rate of 2.9% (YoY, quarterly). Over an extended period, the company registered an average EPS annual growth rate of -21.6% per year during the last 3 years. In the last five years, the company had an average annual EPS growth of 2.8%. A ten-year view shows that OCFC has seen an average earnings per share growth of -0.4% per year.

OCFC Earnings Waterfall

Breakdown of revenue, profit and net income for Oceanfirst Financial

OCFC Earnings vs Peers

What are the earnings of OCFC compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
PFS Provident Financial Services Inc 9.51 112.4% -1.7% 9.9%
KRNY Kearny Financial Corp 14.44 130.2% -23.8% -5.3%
OCFC Oceanfirst Financial Corp 15.22 -29.1% -21.6% 2.8%
NFBK Northfield Bancorp Inc 109.69 -97.2% -75.3% -51.7%

All data is based on quarterly TTM periods, unless otherwise specified.