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Price (delayed)
$56.45
Market cap
$319.71M
P/E Ratio
9.15
Dividend/share
$0.92
EPS
$6.17
Enterprise value
$209.59M
Highlights
Orange County Bancorp's debt has shrunk by 57% YoY and by 26% QoQ
The equity has grown by 20% YoY and by 5% from the previous quarter
The net income has increased by 19% year-on-year but it has declined by 2.5% since the previous quarter
Orange County Bancorp's EPS has increased by 19% YoY but it has decreased by 2.4% from the previous quarter
The stock's P/E is 4% more than its last 4 quarters average of 8.8
Key stats
What are the main financial stats of OBT
Market
Valuations
Earnings
Shares outstanding
5.66M
Market cap
$319.71M
Enterprise value
$209.59M
Price to book (P/B)
1.8
Price to sales (P/S)
3.09
EV/EBIT
4.78
EV/EBITDA
4.59
EV/Sales
2.04
Revenue
$102.96M
EBIT
$43.84M
EBITDA
$45.71M
Free cash flow
$37.46M
Per share
Balance sheet
Liquidity
EPS
$6.17
Free cash flow per share
$6.64
Book value per share
$31.38
Revenue per share
$18.25
TBVPS
$438.69
Total assets
$2.48B
Total liabilities
$2.3B
Debt
$79.56M
Equity
$177.54M
Working capital
N/A
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.41
Margins
Efficiency
Dividend
EBITDA margin
44.4%
Gross margin
100%
Net margin
33.7%
Operating margin
42.6%
Return on assets
1.4%
Return on equity
21.2%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
42.6%
Dividend yield
1.63%
DPS
$0.92
Payout ratio
14.9%
OBT stock price
How has the Orange County Bancorp stock price performed over time
Intraday
1.99%
1 week
-1.84%
1 month
-1.03%
1 year
31.34%
YTD
-6.29%
QTD
-6.42%
Financial performance
How have Orange County Bancorp's revenue and profit performed over time
Revenue
$102.96M
Gross profit
$102.96M
Operating income
$43.84M
Net income
$34.67M
Gross margin
100%
Net margin
33.7%
Orange County Bancorp's operating income has increased by 20% YoY but it has decreased by 2.2% QoQ
The net income has increased by 19% year-on-year but it has declined by 2.5% since the previous quarter
The gross profit has increased by 13% year-on-year
The company's revenue rose by 13% YoY
Growth
What is Orange County Bancorp's growth rate over time
Valuation
What is Orange County Bancorp stock price valuation
P/E
9.15
P/B
1.8
P/S
3.09
EV/EBIT
4.78
EV/EBITDA
4.59
EV/Sales
2.04
Orange County Bancorp's EPS has increased by 19% YoY but it has decreased by 2.4% from the previous quarter
The stock's P/E is 4% more than its last 4 quarters average of 8.8
The equity has grown by 20% YoY and by 5% from the previous quarter
The P/B is 6% above the last 4 quarters average of 1.7
The company's revenue rose by 13% YoY
OBT's price to sales (P/S) is 7% higher than its last 4 quarters average of 2.9
Efficiency
How efficient is Orange County Bancorp business performance
The ROIC is up by 20% year-on-year
OBT's ROA is up by 17% YoY
The company's return on equity fell by 7% QoQ but it rose by 3.4% YoY
Orange County Bancorp's ROS has increased by 6% YoY but it has decreased by 2.3% from the previous quarter
Dividends
What is OBT's dividend history
DPS
$0.92
Dividend yield
1.63%
Payout ratio
14.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Orange County Bancorp financials performed over time
The total assets is 8% greater than the total liabilities
Orange County Bancorp's debt is 55% lower than its equity
The debt to equity has dropped by 64% year-on-year and by 30% since the previous quarter
Orange County Bancorp's debt has shrunk by 57% YoY and by 26% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.