OBT Orange County Bancorp Inc
Price (delayed)
$23.91
Market cap
$271.58M
P/E Ratio
9.68
Dividend/share
$0.49
EPS
$2.47
Enterprise value
$264.34M
Highlights
Orange County Bancorp's debt has decreased by 44% YoY and by 11% QoQ
The company's revenue rose by 6% YoY and by 2% QoQ
The equity has grown by 12% YoY but it has contracted by 3.9% from the previous quarter
Orange County Bancorp's EPS has decreased by 6% YoY and by 3.9% from the previous quarter
The net income has declined by 5% year-on-year and by 3.3% since the previous quarter
Key stats
What are the main financial stats of OBT
Market
Valuations
Earnings
Shares outstanding
11.36M
Market cap
$271.58M
Enterprise value
$264.34M
Price to earnings (P/E)
9.68
Price to book (P/B)
1.46
Price to sales (P/S)
2.7
EV/EBIT
7.59
EV/EBITDA
7.19
EV/Sales
2.64
Revenue
$100.03M
Gross profit
$100.03M
Operating income
$34.82M
Net income
$27.88M
EBIT
$34.82M
EBITDA
$36.77M
Free cash flow
$33.29M
Per share
Balance sheet
Liquidity
EPS
$2.47
EPS diluted
$2.47
Free cash flow per share
$2.95
Book value per share
$16.35
Revenue per share
$8.85
TBVPS
$221.51
Total assets
$2.51B
Total liabilities
$2.32B
Debt
$143.09M
Equity
$185.53M
Working capital
N/A
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.2
Margins
Efficiency
Dividend
EBITDA margin
36.8%
Gross margin
100%
Net margin
27.9%
Operating margin
34.8%
Return on assets
1.1%
Return on equity
15.4%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
34.8%
Dividend yield
2.03%
DPS
$0.49
Payout ratio
19.6%
OBT stock price
How has the Orange County Bancorp stock price performed over time
Intraday
2.22%
1 week
-1.48%
1 month
-6.42%
1 year
0.17%
YTD
-13.96%
QTD
2.22%
Financial performance
How have Orange County Bancorp's revenue and profit performed over time
Revenue
$100.03M
Gross profit
$100.03M
Operating income
$34.82M
Net income
$27.88M
Gross margin
100%
Net margin
27.9%
The company's operating margin fell by 12% YoY and by 7% QoQ
Orange County Bancorp's net margin has decreased by 11% YoY and by 5% QoQ
The company's revenue rose by 6% YoY and by 2% QoQ
The gross profit has increased by 6% year-on-year and by 2% since the previous quarter
Growth
What is Orange County Bancorp's growth rate over time
Valuation
What is Orange County Bancorp stock price valuation
P/E
9.68
P/B
1.46
P/S
2.7
EV/EBIT
7.59
EV/EBITDA
7.19
EV/Sales
2.64
Orange County Bancorp's EPS has decreased by 6% YoY and by 3.9% from the previous quarter
The P/B is 14% below the last 4 quarters average of 1.7
The equity has grown by 12% YoY but it has contracted by 3.9% from the previous quarter
OBT's price to sales (P/S) is 10% lower than its last 4 quarters average of 3.0
The company's revenue rose by 6% YoY and by 2% QoQ
Efficiency
How efficient is Orange County Bancorp business performance
The company's return on equity fell by 21% YoY and by 6% QoQ
Orange County Bancorp's ROS has decreased by 12% YoY and by 7% from the previous quarter
OBT's ROA is down by 8% from the previous quarter and by 8% YoY
The ROIC is down by 7% since the previous quarter and by 7% year-on-year
Dividends
What is OBT's dividend history
DPS
$0.49
Dividend yield
2.03%
Payout ratio
19.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Orange County Bancorp financials performed over time
The total assets is 8% greater than the total liabilities
Orange County Bancorp's debt is 23% lower than its equity
The debt to equity has dropped by 50% year-on-year and by 8% since the previous quarter
Orange County Bancorp's debt has decreased by 44% YoY and by 11% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.