OBT Orange County Bancorp Inc

Price (delayed)

$39.19

Market cap

$525.46M

P/E Ratio

11.01

Dividend/share

$0.67

EPS

$3.56

Enterprise value

$225.14M

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Relative Growth: Rel. Growth: 91
Relative Strength: Rel. Strength: 77
Relative Valuation: Rel. Valuation: 89
Relative Profitability: Rel. Profitability: 94

Orange County Bancorp, Inc. is the parent company of Orange Bank & Trust Company and Hudson Valley Investment Advisors, Inc. Orange Bank & Trust Company is an independent bank that ...

Highlights
The net income has surged by 60% year-on-year and by 7% since the previous quarter
Orange County Bancorp's EPS has increased by 40% YoY and by 4.4% from the previous quarter
The stock's P/E is 20% more than its last 4 quarters average of 9.2 and 14% more than its 5-year quarterly average of 9.7

Key stats

What are the main financial stats of OBT

OBT stock price

How has the Orange County Bancorp stock price performed over time
Intraday
0.23%
1 week
1.5%
1 month
6.15%
1 year
59.05%
YTD
37.27%
QTD
6.55%

Financial performance

How have Orange County Bancorp's revenue and profit performed over time
Revenue
$122.67M
Gross profit
$122.67M
Operating income
$52.83M
Net income
$47.39M
Gross margin
100%
Net margin
38.6%
The net income has surged by 60% year-on-year and by 7% since the previous quarter
Orange County Bancorp's operating income has increased by 40% YoY but it has decreased by 3.7% QoQ
Orange County Bancorp's net margin has increased by 38% YoY and by 8% QoQ
The company's operating margin rose by 20% YoY but it fell by 2.5% QoQ

Price vs fundamentals

How does OBT's price correlate with its fundamentals

Growth

What is Orange County Bancorp's growth rate over time

Valuation

What is Orange County Bancorp stock price valuation
P/E
11.01
P/B
1.71
P/S
4.27
EV/EBIT
4.26
EV/EBITDA
4.12
EV/Sales
1.84
Orange County Bancorp's EPS has increased by 40% YoY and by 4.4% from the previous quarter
The stock's P/E is 20% more than its last 4 quarters average of 9.2 and 14% more than its 5-year quarterly average of 9.7
The P/B is 22% above the last 4 quarters average of 1.4 and 14% above the 5-year quarterly average of 1.5
The equity has grown by 21% YoY and by 5% from the previous quarter
OBT's price to sales (P/S) is 42% higher than its 5-year quarterly average of 3.0 and 29% higher than its last 4 quarters average of 3.3
The company's revenue rose by 16% YoY

Efficiency

How efficient is Orange County Bancorp business performance
OBT's ROA has soared by 50% YoY and by 6% from the previous quarter
The ROIC is up by 40% year-on-year but it is down by 4.5% since the previous quarter
Orange County Bancorp's ROS has increased by 20% YoY but it has decreased by 2.5% from the previous quarter
The company's return on equity rose by 15% YoY

Dividends

What is OBT's dividend history
DPS
$0.67
Dividend yield
1.71%
Payout ratio
18.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Orange County Bancorp financials performed over time
The total assets is 12% greater than the total liabilities
The total assets has grown by 7% year-on-year and by 3.5% since the previous quarter
The company's total liabilities rose by 6% YoY and by 3.3% QoQ
Orange County Bancorp's debt is 89% lower than its equity
The debt to equity has declined by 45% year-on-year and by 8% since the previous quarter
Orange County Bancorp's debt has decreased by 32% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.