OBT Orange County Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: OBT

Price (delayed)

$51.87

Market cap

$293.45M

P/E Ratio

9.9

Dividend/share

$0.92

EPS

$5.24

Enterprise value

$400.09M

Highlights
The equity has grown by 20% YoY and by 15% from the previous quarter
The company's revenue rose by 17% YoY
Orange County Bancorp's EPS has increased by 21% YoY but it has decreased by 3% from the previous quarter
The net income has increased by 21% year-on-year but it has declined by 3.1% since the previous quarter
Orange County Bancorp's debt has surged by 68% YoY and by 45% QoQ
The stock's P/E is 5% more than its last 4 quarters average of 9.4
Sector: Financial Services
Industry: Banks - Regional
Peers: NRIM NKSH

Key stats

What are the main financial stats of OBT
Market
Shares outstanding
5.66M
Market cap
$293.45M
Enterprise value
$400.09M
Valuations
Price to earnings (P/E)
9.9
Price to book (P/B)
1.77
Price to sales (P/S)
3.11
EV/EBIT
10.77
EV/EBITDA
10.23
EV/Sales
4.26
Earnings
Revenue
$93.94M
EBIT
$37.15M
EBITDA
$39.12M
Free cash flow
$41.4M
Per share
EPS
$5.24
Free cash flow per share
$7.35
Book value per share
$29.27
Revenue per share
$16.69
TBVPS
$440.39
Balance sheet
Total assets
$2.49B
Total liabilities
$2.32B
Debt
$254.02M
Equity
$165.38M
Working capital
N/A
Liquidity
Debt to equity
1.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.73
Margins
EBITDA margin
41.6%
Gross margin
100%
Net margin
31.4%
Operating margin
39.5%
Efficiency
Return on assets
1.2%
Return on equity
19.5%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39.5%
Dividend
Dividend yield
1.77%
DPS
$0.92
Payout ratio
17.6%

OBT stock price

How has the Orange County Bancorp stock price performed over time
Intraday
4.81%
1 week
15.57%
1 month
13.9%
1 year
60.79%
YTD
-13.89%
QTD
12.76%

Financial performance

How have Orange County Bancorp's revenue and profit performed over time
Revenue
$93.94M
Gross profit
$93.94M
Operating income
$37.15M
Net income
$29.48M
Gross margin
100%
Net margin
31.4%
Orange County Bancorp's operating income has increased by 23% YoY but it has decreased by 2.2% QoQ
The net income has increased by 21% year-on-year but it has declined by 3.1% since the previous quarter
The company's revenue rose by 17% YoY
The gross profit has increased by 17% year-on-year

Growth

What is Orange County Bancorp's growth rate over time

Valuation

What is Orange County Bancorp stock price valuation
P/E
9.9
P/B
1.77
P/S
3.11
EV/EBIT
10.77
EV/EBITDA
10.23
EV/Sales
4.26
Orange County Bancorp's EPS has increased by 21% YoY but it has decreased by 3% from the previous quarter
The stock's P/E is 5% more than its last 4 quarters average of 9.4
The equity has grown by 20% YoY and by 15% from the previous quarter
The P/B is 4.1% above the last 4 quarters average of 1.7
The company's revenue rose by 17% YoY
OBT's price to sales (P/S) is 7% higher than its last 4 quarters average of 2.9

Efficiency

How efficient is Orange County Bancorp business performance
OBT's ROA is up by 20% YoY but it is down by 8% from the previous quarter
The company's return on equity rose by 17% YoY but it fell by 7% QoQ
The ROIC is up by 7% year-on-year
Orange County Bancorp's ROS has increased by 5% YoY but it has decreased by 2.7% from the previous quarter

Dividends

What is OBT's dividend history
DPS
$0.92
Dividend yield
1.77%
Payout ratio
17.6%
Recent dividends

Financial health

How did Orange County Bancorp financials performed over time
The total assets is 7% greater than the total liabilities
The total assets has grown by 9% year-on-year
The company's total liabilities rose by 8% YoY
Orange County Bancorp's debt is 54% higher than its equity
Orange County Bancorp's debt has surged by 68% YoY and by 45% QoQ
The debt to equity has increased by 41% year-on-year and by 26% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.