OBT Orange County Bancorp Inc
Price (delayed)
$26.11
Market cap
$296.3M
P/E Ratio
10.16
Dividend/share
$0.47
EPS
$2.57
Enterprise value
$297M
Highlights
The equity has grown by 34% YoY and by 9% from the previous quarter
Orange County Bancorp's debt has surged by 103% QoQ but it has decreased by 8% YoY
The gross profit has increased by 4.9% year-on-year but it has declined by 4.8% since the previous quarter
The net income has declined by 17% since the previous quarter and by 5% year-on-year
Orange County Bancorp's EPS has decreased by 17% from the previous quarter and by 4.8% YoY
Key stats
What are the main financial stats of OBT
Market
Valuations
Earnings
Shares outstanding
11.35M
Market cap
$296.3M
Enterprise value
$297M
Price to earnings (P/E)
10.16
Price to book (P/B)
1.53
Price to sales (P/S)
3.01
EV/EBIT
8.13
EV/EBITDA
7.73
EV/Sales
3.03
Revenue
$98.02M
Gross profit
$98.02M
Operating income
$36.55M
Net income
$28.84M
EBIT
$36.55M
EBITDA
$38.42M
Free cash flow
$36.66M
Per share
Balance sheet
Liquidity
EPS
$2.57
EPS diluted
$2.57
Free cash flow per share
$3.24
Book value per share
$17.05
Revenue per share
$8.67
TBVPS
$222.22
Total assets
$2.52B
Total liabilities
$2.33B
Debt
$161.57M
Equity
$193.09M
Working capital
N/A
Debt to equity
0.84
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.02
Margins
Efficiency
Dividend
EBITDA margin
39.2%
Gross margin
100%
Net margin
29.4%
Operating margin
37.3%
Return on assets
1.2%
Return on equity
16.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
37.3%
Dividend yield
1.8%
DPS
$0.47
Payout ratio
18.3%
OBT stock price
How has the Orange County Bancorp stock price performed over time
Intraday
0.73%
1 week
-1.4%
1 month
-3.65%
1 year
12.25%
YTD
-6.05%
QTD
-6.05%
Financial performance
How have Orange County Bancorp's revenue and profit performed over time
Revenue
$98.02M
Gross profit
$98.02M
Operating income
$36.55M
Net income
$28.84M
Gross margin
100%
Net margin
29.4%
The net income has declined by 17% since the previous quarter and by 5% year-on-year
Orange County Bancorp's operating income has decreased by 17% QoQ and by 3.7% YoY
Orange County Bancorp's net margin has decreased by 13% QoQ and by 10% YoY
The company's operating margin fell by 12% QoQ and by 8% YoY
Growth
What is Orange County Bancorp's growth rate over time
Valuation
What is Orange County Bancorp stock price valuation
P/E
10.16
P/B
1.53
P/S
3.01
EV/EBIT
8.13
EV/EBITDA
7.73
EV/Sales
3.03
Orange County Bancorp's EPS has decreased by 17% from the previous quarter and by 4.8% YoY
The stock's P/E is 3.7% more than its last 4 quarters average of 9.8
The equity has grown by 34% YoY and by 9% from the previous quarter
The P/B is 15% below the last 4 quarters average of 1.8
The company's revenue rose by 4.9% YoY but it fell by 4.8% QoQ
OBT's price to sales (P/S) is 2.9% lower than its last 4 quarters average of 3.1
Efficiency
How efficient is Orange County Bancorp business performance
The company's return on equity fell by 23% QoQ and by 22% YoY
The ROIC is down by 17% since the previous quarter
OBT's ROA is down by 14% from the previous quarter and by 8% YoY
Orange County Bancorp's ROS has decreased by 12% from the previous quarter and by 8% YoY
Dividends
What is OBT's dividend history
DPS
$0.47
Dividend yield
1.8%
Payout ratio
18.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Orange County Bancorp financials performed over time
The total assets is 8% greater than the total liabilities
The total assets has grown by 2.9% year-on-year
Orange County Bancorp's debt is 16% lower than its equity
Orange County Bancorp's debt has surged by 103% QoQ but it has decreased by 8% YoY
The debt to equity has surged by 87% since the previous quarter but it has declined by 31% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.