OBT
Orange County Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: OBT
- PE Ratio
As at Jul 2, 2026, the OBT stock has a P/E ratio of 11.04. This is based on the current EPS of $3.41 and the stock price of $37.65 per share. An increase of 21% has been recorded in the PE ratio compared to the average of 9.1 of the past four quarters.
OBT PE ratio history
The mean historical PE ratio of Orange County Bancorp over the last five years is 9.63. The current 11.04 price-to-earnings ratio is 15% more than the historical average. In the past five years, OBT's PE ratio reached its highest point in the Sep 2024 quarter at 11.83, with a price of $30.16 and an EPS of $2.55. The Jun 2023 quarter saw the lowest point at 7.09, with a price of $18.5 and an EPS of $2.61.
Orange County Bancorp PE ratio by year
Maximum annual increase: 14.27% in 2022
Maximum annual decrease: -23.82% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 8.57 | -23.82% | $28.55 | $3.33 |
| 2024 | 11.25 | -2.17% | $27.79 | $2.47 |
| 2023 | 11.5 | 7.18% | $30.12 | $2.62 |
| 2022 | 10.73 | 14.27% | $23.29 | $2.17 |
| 2021 | 9.39 | N/A | $20.1 | $2.14 |
| 2020 | N/A | N/A | N/A | $1.29 |
| 2019 | N/A | N/A | N/A | $1.28 |
Orange County Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 9.38 | 9.45% | $31.98 | $3.41 |
| Dec 2025 | 8.57 | 2.63% | $28.55 | $3.33 |
| Sep 2025 | 8.35 | -17.57% | $25.21 | $3.02 |
| Jun 2025 | 10.13 | 4.33% | $25.84 | $2.55 |
| Mar 2025 | 9.71 | -13.69% | $23.39 | $2.41 |
| Dec 2024 | 11.25 | -4.9% | $27.79 | $2.47 |
| Sep 2024 | 11.83 | 37.88% | $30.16 | $2.55 |
| Jun 2024 | 8.58 | 17.86% | $26.44 | $3.08 |
| Mar 2024 | 7.28 | -36.7% | $23 | $3.16 |
| Dec 2023 | 11.5 | 44.84% | $30.12 | $2.62 |
| Sep 2023 | 7.94 | 11.99% | $21.59 | $2.72 |
| Jun 2023 | 7.09 | -35.9% | $18.5 | $2.61 |
| Mar 2023 | 11.06 | 3.08% | $22 | $1.99 |
| Dec 2022 | 10.73 | 2.58% | $23.29 | $2.17 |
| Sep 2022 | 10.46 | -8% | $19.25 | $1.84 |
OBT Price vs fair value
OBT average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of OBT is above the 3-year average.
PE comparison
With a P/E of 11.04, OBT stands below the Financial Services sector and the industry average. Looking at its Financial Services sector average of 13.27, Orange County Bancorp's P/E is 17% lower.
OBT PE vs peers
OBT's PE ratio is less than its peer stock NKSH, but it is above NRIM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 9.22 | $603.28M |
| OBT Orange County Bancorp Inc | 11.04 | $504.81M |
| NKSH National Bankshares Inc | 13.24 | $232.77M |
Frequently asked questions
What is Orange County Bancorp's PE ratio?
OBT's price to earnings ratio is 11.04 as of Jul 2, 2026.
What is the 3-year average PE ratio for Orange County Bancorp (OBT)?
The average PE ratio for OBT stock over the past 3 years is 9.5.
What is the highest PE ratio for OBT?
Over the last five years, the quarterly PE ratio reached a historic high of 11.83 in the Sep 2024 quarter.
How does the current PE ratio for OBT compare to its historical average?
OBT's current price to earnings ratio is 15% above its 5-year historical average.
How is OBT's PE ratio calculated (Orange County Bancorp PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jul 2, 2026), Orange County Bancorp's stock price is $37.65. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.41. Therefore, Orange County Bancorp's price to earnings ratio for today is 11.04. PE RATIO(11.04) = STOCK PRICE($37.65) / TTM EPS($3.41)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.