NMIH NMI Holdings Earnings and EPS analysis

?
Relative Growth: Rel. Growth: 78
Relative Strength: Rel. Strength: 36
Relative Valuation: Rel. Valuation: 83
Relative Profitability: Rel. Profitability: 91

EPS in 2026 (TTM): $5

Last Report Period Date: Mar 31, 2026

Based on the company's latest reports for March 2026, the current 12-month EPS is $5. NMI Holdings's earnings per share in 2025 was reported at $5.01, marking a rise from $4.51 in 2024. In the quarterly report ending on Mar 31, 2026, NMIH's earnings per share amounted to $1.3.

NMIH earnings history

Historical annual and quarterly earnings per share (EPS) data for NMI Holdings
EPS (TTM)
$5
EPS Growth YoY (Quarterly)
-0.8%
EPS (Quarterly)
$1.3
EPS Growth (Quarterly)
5.7%

NMI Holdings had an yealy earnings per share of $5.01, showing a rise of 11.1% from $4.51 recorded in 2024. The quarterly earnings per share for the period ending Mar 31, 2026, was $1.3, showing a 0.8% decline compared to the same quarter last year. The trailing twelve months EPS for NMIH is $5 as of March 2026. NMI Holdings's full-year EPS for 2024 was $4.51, a 15.3% rise compared to the previous year.

NMIH earnings chart

NMIH EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
-0.8%
EPS growth YoY
11.1%
EPS growth 3Y avg
13.2%
EPS growth 5Y avg
17.9%

In the past 12 months, NMI Holdings has recorded an earnings per share growth rate of -0.8% (YoY, quarterly). Across the past three years, the company had an average EPS annual growth rate of 13.2% per year. In the last five years, the company had an average annual EPS growth of 17.9%.

NMIH Earnings Waterfall

Breakdown of revenue, profit and net income for NMI Holdings

NMIH Earnings vs Peers

What are the earnings of NMIH compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
ALL Allstate Corp 5.05 123.9% N/A 17.1%
HCI HCI Group Inc 7.24 132.1% N/A 47.3%
NMIH NMI Holdings Inc 7.68 11.1% 13.2% 17.9%
MTG Mgic Investment Corp 8.38 8.6% 3.9% 19.3%
ESNT Essent Group Ltd 8.43 0.7% -3.5% 12.4%
RDN Radian Group Inc 8.69 5.6% -1.8% 15.8%
HMN Horace Mann Educators Corp 12.62 57.8% 101.6% 4.3%
AIG American International Group Inc 13.38 350.2% -25.2% N/A
ERIE Erie Indemnity Co 18.02 -6.8% 23.3% 13.8%

All data is based on quarterly TTM periods, unless otherwise specified.