NMIH NMI Holdings Earnings and EPS analysis

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Relative Growth: Rel. Growth: 86
Relative Strength: Rel. Strength: 41
Relative Valuation: Rel. Valuation: 88
Relative Profitability: Rel. Profitability: 95

EPS in 2025 (TTM): $4.8

Last Report Period Date: Jun 30, 2025

Based on the company's latest reports for June 2025, the current 12-month EPS is $4.8. NMI Holdings's earnings per share in 2024 was reported at $4.51, marking a rise from $3.91 in 2023. In the quarterly report ending on Jun 30, 2025, NMIH's earnings per share amounted to $1.23.

NMIH earnings history

Historical annual and quarterly earnings per share (EPS) data for NMI Holdings
EPS (TTM)
$4.8
EPS Growth YoY (Quarterly)
7%
EPS (Quarterly)
$1.23
EPS Growth (Quarterly)
-6.1%

NMI Holdings had an yealy earnings per share of $4.51, showing a rise of 15.3% from $3.91 recorded in 2023. The quarterly earnings per share for the period ending Jun 30, 2025, was $1.23, showing a 7% increase compared to the same quarter last year. The trailing twelve months EPS for NMIH is $4.8 as of June 2025. NMI Holdings's full-year EPS for 2023 was $3.91, a 13.3% rise compared to the previous year.

NMIH EPS growth

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
7%
EPS growth YoY
15.3%
EPS growth 3Y avg
18.7%
EPS growth 5Y avg
12.2%

In the past 12 months, NMI Holdings has recorded an earnings per share growth rate of 7% (YoY, quarterly). Across the past three years, the company had an average EPS annual growth rate of 18.7% per year. In the last five years, the company had an average annual EPS growth of 12.2%.

NMIH Earnings Waterfall

Breakdown of revenue, profit and net income for NMI Holdings

NMIH Earnings vs Peers

What are the earnings of NMIH compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
NMIH NMI Holdings Inc 7.67 15.3% 18.7% 12.2%
RDN Radian Group Inc 8.5 3.9% 7.5% 4.2%
ESNT Essent Group Ltd 8.86 5.5% 4.1% 4%
MTG Mgic Investment Corp 8.94 16.3% 15.4% 8.9%
ALL Allstate Corp 9.03 1,535% 50.1% 3.9%
HMN Horace Mann Educators Corp 13.75 128.4% -15% -10.8%
AIG American International Group Inc 14.62 -143.6% N/A N/A
HCI HCI Group Inc 15.97 16% 258.4% 26.1%
ERIE Erie Indemnity Co 20.72 34.6% 26.3% 13.6%

All data is based on quarterly TTM periods, unless otherwise specified.