NBTB
Nbt Bancorp
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: NBTB
- PEG Ratio
Nbt Bancorp currently trades with a PEG ratio of 0.27, based on Aug 21, 2026 data. Dividing the 12.67 PE ratio by the 46.8% earnings growth rate produces this figure. Relative to the 1.12 average from the past 4 quarters, the PEG ratio has shrunk by 76%.
NBTB PEG ratio history
Historically, Nbt Bancorp maintains a PEG ratio averaging 3.6 across the last ten years. At 0.27, today's PEG ratio sits 93% lower than its historical average. The ten years high came in the Sep 2024 quarter at 51.37, reflecting peak valuation relative to growth. The bottom was reached in the Jun 2021 quarter at 0.19, suggesting favorable value relative to growth during that period.
Nbt Bancorp PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 1.03 | 12.43 | 12.1% |
| 2024 | 1.38 | 16.03 | 11.6% |
| 2023 | N/A | 15.7 | -24.6% |
| 2022 | N/A | 12.27 | -0.8% |
| 2021 | 0.22 | 10.79 | 49.4% |
| 2020 | N/A | 13.43 | -13.4% |
| 2019 | 2.1 | 14.7 | 7% |
| 2018 | 0.37 | 13.41 | 36.5% |
| 2017 | 4.43 | 19.47 | 4.4% |
| 2016 | 5.79 | 23.14 | 4% |
| 2015 | 8.9 | 16.02 | 1.8% |
| 2014 | 0.94 | 15.36 | 16.3% |
| 2013 | N/A | 17.62 | -9.8% |
| 2012 | N/A | 12.44 | -5.2% |
| 2011 | 4.29 | 12.87 | 3% |
Nbt Bancorp PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 0.26 | 12.01 | 46.8% |
| Mar 2026 | 0.73 | 12.03 | 16.4% |
| Dec 2025 | 1.03 | 12.43 | 12.1% |
| Sep 2025 | 2.46 | 13.78 | 5.6% |
| Jun 2025 | 1.93 | 14.84 | 7.7% |
| Mar 2025 | 0.86 | 14.11 | 16.5% |
| Dec 2024 | 1.38 | 16.03 | 11.6% |
| Sep 2024 | 51.37 | 15.41 | 0.3% |
| Jun 2024 | N/A | 14.85 | -19.5% |
| Mar 2024 | N/A | 14.05 | -23.5% |
| Dec 2023 | N/A | 15.7 | -24.6% |
| Sep 2023 | N/A | 11.08 | -19.7% |
| Jun 2023 | N/A | 9.86 | -8% |
| Mar 2023 | N/A | 9.89 | -4.2% |
| Dec 2022 | N/A | 12.27 | -0.8% |
NBTB average PEG ratio chart
NBTB's PEG ratio today comes in under the 3, 5 and 10-year averages.
PEG comparison
Nbt Bancorp's PEG of 0.27 is higher than its peers average but lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 0.44, Nbt Bancorp's PEG is 39% lower.
NBTB EPS growth
NBTB Price vs fair value
NBTB PEG vs peers
Relative to its peers, NBTB's PEG ratio is below CBU's yet above KEY's and TMP's. Nbt Bancorp's PEG ratio of 0.27 is above the peer average of 0.23.
Frequently asked questions
What is Nbt Bancorp's PEG ratio?
NBTB has a PEG ratio of 0.27, per Aug 21, 2026 data.
What is the 3-year average PEG ratio for Nbt Bancorp (NBTB)?
Historical data over a 3-year period puts NBTB's average PEG ratio at 7.5.
What is the 5-year average PEG ratio for Nbt Bancorp (NBTB)?
Historical data over a 5-year period puts NBTB's average PEG ratio at 5.37.
What is the highest PEG ratio for NBTB?
The Sep 2024 quarter marked the ten years high at 51.37 for NBTB's PEG ratio.
How does the current PEG ratio for NBTB compare to its historical average?
Compared to the 10-year average, NBTB's PEG ratio sits 93% lower.
Why is Nbt Bancorp's PEG ratio so low?
At 0.27, NBTB's PEG ratio suggests the stock may be undervalued given its growth rate.
How is NBTB's PEG ratio calculated (Nbt Bancorp PEG ratio formula)?
To calculate the PEG ratio, take the company's PE ratio and divide by its EPS growth rate (YoY TTM). As of Aug 21, 2026, Nbt Bancorp carries a PE ratio of 12.67. Earnings grew at 46.8% over the TTM period ending Jun 2026. Applying the formula, this yields a PEG ratio of 0.27. PEG RATIO(0.27) = PE RATIO(12.67) / EPS GROWTH(46.8%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.