MVBF
MVB Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: MVBF
- PE Ratio
As of Jul 2, 2026, the MVBF stock has a PE ratio of 12.96. The calculation is based on the latest EPS of $2.27 and the stock price of $29.41 per share. An increase of 3.6% has been observed in the PE ratio compared to its average of 12.5 of the last four quarters.
MVBF PE ratio history
The mean historical PE ratio of MVB Financial over the last ten years is 13.1. The current 12.96 P/E ratio is similar to the historical average. Looking back at the last ten years, MVBF's PE ratio peaked in the Dec 2017 quarter at 29.13, with a price of $20.1 and an EPS of $0.69. The Jun 2020 quarter marked the lowest point at 5.86, with a price of $13.3 and an EPS of $2.27.
MVB Financial PE ratio by year
Maximum annual increase: 227.67% in 2017
Maximum annual decrease: -75.36% in 2015
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 12.24 | -7.76% | $25.83 | $2.11 |
| 2024 | 13.27 | 44.71% | $20.7 | $1.56 |
| 2023 | 9.17 | -48.77% | $22.56 | $2.46 |
| 2022 | 17.9 | 43.09% | $22.02 | $1.23 |
| 2021 | 12.51 | 72.55% | $41.52 | $3.32 |
| 2020 | 7.25 | -34.27% | $22.68 | $3.13 |
| 2019 | 11.03 | -36.43% | $24.92 | $2.26 |
| 2018 | 17.35 | -40.44% | $18.04 | $1.04 |
| 2017 | 29.13 | 227.67% | $20.1 | $0.69 |
| 2016 | 8.89 | -47.05% | $12.8 | $1.44 |
| 2015 | 16.79 | -75.36% | $13.1 | $0.78 |
| 2014 | 68.14 | 142.15% | $14.99 | $0.22 |
| 2013 | 28.14 | 115.8% | $16.6 | $0.59 |
| 2012 | 13.04 | N/A | $12 | $0.92 |
| 2011 | N/A | N/A | N/A | $0.62 |
MVB Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.94 | -10.62% | $24.83 | $2.27 |
| Dec 2025 | 12.24 | 23.51% | $25.83 | $2.11 |
| Sep 2025 | 9.91 | -41.5% | $25.06 | $2.53 |
| Jun 2025 | 16.94 | 45.78% | $22.53 | $1.33 |
| Mar 2025 | 11.62 | -12.43% | $17.32 | $1.49 |
| Dec 2024 | 13.27 | -0.6% | $20.7 | $1.56 |
| Sep 2024 | 13.35 | 13.91% | $19.36 | $1.45 |
| Jun 2024 | 11.72 | 0.34% | $18.64 | $1.59 |
| Mar 2024 | 11.68 | 27.37% | $22.31 | $1.91 |
| Dec 2023 | 9.17 | -3.78% | $22.56 | $2.46 |
| Sep 2023 | 9.53 | 3.47% | $22.58 | $2.37 |
| Jun 2023 | 9.21 | -15.66% | $21.08 | $2.29 |
| Mar 2023 | 10.92 | -38.99% | $20.64 | $1.89 |
| Dec 2022 | 17.9 | -1.59% | $22.02 | $1.23 |
| Sep 2022 | 18.19 | 35.04% | $27.83 | $1.53 |
MVBF Price vs fair value
MVBF average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, MVBF's PE ratio is higher than its 3 and 5-year averages, but it is lower than its 10-year average.
PE comparison
With a price to earnings (P/E) of 12.96, MVBF ranks lower than the Financial Services sector, the industry and its peers average. But in comparison with the Financial Services sector average of 13.27, MVB Financial's price to earnings (P/E) is only 2.3% lower.
MVBF PE vs peers
MVBF's PE ratio stands lower than its peer stocks PNC and FITB, but it is higher than RF's and ZION's. MVB Financial's current PE ratio of 12.96 is similar to the average of its peers, which is 13.2.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WAL Western Alliance Bancorporation | 9.44 | $8.9B |
| ZION Zions Bancorporation National Association | 10.79 | $10.2B |
| FNB Fnb Corp | 11.75 | $6.77B |
| RF Regions Financial Corp | 12.46 | $25.84B |
| MVBF MVB Financial Corp. | 12.96 | $377.92M |
| ONB Old National Bancorp | 13.27 | $10.05B |
| HBAN Huntington Bancshares Inc | 13.53 | $36.2B |
| KEY Keycorp | 14.04 | $24.96B |
| PNC Pnc Financial Services Group Inc | 14.49 | $100.19B |
| FITB Fifth Third Bancorp | 19.05 | $51.8B |
Frequently asked questions
What is MVB Financial's PE ratio?
The price to earnings ratio for MVBF stock as of Jul 2, 2026, stands at 12.96.
What is the 3-year average PE ratio for MVB Financial (MVBF)?
The 3-year average price to earnings ratio for MVBF stock is 11.85.
What is the 5-year average PE ratio for MVB Financial (MVBF)?
The 5-year average price to earnings ratio for MVBF stock is 12.59.
What is the highest PE ratio for MVBF?
Over the last ten years, the quarterly PE ratio reached its highest level at 29.13 in the Dec 2017 quarter.
How does the current PE ratio for MVBF compare to its historical average?
MVBF's current price to earnings ratio is 1.1% below its 10-year historical average.
How is MVBF's PE ratio calculated (MVB Financial PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jul 2, 2026), MVB Financial's share price is $29.41. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.27. Therefore, MVB Financial's PE ratio for today is 12.96. PE RATIO(12.96) = STOCK PRICE($29.41) / TTM EPS($2.27)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.