MVBF MVB Financial Corp.
Price (delayed)
$18.96
Market cap
$245.35M
P/E Ratio
13.08
Dividend/share
$0.68
EPS
$1.45
Enterprise value
-$287.08M
MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking,
Highlights
MVBF's equity is up by 12% YoY and by 2.2% from the previous quarter
The debt has decreased by 9% YoY but it has increased by 3.2% from the previous quarter
The company's EPS fell by 39% YoY and by 9% QoQ
MVB Financial's net income has decreased by 38% YoY and by 9% from the previous quarter
Key stats
What are the main financial stats of MVBF
Market
Valuations
Earnings
Shares outstanding
12.94M
Market cap
$245.35M
Enterprise value
-$287.08M
Price to earnings (P/E)
13.08
Price to book (P/B)
0.81
Price to sales (P/S)
1.75
EV/EBIT
-10.9
EV/EBITDA
-9.4
EV/Sales
-2.05
Revenue
$140.37M
Gross profit
$140.37M
Operating income
$23.46M
Net income
$18.56M
EBIT
$26.35M
EBITDA
$30.53M
Free cash flow
$27.06M
Per share
Balance sheet
Liquidity
EPS
$1.45
EPS diluted
$1.42
Free cash flow per share
$2.09
Book value per share
$23.44
Revenue per share
$10.86
TBVPS
$264.45
Total assets
$3.42B
Total liabilities
$3.12B
Debt
$78.48M
Equity
$303.09M
Working capital
N/A
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-17.44
Margins
Efficiency
Dividend
EBITDA margin
21.7%
Gross margin
100%
Net margin
13.2%
Operating margin
16.7%
Return on assets
0.5%
Return on equity
6.3%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
18.8%
Dividend yield
3.59%
DPS
$0.68
Payout ratio
46.9%
MVBF stock price
How has the MVB Financial stock price performed over time
Intraday
-0.63%
1 week
-2.67%
1 month
-3.02%
1 year
-9.89%
YTD
-8.41%
QTD
-8.41%
Financial performance
How have MVB Financial's revenue and profit performed over time
Revenue
$140.37M
Gross profit
$140.37M
Operating income
$23.46M
Net income
$18.56M
Gross margin
100%
Net margin
13.2%
MVB Financial's net income has decreased by 38% YoY and by 9% from the previous quarter
The net margin has decreased by 37% YoY and by 6% from the previous quarter
MVB Financial's operating income has decreased by 9% from the previous quarter and by 8% YoY
MVBF's operating margin is down by 7% year-on-year and by 7% since the previous quarter
Growth
What is MVB Financial's growth rate over time
Valuation
What is MVB Financial stock price valuation
P/E
13.08
P/B
0.81
P/S
1.75
EV/EBIT
-10.9
EV/EBITDA
-9.4
EV/Sales
-2.05
The company's EPS fell by 39% YoY and by 9% QoQ
MVBF's price to earnings (P/E) is 18% higher than its 5-year quarterly average of 11.2 and 14% higher than its last 4 quarters average of 11.5
The P/B is 33% lower than the 5-year quarterly average of 1.2 and 10% lower than the last 4 quarters average of 0.9
MVBF's equity is up by 12% YoY and by 2.2% from the previous quarter
MVBF's P/S is 23% below its 5-year quarterly average of 2.3 and 2.2% below its last 4 quarters average of 1.8
MVB Financial's revenue has decreased by 2.5% from the previous quarter
Efficiency
How efficient is MVB Financial business performance
MVBF's ROA is down by 44% YoY and by 17% QoQ
MVBF's return on equity is down by 43% year-on-year and by 11% since the previous quarter
The company's return on sales fell by 26% YoY and by 6% QoQ
MVB Financial's return on invested capital has decreased by 25% YoY and by 10% QoQ
Dividends
What is MVBF's dividend history
DPS
$0.68
Dividend yield
3.59%
Payout ratio
46.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did MVB Financial financials performed over time
The total assets is 10% greater than the total liabilities
MVBF's total liabilities is up by 4.2% since the previous quarter
The total assets rose by 4% since the previous quarter
The debt is 74% less than the equity
The debt to equity has declined by 19% year-on-year
MVBF's equity is up by 12% YoY and by 2.2% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.