MFIN Medallion Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: MFIN

Price (delayed)

$7.89

Market cap

$185.29M

P/E Ratio

3.22

Dividend/share

$0.36

EPS

$2.45

Enterprise value

$286M

Medallion Financial Corp. is a finance company that originates and services loans in various industries, and its wholly owned subsidiary, Medallion Bank, also originates and services consumer loans. Medallion Financial ...

Highlights
The company's EPS rose by 32% YoY and by 2.1% QoQ
Medallion Financial's net income has increased by 26% YoY and by 2.3% QoQ
Medallion Financial's debt has increased by 10% YoY and by 2.8% QoQ
Sector: Financial Services
Industry: Credit Services
Website: http://www.medallionfinancial.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of MFIN
Market
Shares outstanding
23.48M
Market cap
$185.29M
Enterprise value
$286M
Valuations
Price to earnings (P/E)
3.22
Price to book (P/B)
0.54
Price to sales (P/S)
1.1
EV/EBIT
3.58
EV/EBITDA
3.36
EV/Sales
1.77
Earnings
Revenue
$161.6M
EBIT
$79.99M
EBITDA
$85.23M
Free cash flow
$113.76M
Per share
EPS
$2.45
Free cash flow per share
$5.05
Book value per share
$14.68
Revenue per share
$7.18
TBVPS
$107.35
Balance sheet
Total assets
$2.59B
Total liabilities
$2.18B
Debt
$250.56M
Equity
$342.99M
Working capital
N/A
Liquidity
Debt to equity
0.73
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.18
Margins
EBITDA margin
52.7%
Gross margin
100%
Net margin
34.1%
Operating margin
59.1%
Efficiency
Return on assets
2.2%
Return on equity
17%
Return on invested capital
3.3%
Return on capital employed
N/A
Return on sales
49.5%
Dividend
Dividend yield
4.56%
DPS
$0.36
Payout ratio
14.7%

MFIN stock price

How has the Medallion Financial stock price performed over time
Intraday
0.51%
1 week
-3.31%
1 month
-0.25%
1 year
32.83%
YTD
-19.9%
QTD
-0.25%

Financial performance

How have Medallion Financial's revenue and profit performed over time
Revenue
$161.6M
Gross profit
$161.6M
Operating income
$95.58M
Net income
$55.08M
Gross margin
100%
Net margin
34.1%
Medallion Financial's net income has increased by 26% YoY and by 2.3% QoQ
The operating income has increased by 25% year-on-year and by 3.1% since the previous quarter
MFIN's revenue is up by 16% year-on-year and by 3.7% since the previous quarter
Medallion Financial's gross profit has increased by 16% YoY and by 3.7% QoQ

Growth

What is Medallion Financial's growth rate over time

Valuation

What is Medallion Financial stock price valuation
P/E
3.22
P/B
0.54
P/S
1.1
EV/EBIT
3.58
EV/EBITDA
3.36
EV/Sales
1.77
The company's EPS rose by 32% YoY and by 2.1% QoQ
The P/E is 9% below the last 4 quarters average of 3.5
Medallion Financial's equity has increased by 14% YoY and by 4.4% QoQ
The P/B is 12% lower than the 5-year quarterly average of 0.6 and 12% lower than the last 4 quarters average of 0.6
MFIN's price to sales (P/S) is 32% less than its 5-year quarterly average of 1.6 and 9% less than its last 4 quarters average of 1.2
MFIN's revenue is up by 16% year-on-year and by 3.7% since the previous quarter

Efficiency

How efficient is Medallion Financial business performance
MFIN's ROE is up by 14% YoY
The company's return on sales rose by 12% YoY
The ROIC is up by 10% YoY
The ROA rose by 4.8% YoY

Dividends

What is MFIN's dividend history
DPS
$0.36
Dividend yield
4.56%
Payout ratio
14.7%
Recent dividends

Financial health

How did Medallion Financial financials performed over time
MFIN's total assets is 19% greater than its total liabilities
MFIN's total assets is up by 15% year-on-year
MFIN's total liabilities is up by 15% YoY
Medallion Financial's debt is 27% lower than its equity
Medallion Financial's equity has increased by 14% YoY and by 4.4% QoQ
Medallion Financial's debt has increased by 10% YoY and by 2.8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.