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Price (delayed)
$8.13
Market cap
$188.36M
P/E Ratio
4.3
Dividend/share
$0.4
EPS
$1.89
Enterprise value
$304.78M
Medallion Financial Corp. is a finance company that originates and services loans in various industries, and its wholly owned subsidiary, Medallion Bank, also originates and services consumer loans. Medallion Financial
Highlights
Medallion Financial's equity has increased by 11% YoY
The P/E is 19% above the last 4 quarters average of 3.6
The company's EPS fell by 15% YoY and by 14% QoQ
Key stats
What are the main financial stats of MFIN
Market
Valuations
Earnings
Shares outstanding
23.17M
Market cap
$188.36M
Enterprise value
$304.78M
Price to earnings (P/E)
4.3
Price to book (P/B)
0.54
Price to sales (P/S)
1.24
EV/EBIT
4.63
EV/EBITDA
4.28
EV/Sales
2.06
Revenue
$148.31M
EBIT
$65.87M
EBITDA
$71.29M
Free cash flow
$115.38M
Per share
Balance sheet
Liquidity
EPS
$1.89
Free cash flow per share
$5.11
Book value per share
$15.14
Revenue per share
$6.56
TBVPS
$114.62
Total assets
$2.76B
Total liabilities
$2.34B
Debt
$274.37M
Equity
$354M
Working capital
N/A
Debt to equity
0.78
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.63
Margins
Efficiency
Dividend
EBITDA margin
48.1%
Gross margin
100%
Net margin
28.8%
Operating margin
55.3%
Return on assets
1.6%
Return on equity
12.4%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
44.4%
Dividend yield
4.92%
DPS
$0.4
Payout ratio
21.2%
MFIN stock price
How has the Medallion Financial stock price performed over time
Intraday
1.37%
1 week
1.25%
1 month
6.41%
1 year
19.91%
YTD
-17.46%
QTD
-0.12%
Financial performance
How have Medallion Financial's revenue and profit performed over time
Revenue
$148.31M
Gross profit
$148.31M
Operating income
$82.04M
Net income
$42.67M
Gross margin
100%
Net margin
28.8%
Medallion Financial's net margin has decreased by 15% YoY and by 10% QoQ
Medallion Financial's net income has decreased by 15% YoY and by 14% QoQ
The operating income has declined by 9% since the previous quarter and by 3.8% year-on-year
MFIN's operating margin is down by 4.7% QoQ and by 3.3% YoY
Growth
What is Medallion Financial's growth rate over time
Valuation
What is Medallion Financial stock price valuation
P/E
4.3
P/B
0.54
P/S
1.24
EV/EBIT
4.63
EV/EBITDA
4.28
EV/Sales
2.06
The P/E is 19% above the last 4 quarters average of 3.6
The company's EPS fell by 15% YoY and by 14% QoQ
Medallion Financial's equity has increased by 11% YoY
The P/B is 10% lower than the 5-year quarterly average of 0.6 and 10% lower than the last 4 quarters average of 0.6
MFIN's price to sales (P/S) is 23% less than its 5-year quarterly average of 1.6 but 3.3% more than its last 4 quarters average of 1.2
MFIN's revenue is down by 5% since the previous quarter
Efficiency
How efficient is Medallion Financial business performance
The ROA fell by 27% YoY and by 16% QoQ
MFIN's ROE is down by 25% YoY and by 17% QoQ
The ROIC is down by 16% YoY and by 13% from the previous quarter
The company's return on sales fell by 7% QoQ and by 6% YoY
Dividends
What is MFIN's dividend history
DPS
$0.4
Dividend yield
4.92%
Payout ratio
21.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Medallion Financial financials performed over time
MFIN's total assets is 18% greater than its total liabilities
MFIN's total liabilities is up by 10% YoY and by 6% QoQ
MFIN's total assets is up by 10% year-on-year and by 5% since the previous quarter
Medallion Financial's debt is 22% lower than its equity
Medallion Financial's equity has increased by 11% YoY
Medallion Financial's debt has increased by 8% YoY and by 3.6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.