MFIN Medallion Financial Corp
Price (delayed)
$8.74
Market cap
$203.31M
P/E Ratio
5.5
Dividend/share
$0.42
EPS
$1.59
Enterprise value
$320.03M
Medallion Financial Corp. is a finance company that originates and services loans in various industries, and its wholly owned subsidiary, Medallion Bank, also originates and services consumer loans. Medallion Financial
Highlights
Medallion Financial's equity has increased by 8% YoY and by 2.1% QoQ
The company's EPS fell by 35% YoY and by 10% QoQ
Medallion Financial's net income has decreased by 35% YoY and by 10% QoQ
Key stats
What are the main financial stats of MFIN
Market
Valuations
Earnings
Shares outstanding
23.26M
Market cap
$203.31M
Enterprise value
$320.03M
Price to earnings (P/E)
5.5
Price to book (P/B)
0.54
Price to sales (P/S)
1.43
EV/EBIT
5.63
EV/EBITDA
5.07
EV/Sales
2.33
Revenue
$137.36M
Gross profit
$137.36M
Operating income
$73.71M
Net income
$35.88M
EBIT
$56.89M
EBITDA
$63.11M
Free cash flow
$115.51M
Per share
Balance sheet
Liquidity
EPS
$1.59
EPS diluted
$1.52
Free cash flow per share
$5.12
Book value per share
$16.05
Revenue per share
$6.09
TBVPS
$119.7
Total assets
$2.87B
Total liabilities
$2.43B
Debt
$286.29M
Equity
$370.17M
Working capital
N/A
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.85
Margins
Efficiency
Dividend
EBITDA margin
45.9%
Gross margin
100%
Net margin
26.1%
Operating margin
53.7%
Return on assets
1.3%
Return on equity
10%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
41.4%
Dividend yield
4.81%
DPS
$0.42
Payout ratio
26.4%
MFIN stock price
How has the Medallion Financial stock price performed over time
Intraday
0.34%
1 week
-0.11%
1 month
4.8%
1 year
8.3%
YTD
-6.92%
QTD
0.34%
Financial performance
How have Medallion Financial's revenue and profit performed over time
Revenue
$137.36M
Gross profit
$137.36M
Operating income
$73.71M
Net income
$35.88M
Gross margin
100%
Net margin
26.1%
Medallion Financial's net income has decreased by 35% YoY and by 10% QoQ
Medallion Financial's net margin has decreased by 23% YoY and by 7% QoQ
The operating income has declined by 23% year-on-year and by 4.3% since the previous quarter
MFIN's revenue is down by 15% year-on-year and by 3.9% since the previous quarter
Growth
What is Medallion Financial's growth rate over time
Valuation
What is Medallion Financial stock price valuation
P/E
5.5
P/B
0.54
P/S
1.43
EV/EBIT
5.63
EV/EBITDA
5.07
EV/Sales
2.33
The company's EPS fell by 35% YoY and by 10% QoQ
The P/E is 22% above the last 4 quarters average of 4.5
The P/B is 10% lower than the 5-year quarterly average of 0.6 but 8% higher than the last 4 quarters average of 0.5
Medallion Financial's equity has increased by 8% YoY and by 2.1% QoQ
MFIN's revenue is down by 15% year-on-year and by 3.9% since the previous quarter
MFIN's price to sales (P/S) is 10% more than its last 4 quarters average of 1.3 but 4.7% less than its 5-year quarterly average of 1.5
Efficiency
How efficient is Medallion Financial business performance
MFIN's ROE is down by 41% YoY and by 12% QoQ
The ROA fell by 41% YoY and by 13% QoQ
The ROIC is down by 36% YoY and by 9% from the previous quarter
The company's return on sales fell by 16% YoY and by 2.4% QoQ
Dividends
What is MFIN's dividend history
DPS
$0.42
Dividend yield
4.81%
Payout ratio
26.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Medallion Financial financials performed over time
MFIN's total assets is 18% greater than its total liabilities
MFIN's total liabilities is up by 12% YoY
MFIN's total assets is up by 11% year-on-year
Medallion Financial's debt is 23% lower than its equity
Medallion Financial's debt has increased by 14% YoY
Medallion Financial's equity has increased by 8% YoY and by 2.1% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.