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MFIN Medallion Financial Corp

Price (delayed)

$9.57

Market cap

$220.76M

P/E Ratio

5.41

Dividend/share

$0.41

EPS

$1.77

Enterprise value

$319.4M

Medallion Financial Corp. is a finance company that originates and services loans in various industries, and its wholly owned subsidiary, Medallion Bank, also originates and services consumer loans. Medallion Financial ...

Highlights
Medallion Financial's equity has increased by 10% YoY and by 2.4% QoQ
The P/E is 32% above the last 4 quarters average of 4.1
The company's EPS fell by 26% YoY and by 6% QoQ

Key stats

What are the main financial stats of MFIN
Market
Shares outstanding
23.07M
Market cap
$220.76M
Enterprise value
$319.4M
Valuations
Price to earnings (P/E)
5.41
Price to book (P/B)
0.61
Price to sales (P/S)
1.51
EV/EBIT
5.27
EV/EBITDA
4.82
EV/Sales
2.23
Earnings
Revenue
$142.92M
EBIT
$60.58M
EBITDA
$66.31M
Free cash flow
$106.77M
Per share
EPS
$1.77
Free cash flow per share
$4.75
Book value per share
$15.64
Revenue per share
$6.35
TBVPS
$120.48
Balance sheet
Total assets
$2.88B
Total liabilities
$2.45B
Debt
$286.57M
Equity
$362.39M
Working capital
N/A
Liquidity
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.49
Margins
EBITDA margin
46.4%
Gross margin
100%
Net margin
28%
Operating margin
53.9%
Efficiency
Return on assets
1.5%
Return on equity
11.4%
Return on invested capital
2.3%
Return on capital employed
N/A
Return on sales
42.4%
Dividend
Dividend yield
4.28%
DPS
$0.41
Payout ratio
23.2%

MFIN stock price

How has the Medallion Financial stock price performed over time
Intraday
0.74%
1 week
-1.34%
1 month
5.75%
1 year
2.9%
YTD
-2.84%
QTD
17.57%

Financial performance

How have Medallion Financial's revenue and profit performed over time
Revenue
$142.92M
Gross profit
$142.92M
Operating income
$77.04M
Net income
$40.05M
Gross margin
100%
Net margin
28%
Medallion Financial's net income has decreased by 26% YoY and by 6% QoQ
Medallion Financial's net margin has decreased by 19% YoY and by 2.8% QoQ
The operating income has declined by 17% year-on-year and by 6% since the previous quarter
MFIN's operating margin is down by 9% YoY and by 2.5% QoQ

Growth

What is Medallion Financial's growth rate over time

Valuation

What is Medallion Financial stock price valuation
P/E
5.41
P/B
0.61
P/S
1.51
EV/EBIT
5.27
EV/EBITDA
4.82
EV/Sales
2.23
The P/E is 32% above the last 4 quarters average of 4.1
The company's EPS fell by 26% YoY and by 6% QoQ
Medallion Financial's equity has increased by 10% YoY and by 2.4% QoQ
MFIN's price to sales (P/S) is 26% more than its last 4 quarters average of 1.2
MFIN's revenue is down by 8% year-on-year and by 3.6% since the previous quarter

Efficiency

How efficient is Medallion Financial business performance
MFIN's ROE is down by 33% YoY and by 8% QoQ
The ROA fell by 32% YoY and by 6% QoQ
The ROIC is down by 30% YoY and by 12% from the previous quarter
The company's return on sales fell by 15% YoY and by 4.5% QoQ

Dividends

What is MFIN's dividend history
DPS
$0.41
Dividend yield
4.28%
Payout ratio
23.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Medallion Financial financials performed over time
MFIN's total assets is 18% greater than its total liabilities
MFIN's total assets is up by 13% year-on-year and by 4.3% since the previous quarter
MFIN's total liabilities is up by 13% YoY and by 4.7% QoQ
Medallion Financial's debt is 21% lower than its equity
Medallion Financial's debt has increased by 18% YoY and by 4.4% QoQ
Medallion Financial's equity has increased by 10% YoY and by 2.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.