MFIN Medallion Financial Corp

Price (delayed)

$7.55

Market cap

$176.49M

P/E Ratio

3.42

Dividend/share

$0.38

EPS

$2.21

Enterprise value

$272.14M

Medallion Financial Corp. is a finance company that originates and services loans in various industries, and its wholly owned subsidiary, Medallion Bank, also originates and services consumer loans. Medallion Financial ...

Highlights
Medallion Financial's equity has increased by 14% YoY
The P/E is 2.3% below the last 4 quarters average of 3.5
The company's EPS fell by 10% QoQ but it rose by 2.8% YoY
Medallion Financial's gross profit has increased by 6% YoY but it has decreased by 3.4% QoQ
Medallion Financial's debt has increased by 19% YoY and by 6% QoQ
Medallion Financial's net income has decreased by 10% QoQ

Key stats

What are the main financial stats of MFIN
Market
Shares outstanding
23.38M
Market cap
$176.49M
Enterprise value
$272.14M
Valuations
Price to earnings (P/E)
3.42
Price to book (P/B)
0.51
Price to sales (P/S)
1.1
EV/EBIT
3.65
EV/EBITDA
3.4
EV/Sales
1.74
Earnings
Revenue
$156.08M
EBIT
$74.63M
EBITDA
$79.95M
Free cash flow
$116.89M
Per share
EPS
$2.21
Free cash flow per share
$5.16
Book value per share
$14.86
Revenue per share
$6.89
TBVPS
$108.11
Balance sheet
Total assets
$2.62B
Total liabilities
$2.2B
Debt
$264.77M
Equity
$349.04M
Working capital
N/A
Liquidity
Debt to equity
0.76
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.2
Margins
EBITDA margin
51.2%
Gross margin
100%
Net margin
31.9%
Operating margin
58%
Efficiency
Return on assets
1.9%
Return on equity
14.9%
Return on invested capital
3%
Return on capital employed
N/A
Return on sales
47.8%
Dividend
Dividend yield
5.03%
DPS
$0.38
Payout ratio
17.2%

MFIN stock price

How has the Medallion Financial stock price performed over time
Intraday
-3.58%
1 week
-7.81%
1 month
-5.39%
1 year
-2.58%
YTD
-23.35%
QTD
-4.55%

Financial performance

How have Medallion Financial's revenue and profit performed over time
Revenue
$156.08M
Gross profit
$156.08M
Operating income
$90.47M
Net income
$49.74M
Gross margin
100%
Net margin
31.9%
Medallion Financial's net income has decreased by 10% QoQ
The operating income has increased by 8% year-on-year but it has declined by 5% since the previous quarter
Medallion Financial's net margin has decreased by 6% QoQ and by 4.8% YoY
Medallion Financial's gross profit has increased by 6% YoY but it has decreased by 3.4% QoQ

Growth

What is Medallion Financial's growth rate over time

Valuation

What is Medallion Financial stock price valuation
P/E
3.42
P/B
0.51
P/S
1.1
EV/EBIT
3.65
EV/EBITDA
3.4
EV/Sales
1.74
The company's EPS fell by 10% QoQ but it rose by 2.8% YoY
The P/E is 2.3% below the last 4 quarters average of 3.5
The P/B is 15% lower than the 5-year quarterly average of 0.6 and 15% lower than the last 4 quarters average of 0.6
Medallion Financial's equity has increased by 14% YoY
MFIN's price to sales (P/S) is 31% less than its 5-year quarterly average of 1.6 and 8% less than its last 4 quarters average of 1.2
MFIN's revenue is up by 6% year-on-year but it is down by 3.4% since the previous quarter

Efficiency

How efficient is Medallion Financial business performance
The ROA fell by 14% QoQ and by 14% YoY
MFIN's ROE is down by 12% QoQ and by 10% YoY
The ROIC is down by 9% from the previous quarter and by 6% YoY
The company's return on sales fell by 3.4% QoQ but it rose by 2.4% YoY

Dividends

What is MFIN's dividend history
DPS
$0.38
Dividend yield
5.03%
Payout ratio
17.2%
Recent dividends

Financial health

How did Medallion Financial financials performed over time
MFIN's total assets is 19% greater than its total liabilities
MFIN's total assets is up by 11% year-on-year
MFIN's total liabilities is up by 11% YoY
Medallion Financial's debt is 24% lower than its equity
Medallion Financial's debt has increased by 19% YoY and by 6% QoQ
Medallion Financial's equity has increased by 14% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.