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MFIN Medallion Financial Corp
- Stocks
- Financial Services
- NASDAQ: MFIN
Price (delayed)
$9.2
Market cap
$213.78M
P/E Ratio
5.51
Dividend/share
$0.42
EPS
$1.67
Enterprise value
$371.72M
Medallion Financial Corp. is a finance company that originates and services loans in various industries, and its wholly owned subsidiary, Medallion Bank, also originates and services consumer loans. Medallion Financial
Highlights
Medallion Financial's equity has increased by 9% YoY and by 2.7% QoQ
The P/E is 57% below the 5-year quarterly average of 12.9 but 13% above the last 4 quarters average of 4.9
Medallion Financial's net income has decreased by 24% YoY but it has increased by 6% QoQ
Medallion Financial's debt has increased by 19% YoY and by 10% QoQ
Key stats
What are the main financial stats of MFIN
Market
Valuations
Earnings
Shares outstanding
23.24M
Market cap
$213.78M
Enterprise value
$371.72M
Price to earnings (P/E)
5.51
Price to book (P/B)
0.56
Price to sales (P/S)
1.46
EV/EBIT
6.28
EV/EBITDA
5.62
EV/Sales
2.61
Revenue
$142.24M
Gross profit
$142.24M
Operating income
$76.4M
Net income
$37.87M
EBIT
$59.23M
EBITDA
$66.17M
Free cash flow
$119.52M
Per share
Balance sheet
Liquidity
EPS
$1.67
EPS diluted
$1.6
Free cash flow per share
$5.3
Book value per share
$16.35
Revenue per share
$6.3
TBVPS
$118.66
Total assets
$2.85B
Total liabilities
$2.4B
Debt
$315.94M
Equity
$380.22M
Working capital
N/A
Debt to equity
0.83
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.39
Margins
Efficiency
Dividend
EBITDA margin
46.5%
Gross margin
100%
Net margin
26.6%
Operating margin
53.7%
Return on assets
1.3%
Return on equity
10.3%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
41.6%
Dividend yield
4.57%
DPS
$0.42
Payout ratio
25.1%
MFIN stock price
How has the Medallion Financial stock price performed over time
Intraday
-0.86%
1 week
3.84%
1 month
10.98%
1 year
16.9%
YTD
-2.02%
QTD
5.63%
Financial performance
How have Medallion Financial's revenue and profit performed over time
Revenue
$142.24M
Gross profit
$142.24M
Operating income
$76.4M
Net income
$37.87M
Gross margin
100%
Net margin
26.6%
Medallion Financial's net income has decreased by 24% YoY but it has increased by 6% QoQ
Medallion Financial's net margin has decreased by 17% YoY
The operating income has declined by 16% year-on-year but it has increased by 3.7% since the previous quarter
Medallion Financial's gross profit has decreased by 9% YoY but it has increased by 3.6% QoQ
Price vs fundamentals
How does MFIN's price correlate with its fundamentals
Growth
What is Medallion Financial's growth rate over time
Valuation
What is Medallion Financial stock price valuation
P/E
5.51
P/B
0.56
P/S
1.46
EV/EBIT
6.28
EV/EBITDA
5.62
EV/Sales
2.61
The P/E is 57% below the 5-year quarterly average of 12.9 but 13% above the last 4 quarters average of 4.9
The company's EPS fell by 24% YoY but it rose by 5% QoQ
The P/B is 14% higher than the last 4 quarters average of 0.5 but 5% lower than the 5-year quarterly average of 0.6
Medallion Financial's equity has increased by 9% YoY and by 2.7% QoQ
MFIN's price to sales (P/S) is 13% more than its last 4 quarters average of 1.3 but 2% less than its 5-year quarterly average of 1.5
MFIN's revenue is down by 9% year-on-year but it is up by 3.6% since the previous quarter
Efficiency
How efficient is Medallion Financial business performance
The ROA fell by 32% YoY
MFIN's ROE is down by 31% YoY but it is up by 3% QoQ
The ROIC is down by 30% YoY
The company's return on sales fell by 13% YoY
Dividends
What is MFIN's dividend history
DPS
$0.42
Dividend yield
4.57%
Payout ratio
25.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Medallion Financial financials performed over time
MFIN's total assets is 19% greater than its total liabilities
MFIN's total assets is up by 9% year-on-year
MFIN's total liabilities is up by 9% YoY
Medallion Financial's debt is 17% lower than its equity
Medallion Financial's debt has increased by 19% YoY and by 10% QoQ
Medallion Financial's equity has increased by 9% YoY and by 2.7% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.