MFIN
Medallion Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: MFIN
- PE Ratio
The current price-to-earnings ratio for Medallion Financial stock as of Jun 3, 2026 is 6.1. This is calculated based on the current EPS of $1.57 and the stock price of $9.57 per share. The P/E ratio has increased by 13% from the past four quarters average of 5.4.
MFIN PE ratio history
The average historical PE ratio of Medallion Financial for the last ten years is 22.76. The current PE ratio of 6.1 is 73% below the historical average. In the past ten years, MFIN's PE ratio was at its highest in the Dec 2017 quarter at 353, when the stock price was $3.53 and the EPS was $0.01. The lowest value was in the Dec 2021 quarter, when it reached 2.64 with a price of $5.8 and an EPS of $2.2.
Medallion Financial PE ratio by year
Maximum annual increase: 11,250.48% in 2017
Maximum annual decrease: -46.56% in 2016
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 5.44 | -7.95% | $10.29 | $1.89 |
| 2024 | 5.91 | 47.01% | $9.39 | $1.59 |
| 2023 | 4.02 | 4.69% | $9.85 | $2.45 |
| 2022 | 3.84 | 45.45% | $7.14 | $1.86 |
| 2021 | 2.64 | N/A | $5.8 | $2.2 |
| 2020 | N/A | N/A | $4.9 | -$1.42 |
| 2019 | N/A | N/A | $7.27 | -$0.07 |
| 2018 | N/A | N/A | $4.69 | -$1.03 |
| 2017 | 353 | 11,250.48% | $3.53 | $0.01 |
| 2016 | 3.11 | -46.56% | $3.02 | $0.97 |
| 2015 | 5.82 | -33.1% | $7.04 | $1.21 |
| 2014 | 8.7 | -28.45% | $10.01 | $1.15 |
| 2013 | 12.16 | 27.46% | $14.35 | $1.18 |
| 2012 | 9.54 | -7.83% | $11.74 | $1.23 |
| 2011 | 10.35 | -19.2% | $11.38 | $1.1 |
Medallion Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 5.45 | 0.18% | $8.56 | $1.57 |
| Dec 2025 | 5.44 | -2.51% | $10.29 | $1.89 |
| Sep 2025 | 5.58 | 8.35% | $10.1 | $1.81 |
| Jun 2025 | 5.15 | -1.34% | $9.53 | $1.85 |
| Mar 2025 | 5.22 | -11.68% | $8.71 | $1.67 |
| Dec 2024 | 5.91 | 28.48% | $9.39 | $1.59 |
| Sep 2024 | 4.6 | 13.3% | $8.14 | $1.77 |
| Jun 2024 | 4.06 | 13.41% | $7.68 | $1.89 |
| Mar 2024 | 3.58 | -10.95% | $7.91 | $2.21 |
| Dec 2023 | 4.02 | 37.2% | $9.85 | $2.45 |
| Sep 2023 | 2.93 | -17.46% | $7.02 | $2.4 |
| Jun 2023 | 3.55 | -0.56% | $7.91 | $2.23 |
| Mar 2023 | 3.57 | -7.03% | $7.67 | $2.15 |
| Dec 2022 | 3.84 | 13.27% | $7.14 | $1.86 |
| Sep 2022 | 3.39 | 26.49% | $7.02 | $2.07 |
MFIN Price vs fair value
MFIN average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of MFIN is above the 3-year historical average, but it is lower than the 5 and 10-year averages.
PE comparison
Medallion Financial's P/E of 6.1 is below the Financial Services sector and the industry average. Compared to its Financial Services sector average of 12.1, Medallion Financial's P/E is 50% lower.
MFIN PE vs peers
Compared to its peer stocks NRIM and NKSH, MFIN's PE ratio stands lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| MFIN Medallion Financial Corp | 6.13 | $229.68M |
| NRIM Northrim Bancorp Inc | 8.44 | $551.89M |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
Frequently asked questions
What is Medallion Financial's PE ratio?
MFIN stock has a price to earnings ratio of 6.1 as of Jun 3, 2026.
What is the 3-year average PE ratio for Medallion Financial (MFIN)?
The 3-year average PE ratio for MFIN stock is 4.62.
What is the 5-year average PE ratio for Medallion Financial (MFIN)?
The 5-year average PE ratio for MFIN stock is 11.39.
What is the highest PE ratio for MFIN?
The highest quarterly PE ratio in the last ten years has been 353 and it was in the Dec 2017 quarter.
How does the current PE ratio for MFIN compare to its historical average?
The current price to earnings ratio of MFIN is 73% lower than the 10-year historical average.
Why is Medallion Financial's PE ratio so low?
MFIN's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 6.1 is considered low.
How is MFIN's PE ratio calculated (Medallion Financial PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 3, 2026), Medallion Financial's stock price is $9.57. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.57. Therefore, Medallion Financial's P/E ratio for today is 6.1. PE RATIO(6.1) = STOCK PRICE($9.57) / TTM EPS($1.57)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.