LPRO Open Lending PE ratio, current and historical analysis
As of Feb 4, 2025, the Open Lending stock's PE ratio is 219.0. This results from the current EPS of $0.03 and stock price of $6.57. The P/E ratio marks an increase of 96% from the past four quarters average of 111.9.
LPRO PE ratio history
The PE ratio of Open Lending has averaged 56.55 over the last seven years. The current PE ratio of 219.0 is comparable to the historical average. Over the past seven years, LPRO's PE ratio was at its highest in the Sep 2024 quarter at 204, when the stock price was $6.12 and the EPS was $0.03. The lowest value was in the Sep 2022 quarter, when it reached 10.44 with a price of $8.04 and an EPS of $0.77.
Open Lending PE ratio by year
Maximum annual increase: 271.11% in 2023
Maximum annual decrease: -34.26% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2023 | 47.28 | 271.11% | $8.51 | $0.18 |
| 2022 | 12.74 | -34.26% | $6.75 | $0.53 |
| 2021 | 19.38 | N/A | $22.48 | $1.16 |
| 2020 | N/A | N/A | $34.96 | -$1.09 |
| 2019 | N/A | N/A | $10.54 | -$2.97 |
| 2018 | N/A | N/A | $9.75 | -$1.17 |
Open Lending PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2024 | 204 | 46.24% | $6.12 | $0.03 |
| Jun 2024 | 139.5 | 145.12% | $5.58 | $0.04 |
| Mar 2024 | 56.91 | 20.37% | $6.26 | $0.11 |
| Dec 2023 | 47.28 | 16.25% | $8.51 | $0.18 |
| Sep 2023 | 40.67 | 35.43% | $7.32 | $0.18 |
| Jun 2023 | 30.03 | 87.69% | $10.51 | $0.35 |
| Mar 2023 | 16 | 25.59% | $7.04 | $0.44 |
| Dec 2022 | 12.74 | 22.03% | $6.75 | $0.53 |
| Sep 2022 | 10.44 | -17.34% | $8.04 | $0.77 |
| Jun 2022 | 12.63 | -17.83% | $10.23 | $0.81 |
| Mar 2022 | 15.37 | -20.69% | $18.91 | $1.23 |
| Dec 2021 | 19.38 | -24.77% | $22.48 | $1.16 |
| Sep 2021 | 25.76 | -67.12% | $36.07 | $1.4 |
| Jun 2021 | 78.35 | N/A | $43.09 | $0.55 |
| Mar 2021 | N/A | N/A | $35.42 | -$1.06 |
LPRO average PE ratio chart
LPRO's current P/E ratio is above the 3 and 5-year historical averages.
LPRO PE vs peers
Compared to its peer stock RM, LPRO's PE ratio stands higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RM Regional Management Corp | 14.89 | $370.86M |
| LPRO Open Lending Corp | 219 | $784.13M |
Frequently asked questions
What is Open Lending's PE ratio?
The price to earnings ratio for LPRO stock is 219 as of Feb 4, 2025.
What is the 3-year average PE ratio for Open Lending (LPRO)?
The average PE ratio for LPRO stock over the past 3 years is 53.23.
What is the 5-year average PE ratio for Open Lending (LPRO)?
The average PE ratio for LPRO stock over the past 5 years is 50.65.
What is the highest PE ratio for LPRO?
The current P/E of 219 represents the highest historical value in the last seven years.
How does the current PE ratio for LPRO compare to its historical average?
LPRO's price to earnings ratio is currently 287% above its 7-year historical average.
Why is Open Lending's PE ratio so high?
LPRO's PE ratio is high because the stock price is relatively expensive compared to the earnings generated by the company.
How is LPRO's PE ratio calculated (Open Lending PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Feb 4, 2025), Open Lending's stock price is $6.57. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $0.03. Therefore, Open Lending's P/E ratio for today is 219. PE RATIO(219) = STOCK PRICE($6.57) / TTM EPS($0.03)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.