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LPRO Open Lending Corp
- Stocks
- Financial Services
- NASDAQ: LPRO
Price (delayed)
$1.94
Market cap
$232.39M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$1.17
Enterprise value
$126.53M
Open Lending provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States. For 20 years they have been empowering financial institutions to create
Highlights
The debt has declined by 3.7% year-on-year
The equity has plunged by 62% YoY but it has grown by 2.2% from the previous quarter
Open Lending's quick ratio has shrunk by 52% YoY but it has increased by 3.1% QoQ
Open Lending's gross margin has shrunk by 146% YoY
LPRO's gross profit has dropped by 107% year-on-year
Key stats
What are the main financial stats of LPRO
Market
Valuations
Earnings
Shares outstanding
119.79M
Market cap
$232.39M
Enterprise value
$126.53M
Price to earnings (P/E)
N/A
Price to book (P/B)
2.91
Price to sales (P/S)
13.11
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
7.16
Revenue
$17.67M
Gross profit
-$6.52M
Operating income
-$71.94M
Net income
-$139.48M
EBIT
-$60.32M
EBITDA
-$57.73M
Free cash flow
-$1.11M
Per share
Balance sheet
Liquidity
EPS
-$1.17
EPS diluted
-$1.17
Free cash flow per share
-$0.01
Book value per share
$0.67
Revenue per share
$0.15
TBVPS
$2.5
Total assets
$304.22M
Total liabilities
$224.39M
Debt
$140.99M
Equity
$79.83M
Working capital
$233.09M
Debt to equity
1.77
Current ratio
6.21
Quick ratio
5.65
Net debt/EBITDA
1.83
Margins
Efficiency
Dividend
EBITDA margin
-326.7%
Gross margin
-36.9%
Net margin
-789.3%
Operating margin
-407.1%
Return on assets
-40.5%
Return on equity
-93.7%
Return on invested capital
-30.8%
Return on capital employed
-23.2%
Return on sales
-341.3%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
LPRO stock price
How has the Open Lending stock price performed over time
Intraday
-4.9%
1 week
-0.51%
1 month
8.38%
1 year
-65.23%
YTD
-67.5%
QTD
-29.71%
Financial performance
How have Open Lending's revenue and profit performed over time
Revenue
$17.67M
Gross profit
-$6.52M
Operating income
-$71.94M
Net income
-$139.48M
Gross margin
-36.9%
Net margin
-789.3%
Open Lending's gross margin has shrunk by 146% YoY
LPRO's gross profit has dropped by 107% year-on-year
The revenue has plunged by 84% YoY and by 26% from the previous quarter
Open Lending's operating margin has decreased by 50% from the previous quarter
Price vs fundamentals
How does LPRO's price correlate with its fundamentals
Growth
What is Open Lending's growth rate over time
Valuation
What is Open Lending stock price valuation
P/E
N/A
P/B
2.91
P/S
13.11
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
7.16
The EPS has contracted by 3.5% from the previous quarter
LPRO's P/B is 90% below its 5-year quarterly average of 28.6 and 41% below its last 4 quarters average of 4.9
The equity has plunged by 62% YoY but it has grown by 2.2% from the previous quarter
The revenue has plunged by 84% YoY and by 26% from the previous quarter
The stock's price to sales (P/S) is 16% less than its last 4 quarters average of 15.7 and 12% less than its 5-year quarterly average of 14.9
Efficiency
How efficient is Open Lending business performance
The ROS has plunged by 54% from the previous quarter
The ROIC has contracted by 28% from the previous quarter
The ROE is down by 26% from the previous quarter
Open Lending's ROA has decreased by 9% from the previous quarter
Dividends
What is LPRO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for LPRO.
Financial health
How did Open Lending financials performed over time
The total assets is 36% more than the total liabilities
The current ratio has plunged by 53% YoY but it is up by 6% from the previous quarter
Open Lending's quick ratio has shrunk by 52% YoY but it has increased by 3.1% QoQ
The debt is 77% greater than the equity
The debt to equity has surged by 157% year-on-year but it has declined by 3.3% since the previous quarter
The equity has plunged by 62% YoY but it has grown by 2.2% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.