LPRO Open Lending Corp
Price (delayed)
$1.28
Market cap
$153.32M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$1.13
Enterprise value
$42.39M
Open Lending provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States. For 20 years they have been empowering financial institutions to create
Highlights
The debt has declined by 3.1% year-on-year
LPRO's gross profit has dropped by 100% year-on-year and by 100% since the previous quarter
Open Lending's gross margin has shrunk by 99% YoY and by 99% QoQ
Key stats
What are the main financial stats of LPRO
Market
Valuations
Earnings
Shares outstanding
119.78M
Market cap
$153.32M
Enterprise value
$42.39M
Price to earnings (P/E)
N/A
Price to book (P/B)
1.96
Price to sales (P/S)
6.35
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.76
Revenue
$24.02M
Gross profit
$169,000
Operating income
-$65.38M
Net income
-$135.01M
EBIT
-$53.29M
EBITDA
-$50.91M
Free cash flow
$13.7M
Per share
Balance sheet
Liquidity
EPS
-$1.13
EPS diluted
-$1.13
Free cash flow per share
$0.11
Book value per share
$0.65
Revenue per share
$0.2
TBVPS
$2.44
Total assets
$296.37M
Total liabilities
$218.28M
Debt
$142.99M
Equity
$78.09M
Working capital
$228.47M
Debt to equity
1.83
Current ratio
5.84
Quick ratio
5.48
Net debt/EBITDA
2.18
Margins
Efficiency
Dividend
EBITDA margin
-211.9%
Gross margin
0.7%
Net margin
-562%
Operating margin
-272.1%
Return on assets
-37.1%
Return on equity
-74.3%
Return on invested capital
-24.1%
Return on capital employed
-21.4%
Return on sales
-221.8%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
LPRO stock price
How has the Open Lending stock price performed over time
Intraday
9.4%
1 week
-57.4%
1 month
-73.77%
1 year
-77.58%
YTD
-78.56%
QTD
-53.62%
Financial performance
How have Open Lending's revenue and profit performed over time
Revenue
$24.02M
Gross profit
$169,000
Operating income
-$65.38M
Net income
-$135.01M
Gross margin
0.7%
Net margin
-562%
LPRO's gross profit has dropped by 100% year-on-year and by 100% since the previous quarter
Open Lending's gross margin has shrunk by 99% YoY and by 99% QoQ
The revenue has plunged by 80% YoY and by 75% from the previous quarter
Growth
What is Open Lending's growth rate over time
Valuation
What is Open Lending stock price valuation
P/E
N/A
P/B
1.96
P/S
6.35
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.76
LPRO's P/B is 94% below its 5-year quarterly average of 29.9 and 63% below its last 4 quarters average of 4.8
The equity has plunged by 65% from the previous quarter and by 62% YoY
The revenue has plunged by 80% YoY and by 75% from the previous quarter
The stock's price to sales (P/S) is 59% less than its 5-year quarterly average of 14.3 and 54% less than its last 4 quarters average of 12.7
Efficiency
How efficient is Open Lending business performance
Dividends
What is LPRO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for LPRO.
Financial health
How did Open Lending financials performed over time
The total assets is 36% more than the total liabilities
The current ratio has plunged by 59% YoY and by 38% from the previous quarter
Open Lending's quick ratio has shrunk by 55% YoY and by 35% QoQ
The debt is 83% greater than the equity
The debt to equity has surged by 177% since the previous quarter and by 154% year-on-year
The equity has plunged by 65% from the previous quarter and by 62% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.