LPRO Open Lending Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: LPRO

Price (delayed)

$2.24

Market cap

$264.81M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.04

Enterprise value

$164.93M

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Relative Growth: Rel. Growth: 44
Relative Strength: Rel. Strength: 77
Relative Valuation: Rel. Valuation: 20
Relative Profitability: Rel. Profitability: 51

Open Lending provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States. For 20 years they have been empowering financial institutions to create ...

Highlights
The EPS has soared by 97% YoY
The debt has declined by 40% year-on-year and by 2.4% since the previous quarter
Open Lending's net income has surged by 96% YoY but it has decreased by 25% QoQ
Open Lending's quick ratio has decreased by 32% YoY
The equity has contracted by 6% YoY
Sector: Financial Services
Industry: Credit Services
Website: http://www.openlending.com
Peers: RM

Key stats

What are the main financial stats of LPRO

LPRO stock price

How has the Open Lending stock price performed over time
Intraday
2.75%
1 week
-2.18%
1 month
26.55%
1 year
16.67%
YTD
44.52%
QTD
79.2%

Financial performance

How have Open Lending's revenue and profit performed over time
Revenue
$89.32M
Gross profit
$68.99M
Operating income
-$6.4M
Net income
-$5.31M
Gross margin
77.2%
Net margin
-5.9%
The net margin has surged by 99% year-on-year but it has declined by 31% since the previous quarter
Open Lending's operating margin has soared by 98% YoY but it has decreased by 33% from the previous quarter
Open Lending's net income has surged by 96% YoY but it has decreased by 25% QoQ
The operating income has surged by 91% year-on-year but it has declined by 28% since the previous quarter

Price vs fundamentals

How does LPRO's price correlate with its fundamentals

Growth

What is Open Lending's growth rate over time

Valuation

What is Open Lending stock price valuation
LPRO P/E details
P/E
N/A
P/B
3.5
P/S
2.95
EV/EBIT
87.27
EV/EBITDA
31.47
EV/Sales
1.85
The EPS has soared by 97% YoY
LPRO's P/B is 64% below its 5-year quarterly average of 9.5 but 26% above its last 4 quarters average of 2.7
The equity has contracted by 6% YoY
The stock's price to sales (P/S) is 74% less than its 5-year quarterly average of 11.2 and 65% less than its last 4 quarters average of 8.1
The revenue has contracted by 4.2% from the previous quarter

Efficiency

How efficient is Open Lending business performance
The ROIC has soared by 106% YoY but it has plunged by 50% from the previous quarter
The ROS has soared by 101% YoY but it has plunged by 54% from the previous quarter
Open Lending's ROA has soared by 95% YoY but it has decreased by 33% from the previous quarter
The ROE has soared by 93% YoY but it is down by 27% from the previous quarter

Dividends

What is LPRO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LPRO.

Financial health

How did Open Lending financials performed over time
The total assets is 48% more than the total liabilities
Open Lending's quick ratio has decreased by 32% YoY
Open Lending's total liabilities has decreased by 31% YoY and by 3.7% from the previous quarter
The debt is 13% greater than the equity
The debt has declined by 40% year-on-year and by 2.4% since the previous quarter
The debt to equity has declined by 36% year-on-year and by 2.6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.