LPRO Open Lending Corp

Price (delayed)

$35.99

Market cap

$4.56B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.09

Enterprise value

$4.62B

Sector: Financial Services
Industry: Credit Services

Highlights

The EPS has soared by 63% YoY and by 61% from the previous quarter
The revenue has grown by 40% from the previous quarter and by 17% YoY
The equity has soared by 111% YoY but it has contracted by 22% from the previous quarter
Open Lending's quick ratio has decreased by 31% QoQ

Key stats

What are the main financial stats of LPRO
Market
Shares outstanding
126.8M
Market cap
$4.56B
Enterprise value
$4.62B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
173.31
Price to sales (P/S)
27.4
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
42.45
Earnings
Revenue
$108.89M
EBIT
-$79.39M
EBITDA
-$77.62M
Free cash flow
$23.44M
Per share
EPS
-$1.09
Free cash flow per share
$0.28
Book value per share
$0.21
Revenue per share
$1.31
TBVPS
$3.55
Balance sheet
Total assets
$294.01M
Total liabilities
$267.39M
Debt
$162.89M
Equity
$26.62M
Working capital
$145.77M
Liquidity
Debt to equity
6.12
Current ratio
9.57
Quick ratio
6.38
Net debt/EBITDA
-0.76
Margins
EBITDA margin
-71.3%
Gross margin
91%
Net margin
-89.6%
Operating margin
48.1%
Efficiency
Return on assets
-34.3%
Return on equity
N/A
Return on invested capital
-25.4%
Return on capital employed
-28.7%
Return on sales
-72.9%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LPRO stock price

How has the Open Lending stock price performed over time
Intraday
-2.99%
1 week
-4.79%
1 month
-6.57%
1 year
N/A
YTD
2.95%
QTD
1.61%

Financial performance

How have Open Lending's revenue and profit performed over time
Revenue
$108.89M
Gross profit
$99.11M
Operating income
$52.34M
Net income
-$97.56M
Gross margin
91%
Net margin
-89.6%
The revenue has grown by 40% from the previous quarter and by 17% YoY
LPRO's gross profit is up by 39% since the previous quarter and by 17% year-on-year
The net margin rose by 33% since the previous quarter
The operating income has grown by 30% since the previous quarter but it has declined by 17% year-on-year

Growth

What is Open Lending's growth rate over time

Valuation

What is Open Lending stock price valuation
P/E
N/A
P/B
173.31
P/S
27.4
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
42.45
The EPS has soared by 63% YoY and by 61% from the previous quarter
The equity has soared by 111% YoY but it has contracted by 22% from the previous quarter
The stock's price to sales (P/S) is 42% more than its last 4 quarters average of 19.9
The revenue has grown by 40% from the previous quarter and by 17% YoY

Efficiency

How efficient is Open Lending business performance
The ROIC has plunged by 191% YoY but it has grown by 31% from the previous quarter
Open Lending's ROA has soared by 74% from the previous quarter and by 29% YoY
The ROS has grown by 37% from the previous quarter

Dividends

What is LPRO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LPRO.

Financial health

How did Open Lending financials performed over time
The total assets is 10% more than the total liabilities
The current ratio has soared by 73% YoY but it is down by 20% from the previous quarter
Open Lending's quick ratio has decreased by 31% QoQ
The equity has soared by 111% YoY but it has contracted by 22% from the previous quarter
The debt to equity rose by 28% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.