LPRO Open Lending Corp

Price (delayed)

$36.53

Market cap

$4.61B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.06

Enterprise value

$4.66B

Highlights
The EPS has soared by 52% YoY and by 2.8% from the previous quarter
LPRO's gross profit has surged by 52% year-on-year and by 26% since the previous quarter
The debt rose by 9% since the previous quarter

Key stats

What are the main financial stats of LPRO
Market
Shares outstanding
126.19M
Market cap
$4.61B
Enterprise value
$4.66B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
115.27
Price to sales (P/S)
34.19
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
34.39
Earnings
Revenue
$135.47M
EBIT
-$67.72M
EBITDA
-$65.43M
Free cash flow
$42.96M
Per share
EPS
-$1.06
Free cash flow per share
$0.34
Book value per share
$0.32
Revenue per share
$1.07
TBVPS
$2.58
Balance sheet
Total assets
$326.8M
Total liabilities
$286.61M
Debt
$178.36M
Equity
$40.19M
Working capital
$172.08M
Liquidity
Debt to equity
4.44
Current ratio
10.05
Quick ratio
7.18
Net debt/EBITDA
-0.74
Margins
EBITDA margin
-48.3%
Gross margin
92.1%
Net margin
-68.6%
Operating margin
53.7%
Efficiency
Return on assets
-31.2%
Return on equity
N/A
Return on invested capital
-20.4%
Return on capital employed
-22%
Return on sales
-50%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LPRO stock price

How has the Open Lending stock price performed over time
Intraday
-8.54%
1 week
-5.92%
1 month
-11.7%
1 year
102.94%
YTD
4.49%
QTD
-15.22%

Financial performance

How have Open Lending's revenue and profit performed over time
Revenue
$135.47M
Gross profit
$124.82M
Operating income
$72.72M
Net income
-$92.87M
Gross margin
92.1%
Net margin
-68.6%
LPRO's gross profit has surged by 52% year-on-year and by 26% since the previous quarter
The revenue has grown by 49% YoY and by 24% from the previous quarter
The operating income has grown by 39% since the previous quarter and by 24% year-on-year
The net margin rose by 23% since the previous quarter

Growth

What is Open Lending's growth rate over time

Valuation

What is Open Lending stock price valuation
P/E
N/A
P/B
115.27
P/S
34.19
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
34.39
The EPS has soared by 52% YoY and by 2.8% from the previous quarter
The equity has soared by 51% from the previous quarter
The revenue has grown by 49% YoY and by 24% from the previous quarter
The stock's price to sales (P/S) is 38% more than its last 4 quarters average of 24.8

Efficiency

How efficient is Open Lending business performance
The ROIC has plunged by 178% YoY but it has grown by 20% from the previous quarter
The ROS has plunged by 177% YoY but it has grown by 31% from the previous quarter
Open Lending's ROA has increased by 34% YoY and by 9% from the previous quarter

Dividends

What is LPRO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LPRO.

Financial health

How did Open Lending financials performed over time
The total assets is 14% more than the total liabilities
The total assets has grown by 15% YoY and by 11% from the previous quarter
Open Lending's quick ratio has increased by 13% QoQ
The equity has soared by 51% from the previous quarter
The debt to equity has declined by 27% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.