- Stocks
- Financial Services
- NASDAQ: IBCP

Price (delayed)

$20.86

Market cap

$454.44M

P/E Ratio

6.21

Dividend/share

$0.62

EPS

$3.36

Enterprise value

$432.78M

The EPS has surged by 81% year-on-year and by 31% since the previous quarter

IBCP's net income has soared by 75% YoY and by 31% from the previous quarter

What are the main financial stats of IBCP

Market
Valuations
Earnings

Shares outstanding

21.79M

Market cap

$454.44M

Enterprise value

$432.78M

Price to earnings (P/E)

6.21

Price to book (P/B)

1.17

Price to sales (P/S)

2.12

EV/EBIT

4.76

EV/EBITDA

4.27

EV/Sales

2.02

Revenue

$214.58M

EBIT

$90.87M

EBITDA

$101.39M

Free cash flow

$66.52M

Per share
Balance sheet
Liquidity

EPS

$3.36

Free cash flow per share

$3.06

Book value per share

$17.79

Revenue per share

$9.86

TBVPS

$201.81

Total assets

$4.43B

Total liabilities

$4.04B

Debt

$108.85M

Equity

$387.33M

Working capital

N/A

Debt to equity

0.28

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

-0.21

Margins
Efficiency
Dividend

EBITDA margin

47.3%

Gross margin

100%

Net margin

34.2%

Operating margin

42.3%

Return on assets

1.7%

Return on equity

19.5%

Return on invested capital

2.2%

Return on capital employed

N/A

Return on sales

42.3%

Dividend yield

2.97%

DPS

$0.62

Payout ratio

18.5%

How has the Independent Bank stock price performed over time

Intraday

-0.57%

1 week

0.38%

1 month

-3.96%

1 year

50.18%

YTD

12.94%

QTD

-3.92%

How have Independent Bank's revenue and profit performed over time

Revenue

$214.58M

Gross profit

$214.58M

Operating income

$90.87M

Net income

$73.38M

Gross margin

100%

Net margin

34.2%

IBCP's net income has soared by 75% YoY and by 31% from the previous quarter

The operating income has surged by 75% year-on-year and by 31% since the previous quarter

The operating margin is up by 34% year-on-year and by 17% since the previous quarter

The net margin is up by 34% YoY and by 17% QoQ

What is Independent Bank's growth rate over time

What is Independent Bank stock price valuation

P/E

6.21

P/B

1.17

P/S

2.12

EV/EBIT

4.76

EV/EBITDA

4.27

EV/Sales

2.02

The EPS has surged by 81% year-on-year and by 31% since the previous quarter

IBCP's price to earnings (P/E) is 56% less than its 5-year quarterly average of 14.2 and 7% less than its last 4 quarters average of 6.7

The price to book (P/B) is 21% lower than the 5-year quarterly average of 1.5 but 18% higher than the last 4 quarters average of 1.0

The company's equity rose by 15% YoY

The price to sales (P/S) is 31% less than the 5-year quarterly average of 3.1 but 7% more than the last 4 quarters average of 2.0

The revenue has grown by 31% YoY and by 12% from the previous quarter

How efficient is Independent Bank business performance

The ROE has soared by 59% YoY and by 26% from the previous quarter

The return on invested capital has increased by 47% year-on-year and by 29% since the previous quarter

The company's return on assets rose by 42% YoY and by 21% QoQ

The return on sales has increased by 34% year-on-year and by 17% since the previous quarter

What is IBCP's dividend history

DPS

$0.62

Dividend yield

2.97%

Payout ratio

18.5%

Recent dividends

How did Independent Bank financials performed over time

IBCP's total assets is 10% more than its total liabilities

The total liabilities is up by 23% year-on-year and by 6% since the previous quarter

IBCP's total assets is up by 22% YoY and by 5% from the previous quarter

The debt is 72% lower than the equity

IBCP's debt to equity is down by 33% YoY

The debt is down by 23% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.