HQY Healthequity PEG ratio, current and historical analysis

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Relative Growth: Rel. Growth: 88
Relative Strength: Rel. Strength: 56
Relative Valuation: Rel. Valuation: 52
Relative Profitability: Rel. Profitability: 94

Based on the most recent data from Jul 24, 2026, HQY's PEG ratio comes in at 0.38. This metric factors in a PE of 35.18 with an earnings growth rate of 92.1%. Relative to the 0.64 average from the previous four quarters, the PEG ratio has contracted by 41%.

HQY PEG ratio history

How has HQY's PEG ratio performed in the past

Looking at the last ten years, HQY's PEG ratio has has been around 3.71 on average. At 0.38, today's PE to growth ratio sits 90% below its historical average. Within the last ten years, the Jul 2021 quarter recorded the highest PEG value at 71.55. At 0.08, the Apr 2024 quarter showed the minimum PEG ratio in this period.

Today
0.38
Average
3.71
Median
1
Minimum
0.08
Maximum
71.55

Healthequity PEG ratio by year

Year PEG ratio PE ratio Growth YoY
2026 0.27 34.27 125.2%
2025 1.41 99.48 70.8%
2024 0.38 116.28 309.7%
2023 N/A N/A 41.5%
2022 N/A N/A -541.7%
2021 N/A 696.25 -79.7%
2020 N/A 111.97 -50.8%
2019 1 51.95 51.9%
2018 0.85 64.08 75.6%
2017 1.86 102.78 55.2%
2016 N/A 74.31 -25.6%
2015 0.41 53.26 131%
2014 N/A N/A -255.6%
2013 N/A N/A N/A

Healthequity PEG ratio by quarter (TTM)

Year PEG ratio PE ratio Growth YoY
Apr 2026 0.33 30.49 92.1%
Jan 2026 0.27 34.27 125.2%
Oct 2025 0.44 42.8 97.3%
Jul 2025 1.53 57.74 37.7%
Apr 2025 1.21 61.23 50.5%
Jan 2025 1.41 99.48 70.8%
Oct 2024 0.33 76.12 229.4%
Jul 2024 0.09 64.33 713.3%
Apr 2024 0.08 84.85 1,030%
Jan 2024 0.38 116.28 309.7%
Oct 2023 1.42 210.82 148.6%
Jul 2023 3.77 452.93 120.3%
Apr 2023 N/A N/A 84.8%
Jan 2023 N/A N/A 41.5%
Oct 2022 N/A N/A -900%

HQY average PEG ratio chart

What is the average PEG ratio of HQY for the past years

When comparing to historical values, HQY's PEG ratio is below the 3, 5 and 10-year averages.

3-year avg
0.94
5-year avg
6.37
10-year avg
3.71
15-year avg
N/A

PEG comparison

Healthequity's PEG of 0.38 is below the Healthcare sector and the industry average. Compared to its Healthcare sector average of 0.53, Healthequity's PEG is 28% lower.

HQY EPS growth

Earnings per share growth rates over time chart

HQY Price vs fair value

How does HQY's price compare to its estimated fair value based on its growth

HQY PEG vs peers

What is HQY's PEG ratio compared to its peers

Compared to its peer stock EZPW, HQY's PEG ratio comes in higher.

Stock name PEG ratio Market cap
EZPW Ezcorp Inc 0.26 $1.82B
HQY Healthequity Inc 0.38 $7.91B
UHAL Amerco N/A $14.01B

Frequently asked questions

What is Healthequity's PEG ratio?

HQY's Jul 24, 2026 PEG ratio comes in at 0.38.

What is the 3-year average PEG ratio for Healthequity (HQY)?

HQY's 3-year PEG ratio average stands at 0.94.

What is the 5-year average PEG ratio for Healthequity (HQY)?

HQY's 5-year PEG ratio average stands at 6.37.

What is the highest PEG ratio for HQY?

In the last ten years, HQY's peak PEG ratio of 71.55 was recorded in the Jul 2021 quarter.

How does the current PEG ratio for HQY compare to its historical average?

HQY currently has a PEG ratio 90% below its 10-year average.

Why is Healthequity's PEG ratio so low?

At 0.38, HQY's PEG ratio suggests the stock may be attractively priced given its growth rate.

How is HQY's PEG ratio calculated (Healthequity PEG ratio formula)?

To calculate the PEG ratio, take the company's PE ratio and divide by its EPS growth (YoY TTM). As of Jul 24, 2026, Healthequity has a P/E ratio of 35.18. Earnings grew at 92.1% over the TTM period ending Apr 2026. Applying the formula, this produces a price to earnings growth ratio of 0.38. PEG RATIO(0.38) = PE RATIO(35.18) / EPS GROWTH(92.1%)

All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.