HQY Healthequity Inc

Price (delayed)

$64.06

Market cap

$5.35B

P/E Ratio

6,406

Dividend/share

N/A

EPS

$0.01

Enterprise value

$5.65B

HealthEquity and its subsidiaries administer HSAs and other consumer-directed benefits for its more than 12 million accounts in partnership with employers, benefits advisors, and health and retirement plan providers who ...

Highlights

HQY's quick ratio has surged by 102% year-on-year and by 6% since the previous quarter

The equity has grown by 39% YoY

HQY's net income has surged by 104% year-on-year but it has dropped by 84% since the previous quarter

HQY's EPS has surged by 103% year-on-year but it has dropped by 83% since the previous quarter

The P/E is 131% higher than the last 4 quarters average of 2769.2

Sector: Healthcare

Industry: Health Information Services

Website: http://www.healthequity.com

Peers: UHAL CUII GDOT FCFS

Key stats

What are the main financial stats of HQY

Market

Shares outstanding

83.51M

Market cap

$5.35B

Enterprise value

$5.65B

Valuations

Price to earnings (P/E)

6,406

Price to book (P/B)

2.87

Price to sales (P/S)

7.22

EV/EBIT

340.47

EV/EBITDA

40.03

EV/Sales

7.63

Earnings

Revenue

$740.83M

EBIT

$16.6M

EBITDA

$141.22M

Free cash flow

$108.86M

Per share

EPS

$0.01

Free cash flow per share

$1.3

Book value per share

$22.34

Revenue per share

$8.87

TBVPS

$12.16

Balance sheet

Total assets

$3.15B

Total liabilities

$1.29B

Debt

$1.06B

Equity

$1.86B

Working capital

$675.49M

Liquidity

Debt to equity

0.57

Current ratio

4.65

Quick ratio

4.47

Net debt/EBITDA

2.14

Margins

EBITDA margin

19.1%

Gross margin

56.8%

Net margin

0.1%

Operating margin

1.8%

Efficiency

Return on assets

Return on equity

Return on invested capital

1.4%

Return on capital employed

0.6%

Return on sales

2.2%

Dividend

Dividend yield

N/A

DPS

N/A

Payout ratio

N/A

HQY stock price

How has the Healthequity stock price performed over time

Intraday

3.61%

1 week

0.42%

1 month

3.57%

1 year

26.85%

YTD

-8.11%

QTD

-20.4%

Financial performance

How have Healthequity's revenue and profit performed over time

Revenue

$740.83M

Gross profit

$420.56M

Operating income

$13.29M

Net income

$723,000

Gross margin

56.8%

Net margin

0.1%

The net margin has surged by 104% year-on-year but it has dropped by 83% since the previous quarter

HQY's net income has surged by 104% year-on-year but it has dropped by 84% since the previous quarter

HQY's operating income has dropped by 73% year-on-year and by 43% since the previous quarter

Healthequity's operating margin has plunged by 73% YoY and by 44% from the previous quarter

Growth

What is Healthequity's growth rate over time

Valuation

What is Healthequity stock price valuation

P/E

6,406

P/B

2.87

P/S

7.22

EV/EBIT

340.47

EV/EBITDA

40.03

EV/Sales

7.63

The P/E is 131% higher than the last 4 quarters average of 2769.2

HQY's EPS has surged by 103% year-on-year but it has dropped by 83% since the previous quarter

The stock's P/B is 58% below its 5-year quarterly average of 6.9 and 20% below its last 4 quarters average of 3.6

The equity has grown by 39% YoY

The stock's price to sales (P/S) is 40% less than its 5-year quarterly average of 12.1 and 6% less than its last 4 quarters average of 7.7

HQY's revenue is up by 2.3% year-on-year

Efficiency

How efficient is Healthequity business performance

The ROE has plunged by 100% from the previous quarter but it has soared by 100% YoY

The ROA has plunged by 100% from the previous quarter but it has soared by 100% YoY

HQY's return on sales is down by 37% since the previous quarter but it is up by 4.8% year-on-year

HQY's ROIC is down by 33% QoQ but it is up by 27% YoY

Dividends

What is HQY's dividend

DPS

N/A

Dividend yield

N/A

Payout ratio

N/A

There are no recent dividends present for HQY.

Financial health

How did Healthequity financials performed over time

Healthequity's total assets is 145% higher than its total liabilities

HQY's quick ratio has surged by 102% year-on-year and by 6% since the previous quarter

Healthequity's current ratio has surged by 87% YoY and by 3.3% QoQ

The debt is 43% smaller than the equity

The equity has grown by 39% YoY

The debt to equity has declined by 30% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.