HQY Healthequity Inc
Price (delayed)
$111.97
Market cap
$9.7B
P/E Ratio
99.97
Dividend/share
N/A
EPS
$1.12
Enterprise value
$10.52B
HealthEquity and its subsidiaries administer HSAs and other consumer-directed benefits for its more than 12 million accounts in partnership with employers, benefits advisors, and health and retirement plan providers who
Highlights
The gross profit rose by 27% year-on-year and by 5% since the previous quarter
HQY's revenue is up by 18% year-on-year and by 4.7% since the previous quarter
HQY's quick ratio is down by 38% year-on-year and by 23% since the previous quarter
The debt has increased by 21% year-on-year
Key stats
What are the main financial stats of HQY
Market
Valuations
Earnings
Shares outstanding
86.66M
Market cap
$9.7B
Enterprise value
$10.52B
Price to earnings (P/E)
99.97
Price to book (P/B)
4.6
Price to sales (P/S)
8.49
EV/EBIT
60.16
EV/EBITDA
31.3
EV/Sales
9.14
Revenue
$1.15B
Gross profit
$753.69M
Operating income
$159.07M
Net income
$96.7M
EBIT
$174.81M
EBITDA
$335.99M
Free cash flow
$290.26M
Per share
Balance sheet
Liquidity
EPS
$1.12
EPS diluted
$1.09
Free cash flow per share
$3.33
Book value per share
$24.33
Revenue per share
$13.19
TBVPS
$7.02
Total assets
$3.49B
Total liabilities
$1.36B
Debt
$1.14B
Equity
$2.12B
Working capital
$340.71M
Debt to equity
0.53
Current ratio
3.2
Quick ratio
2.78
Net debt/EBITDA
2.42
Margins
Efficiency
Dividend
EBITDA margin
29.2%
Gross margin
65.5%
Net margin
8.4%
Operating margin
13.8%
Return on assets
2.9%
Return on equity
4.6%
Return on invested capital
14.4%
Return on capital employed
5.2%
Return on sales
15.2%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
HQY stock price
How has the Healthequity stock price performed over time
Intraday
1.5%
1 week
3.96%
1 month
14.88%
1 year
44.8%
YTD
16.7%
QTD
16.7%
Financial performance
How have Healthequity's revenue and profit performed over time
Revenue
$1.15B
Gross profit
$753.69M
Operating income
$159.07M
Net income
$96.7M
Gross margin
65.5%
Net margin
8.4%
The net margin has surged by 180% year-on-year but it has declined by 13% since the previous quarter
HQY's operating income has surged by 73% year-on-year but it is down by 7% since the previous quarter
Healthequity's operating margin has increased by 45% YoY but it has decreased by 11% from the previous quarter
The gross profit rose by 27% year-on-year and by 5% since the previous quarter
Growth
What is Healthequity's growth rate over time
Valuation
What is Healthequity stock price valuation
P/E
99.97
P/B
4.6
P/S
8.49
EV/EBIT
60.16
EV/EBITDA
31.3
EV/Sales
9.14
The P/E is 17% higher than the last 4 quarters average of 85.4
HQY's EPS is down by 8% since the previous quarter
The stock's P/B is 48% above its 5-year quarterly average of 3.1 and 39% above its last 4 quarters average of 3.3
The equity has grown by 7% YoY
The stock's price to sales (P/S) is 33% more than its last 4 quarters average of 6.4 and 29% more than its 5-year quarterly average of 6.6
HQY's revenue is up by 18% year-on-year and by 4.7% since the previous quarter
Efficiency
How efficient is Healthequity business performance
HQY's ROIC has soared by 57% YoY but it is down by 9% QoQ
HQY's return on sales is up by 46% year-on-year but it is down by 10% since the previous quarter
The ROE has contracted by 10% from the previous quarter
The ROA has contracted by 9% from the previous quarter
Dividends
What is HQY's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for HQY.
Financial health
How did Healthequity financials performed over time
Healthequity's total assets is 156% higher than its total liabilities
HQY's quick ratio is down by 38% year-on-year and by 23% since the previous quarter
Healthequity's current ratio has decreased by 35% YoY and by 22% QoQ
The debt is 47% smaller than the equity
The debt has increased by 21% year-on-year
The debt to equity has grown by 13% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.