HQY Healthequity Inc

Price (delayed)

$64.06

Market cap

$5.35B

P/E Ratio

6,406

Dividend/share

N/A

EPS

$0.01

Enterprise value

$5.65B

HealthEquity and its subsidiaries administer HSAs and other consumer-directed benefits for its more than 12 million accounts in partnership with employers, benefits advisors, and health and retirement plan providers who ...

Highlights
HQY's quick ratio has surged by 102% year-on-year and by 6% since the previous quarter
The equity has grown by 39% YoY
HQY's net income has surged by 104% year-on-year but it has dropped by 84% since the previous quarter
HQY's EPS has surged by 103% year-on-year but it has dropped by 83% since the previous quarter
The P/E is 131% higher than the last 4 quarters average of 2769.2

Key stats

What are the main financial stats of HQY
Market
Shares outstanding
83.51M
Market cap
$5.35B
Enterprise value
$5.65B
Valuations
Price to earnings (P/E)
6,406
Price to book (P/B)
2.87
Price to sales (P/S)
7.22
EV/EBIT
340.47
EV/EBITDA
40.03
EV/Sales
7.63
Earnings
Revenue
$740.83M
EBIT
$16.6M
EBITDA
$141.22M
Free cash flow
$108.86M
Per share
EPS
$0.01
Free cash flow per share
$1.3
Book value per share
$22.34
Revenue per share
$8.87
TBVPS
$12.16
Balance sheet
Total assets
$3.15B
Total liabilities
$1.29B
Debt
$1.06B
Equity
$1.86B
Working capital
$675.49M
Liquidity
Debt to equity
0.57
Current ratio
4.65
Quick ratio
4.47
Net debt/EBITDA
2.14
Margins
EBITDA margin
19.1%
Gross margin
56.8%
Net margin
0.1%
Operating margin
1.8%
Efficiency
Return on assets
0%
Return on equity
0%
Return on invested capital
1.4%
Return on capital employed
0.6%
Return on sales
2.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

HQY stock price

How has the Healthequity stock price performed over time
Intraday
3.61%
1 week
0.42%
1 month
3.57%
1 year
26.85%
YTD
-8.11%
QTD
-20.4%

Financial performance

How have Healthequity's revenue and profit performed over time
Revenue
$740.83M
Gross profit
$420.56M
Operating income
$13.29M
Net income
$723,000
Gross margin
56.8%
Net margin
0.1%
The net margin has surged by 104% year-on-year but it has dropped by 83% since the previous quarter
HQY's net income has surged by 104% year-on-year but it has dropped by 84% since the previous quarter
HQY's operating income has dropped by 73% year-on-year and by 43% since the previous quarter
Healthequity's operating margin has plunged by 73% YoY and by 44% from the previous quarter

Growth

What is Healthequity's growth rate over time

Valuation

What is Healthequity stock price valuation
P/E
6,406
P/B
2.87
P/S
7.22
EV/EBIT
340.47
EV/EBITDA
40.03
EV/Sales
7.63
The P/E is 131% higher than the last 4 quarters average of 2769.2
HQY's EPS has surged by 103% year-on-year but it has dropped by 83% since the previous quarter
The stock's P/B is 58% below its 5-year quarterly average of 6.9 and 20% below its last 4 quarters average of 3.6
The equity has grown by 39% YoY
The stock's price to sales (P/S) is 40% less than its 5-year quarterly average of 12.1 and 6% less than its last 4 quarters average of 7.7
HQY's revenue is up by 2.3% year-on-year

Efficiency

How efficient is Healthequity business performance
The ROE has plunged by 100% from the previous quarter but it has soared by 100% YoY
The ROA has plunged by 100% from the previous quarter but it has soared by 100% YoY
HQY's return on sales is down by 37% since the previous quarter but it is up by 4.8% year-on-year
HQY's ROIC is down by 33% QoQ but it is up by 27% YoY

Dividends

What is HQY's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for HQY.

Financial health

How did Healthequity financials performed over time
Healthequity's total assets is 145% higher than its total liabilities
HQY's quick ratio has surged by 102% year-on-year and by 6% since the previous quarter
Healthequity's current ratio has surged by 87% YoY and by 3.3% QoQ
The debt is 43% smaller than the equity
The equity has grown by 39% YoY
The debt to equity has declined by 30% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.