HNVR Hanover Bancorp Inc

Price (delayed)

$24.45

Market cap

$172.51M

P/E Ratio

19.1

Dividend/share

$0.4

EPS

$1.28

Enterprise value

$132.93M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 60

Hanover Bancorp, Inc., is the bank holding company for Hanover Community Bank, a community commercial bank focusing on highly personalized and efficient services and products responsive to client needs. Management ...

Highlights
Hanover Bancorp's debt has decreased by 29% YoY and by 20% from the previous quarter
HNVR's EPS is up by 21% from the previous quarter but it is down by 17% YoY
The net income has grown by 21% from the previous quarter but it has contracted by 17% YoY
HNVR's price to earnings (P/E) is 65% higher than its 5-year quarterly average of 11.6

Key stats

What are the main financial stats of HNVR

HNVR stock price

How has the Hanover Bancorp stock price performed over time
Intraday
-0.33%
1 week
-2.94%
1 month
-10.8%
1 year
11.49%
YTD
5.8%
QTD
-1.89%

Financial performance

How have Hanover Bancorp's revenue and profit performed over time
Revenue
$66.82M
Gross profit
$66.82M
Operating income
$13.2M
Net income
$9.46M
Gross margin
100%
Net margin
14.2%
The net income has grown by 21% from the previous quarter but it has contracted by 17% YoY
The company's operating income rose by 18% QoQ but it fell by 12% YoY
Hanover Bancorp's net margin has increased by 15% from the previous quarter but it has decreased by 15% YoY
The operating margin has grown by 13% from the previous quarter but it has contracted by 10% YoY

Price vs fundamentals

How does HNVR's price correlate with its fundamentals

Growth

What is Hanover Bancorp's growth rate over time

Valuation

What is Hanover Bancorp stock price valuation
P/E
19.1
P/B
0.86
P/S
2.62
EV/EBIT
10.07
EV/EBITDA
6.93
EV/Sales
1.99
HNVR's price to earnings (P/E) is 65% higher than its 5-year quarterly average of 11.6
HNVR's EPS is up by 21% from the previous quarter but it is down by 17% YoY
HNVR's P/B is 24% above its 5-year quarterly average of 0.7 and 9% above its last 4 quarters average of 0.8
The price to sales (P/S) is 20% higher than the 5-year quarterly average of 2.2 and 5% higher than the last 4 quarters average of 2.5
The revenue has grown by 4.8% from the previous quarter but it has contracted by 2% YoY

Efficiency

How efficient is Hanover Bancorp business performance
Hanover Bancorp's ROA has increased by 33% from the previous quarter but it has decreased by 20% YoY
The company's return on equity rose by 21% QoQ but it fell by 19% YoY
Hanover Bancorp's return on invested capital has increased by 20% QoQ but it has decreased by 14% YoY
HNVR's ROS is up by 13% from the previous quarter but it is down by 10% YoY

Dividends

What is HNVR's dividend history
DPS
$0.4
Dividend yield
1.64%
Payout ratio
31.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Hanover Bancorp financials performed over time
The company's total assets is 10% higher than its total liabilities
Hanover Bancorp's debt is 50% less than its equity
HNVR's debt to equity is down by 31% YoY and by 21% from the previous quarter
Hanover Bancorp's debt has decreased by 29% YoY and by 20% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.