HNVR Hanover Bancorp Inc

Price (delayed)

$25.01

Market cap

$178.99M

P/E Ratio

23.59

Dividend/share

$0.4

EPS

$1.06

Enterprise value

$112.14M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 59

We are a New York corporation which, in 2016, became the holding company for Hanover Community Bank (the “Bank”) a New York-chartered community commercial bank focusing on highly personalized and ...

Highlights
Hanover Bancorp's debt has decreased by 10% YoY and by 6% from the previous quarter
HNVR's equity is up by 2.4% year-on-year
The net income has contracted by 20% YoY but it has grown by 4.7% from the previous quarter
HNVR's EPS is down by 20% YoY but it is up by 5% from the previous quarter
HNVR's price to earnings (P/E) is 111% higher than its 5-year quarterly average of 11.2 and 30% higher than its last 4 quarters average of 18.2

Key stats

What are the main financial stats of HNVR

HNVR stock price

How has the Hanover Bancorp stock price performed over time
Intraday
0.89%
1 week
-0.16%
1 month
6.61%
1 year
13.17%
YTD
8.22%
QTD
7.25%

Financial performance

How have Hanover Bancorp's revenue and profit performed over time
Revenue
$63.75M
Gross profit
$63.75M
Operating income
$11.16M
Net income
$7.84M
Gross margin
100%
Net margin
12.3%
The net income has contracted by 20% YoY but it has grown by 4.7% from the previous quarter
Hanover Bancorp's net margin has decreased by 19% YoY but it has increased by 3.4% from the previous quarter
The company's operating income fell by 12% YoY but it rose by 12% QoQ
The operating margin has grown by 11% from the previous quarter but it has contracted by 11% YoY

Price vs fundamentals

How does HNVR's price correlate with its fundamentals

Growth

What is Hanover Bancorp's growth rate over time

Valuation

What is Hanover Bancorp stock price valuation
P/E
23.59
P/B
0.89
P/S
2.81
EV/EBIT
10.05
EV/EBITDA
6.73
EV/Sales
1.76
HNVR's price to earnings (P/E) is 111% higher than its 5-year quarterly average of 11.2 and 30% higher than its last 4 quarters average of 18.2
HNVR's EPS is down by 20% YoY but it is up by 5% from the previous quarter
HNVR's P/B is 27% above its 5-year quarterly average of 0.7 and 11% above its last 4 quarters average of 0.8
HNVR's equity is up by 2.4% year-on-year
The price to sales (P/S) is 28% higher than the 5-year quarterly average of 2.2 and 12% higher than the last 4 quarters average of 2.5

Efficiency

How efficient is Hanover Bancorp business performance
Hanover Bancorp's ROA has decreased by 25% YoY
Hanover Bancorp's return on invested capital has increased by 25% QoQ but it has decreased by 17% YoY
The company's return on equity fell by 24% YoY but it rose by 2.6% QoQ
HNVR's ROS is up by 11% from the previous quarter but it is down by 11% YoY

Dividends

What is HNVR's dividend history
DPS
$0.4
Dividend yield
1.6%
Payout ratio
37.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Hanover Bancorp financials performed over time
The company's total assets is 9% higher than its total liabilities
The total liabilities has grown by 3.6% YoY
The company's total assets rose by 3.5% YoY
Hanover Bancorp's debt is 37% less than its equity
HNVR's debt to equity is down by 13% YoY and by 7% from the previous quarter
Hanover Bancorp's debt has decreased by 10% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.