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HNVR Hanover Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: HNVR
Price (delayed)
$23.47
Market cap
$169M
P/E Ratio
14.05
Dividend/share
$0.4
EPS
$1.67
Enterprise value
$147.67M
We are a New York corporation which, in 2016, became the holding company for Hanover Community Bank (the “Bank”) a New York-chartered community commercial bank focusing on highly personalized and
Highlights
Hanover Bancorp's debt has decreased by 14% YoY and by 12% from the previous quarter
HNVR's equity is up by 6% year-on-year and by 2.2% since the previous quarter
HNVR's price to earnings (P/E) is 28% higher than its last 4 quarters average of 10.6
HNVR's EPS is down by 10% YoY
Key stats
What are the main financial stats of HNVR
Market
Valuations
Earnings
Shares outstanding
7.2M
Market cap
$169M
Enterprise value
$147.67M
Price to earnings (P/E)
14.05
Price to book (P/B)
0.85
Price to sales (P/S)
2.64
EV/EBIT
9.02
EV/EBITDA
7.29
EV/Sales
2.33
Revenue
$63.49M
Gross profit
$63.49M
Operating income
$16.38M
Net income
$12.35M
EBIT
$16.38M
EBITDA
$20.25M
Free cash flow
$4.61M
Per share
Balance sheet
Liquidity
EPS
$1.67
EPS diluted
$1.66
Free cash flow per share
$0.64
Book value per share
$27.49
Revenue per share
$8.88
TBVPS
$320.54
Total assets
$2.31B
Total liabilities
$2.12B
Debt
$141.52M
Equity
$196.64M
Working capital
N/A
Debt to equity
0.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.05
Margins
Efficiency
Dividend
EBITDA margin
31.9%
Gross margin
100%
Net margin
19.4%
Operating margin
25.8%
Return on assets
0.5%
Return on equity
6.4%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
25.8%
Dividend yield
1.7%
DPS
$0.4
Payout ratio
24%
HNVR stock price
How has the Hanover Bancorp stock price performed over time
Intraday
3.85%
1 week
1.16%
1 month
22.3%
1 year
40.96%
YTD
1.8%
QTD
7.02%
Financial performance
How have Hanover Bancorp's revenue and profit performed over time
Revenue
$63.49M
Gross profit
$63.49M
Operating income
$16.38M
Net income
$12.35M
Gross margin
100%
Net margin
19.4%
The operating margin has contracted by 15% YoY
Hanover Bancorp's net margin has decreased by 14% YoY and by 2% from the previous quarter
The company's operating income fell by 11% YoY
The net income has contracted by 9% YoY
Price vs fundamentals
How does HNVR's price correlate with its fundamentals
Growth
What is Hanover Bancorp's growth rate over time
Valuation
What is Hanover Bancorp stock price valuation
P/E
14.05
P/B
0.85
P/S
2.64
EV/EBIT
9.02
EV/EBITDA
7.29
EV/Sales
2.33
HNVR's price to earnings (P/E) is 28% higher than its last 4 quarters average of 10.6
HNVR's EPS is down by 10% YoY
HNVR's P/B is 17% above its last 4 quarters average of 0.7
HNVR's equity is up by 6% year-on-year and by 2.2% since the previous quarter
The price to sales (P/S) is 21% higher than the last 4 quarters average of 2.1
The revenue has grown by 5% YoY and by 3.1% from the previous quarter
Efficiency
How efficient is Hanover Bancorp business performance
Hanover Bancorp's ROA has decreased by 17% YoY
HNVR's ROS is down by 15% YoY
The company's return on equity fell by 14% YoY
Hanover Bancorp's return on invested capital has decreased by 13% YoY
Dividends
What is HNVR's dividend history
DPS
$0.4
Dividend yield
1.7%
Payout ratio
24%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Hanover Bancorp financials performed over time
The company's total assets is 9% higher than its total liabilities
Hanover Bancorp's debt is 28% less than its equity
HNVR's debt to equity is down by 19% YoY and by 13% from the previous quarter
Hanover Bancorp's debt has decreased by 14% YoY and by 12% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.