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HFWA Heritage Financial Corp

Price (delayed)

$24.37

Market cap

$832.32M

P/E Ratio

22.36

Dividend/share

$0.92

EPS

$1.09

Enterprise value

$1.06B

Heritage Financial Corporation is an Olympia-based bank holding company with Heritage Bank, a full-service commercial bank, as its sole wholly-owned banking subsidiary. Heritage Bank has a branching network of 61 ...

Highlights
Heritage Financial's debt has decreased by 23% QoQ and by 18% YoY
The equity has increased by 7% YoY and by 2.8% QoQ
The price to earnings (P/E) is 76% higher than the 5-year quarterly average of 12.7 and 48% higher than the last 4 quarters average of 15.1
HFWA's net income has dropped by 52% year-on-year and by 15% since the previous quarter

Key stats

What are the main financial stats of HFWA
Market
Shares outstanding
34.15M
Market cap
$832.32M
Enterprise value
$1.06B
Valuations
Price to book (P/B)
0.96
Price to sales (P/S)
4.1
EV/EBIT
24.95
EV/EBITDA
22.92
EV/Sales
5.2
Earnings
Revenue
$203.99M
Gross profit
$203.99M
Net income
$37.56M
EBIT
$42.51M
EBITDA
$46.28M
Free cash flow
$71.17M
Per share
EPS
$1.09
EPS diluted
$1.08
Free cash flow per share
$2.07
Book value per share
$25.35
Revenue per share
$5.94
TBVPS
$201.3
Balance sheet
Total assets
$7.15B
Total liabilities
$6.28B
Debt
$403.99M
Equity
$874.51M
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.94
Margins
EBITDA margin
22.7%
Gross margin
100%
Net margin
18.4%
Operating margin
20.8%
Efficiency
Return on assets
0.5%
Return on equity
4.4%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
20.8%
Dividend
Dividend yield
3.78%
DPS
$0.92
Payout ratio
84.4%

HFWA stock price

How has the Heritage Financial stock price performed over time
Intraday
2.74%
1 week
-6.88%
1 month
-4.39%
1 year
15.39%
YTD
13.93%
QTD
11.94%

Financial performance

How have Heritage Financial's revenue and profit performed over time
Revenue
$203.99M
Gross profit
$203.99M
Operating income
$42.51M
Net income
$37.56M
Gross margin
100%
Net margin
18.4%
The company's operating income has shrunk by 55% YoY and by 17% QoQ
HFWA's net income has dropped by 52% year-on-year and by 15% since the previous quarter
HFWA's operating margin is down by 43% year-on-year and by 13% since the previous quarter
Heritage Financial's net margin has decreased by 39% YoY and by 11% QoQ

Growth

What is Heritage Financial's growth rate over time

Valuation

What is Heritage Financial stock price valuation
P/E
22.36
P/B
0.96
P/S
4.1
EV/EBIT
24.95
EV/EBITDA
22.92
EV/Sales
5.2
The price to earnings (P/E) is 76% higher than the 5-year quarterly average of 12.7 and 48% higher than the last 4 quarters average of 15.1
The company's EPS has shrunk by 51% YoY and by 15% QoQ
The P/B is 20% higher than the last 4 quarters average of 0.8 but 4% lower than the 5-year quarterly average of 1.0
The equity has increased by 7% YoY and by 2.8% QoQ
The price to sales (P/S) is 28% higher than the last 4 quarters average of 3.2 and 21% higher than the 5-year quarterly average of 3.4
HFWA's revenue is down by 21% year-on-year and by 4.9% since the previous quarter

Efficiency

How efficient is Heritage Financial business performance
The ROA has shrunk by 55% YoY and by 17% QoQ
The company's return on invested capital has shrunk by 54% YoY and by 14% QoQ
The ROE has plunged by 54% YoY and by 17% from the previous quarter
The company's return on sales fell by 43% YoY and by 13% QoQ

Dividends

What is HFWA's dividend history
DPS
$0.92
Dividend yield
3.78%
Payout ratio
84.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Heritage Financial financials performed over time
The total assets is 14% more than the total liabilities
Heritage Financial's debt is 54% lower than its equity
The company's debt to equity fell by 25% QoQ and by 25% YoY
Heritage Financial's debt has decreased by 23% QoQ and by 18% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.