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HBT HBT Financial Inc

Price (delayed)

$24.3

Market cap

$765.34M

P/E Ratio

10.17

Dividend/share

$0.8

EPS

$2.39

Enterprise value

$656.09M

HBT Financial, Inc. is headquartered in Bloomington, Illinois and is the holding company for Heartland Bank and Trust Company. The bank provides a comprehensive suite of business, commercial, wealth management, ...

Highlights
HBT's debt is down by 25% year-on-year and by 24% since the previous quarter
The equity rose by 14% YoY and by 3.8% QoQ
The P/E is 8% higher than the 5-year quarterly average of 9.4 and 7% higher than the last 4 quarters average of 9.5

Key stats

What are the main financial stats of HBT
Market
Shares outstanding
31.5M
Market cap
$765.34M
Enterprise value
$656.09M
Valuations
Price to earnings (P/E)
10.17
Price to book (P/B)
1.36
Price to sales (P/S)
3.38
EV/EBIT
6.41
EV/EBITDA
6.07
EV/Sales
2.89
Earnings
Revenue
$227.04M
Gross profit
$227.04M
Operating income
$102.37M
Net income
$75.6M
EBIT
$102.37M
EBITDA
$108.16M
Free cash flow
$87.73M
Per share
EPS
$2.39
EPS diluted
$2.38
Free cash flow per share
$2.78
Book value per share
$17.9
Revenue per share
$7.19
TBVPS
$158.79
Balance sheet
Total assets
$5.09B
Total liabilities
$4.53B
Debt
$102.34M
Equity
$565.06M
Working capital
N/A
Liquidity
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.01
Margins
EBITDA margin
47.6%
Gross margin
100%
Net margin
33.3%
Operating margin
45.1%
Efficiency
Return on assets
1.5%
Return on equity
14%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
45.1%
Dividend
Dividend yield
3.29%
DPS
$0.8
Payout ratio
33.5%

HBT stock price

How has the HBT Financial stock price performed over time
Intraday
-0.53%
1 week
3.21%
1 month
10.58%
1 year
24.17%
YTD
10.96%
QTD
8.43%

Financial performance

How have HBT Financial's revenue and profit performed over time
Revenue
$227.04M
Gross profit
$227.04M
Operating income
$102.37M
Net income
$75.6M
Gross margin
100%
Net margin
33.3%
HBT's operating income is up by 6% YoY and by 5% QoQ
The net income rose by 5% QoQ and by 5% YoY
The operating margin is up by 3.9% YoY and by 2.5% from the previous quarter
The company's revenue rose by 2.6% QoQ

Price vs fundamentals

How does HBT's price correlate with its fundamentals

Growth

What is HBT Financial's growth rate over time

Valuation

What is HBT Financial stock price valuation
P/E
10.17
P/B
1.36
P/S
3.38
EV/EBIT
6.41
EV/EBITDA
6.07
EV/Sales
2.89
The P/E is 8% higher than the 5-year quarterly average of 9.4 and 7% higher than the last 4 quarters average of 9.5
The EPS is up by 6% year-on-year and by 5% since the previous quarter
The equity rose by 14% YoY and by 3.8% QoQ
The stock's P/B is 4.6% more than its 5-year quarterly average of 1.3 and 4.6% more than its last 4 quarters average of 1.3
The P/S is 17% higher than the 5-year quarterly average of 2.9 and 9% higher than the last 4 quarters average of 3.1
The company's revenue rose by 2.6% QoQ

Efficiency

How efficient is HBT Financial business performance
HBT's ROIC is up by 11% YoY and by 5% QoQ
The ROE has contracted by 8% YoY but it has grown by 2.2% from the previous quarter
The ROA is up by 7% since the previous quarter and by 7% year-on-year
The return on sales is up by 3.9% year-on-year and by 2.5% since the previous quarter

Dividends

What is HBT's dividend history
DPS
$0.8
Dividend yield
3.29%
Payout ratio
33.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did HBT Financial financials performed over time
The company's total assets is 12% higher than its total liabilities
HBT's debt is 82% smaller than its equity
The debt to equity has contracted by 36% YoY and by 28% from the previous quarter
HBT's debt is down by 25% year-on-year and by 24% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.