HBT HBT Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HBT

Price (delayed)

$18.765

Market cap

$593.78M

P/E Ratio

9.02

Dividend/share

$0.7

EPS

$2.08

Enterprise value

$599.86M

HBT Financial, Inc. is headquartered in Bloomington, Illinois and is the holding company for Heartland Bank and Trust Company. The bank provides a comprehensive suite of business, commercial, wealth management, ...

Highlights
HBT's debt has dropped by 51% since the previous quarter and by 47% year-on-year
The equity rose by 31% YoY and by 7% QoQ
The P/E is 10% lower than the last 4 quarters average of 10.1 but 2.6% higher than the 5-year quarterly average of 8.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://ir.hbtfinancial.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of HBT
Market
Shares outstanding
31.64M
Market cap
$593.78M
Enterprise value
$599.86M
Valuations
Price to earnings (P/E)
9.02
Price to book (P/B)
1.22
Price to sales (P/S)
2.7
EV/EBIT
6.77
EV/EBITDA
6.36
EV/Sales
2.73
Earnings
Revenue
$219.55M
EBIT
$88.58M
EBITDA
$94.36M
Free cash flow
$63.27M
Per share
EPS
$2.08
Free cash flow per share
$2
Book value per share
$15.44
Revenue per share
$6.94
TBVPS
$157.86
Balance sheet
Total assets
$5.07B
Total liabilities
$4.58B
Debt
$147.33M
Equity
$489.5M
Working capital
N/A
Liquidity
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.06
Margins
EBITDA margin
43%
Gross margin
100%
Net margin
30%
Operating margin
40.3%
Efficiency
Return on assets
1.3%
Return on equity
14.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
40.3%
Dividend
Dividend yield
3.73%
DPS
$0.7
Payout ratio
33.7%

HBT stock price

How has the HBT Financial stock price performed over time
Intraday
-1.18%
1 week
3.27%
1 month
-0.5%
1 year
5.36%
YTD
-11.11%
QTD
-1.44%

Financial performance

How have HBT Financial's revenue and profit performed over time
Revenue
$219.55M
Gross profit
$219.55M
Operating income
$88.58M
Net income
$65.84M
Gross margin
100%
Net margin
30%
The company's revenue rose by 21% YoY and by 2.1% QoQ
The company's gross profit rose by 21% YoY and by 2.1% QoQ
The net income rose by 17% YoY and by 9% QoQ
HBT's operating income is up by 16% YoY and by 9% QoQ

Growth

What is HBT Financial's growth rate over time

Valuation

What is HBT Financial stock price valuation
HBT P/E details
P/E
9.02
P/B
1.22
P/S
2.7
EV/EBIT
6.77
EV/EBITDA
6.36
EV/Sales
2.73
The P/E is 10% lower than the last 4 quarters average of 10.1 but 2.6% higher than the 5-year quarterly average of 8.9
The EPS is up by 7% since the previous quarter and by 7% year-on-year
The equity rose by 31% YoY and by 7% QoQ
The stock's P/B is 5% less than its 5-year quarterly average of 1.3 and 5% less than its last 4 quarters average of 1.3
The company's revenue rose by 21% YoY and by 2.1% QoQ
The P/S is 9% lower than the last 4 quarters average of 3.0 and 2.1% lower than the 5-year quarterly average of 2.8

Efficiency

How efficient is HBT Financial business performance
The return on sales is up by 7% since the previous quarter but it has declined by 4% year-on-year
The ROE has contracted by 6% YoY but it has grown by 2.1% from the previous quarter
HBT's ROIC is up by 6% QoQ

Dividends

What is HBT's dividend history
Dividend details
DPS
$0.7
Dividend yield
3.73%
Payout ratio
33.7%
Recent dividends

Financial health

How did HBT Financial financials performed over time
The company's total assets is 11% higher than its total liabilities
The company's total assets rose by 18% YoY
The total liabilities is up by 17% YoY
HBT's debt is 70% smaller than its equity
The debt to equity has plunged by 60% YoY and by 54% from the previous quarter
HBT's debt has dropped by 51% since the previous quarter and by 47% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.