HBT HBT Financial Inc
Price (delayed)
$24.98
Market cap
$788.35M
P/E Ratio
11.3
Dividend/share
$0.78
EPS
$2.21
Enterprise value
$743.51M
HBT Financial, Inc. is headquartered in Bloomington, Illinois and is the holding company for Heartland Bank and Trust Company. The bank provides a comprehensive suite of business, commercial, wealth management,
Highlights
HBT's debt has dropped by 55% year-on-year
The equity rose by 18% YoY and by 6% QoQ
The net income rose by 16% YoY but it fell by 2.1% QoQ
The P/E is 24% higher than the 5-year quarterly average of 9.1 and 20% higher than the last 4 quarters average of 9.4
Key stats
What are the main financial stats of HBT
Market
Valuations
Earnings
Shares outstanding
31.56M
Market cap
$788.35M
Enterprise value
$743.51M
Price to earnings (P/E)
11.3
Price to book (P/B)
1.47
Price to sales (P/S)
3.61
EV/EBIT
7.85
EV/EBITDA
7.39
EV/Sales
3.41
Revenue
$218.26M
Gross profit
$218.26M
Operating income
$94.77M
Net income
$69.95M
EBIT
$94.77M
EBITDA
$100.58M
Free cash flow
$80M
Per share
Balance sheet
Liquidity
EPS
$2.21
EPS diluted
$2.2
Free cash flow per share
$2.53
Book value per share
$17.04
Revenue per share
$6.92
TBVPS
$155.65
Total assets
$4.99B
Total liabilities
$4.45B
Debt
$134.83M
Equity
$537.66M
Working capital
N/A
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.45
Margins
Efficiency
Dividend
EBITDA margin
46.1%
Gross margin
100%
Net margin
32.1%
Operating margin
43.4%
Return on assets
1.4%
Return on equity
13.8%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
43.4%
Dividend yield
3.12%
DPS
$0.78
Payout ratio
35.3%
HBT stock price
How has the HBT Financial stock price performed over time
Intraday
-1.13%
1 week
-1.07%
1 month
11.62%
1 year
31.61%
YTD
14.06%
QTD
14.06%
Financial performance
How have HBT Financial's revenue and profit performed over time
Revenue
$218.26M
Gross profit
$218.26M
Operating income
$94.77M
Net income
$69.95M
Gross margin
100%
Net margin
32.1%
HBT's operating income is up by 16% YoY but it is down by 2.2% QoQ
The net income rose by 16% YoY but it fell by 2.1% QoQ
The operating margin is up by 15% YoY
HBT's net margin is up by 14% year-on-year
Growth
What is HBT Financial's growth rate over time
Valuation
What is HBT Financial stock price valuation
P/E
11.3
P/B
1.47
P/S
3.61
EV/EBIT
7.85
EV/EBITDA
7.39
EV/Sales
3.41
The P/E is 24% higher than the 5-year quarterly average of 9.1 and 20% higher than the last 4 quarters average of 9.4
The EPS is up by 13% year-on-year
The equity rose by 18% YoY and by 6% QoQ
The stock's P/B is 13% more than its 5-year quarterly average of 1.3 and 13% more than its last 4 quarters average of 1.3
The P/S is 24% higher than the 5-year quarterly average of 2.9 and 20% higher than the last 4 quarters average of 3.0
Efficiency
How efficient is HBT Financial business performance
The return on sales is up by 15% year-on-year
HBT's ROIC is up by 12% YoY but it is down by 5% QoQ
The ROA is up by 8% year-on-year
The ROE has contracted by 6% from the previous quarter
Dividends
What is HBT's dividend history
DPS
$0.78
Dividend yield
3.12%
Payout ratio
35.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did HBT Financial financials performed over time
The company's total assets is 12% higher than its total liabilities
HBT's debt is 75% smaller than its equity
The debt to equity has plunged by 62% YoY and by 7% from the previous quarter
HBT's debt has dropped by 55% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.