Price (delayed)
$21.36
Market cap
$674.11M
P/E Ratio
9.49
Dividend/share
$0.74
EPS
$2.25
Enterprise value
$614.27M
HBT Financial, Inc. is headquartered in Bloomington, Illinois and is the holding company for Heartland Bank and Trust Company. The bank provides a comprehensive suite of business, commercial, wealth management,
Highlights
HBT's debt has dropped by 56% year-on-year
The net income rose by 27% YoY
The P/E is 7% higher than the 5-year quarterly average of 8.9 and 2% higher than the last 4 quarters average of 9.3
Key stats
What are the main financial stats of HBT
Market
Valuations
Earnings
Shares outstanding
31.56M
Market cap
$674.11M
Enterprise value
$614.27M
Price to book (P/B)
1.32
Price to sales (P/S)
3.07
EV/EBIT
6.34
EV/EBITDA
5.98
EV/Sales
2.8
Revenue
$219.71M
EBIT
$96.88M
EBITDA
$102.7M
Free cash flow
$71.77M
Per share
Balance sheet
Liquidity
EPS
$2.25
Free cash flow per share
$2.27
Book value per share
$16.13
Revenue per share
$6.96
TBVPS
$156.02
Total assets
$5.01B
Total liabilities
$4.5B
Debt
$135.4M
Equity
$509.47M
Working capital
N/A
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.58
Margins
Efficiency
Dividend
EBITDA margin
46.7%
Gross margin
100%
Net margin
32.5%
Operating margin
44.1%
Return on assets
1.4%
Return on equity
14.7%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
44.1%
Dividend yield
3.46%
DPS
$0.74
Payout ratio
32.9%
HBT stock price
How has the HBT Financial stock price performed over time
Intraday
-2.06%
1 week
-4.73%
1 month
3.74%
1 year
12.54%
YTD
1.18%
QTD
4.6%
Financial performance
How have HBT Financial's revenue and profit performed over time
Revenue
$219.71M
Gross profit
$219.71M
Operating income
$96.88M
Net income
$71.49M
Gross margin
100%
Net margin
32.5%
HBT's operating income is up by 27% YoY
The net income rose by 27% YoY
The operating margin is up by 18% YoY
HBT's net margin is up by 17% year-on-year
Growth
What is HBT Financial's growth rate over time
Valuation
What is HBT Financial stock price valuation
P/E
9.49
P/B
1.32
P/S
3.07
EV/EBIT
6.34
EV/EBITDA
5.98
EV/Sales
2.8
The EPS is up by 20% year-on-year
The P/E is 7% higher than the 5-year quarterly average of 8.9 and 2% higher than the last 4 quarters average of 9.3
The equity rose by 13% YoY and by 2.6% QoQ
The P/S is 10% higher than the 5-year quarterly average of 2.8 and 10% higher than the last 4 quarters average of 2.8
The company's revenue rose by 8% YoY
Efficiency
How efficient is HBT Financial business performance
HBT's ROIC is up by 25% YoY and by 5% QoQ
The return on sales is up by 18% year-on-year
The ROA is up by 17% year-on-year
The ROE has grown by 7% YoY but it has contracted by 3.3% from the previous quarter
Dividends
What is HBT's dividend history
DPS
$0.74
Dividend yield
3.46%
Payout ratio
32.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did HBT Financial financials performed over time
The company's total assets is 11% higher than its total liabilities
HBT's debt is 73% smaller than its equity
The debt to equity has plunged by 60% YoY and by 3.6% from the previous quarter
HBT's debt has dropped by 56% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.