HBT
HBT Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: HBT
- PE Ratio
The current price-to-earnings ratio for HBT Financial stock as of Jun 3, 2026 is 12.73. This is calculated based on the current EPS of $2.18 and the stock price of $27.76 per share. The PE ratio has increased by 17% from the past four quarters average of 10.8.
HBT PE ratio history
The average historical PE ratio of HBT Financial for the last seven years is 9.26. The current P/E ratio of 12.73 is 37% higher than the historical average. In the past seven years, HBT's PE ratio peaked in the Mar 2026 quarter at 12.26, when the stock price was $26.72 and the EPS was $2.18. The lowest point was in the Mar 2020 quarter, when it reached 4.18 with a price of $10.53 and an EPS of $2.52.
HBT Financial PE ratio by year
Maximum annual increase: 98.42% in 2020
Maximum annual decrease: -18.04% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.59 | 9.74% | $25.85 | $2.44 |
| 2024 | 9.65 | -4.93% | $21.9 | $2.27 |
| 2023 | 10.15 | 1.1% | $21.11 | $2.08 |
| 2022 | 10.04 | 8.31% | $19.57 | $1.95 |
| 2021 | 9.27 | -18.04% | $18.73 | $2.02 |
| 2020 | 11.31 | 98.42% | $15.15 | $1.34 |
| 2019 | 5.7 | N/A | $18.99 | $3.33 |
| 2018 | N/A | N/A | N/A | $3.54 |
| 2017 | N/A | N/A | N/A | $3.1 |
| 2016 | N/A | N/A | N/A | $3.24 |
HBT Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 12.26 | 15.77% | $26.72 | $2.18 |
| Dec 2025 | 10.59 | 4.23% | $25.85 | $2.44 |
| Sep 2025 | 10.16 | -2.03% | $25.2 | $2.48 |
| Jun 2025 | 10.37 | 10.55% | $25.21 | $2.43 |
| Mar 2025 | 9.38 | -2.8% | $22.41 | $2.39 |
| Dec 2024 | 9.65 | -2.53% | $21.9 | $2.27 |
| Sep 2024 | 9.9 | 9.03% | $21.88 | $2.21 |
| Jun 2024 | 9.08 | 7.84% | $20.42 | $2.25 |
| Mar 2024 | 8.42 | -17.04% | $19.04 | $2.26 |
| Dec 2023 | 10.15 | 8.56% | $21.11 | $2.08 |
| Sep 2023 | 9.35 | -5.17% | $18.24 | $1.95 |
| Jun 2023 | 9.86 | -11.01% | $18.44 | $1.87 |
| Mar 2023 | 11.08 | 10.36% | $19.72 | $1.78 |
| Dec 2022 | 10.04 | 8.42% | $19.57 | $1.95 |
| Sep 2022 | 9.26 | -0.54% | $18.15 | $1.96 |
HBT Price vs fair value
HBT average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of HBT is higher than its 3 and 5-year historical averages.
PE comparison
HBT Financial's P/E of 12.73 is above the Financial Services sector and the industry average. In comparison with its Financial Services sector average of 12.1, HBT Financial's P/E is 5% higher.
HBT PE vs peers
In comparison to its peer stocks NRIM and NKSH, HBT's PE ratio is higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 8.44 | $551.89M |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
| HBT HBT Financial Inc | 13.14 | $1.04B |
Frequently asked questions
What is HBT Financial's PE ratio?
The price to earnings ratio for HBT stock is 12.73 as of Jun 3, 2026.
What is the 3-year average PE ratio for HBT Financial (HBT)?
Over the last 3 years, the average price to earnings ratio for HBT stock is 9.93.
What is the 5-year average PE ratio for HBT Financial (HBT)?
Over the last 5 years, the average price to earnings ratio for HBT stock is 9.73.
What is the highest PE ratio for HBT?
The current PE of 12.73 represents the highest historical value in the last seven years.
How does the current PE ratio for HBT compare to its historical average?
The current price to earnings ratio of HBT is 37% higher than the 7-year historical average.
How is HBT's PE ratio calculated (HBT Financial PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 3, 2026), HBT Financial's stock price is $27.76. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.18. Therefore, HBT Financial's PE ratio for today is 12.73. PE RATIO(12.73) = STOCK PRICE($27.76) / TTM EPS($2.18)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.