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HBCP Home Bancorp Inc

Price (delayed)

$48.91

Market cap

$395M

P/E Ratio

10.77

Dividend/share

$1.01

EPS

$4.54

Enterprise value

$492.48M

Home Bancorp, Inc. is the parent company for Home Bank, N. A., a national bank headquartered in Lafayette, Louisiana. Home Bank, founded in 1908 as Home Building & Loan, is ...

Highlights
The debt has declined by 32% year-on-year and by 16% since the previous quarter
The equity has grown by 14% YoY and by 4.7% from the previous quarter
HBCP's price to earnings (P/E) is 24% higher than its 5-year quarterly average of 8.7 and 24% higher than its last 4 quarters average of 8.7
The company's net income fell by 13% YoY

Key stats

What are the main financial stats of HBCP
Market
Shares outstanding
8.08M
Market cap
$395M
Enterprise value
$492.48M
Valuations
Price to book (P/B)
1
Price to sales (P/S)
3.03
EV/EBIT
11.02
EV/EBITDA
10.2
EV/Sales
3.78
Earnings
Revenue
$130.23M
EBIT
$44.69M
EBITDA
$48.27M
Free cash flow
$49.23M
Per share
EPS
$4.54
Free cash flow per share
$6.1
Book value per share
$48.76
Revenue per share
$16.14
TBVPS
$415.97
Balance sheet
Total assets
$3.44B
Total liabilities
$3.05B
Debt
$233.35M
Equity
$393.45M
Working capital
N/A
Liquidity
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.02
Margins
EBITDA margin
37.1%
Gross margin
100%
Net margin
27.8%
Operating margin
34.3%
Efficiency
Return on assets
1.1%
Return on equity
9.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.3%
Dividend
Dividend yield
2.07%
DPS
$1.01
Payout ratio
22.2%

HBCP stock price

How has the Home Bancorp stock price performed over time
Intraday
1.73%
1 week
-1.94%
1 month
7.28%
1 year
35.3%
YTD
16.42%
QTD
9.71%

Financial performance

How have Home Bancorp's revenue and profit performed over time
Revenue
$130.23M
Gross profit
$130.23M
Operating income
$44.69M
Net income
$36.14M
Gross margin
100%
Net margin
27.8%
The operating income has contracted by 14% YoY
The company's net income fell by 13% YoY
The operating margin has contracted by 11% YoY
The net margin has declined by 9% year-on-year

Growth

What is Home Bancorp's growth rate over time

Valuation

What is Home Bancorp stock price valuation
P/E
10.77
P/B
1
P/S
3.03
EV/EBIT
11.02
EV/EBITDA
10.2
EV/Sales
3.78
HBCP's price to earnings (P/E) is 24% higher than its 5-year quarterly average of 8.7 and 24% higher than its last 4 quarters average of 8.7
The EPS has contracted by 12% YoY
The equity has grown by 14% YoY and by 4.7% from the previous quarter
HBCP's price to book (P/B) is 11% higher than its 5-year quarterly average of 0.9 and 11% higher than its last 4 quarters average of 0.9
HBCP's P/S is 17% above its 5-year quarterly average of 2.6 and 17% above its last 4 quarters average of 2.6
The revenue has declined by 3.9% year-on-year

Efficiency

How efficient is Home Bancorp business performance
The ROE has contracted by 21% YoY and by 4% from the previous quarter
Home Bancorp's return on assets has decreased by 15% YoY
Home Bancorp's return on invested capital has decreased by 13% YoY
The ROS has contracted by 11% YoY

Dividends

What is HBCP's dividend history
DPS
$1.01
Dividend yield
2.07%
Payout ratio
22.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Home Bancorp financials performed over time
HBCP's total assets is 13% greater than its total liabilities
HBCP's total assets is up by 3.7% year-on-year
The total liabilities has grown by 2.6% YoY
The debt is 41% smaller than the equity
Home Bancorp's debt to equity has decreased by 40% YoY and by 20% QoQ
The debt has declined by 32% year-on-year and by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.