HBCP Home Bancorp Inc

Price (delayed)

$45.22

Market cap

$366.17M

P/E Ratio

9.87

Dividend/share

$1.03

EPS

$4.58

Enterprise value

$503.17M

Home Bancorp, Inc. is the parent company for Home Bank, N. A., a national bank headquartered in Lafayette, Louisiana. Home Bank, founded in 1908 as Home Building & Loan, is ...

Highlights
The equity has grown by 8% YoY
The debt has declined by 7% year-on-year
HBCP's price to earnings (P/E) is 16% higher than its 5-year quarterly average of 8.5 and 7% higher than its last 4 quarters average of 9.2
The EPS has contracted by 9% YoY

Key stats

What are the main financial stats of HBCP
Market
Shares outstanding
8.1M
Market cap
$366.17M
Enterprise value
$503.17M
Valuations
Price to earnings (P/E)
9.87
Price to book (P/B)
0.92
Price to sales (P/S)
2.76
EV/EBIT
11.14
EV/EBITDA
10.34
EV/Sales
3.8
Earnings
Revenue
$132.47M
Gross profit
$132.47M
Operating income
$45.18M
Net income
$36.43M
EBIT
$45.18M
EBITDA
$48.68M
Free cash flow
$44.92M
Per share
EPS
$4.58
EPS diluted
$4.55
Free cash flow per share
$5.56
Book value per share
$49.04
Revenue per share
$16.4
TBVPS
$415.87
Balance sheet
Total assets
$3.44B
Total liabilities
$3.05B
Debt
$235.54M
Equity
$396.09M
Working capital
N/A
Liquidity
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.81
Margins
EBITDA margin
36.7%
Gross margin
100%
Net margin
27.5%
Operating margin
34.1%
Efficiency
Return on assets
1.1%
Return on equity
9.5%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.1%
Dividend
Dividend yield
2.28%
DPS
$1.03
Payout ratio
22.5%

HBCP stock price

How has the Home Bancorp stock price performed over time
Intraday
0.94%
1 week
-1.16%
1 month
-3.79%
1 year
21.92%
YTD
-2.14%
QTD
0.94%

Financial performance

How have Home Bancorp's revenue and profit performed over time
Revenue
$132.47M
Gross profit
$132.47M
Operating income
$45.18M
Net income
$36.43M
Gross margin
100%
Net margin
27.5%
The operating income has contracted by 10% YoY
The operating margin has contracted by 10% YoY
The company's net income fell by 9% YoY
The net margin has declined by 9% year-on-year

Growth

What is Home Bancorp's growth rate over time

Valuation

What is Home Bancorp stock price valuation
P/E
9.87
P/B
0.92
P/S
2.76
EV/EBIT
11.14
EV/EBITDA
10.34
EV/Sales
3.8
HBCP's price to earnings (P/E) is 16% higher than its 5-year quarterly average of 8.5 and 7% higher than its last 4 quarters average of 9.2
The EPS has contracted by 9% YoY
The equity has grown by 8% YoY
HBCP's price to book (P/B) is 2.2% higher than its 5-year quarterly average of 0.9 and 2.2% higher than its last 4 quarters average of 0.9
HBCP's P/S is 6% above its 5-year quarterly average of 2.6 and 6% above its last 4 quarters average of 2.6

Efficiency

How efficient is Home Bancorp business performance
The ROE has contracted by 17% YoY
Home Bancorp's return on invested capital has decreased by 13% YoY
The ROS has contracted by 10% YoY
Home Bancorp's return on assets has decreased by 8% YoY

Dividends

What is HBCP's dividend history
DPS
$1.03
Dividend yield
2.28%
Payout ratio
22.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Home Bancorp financials performed over time
HBCP's total assets is 13% greater than its total liabilities
HBCP's total assets is up by 3.7% year-on-year
The total liabilities has grown by 3.2% YoY
The debt is 41% smaller than the equity
Home Bancorp's debt to equity has decreased by 14% YoY
The equity has grown by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.