Have a feature idea you'd love to see implemented? Let us know!

HBCP Home Bancorp Inc

Price (delayed)

$44.95

Market cap

$362.72M

P/E Ratio

9.84

Dividend/share

$1

EPS

$4.57

Enterprise value

$527.65M

Home Bancorp, Inc. is the parent company for Home Bank, N. A., a national bank headquartered in Lafayette, Louisiana. Home Bank, founded in 1908 as Home Building & Loan, is ...

Highlights
The equity has grown by 9% YoY
The debt has declined by 24% year-on-year but it is up by 19% since the previous quarter
HBCP's price to earnings (P/E) is 23% higher than its last 4 quarters average of 7.8 and 11% higher than its 5-year quarterly average of 8.7
The company's net income fell by 14% YoY and by 4.4% QoQ

Key stats

What are the main financial stats of HBCP
Market
Shares outstanding
8.07M
Market cap
$362.72M
Enterprise value
$527.65M
Valuations
Price to book (P/B)
0.97
Price to sales (P/S)
2.81
EV/EBIT
11.67
EV/EBITDA
10.82
EV/Sales
4.06
Earnings
Revenue
$129.85M
EBIT
$45.23M
EBITDA
$48.78M
Free cash flow
$44.83M
Per share
EPS
$4.57
Free cash flow per share
$5.52
Book value per share
$46.24
Revenue per share
$15.97
TBVPS
$409.09
Balance sheet
Total assets
$3.41B
Total liabilities
$3.04B
Debt
$278.39M
Equity
$375.83M
Working capital
N/A
Liquidity
Debt to equity
0.74
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.38
Margins
EBITDA margin
37.6%
Gross margin
100%
Net margin
28.1%
Operating margin
34.8%
Efficiency
Return on assets
1.1%
Return on equity
10%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.8%
Dividend
Dividend yield
2.22%
DPS
$1
Payout ratio
21.9%

HBCP stock price

How has the Home Bancorp stock price performed over time
Intraday
2.23%
1 week
6.42%
1 month
4.66%
1 year
38.01%
YTD
7%
QTD
0.83%

Financial performance

How have Home Bancorp's revenue and profit performed over time
Revenue
$129.85M
Gross profit
$129.85M
Operating income
$45.23M
Net income
$36.46M
Gross margin
100%
Net margin
28.1%
The operating income has contracted by 15% YoY and by 4.6% from the previous quarter
The company's net income fell by 14% YoY and by 4.4% QoQ
The operating margin has contracted by 11% YoY and by 3.9% from the previous quarter
The net margin has declined by 10% year-on-year and by 3.4% since the previous quarter

Growth

What is Home Bancorp's growth rate over time

Valuation

What is Home Bancorp stock price valuation
P/E
9.84
P/B
0.97
P/S
2.81
EV/EBIT
11.67
EV/EBITDA
10.82
EV/Sales
4.06
HBCP's price to earnings (P/E) is 23% higher than its last 4 quarters average of 7.8 and 11% higher than its 5-year quarterly average of 8.7
The EPS has contracted by 13% YoY and by 4.2% from the previous quarter
The equity has grown by 9% YoY
HBCP's price to book (P/B) is 6% higher than its 5-year quarterly average of 0.9 and 6% higher than its last 4 quarters average of 0.9
HBCP's P/S is 20% above its last 4 quarters average of 2.3 and 6% above its 5-year quarterly average of 2.6
The revenue has declined by 4.3% year-on-year

Efficiency

How efficient is Home Bancorp business performance
The ROE has contracted by 21% YoY and by 7% from the previous quarter
Home Bancorp's return on invested capital has decreased by 19% YoY and by 7% QoQ
Home Bancorp's return on assets has decreased by 15% YoY
The ROS has contracted by 11% YoY and by 3.9% from the previous quarter

Dividends

What is HBCP's dividend history
DPS
$1
Dividend yield
2.22%
Payout ratio
21.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Home Bancorp financials performed over time
HBCP's total assets is 12% greater than its total liabilities
HBCP's total assets is up by 3.7% year-on-year
The total liabilities has grown by 3.1% YoY
The debt is 26% smaller than the equity
Home Bancorp's debt to equity has decreased by 30% YoY but it has increased by 17% QoQ
The debt has declined by 24% year-on-year but it is up by 19% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.