HBCP Home Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HBCP

Price (delayed)

$36.24

Market cap

$295.33M

P/E Ratio

7.22

Dividend/share

$1

EPS

$5.02

Enterprise value

$471.89M

Home Bancorp, Inc. is the parent company for Home Bank, N. A., a national bank headquartered in Lafayette, Louisiana. Home Bank, founded in 1908 as Home Building & Loan, is ...

Highlights
HBCP's price to earnings (P/E) is 26% lower than its 5-year quarterly average of 9.0 and 3% lower than its last 4 quarters average of 6.9
The equity has grown by 11% YoY and by 6% from the previous quarter
The debt has declined by 27% since the previous quarter but it is up by 7% year-on-year
The EPS has grown by 20% YoY but it has contracted by 2.9% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.home24bank.com
Peers: BHLB SMBC

Key stats

What are the main financial stats of HBCP
Market
Shares outstanding
8.15M
Market cap
$295.33M
Enterprise value
$471.89M
Valuations
Price to earnings (P/E)
7.22
Price to book (P/B)
0.8
Price to sales (P/S)
2.22
EV/EBIT
9.41
EV/EBITDA
8.78
EV/Sales
3.55
Earnings
Revenue
$132.99M
EBIT
$50.15M
EBITDA
$53.72M
Free cash flow
$39.34M
Per share
EPS
$5.02
Free cash flow per share
$4.83
Book value per share
$45.1
Revenue per share
$16.32
TBVPS
$396.88
Balance sheet
Total assets
$3.32B
Total liabilities
$2.95B
Debt
$252.49M
Equity
$367.44M
Working capital
N/A
Liquidity
Debt to equity
0.69
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.29
Margins
EBITDA margin
40.4%
Gross margin
100%
Net margin
30.3%
Operating margin
37.7%
Efficiency
Return on assets
1.2%
Return on equity
11.5%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
37.7%
Dividend
Dividend yield
2.76%
DPS
$1
Payout ratio
19.9%

HBCP stock price

How has the Home Bancorp stock price performed over time
Intraday
7.86%
1 week
4.44%
1 month
4.11%
1 year
8.93%
YTD
-13.73%
QTD
-5.4%

Financial performance

How have Home Bancorp's revenue and profit performed over time
Revenue
$132.99M
Gross profit
$132.99M
Operating income
$50.15M
Net income
$40.24M
Gross margin
100%
Net margin
30.3%
The operating income has grown by 18% YoY but it has contracted by 3.8% from the previous quarter
The company's net income rose by 18% YoY but it fell by 3.3% QoQ
The net margin is up by 11% year-on-year
The operating margin has grown by 10% YoY but it has contracted by 2.1% from the previous quarter

Growth

What is Home Bancorp's growth rate over time

Valuation

What is Home Bancorp stock price valuation
P/E
7.22
P/B
0.8
P/S
2.22
EV/EBIT
9.41
EV/EBITDA
8.78
EV/Sales
3.55
HBCP's price to earnings (P/E) is 26% lower than its 5-year quarterly average of 9.0 and 3% lower than its last 4 quarters average of 6.9
The EPS has grown by 20% YoY but it has contracted by 2.9% from the previous quarter
HBCP's price to book (P/B) is 17% lower than its 5-year quarterly average of 0.9 and 6% lower than its last 4 quarters average of 0.8
The equity has grown by 11% YoY and by 6% from the previous quarter
HBCP's P/S is 24% below its 5-year quarterly average of 2.7
The revenue is up by 7% year-on-year

Efficiency

How efficient is Home Bancorp business performance
Home Bancorp's return on assets has increased by 20% YoY but it has decreased by 8% QoQ
The ROE has grown by 11% YoY but it has contracted by 6% from the previous quarter
The ROS has grown by 10% YoY but it has contracted by 2.1% from the previous quarter
Home Bancorp's return on invested capital has increased by 7% YoY

Dividends

What is HBCP's dividend history
Dividend details
DPS
$1
Dividend yield
2.76%
Payout ratio
19.9%
Recent dividends

Financial health

How did Home Bancorp financials performed over time
HBCP's total assets is 12% greater than its total liabilities
HBCP's total assets is up by 2.8% year-on-year
The debt is 31% smaller than the equity
Home Bancorp's debt to equity has decreased by 30% QoQ and by 2.8% YoY
The debt has declined by 27% since the previous quarter but it is up by 7% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.