SMBC Southern Missouri Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SMBC

Price (delayed)

$40.24

Market cap

$456.96M

P/E Ratio

10.32

Dividend/share

$0.84

EPS

$3.9

Enterprise value

$376.03M

outhern Missouri Bancorp, Inc., a Missouri corporation, was organized in 1994 and is the parent Company of Southern Bank. Southern Bank was originally chartered as a mutual Missouri savings and ...

Highlights
The equity has grown by 40% YoY and by 3.6% from the previous quarter
The gross profit is up by 24% year-on-year and by 4.5% since the previous quarter
The price to earnings (P/E) is 9% higher than the 5-year quarterly average of 9.5 but 3.6% lower than the last 4 quarters average of 10.7
The debt has surged by 61% year-on-year
The EPS has contracted by 18% YoY and by 4.4% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankwithsouthern.com
Peers: HMNF LARK CFFN CASH

Key stats

What are the main financial stats of SMBC
Market
Shares outstanding
11.36M
Market cap
$456.96M
Enterprise value
$376.03M
Valuations
Price to earnings (P/E)
10.32
Price to book (P/B)
0.97
Price to sales (P/S)
2.96
EV/EBIT
6.9
EV/EBITDA
5.88
EV/Sales
2.44
Earnings
Revenue
$153.93M
EBIT
$54.49M
EBITDA
$63.96M
Free cash flow
$57.61M
Per share
EPS
$3.9
Free cash flow per share
$5.08
Book value per share
$41.48
Revenue per share
$13.58
TBVPS
$402.63
Balance sheet
Total assets
$4.64B
Total liabilities
$4.17B
Debt
$136.17M
Equity
$470.18M
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.27
Margins
EBITDA margin
41.5%
Gross margin
100%
Net margin
28.1%
Operating margin
35.4%
Efficiency
Return on assets
1%
Return on equity
9.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
35.4%
Dividend
Dividend yield
2.09%
DPS
$0.84
Payout ratio
21.5%

SMBC stock price

How has the Southern Missouri Bancorp stock price performed over time
Intraday
0.32%
1 week
0.12%
1 month
-6.2%
1 year
10.55%
YTD
-24.63%
QTD
-7.94%

Financial performance

How have Southern Missouri Bancorp's revenue and profit performed over time
Revenue
$153.93M
Gross profit
$153.93M
Operating income
$54.49M
Net income
$43.31M
Gross margin
100%
Net margin
28.1%
The gross profit is up by 24% year-on-year and by 4.5% since the previous quarter
Southern Missouri Bancorp's revenue has increased by 24% YoY and by 4.5% from the previous quarter
Southern Missouri Bancorp's operating margin has decreased by 21% YoY and by 3.5% from the previous quarter
The net margin has declined by 20% year-on-year and by 3.4% since the previous quarter

Growth

What is Southern Missouri Bancorp's growth rate over time

Valuation

What is Southern Missouri Bancorp stock price valuation
SMBC P/E details
P/E
10.32
P/B
0.97
P/S
2.96
EV/EBIT
6.9
EV/EBITDA
5.88
EV/Sales
2.44
The EPS has contracted by 18% YoY and by 4.4% from the previous quarter
The price to earnings (P/E) is 9% higher than the 5-year quarterly average of 9.5 but 3.6% lower than the last 4 quarters average of 10.7
The equity has grown by 40% YoY and by 3.6% from the previous quarter
The P/B is 19% lower than the 5-year quarterly average of 1.2 and 12% lower than the last 4 quarters average of 1.1
Southern Missouri Bancorp's revenue has increased by 24% YoY and by 4.5% from the previous quarter
The stock's price to sales (P/S) is 13% less than its 5-year quarterly average of 3.4 and 13% less than its last 4 quarters average of 3.4

Efficiency

How efficient is Southern Missouri Bancorp business performance
The company's return on invested capital fell by 29% YoY and by 8% QoQ
SMBC's ROE is down by 28% YoY and by 6% QoQ
SMBC's ROA is down by 23% YoY
The ROS has contracted by 21% YoY and by 3.5% from the previous quarter

Dividends

What is SMBC's dividend history
Dividend details
DPS
$0.84
Dividend yield
2.09%
Payout ratio
21.5%
Recent dividends

Financial health

How did Southern Missouri Bancorp financials performed over time
The total assets is 11% more than the total liabilities
The total assets has grown by 35% YoY and by 3.9% from the previous quarter
Southern Missouri Bancorp's total liabilities has increased by 34% YoY and by 3.9% from the previous quarter
The debt is 71% smaller than the equity
The debt has surged by 61% year-on-year
The equity has grown by 40% YoY and by 3.6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.