FISV Fiserv margins

Relative Growth: Rel. Growth: 57

Relative Strength: Rel. Strength: 15

Relative Valuation: Rel. Valuation: 83

Relative Profitability: Rel. Profitability: 65

Gross margin

56.2%

Operating margin

22.3%

EBITDA margin

39%

Net margin

13.4%

Based on the latest figures, Fiserv reports a gross margin of 56.2%, an operating margin of 22.3%, an EBITDA margin of 39%, and a net margin of 13.4%. Operating margin had the largest decline, contracting by 7.8 percentage points, while the other available margins also decreased.

FISV margin history

Gross, operating, EBITDA and net margin trends

Looking back over the last 3 years, Fiserv recorded average margins of 59.83% gross, 27.28% operating, 40.92% EBITDA, and 15.85% net. The current gross, operating, EBITDA, and net margins are all below their three-year averages.

FISV margin expansion

Year-over-year margin changes in percentage points

The biggest contraction was in operating margin, which fell by 7.8 percentage points. The other available margins also declined.

Gross margin expansion

-4.9pp

Operating margin expansion

-7.8pp

EBITDA margin expansion

-1.4pp

Net margin expansion

-2.6pp

FISV Gross margin

The average gross margin for Fiserv was 59.83% over the last 3 years. At present, Fiserv's current gross margin is 56.2%, which is 3.6 percentage points below its three-year average. The gross margin for Fiserv moved between 56.2% in Jun 2026 and 61.1% in Jun 2025.

FISV Operating margin

Across the last 3 years, Fiserv recorded an average operating margin of 27.28%. Fiserv's current operating margin is 22.3% and is 5 percentage points below its three-year average. The highest operating margin for Fiserv was 30.1% in Jun 2025, while the lowest was 22.3% in Jun 2026.

FISV EBITDA margin

Fiserv's EBITDA margin averaged 40.92% over the last 3 years. Compared with its three-year average, Fiserv's current EBITDA margin is 39% and is 1.9 percentage points below its three-year average. Over the last 3 years, Fiserv's EBITDA margin peaked at 42.8% in Jun 2024 and reached a low of 39% in Jun 2026.

FISV Net margin

Fiserv's net margin averaged 15.85% across the past 3 years. The current net margin of 13.4% is 2.5 percentage points below its three-year average. Over the last 3 years, Fiserv's net margin peaked at 17.4% in Jun 2024 and reached a low of 13.4% in Jun 2026.

FISV margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 56.2%, FISV is above the Technology sector, the industry and its peers average. Compared to its Technology sector average of 52%, Fiserv's gross margin is 8% higher.

FISV margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Fiserv's gross margin?

The current gross margin for FISV is 56.2% as of Jun 30, 2026.

What is Fiserv's operating margin?

As of Jun 30, 2026, FISV has an operating margin of 22.3%.

What is Fiserv's EBITDA margin?

As of Jun 30, 2026, FISV has an EBITDA margin of 39%.

What is Fiserv's net margin?

As of Jun 30, 2026, FISV has a net margin of 13.4%.

What are the average margins of FISV?

Over the last 3 years, Fiserv's margins averaged 59.8% gross, 27.3% operating, 40.9% EBITDA, and 15.9% net.

What are the highest historical margins of FISV?

Looking back across 5 years, FISV reached 61.1% gross in Jun 2025, 30.1% operating in Jun 2025, 42.8% EBITDA in Jun 2024, and 17.4% net in Jun 2024.

What are the lowest historical margins of FISV?

Looking back across 5 years, FISV reached its lowest margins at 49.9% gross in Dec 2021, 14.1% operating in Dec 2021, 34.4% EBITDA in Dec 2021, and 8.2% net in Sep 2021.