FISV Fiserv, Inc.

Price (delayed)

$99.48

Market cap

$66.6B

P/E Ratio

54.96

Dividend/share

N/A

EPS

$1.81

Enterprise value

$87.67B

Sector: Technology
Industry: Information Technology Services
Fiserv, Inc. engages in the provision of financial services technology. It operates through the Payments, Financial, and Corporate and Other segments. The Payments segment primarily provides electronic bill payment and presentment services, internet and mobile banking software and services, account-to-account transfers, person-to-person payment services, debit and credit card processing and services, payments infrastructure services, and other electronic payments software and services. The Financial segment provides financial institutions with account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Corporate and Other segment consists of intercompany eliminations, amortization of acquisition-related intangible assets, unallocated corporate expenses and other activities that are not considered when management evaluates segment performance, such as gains on sales of businesses and associated transition services. The company was founded by Leslie M. Muma and George D. Dalton on July 31, 1984 and is headquartered in Brookfield, WI.

Highlights

The revenue has surged by 112% year-on-year and by 22% since the previous quarter
The gross profit has soared by 108% YoY and by 18% from the previous quarter
The quick ratio has plunged by 59% YoY but it has grown by 26% from the previous quarter
The EPS has decreased by 27% YoY but it has increased by 4% from the previous quarter
FISV's P/E is 73% above its 5-year quarterly average of 31.8 and 8% above its last 4 quarters average of 50.8
Fiserv's equity has decreased by 3.4% from the previous quarter

Key stats

What are the main financial stats of FISV
Market
Shares outstanding
669.48M
Market cap
$66.6B
Enterprise value
$87.67B
Valuations
Price to earnings (P/E)
54.96
Price to book (P/B)
2.12
Price to sales (P/S)
5.42
EV/EBIT
45.78
EV/EBITDA
20.61
EV/Sales
7.04
Earnings
Revenue
$12.45B
EBIT
$1.92B
EBITDA
$4.25B
Free cash flow
$2.44B
Per share
EPS
$1.81
Free cash flow per share
$3.6
Book value per share
$46.89
Revenue per share
$18.37
TBVPS
$29.35
Balance sheet
Total assets
$72.6B
Total liabilities
$39.05B
Debt
$21.97B
Equity
$31.84B
Working capital
$814M
Liquidity
Debt to equity
0.69
Current ratio
1.07
Quick ratio
0.29
Net debt/EBITDA
4.95
Margins
EBITDA margin
34.1%
Gross margin
46.4%
Net margin
8.5%
Operating margin
15.1%
Efficiency
Return on assets
1.7%
Return on equity
4.2%
Return on invested capital
7.5%
Return on capital employed
3.2%
Return on sales
15.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FISV stock price

How has the Fiserv stock price performed over time

Financial performance

How have Fiserv's revenue and profit performed over time
Revenue
$12.45B
Gross profit
$5.78B
Operating income
$1.88B
Net income
$1.06B
Gross margin
46.4%
Net margin
8.5%
The revenue has surged by 112% year-on-year and by 22% since the previous quarter
The gross profit has soared by 108% YoY and by 18% from the previous quarter
FISV's net margin is down by 49% year-on-year and by 3.4% since the previous quarter
FISV's operating margin is down by 49% year-on-year and by 4.4% since the previous quarter

Valuation

What is Fiserv stock price valuation
P/E
54.96
P/B
2.12
P/S
5.42
EV/EBIT
45.78
EV/EBITDA
20.61
EV/Sales
7.04
FISV's P/E is 73% above its 5-year quarterly average of 31.8 and 8% above its last 4 quarters average of 50.8
The EPS has decreased by 27% YoY but it has increased by 4% from the previous quarter
The P/B is 77% lower than the 5-year quarterly average of 9.1 and 57% lower than the last 4 quarters average of 4.9
Fiserv's equity has decreased by 3.4% from the previous quarter
The revenue has surged by 112% year-on-year and by 22% since the previous quarter
FISV's price to sales (P/S) is 13% less than its last 4 quarters average of 6.2 but 8% more than its 5-year quarterly average of 5.0

Efficiency

How efficient is Fiserv business performance
FISV's return on equity has dropped by 89% year-on-year and by 18% since the previous quarter
The ROA has shrunk by 81% YoY and by 11% QoQ
The ROIC has plunged by 67% YoY and by 2.6% from the previous quarter
The ROS has decreased by 38% YoY

Dividends

What is FISV's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FISV.

Financial health

How did Fiserv financials performed over time
Fiserv's total assets is 86% higher than its total liabilities
The quick ratio has plunged by 59% YoY but it has grown by 26% from the previous quarter
FISV's debt is 31% smaller than its equity
FISV's debt to equity has dropped by 72% year-on-year but it is up by 4.5% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.