FISV Fiserv, Inc.

Price (delayed)

$101.18

Market cap

$67.76B

P/E Ratio

81.6

Dividend/share

N/A

EPS

$1.24

Enterprise value

$88.76B

Sector: Technology
Industry: Information Technology Services
Fiserv, Inc. engages in the provision of financial services technology. It operates through the Payments, Financial, and Corporate and Other segments. The Payments segment primarily provides electronic bill payment and presentment services, internet and mobile banking software and services, account-to-account transfers, person-to-person payment services, debit and credit card processing and services, payments infrastructure services, and other electronic payments software and services. The Financial segment provides financial institutions with account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Corporate and Other segment consists of intercompany eliminations, amortization of acquisition-related intangible assets, unallocated corporate expenses and other activities that are not considered when management evaluates segment performance, such as gains on sales of businesses and associated transition services. The company was founded by Leslie M. Muma and George D. Dalton on July 31, 1984 and is headquartered in Brookfield, WI.

Highlights

The revenue has surged by 141% year-on-year and by 16% since the previous quarter
The gross profit has soared by 134% YoY and by 14% from the previous quarter
FISV's P/E is 137% above its 5-year quarterly average of 34.4 and 34% above its last 4 quarters average of 61.1
The quick ratio has plunged by 96% YoY and by 31% from the previous quarter

Key stats

What are the main financial stats of FISV
Market
Shares outstanding
669.65M
Market cap
$67.76B
Enterprise value
$88.76B
Valuations
Price to earnings (P/E)
81.6
Price to book (P/B)
2.14
Price to sales (P/S)
4.71
EV/EBIT
51.69
EV/EBITDA
18.78
EV/Sales
6.16
Earnings
Revenue
$14.41B
EBIT
$1.72B
EBITDA
$4.73B
Free cash flow
$3.14B
Per share
EPS
$1.24
Free cash flow per share
$4.68
Book value per share
$47.18
Revenue per share
$21.5
TBVPS
$36.37
Balance sheet
Total assets
$77.09B
Total liabilities
$43.81B
Debt
$21.87B
Equity
$31.58B
Working capital
$722M
Liquidity
Debt to equity
0.69
Current ratio
1.04
Quick ratio
0.2
Net debt/EBITDA
4.44
Margins
EBITDA margin
32.8%
Gross margin
45.8%
Net margin
5.8%
Operating margin
11.5%
Efficiency
Return on assets
1.1%
Return on equity
2.6%
Return on invested capital
5.9%
Return on capital employed
2.8%
Return on sales
11.9%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FISV stock price

How has the Fiserv stock price performed over time

Financial performance

How have Fiserv's revenue and profit performed over time
Revenue
$14.41B
Gross profit
$6.59B
Operating income
$1.66B
Net income
$839M
Gross margin
45.8%
Net margin
5.8%
The revenue has surged by 141% year-on-year and by 16% since the previous quarter
The gross profit has soared by 134% YoY and by 14% from the previous quarter
FISV's net margin has dropped by 64% year-on-year and by 32% since the previous quarter
FISV's operating margin has dropped by 61% year-on-year and by 24% since the previous quarter

Growth

What is Fiserv's growth rate over time

Valuation

What is Fiserv stock price valuation
P/E
81.6
P/B
2.14
P/S
4.71
EV/EBIT
51.69
EV/EBITDA
18.78
EV/Sales
6.16
FISV's P/E is 137% above its 5-year quarterly average of 34.4 and 34% above its last 4 quarters average of 61.1
The EPS has decreased by 49% YoY and by 31% from the previous quarter
The P/B is 76% lower than the 5-year quarterly average of 8.8 but 13% higher than the last 4 quarters average of 1.9
The revenue has surged by 141% year-on-year and by 16% since the previous quarter
FISV's price to sales (P/S) is 19% less than its last 4 quarters average of 5.8 and 8% less than its 5-year quarterly average of 5.1

Efficiency

How efficient is Fiserv business performance
FISV's return on equity has dropped by 93% year-on-year and by 38% since the previous quarter
The ROA has shrunk by 85% YoY and by 35% QoQ
The ROIC has plunged by 64% YoY and by 20% from the previous quarter
The ROS has plunged by 50% YoY and by 22% from the previous quarter

Dividends

What is FISV's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for FISV.

Financial health

How did Fiserv financials performed over time
Fiserv's total assets is 76% higher than its total liabilities
FISV's total liabilities has surged by 156% year-on-year and by 12% since the previous quarter
The quick ratio has plunged by 96% YoY and by 31% from the previous quarter
FISV's debt is 31% smaller than its equity

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.