FGBI First Guaranty Bancshares PE ratio, current and historical analysis
The PE ratio for First Guaranty Bancshares stock stands at 8.13 as of Mar 14, 2025. This is calculated based on the TTM EPS of $0.84 and the stock price of $6.83 per share. A decrease of 48% has been observed in the PE ratio compared to its average of 15.5 of the last four quarters.
FGBI PE ratio history
Over the last ten years, the average PE ratio of First Guaranty Bancshares has been 11.78. The current 8.13 P/E ratio is 31% lower than the historical average. Looking back at the last ten years, FGBI's PE ratio peaked in the Mar 2024 quarter at 20.71, with a price of $10.15 and an EPS of $0.49. The Sep 2020 quarter marked the lowest point at 6.48, with a price of $11.01 and an EPS of $1.7.
First Guaranty Bancshares PE ratio by year
Maximum annual increase: 89.64% in 2023
Maximum annual decrease: -42.45% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2023 | 17.94 | 89.64% | $11.12 | $0.62 |
| 2022 | 9.46 | 12.35% | $23.45 | $2.48 |
| 2021 | 8.42 | -0.94% | $20.38 | $2.42 |
| 2020 | 8.5 | -42.45% | $16.16 | $1.9 |
| 2019 | 14.77 | 3.21% | $19.79 | $1.34 |
| 2018 | 14.31 | -23.8% | $19.18 | $1.34 |
| 2017 | 18.78 | 45.24% | $20.66 | $1.1 |
| 2016 | 12.93 | 38.59% | $17.98 | $1.39 |
| 2015 | 9.33 | N/A | $14.09 | $1.51 |
| 2014 | N/A | N/A | N/A | $1.18 |
| 2013 | N/A | N/A | N/A | $0.92 |
| 2012 | N/A | N/A | N/A | $1.09 |
| 2011 | N/A | N/A | N/A | $0.67 |
| 2010 | N/A | N/A | N/A | $0.97 |
| 2009 | N/A | N/A | N/A | $0.78 |
First Guaranty Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2024 | 12.68 | 16.97% | $10.65 | $0.84 |
| Jun 2024 | 10.84 | -47.66% | $9 | $0.83 |
| Mar 2024 | 20.71 | 15.44% | $10.15 | $0.49 |
| Dec 2023 | 17.94 | 61.48% | $11.12 | $0.62 |
| Sep 2023 | 11.11 | 56.92% | $11 | $0.99 |
| Jun 2023 | 7.08 | -5.09% | $11.25 | $1.59 |
| Mar 2023 | 7.46 | -21.14% | $15.67 | $2.1 |
| Dec 2022 | 9.46 | 18.84% | $23.45 | $2.48 |
| Sep 2022 | 7.96 | -10.96% | $21.88 | $2.75 |
| Jun 2022 | 8.94 | -2.93% | $24.31 | $2.72 |
| Mar 2022 | 9.21 | 9.38% | $23.94 | $2.6 |
| Dec 2021 | 8.42 | 5.65% | $20.38 | $2.42 |
| Sep 2021 | 7.97 | -5.01% | $18.25 | $2.29 |
| Jun 2021 | 8.39 | 3.58% | $17.71 | $2.11 |
| Mar 2021 | 8.1 | -4.71% | $16.28 | $2.01 |
FGBI average PE ratio chart
Currently, FGBI's PE ratio is lower than its 3 and 5-year averages.
FGBI PE vs peers
In comparison to its peers CZNC and NKSH, FGBI's PE ratio is lower, but it is higher than NECB's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NECB NorthEast Community Bancorp Inc | 6.13 | $319.95M |
| FGBI First Guaranty Bancshares Inc | 8.13 | $85.41M |
| CZNC Citizens & Northern Corp | 11.96 | $312.57M |
| NKSH National Bankshares Inc | 18.58 | $172.57M |
Frequently asked questions
What is First Guaranty Bancshares's PE ratio?
The price to earnings ratio for FGBI stock as of Mar 14, 2025, stands at 8.13.
What is the 3-year average PE ratio for First Guaranty Bancshares (FGBI)?
The average PE ratio for FGBI stock over the past 3 years is 11.22.
What is the 5-year average PE ratio for First Guaranty Bancshares (FGBI)?
The average PE ratio for FGBI stock over the past 5 years is 9.87.
What is the highest PE ratio for FGBI?
The highest quarterly PE ratio in the last ten years has been 20.71 and it was in the Mar 2024 quarter.
How does the current PE ratio for FGBI compare to its historical average?
The current PE ratio of FGBI is 31% lower than the 10-year historical average.
Why is First Guaranty Bancshares's PE ratio so low?
FGBI's PE ratio is low because the stock price is relatively cheap compared to the earnings generated by the company.
How is FGBI's PE ratio calculated (First Guaranty Bancshares PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Mar 14, 2025), First Guaranty Bancshares's share price is $6.83. The company's earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $0.84. Therefore, First Guaranty Bancshares's PE ratio for today is 8.13. PE RATIO(8.13) = STOCK PRICE($6.83) / TTM EPS($0.84)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.