FGBI
First Guaranty Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: FGBI
- PE Ratio
The current PE ratio of FGBI cannot be calculated, as the latest EPS of -$3.2 is negative. The most recent PE ratio recorded for First Guaranty Bancshares was 59.23 in March 2025.
FGBI PE ratio history
Over the last ten years, the average PE ratio of First Guaranty Bancshares has been 13.33. Looking back at the last ten years, FGBI's PE ratio peaked in the Mar 2025 quarter at 59.23, with a price of $7.7 and an EPS of $0.13. The Sep 2020 quarter marked the lowest point at 6.44, with a price of $11.01 and an EPS of $1.71.
First Guaranty Bancshares PE ratio by year
Maximum annual increase: 89.64% in 2023
Maximum annual decrease: -42.45% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | N/A | N/A | $5.37 | -$4.17 |
| 2024 | 14.02 | -21.85% | $11.36 | $0.81 |
| 2023 | 17.94 | 89.64% | $11.12 | $0.62 |
| 2022 | 9.46 | 12.35% | $23.45 | $2.48 |
| 2021 | 8.42 | -0.94% | $20.38 | $2.42 |
| 2020 | 8.5 | -42.45% | $16.16 | $1.9 |
| 2019 | 14.77 | 3.21% | $19.79 | $1.34 |
| 2018 | 14.31 | -23.8% | $19.18 | $1.34 |
| 2017 | 18.78 | 45.24% | $20.66 | $1.1 |
| 2016 | 12.93 | 38.59% | $17.98 | $1.39 |
| 2015 | 9.33 | N/A | $14.09 | $1.51 |
| 2014 | N/A | N/A | N/A | $1.18 |
| 2013 | N/A | N/A | N/A | $0.92 |
| 2012 | N/A | N/A | N/A | $1.09 |
| 2011 | N/A | N/A | N/A | $0.67 |
First Guaranty Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | N/A | N/A | $8.12 | -$3.2 |
| Dec 2025 | N/A | N/A | $5.37 | -$4.17 |
| Sep 2025 | N/A | N/A | $8.02 | -$4.13 |
| Jun 2025 | N/A | N/A | $8.22 | -$1.01 |
| Mar 2025 | 59.23 | 322.47% | $7.7 | $0.13 |
| Dec 2024 | 14.02 | 10.57% | $11.36 | $0.81 |
| Sep 2024 | 12.68 | 16.97% | $10.65 | $0.84 |
| Jun 2024 | 10.84 | -47.66% | $9 | $0.83 |
| Mar 2024 | 20.71 | 15.44% | $10.15 | $0.49 |
| Dec 2023 | 17.94 | 61.48% | $11.12 | $0.62 |
| Sep 2023 | 11.11 | 56.92% | $11 | $0.99 |
| Jun 2023 | 7.08 | -5.09% | $11.25 | $1.59 |
| Mar 2023 | 7.46 | -21.14% | $15.67 | $2.1 |
| Dec 2022 | 9.46 | 18.84% | $23.45 | $2.48 |
| Sep 2022 | 7.96 | -10.96% | $21.88 | $2.75 |
FGBI Price vs fair value
FGBI average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
PE comparison
FGBI PE vs peers
| Stock name | PE ratio | Market cap |
|---|---|---|
| NECB NorthEast Community Bancorp Inc | 7.39 | $339.17M |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
| CZNC Citizens & Northern Corp | 19.35 | $374.46M |
| FGBI First Guaranty Bancshares Inc | N/A | $155.75M |
Frequently asked questions
What is First Guaranty Bancshares's PE ratio?
The current price to earnings ratio of FGBI cannot be determined, as its EPS of -$3.2 is negative.
What is the 3-year average PE ratio for First Guaranty Bancshares (FGBI)?
The average PE ratio for FGBI stock over the past 3 years is 19.2.
What is the 5-year average PE ratio for First Guaranty Bancshares (FGBI)?
The average PE ratio for FGBI stock over the past 5 years is 13.84.
What is the highest PE ratio for FGBI?
The highest quarterly PE ratio in the last ten years has been 59.23 and it was in the Mar 2025 quarter.
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.