FGBI First Guaranty Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FGBI

Price (delayed)

$9.98

Market cap

$124.8M

P/E Ratio

16.1

Dividend/share

$0.64

EPS

$0.62

Enterprise value

$113.74M

First Guaranty Bancshares, Inc. is a bank holding company. Its primary subsidiary is First Guaranty Bank (FGB), a bank based in Hammond, Louisiana. The bank operates 21 branches. For over ...

Highlights
FGBI's equity is up by 6% year-on-year and by 4.5% since the previous quarter
First Guaranty Bancshares's debt has surged by 50% YoY but it has decreased by 20% QoQ
The EPS has plunged by 75% YoY and by 37% from the previous quarter
FGBI's net income has dropped by 68% year-on-year and by 29% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.fgb.net
Peers: CZNC NKSH NECB

Key stats

What are the main financial stats of FGBI
Market
Shares outstanding
12.5M
Market cap
$124.8M
Enterprise value
$113.74M
Valuations
Price to earnings (P/E)
16.1
Price to book (P/B)
0.46
Price to sales (P/S)
1.22
EV/EBIT
9.56
EV/EBITDA
7.14
EV/Sales
1.24
Earnings
Revenue
$91.57M
EBIT
$11.9M
EBITDA
$15.92M
Free cash flow
$7.18M
Per share
EPS
$0.62
Free cash flow per share
$0.64
Book value per share
$21.84
Revenue per share
$8.2
TBVPS
$316.66
Balance sheet
Total assets
$3.55B
Total liabilities
$3.3B
Debt
$275.4M
Equity
$249.63M
Working capital
N/A
Liquidity
Debt to equity
1.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.69
Margins
EBITDA margin
17.4%
Gross margin
100%
Net margin
10.1%
Operating margin
13%
Efficiency
Return on assets
0.2%
Return on equity
2.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
13%
Dividend
Dividend yield
6.41%
DPS
$0.64
Payout ratio
103.2%

FGBI stock price

How has the First Guaranty Bancshares stock price performed over time
Intraday
-1.58%
1 week
2.36%
1 month
-3.85%
1 year
-29.77%
YTD
-10.25%
QTD
-1.67%

Financial performance

How have First Guaranty Bancshares's revenue and profit performed over time
Revenue
$91.57M
Gross profit
$91.57M
Operating income
$11.9M
Net income
$9.22M
Gross margin
100%
Net margin
10.1%
FGBI's net income has dropped by 68% year-on-year and by 29% since the previous quarter
FGBI's operating income has dropped by 67% year-on-year and by 29% since the previous quarter
FGBI's operating margin has plunged by 62% YoY and by 26% from the previous quarter
First Guaranty Bancshares's net margin has shrunk by 62% YoY and by 26% QoQ

Growth

What is First Guaranty Bancshares's growth rate over time

Valuation

What is First Guaranty Bancshares stock price valuation
P/E
16.1
P/B
0.46
P/S
1.22
EV/EBIT
9.56
EV/EBITDA
7.14
EV/Sales
1.24
The EPS has plunged by 75% YoY and by 37% from the previous quarter
The price to earnings (P/E) is 64% higher than the 5-year quarterly average of 9.9 and 49% higher than the last 4 quarters average of 10.9
The price to book (P/B) is 49% less than the 5-year quarterly average of 0.9 and 23% less than the last 4 quarters average of 0.6
FGBI's equity is up by 6% year-on-year and by 4.5% since the previous quarter
The stock's price to sales (P/S) is 41% less than its 5-year quarterly average of 2.1 and 12% less than its last 4 quarters average of 1.4
First Guaranty Bancshares's revenue has decreased by 15% YoY and by 3.8% from the previous quarter

Efficiency

How efficient is First Guaranty Bancshares business performance
The return on assets has dropped by 78% year-on-year and by 33% since the previous quarter
The return on equity has dropped by 75% year-on-year and by 37% since the previous quarter
The company's return on invested capital has shrunk by 67% YoY and by 20% QoQ
The ROS has plunged by 62% YoY and by 26% from the previous quarter

Dividends

What is FGBI's dividend history
Dividend details
DPS
$0.64
Dividend yield
6.41%
Payout ratio
103.2%
Recent dividends

Financial health

How did First Guaranty Bancshares financials performed over time
FGBI's total assets is 8% greater than its total liabilities
FGBI's total liabilities is up by 13% YoY and by 3.9% from the previous quarter
FGBI's total assets is up by 13% year-on-year and by 3.9% since the previous quarter
First Guaranty Bancshares's debt is 10% higher than its equity
First Guaranty Bancshares's debt has surged by 50% YoY but it has decreased by 20% QoQ
The debt to equity has grown by 41% YoY but it has contracted by 24% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.