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FGBI First Guaranty Bancshares Inc
- Stocks
- Financial Services
- NASDAQ: FGBI
Price (delayed)
$9.46
Market cap
$121.92M
P/E Ratio
72.77
Dividend/share
$0.26
EPS
$0.13
Enterprise value
-$295.71M
First Guaranty Bancshares, Inc. is a bank holding company. Its primary subsidiary is First Guaranty Bank (FGB), a bank based in Hammond, Louisiana. The bank operates 21 branches. For over
Highlights
First Guaranty Bancshares's debt has decreased by 11% YoY
The EPS has plunged by 84% from the previous quarter and by 73% YoY
FGBI's net income has dropped by 68% since the previous quarter and by 51% year-on-year
Key stats
What are the main financial stats of FGBI
Market
Valuations
Earnings
Shares outstanding
12.89M
Market cap
$121.92M
Enterprise value
-$295.71M
Price to earnings (P/E)
72.77
Price to book (P/B)
0.47
Price to sales (P/S)
1.46
EV/EBIT
-58.82
EV/EBITDA
-30.56
EV/Sales
-3.64
Revenue
$81.25M
Gross profit
$81.25M
Operating income
$5.03M
Net income
$3.97M
EBIT
$5.03M
EBITDA
$9.68M
Free cash flow
$50.45M
Per share
Balance sheet
Liquidity
EPS
$0.13
EPS diluted
$0.13
Free cash flow per share
$4.03
Book value per share
$20.11
Revenue per share
$6.5
TBVPS
$304.88
Total assets
$3.83B
Total liabilities
$3.58B
Debt
$201.05M
Equity
$251.45M
Working capital
N/A
Debt to equity
0.8
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-43.16
Margins
Efficiency
Dividend
EBITDA margin
11.9%
Gross margin
100%
Net margin
4.9%
Operating margin
6.2%
Return on assets
0%
Return on equity
0.6%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
6.2%
Dividend yield
2.75%
DPS
$0.26
Payout ratio
200%
FGBI stock price
How has the First Guaranty Bancshares stock price performed over time
Intraday
0%
1 week
-1.56%
1 month
-2.47%
1 year
-17.74%
YTD
-16.73%
QTD
22.86%
Financial performance
How have First Guaranty Bancshares's revenue and profit performed over time
Revenue
$81.25M
Gross profit
$81.25M
Operating income
$5.03M
Net income
$3.97M
Gross margin
100%
Net margin
4.9%
FGBI's operating income has dropped by 69% since the previous quarter and by 51% year-on-year
FGBI's net income has dropped by 68% since the previous quarter and by 51% year-on-year
FGBI's operating margin has plunged by 64% from the previous quarter and by 47% YoY
First Guaranty Bancshares's net margin has shrunk by 63% QoQ and by 46% YoY
Price vs fundamentals
How does FGBI's price correlate with its fundamentals
Growth
What is First Guaranty Bancshares's growth rate over time
Valuation
What is First Guaranty Bancshares stock price valuation
P/E
72.77
P/B
0.47
P/S
1.46
EV/EBIT
-58.82
EV/EBITDA
-30.56
EV/Sales
-3.64
The EPS has plunged by 84% from the previous quarter and by 73% YoY
The price to book (P/B) is 41% less than the 5-year quarterly average of 0.8 and 6% less than the last 4 quarters average of 0.5
The stock's price to sales (P/S) is 19% less than its 5-year quarterly average of 1.8 but 12% more than its last 4 quarters average of 1.3
First Guaranty Bancshares's revenue has decreased by 13% from the previous quarter and by 9% YoY
Efficiency
How efficient is First Guaranty Bancshares business performance
The return on assets has dropped by 100% since the previous quarter and by 100% year-on-year
The return on equity has dropped by 85% since the previous quarter and by 74% year-on-year
The company's return on invested capital has shrunk by 75% QoQ and by 67% YoY
The ROS has plunged by 64% from the previous quarter and by 47% YoY
Dividends
What is FGBI's dividend history
DPS
$0.26
Dividend yield
2.75%
Payout ratio
200%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Guaranty Bancshares financials performed over time
FGBI's total assets is 7% greater than its total liabilities
FGBI's total liabilities is up by 8% YoY but it is down by 3.8% from the previous quarter
FGBI's total assets is up by 8% year-on-year but it is down by 3.6% since the previous quarter
First Guaranty Bancshares's debt is 20% lower than its equity
First Guaranty Bancshares's debt has decreased by 11% YoY
The debt to equity has contracted by 11% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.