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FGBI First Guaranty Bancshares Inc

Price (delayed)

$12.99

Market cap

$162.44M

P/E Ratio

15.46

Dividend/share

$0.56

EPS

$0.84

Enterprise value

-$2.56M

First Guaranty Bancshares, Inc. is a bank holding company. Its primary subsidiary is First Guaranty Bank (FGB), a bank based in Hammond, Louisiana. The bank operates 21 branches. For over ...

Highlights
First Guaranty Bancshares's debt has decreased by 41% YoY and by 29% QoQ
FGBI's equity is up by 7% year-on-year
The price to earnings (P/E) is 53% higher than the 5-year quarterly average of 10.1
The EPS has contracted by 15% YoY

Key stats

What are the main financial stats of FGBI
Market
Shares outstanding
12.5M
Market cap
$162.44M
Enterprise value
-$2.56M
Valuations
Price to earnings (P/E)
15.46
Price to book (P/B)
0.63
Price to sales (P/S)
1.7
EV/EBIT
-0.16
EV/EBITDA
-0.12
EV/Sales
-0.03
Earnings
Revenue
$95.48M
EBIT
$16.46M
EBITDA
$20.68M
Free cash flow
$33.22M
Per share
EPS
$0.84
Free cash flow per share
$2.66
Book value per share
$20.5
Revenue per share
$7.64
TBVPS
$312.48
Balance sheet
Total assets
$3.92B
Total liabilities
$3.67B
Debt
$202.87M
Equity
$256.4M
Working capital
N/A
Liquidity
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.98
Margins
EBITDA margin
21.7%
Gross margin
100%
Net margin
13.3%
Operating margin
17.2%
Efficiency
Return on assets
0.3%
Return on equity
4.1%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
17.2%
Dividend
Dividend yield
4.31%
DPS
$0.56
Payout ratio
66.7%

FGBI stock price

How has the First Guaranty Bancshares stock price performed over time
Intraday
0.7%
1 week
11.5%
1 month
23.83%
1 year
36.59%
YTD
16.82%
QTD
21.97%

Financial performance

How have First Guaranty Bancshares's revenue and profit performed over time
Revenue
$95.48M
Gross profit
$95.48M
Operating income
$16.46M
Net income
$12.74M
Gross margin
100%
Net margin
13.3%
First Guaranty Bancshares's net margin has decreased by 2.9% YoY
FGBI's net income is down by 2.3% year-on-year

Growth

What is First Guaranty Bancshares's growth rate over time

Valuation

What is First Guaranty Bancshares stock price valuation
P/E
15.46
P/B
0.63
P/S
1.7
EV/EBIT
-0.16
EV/EBITDA
-0.12
EV/Sales
-0.03
The price to earnings (P/E) is 53% higher than the 5-year quarterly average of 10.1
The EPS has contracted by 15% YoY
The price to book (P/B) is 26% more than the last 4 quarters average of 0.5 but 21% less than the 5-year quarterly average of 0.8
FGBI's equity is up by 7% year-on-year
The stock's price to sales (P/S) is 31% more than its last 4 quarters average of 1.3 but 11% less than its 5-year quarterly average of 1.9

Efficiency

How efficient is First Guaranty Bancshares business performance
The return on equity has declined by 11% year-on-year

Dividends

What is FGBI's dividend history
DPS
$0.56
Dividend yield
4.31%
Payout ratio
66.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Guaranty Bancshares financials performed over time
FGBI's total assets is 7% greater than its total liabilities
FGBI's total liabilities is up by 15% YoY and by 9% from the previous quarter
FGBI's total assets is up by 15% year-on-year and by 9% since the previous quarter
First Guaranty Bancshares's debt is 21% lower than its equity
The debt to equity has contracted by 45% YoY and by 29% from the previous quarter
First Guaranty Bancshares's debt has decreased by 41% YoY and by 29% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.