- Stocks
- Financial Services
- NASDAQ: FGBI

Price (delayed)

$10.44

Market cap

$130.55M

P/E Ratio

12.58

Dividend/share

$0.64

EPS

$0.83

Enterprise value

$115.43M

First Guaranty Bancshares, Inc. is a bank holding company. Its primary subsidiary is First Guaranty Bank (FGB), a bank based in Hammond, Louisiana. The bank operates 21 branches. For over

FGBI's equity is up by 7% year-on-year

The EPS has soared by 69% from the previous quarter but it has contracted by 48% YoY

FGBI's net income has surged by 56% since the previous quarter but it is down by 35% year-on-year

First Guaranty Bancshares's debt has increased by 33% YoY and by 26% QoQ

What are the main financial stats of FGBI

Market
Valuations
Earnings

Shares outstanding

12.5M

Market cap

$130.55M

Enterprise value

$115.43M

Price to earnings (P/E)

12.58

Price to book (P/B)

0.51

Price to sales (P/S)

1.37

EV/EBIT

7.09

EV/EBITDA

5.64

EV/Sales

1.21

Revenue

$95.59M

EBIT

$16.27M

EBITDA

$20.46M

Free cash flow

$21.38M

Per share
Balance sheet
Liquidity

EPS

$0.83

Free cash flow per share

$1.71

Book value per share

$20.4

Revenue per share

$7.64

TBVPS

$287.79

Total assets

$3.62B

Total liabilities

$3.36B

Debt

$283.84M

Equity

$255.14M

Working capital

N/A

Debt to equity

1.11

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

-0.74

Margins
Efficiency
Dividend

EBITDA margin

21.4%

Gross margin

100%

Net margin

13.2%

Operating margin

17%

Return on assets

0.3%

Return on equity

4.1%

Return on invested capital

0.5%

Return on capital employed

N/A

Return on sales

17%

Dividend yield

6.13%

DPS

$0.64

Payout ratio

77.1%

How has the First Guaranty Bancshares stock price performed over time

Intraday

-1.97%

1 week

3.98%

1 month

-2.97%

1 year

-7.2%

YTD

-6.12%

QTD

16%

How have First Guaranty Bancshares's revenue and profit performed over time

Revenue

$95.59M

Gross profit

$95.59M

Operating income

$16.27M

Net income

$12.59M

Gross margin

100%

Net margin

13.2%

FGBI's operating income has surged by 57% since the previous quarter but it is down by 34% year-on-year

FGBI's net income has surged by 56% since the previous quarter but it is down by 35% year-on-year

First Guaranty Bancshares's net margin has increased by 45% QoQ but it has decreased by 31% YoY

FGBI's operating margin is up by 45% from the previous quarter but it is down by 30% YoY

What is First Guaranty Bancshares's growth rate over time

What is First Guaranty Bancshares stock price valuation

P/E

12.58

P/B

0.51

P/S

1.37

EV/EBIT

7.09

EV/EBITDA

5.64

EV/Sales

1.21

The EPS has soared by 69% from the previous quarter but it has contracted by 48% YoY

The price to earnings (P/E) is 23% higher than the 5-year quarterly average of 10.2 but 17% lower than the last 4 quarters average of 15.2

The price to book (P/B) is 36% less than the 5-year quarterly average of 0.8 but 2% more than the last 4 quarters average of 0.5

FGBI's equity is up by 7% year-on-year

The stock's price to sales (P/S) is 32% less than its 5-year quarterly average of 2.0 but 5% more than its last 4 quarters average of 1.3

First Guaranty Bancshares's revenue has increased by 8% from the previous quarter but it has decreased by 5% YoY

How efficient is First Guaranty Bancshares business performance

The return on equity has surged by 78% since the previous quarter but it has declined by 44% year-on-year

The company's return on invested capital has surged by 67% QoQ but it fell by 38% YoY

The return on assets has surged by 50% since the previous quarter but it has declined by 40% year-on-year

The ROS has grown by 45% from the previous quarter but it has contracted by 30% YoY

What is FGBI's dividend history

DPS

$0.64

Dividend yield

6.13%

Payout ratio

77.1%

Recent dividends

Special dividends are included in TTM DPS and yield

How did First Guaranty Bancshares financials performed over time

FGBI's total assets is 8% greater than its total liabilities

FGBI's total liabilities is up by 12% YoY

FGBI's total assets is up by 12% year-on-year

First Guaranty Bancshares's debt is 11% higher than its equity

First Guaranty Bancshares's debt has increased by 33% YoY and by 26% QoQ

The debt to equity has grown by 25% YoY and by 23% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.