FGBI First Guaranty Bancshares Inc
Price (delayed)
$8.35
Market cap
$104.41M
P/E Ratio
9.94
Dividend/share
$0.41
EPS
$0.84
Enterprise value
-$60.58M
First Guaranty Bancshares, Inc. is a bank holding company. Its primary subsidiary is First Guaranty Bank (FGB), a bank based in Hammond, Louisiana. The bank operates 21 branches. For over
Highlights
First Guaranty Bancshares's debt has decreased by 41% YoY and by 29% QoQ
FGBI's equity is up by 7% year-on-year
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 15.5 but 2.4% higher than the 5-year quarterly average of 9.9
The EPS has contracted by 15% YoY
FGBI's net income is down by 2.3% year-on-year
Key stats
What are the main financial stats of FGBI
Market
Valuations
Earnings
Shares outstanding
12.5M
Market cap
$104.41M
Enterprise value
-$60.58M
Price to earnings (P/E)
9.94
Price to book (P/B)
0.41
Price to sales (P/S)
1.09
EV/EBIT
-3.68
EV/EBITDA
-2.93
EV/Sales
-0.63
Revenue
$95.48M
Gross profit
$95.48M
Operating income
$16.46M
Net income
$12.74M
EBIT
$16.46M
EBITDA
$20.68M
Free cash flow
$33.22M
Per share
Balance sheet
Liquidity
EPS
$0.84
EPS diluted
$0.84
Free cash flow per share
$2.66
Book value per share
$20.5
Revenue per share
$7.64
TBVPS
$312.48
Total assets
$3.92B
Total liabilities
$3.67B
Debt
$202.87M
Equity
$256.4M
Working capital
N/A
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.98
Margins
Efficiency
Dividend
EBITDA margin
21.7%
Gross margin
100%
Net margin
13.3%
Operating margin
17.2%
Return on assets
0.3%
Return on equity
4.1%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
17.2%
Dividend yield
4.91%
DPS
$0.41
Payout ratio
48.8%
FGBI stock price
How has the First Guaranty Bancshares stock price performed over time
Intraday
-2%
1 week
-13.47%
1 month
-20.48%
1 year
-25.91%
YTD
-26.5%
QTD
-26.5%
Financial performance
How have First Guaranty Bancshares's revenue and profit performed over time
Revenue
$95.48M
Gross profit
$95.48M
Operating income
$16.46M
Net income
$12.74M
Gross margin
100%
Net margin
13.3%
First Guaranty Bancshares's net margin has decreased by 2.9% YoY
FGBI's net income is down by 2.3% year-on-year
Growth
What is First Guaranty Bancshares's growth rate over time
Valuation
What is First Guaranty Bancshares stock price valuation
P/E
9.94
P/B
0.41
P/S
1.09
EV/EBIT
-3.68
EV/EBITDA
-2.93
EV/Sales
-0.63
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 15.5 but 2.4% higher than the 5-year quarterly average of 9.9
The EPS has contracted by 15% YoY
The price to book (P/B) is 48% less than the 5-year quarterly average of 0.8 and 16% less than the last 4 quarters average of 0.5
FGBI's equity is up by 7% year-on-year
The stock's price to sales (P/S) is 38% less than its 5-year quarterly average of 1.8 and 14% less than its last 4 quarters average of 1.3
Efficiency
How efficient is First Guaranty Bancshares business performance
The return on equity has declined by 11% year-on-year
Dividends
What is FGBI's dividend history
DPS
$0.41
Dividend yield
4.91%
Payout ratio
48.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Guaranty Bancshares financials performed over time
FGBI's total assets is 7% greater than its total liabilities
FGBI's total liabilities is up by 15% YoY and by 9% from the previous quarter
FGBI's total assets is up by 15% year-on-year and by 9% since the previous quarter
First Guaranty Bancshares's debt is 21% lower than its equity
The debt to equity has contracted by 45% YoY and by 29% from the previous quarter
First Guaranty Bancshares's debt has decreased by 41% YoY and by 29% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.