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Price (delayed)
$10.35
Market cap
$129.42M
P/E Ratio
12.47
Dividend/share
$0.56
EPS
$0.83
Enterprise value
$114.3M
First Guaranty Bancshares, Inc. is a bank holding company. Its primary subsidiary is First Guaranty Bank (FGB), a bank based in Hammond, Louisiana. The bank operates 21 branches. For over
Highlights
FGBI's equity is up by 7% year-on-year
The EPS has soared by 69% from the previous quarter but it has contracted by 48% YoY
FGBI's net income has surged by 56% since the previous quarter but it is down by 35% year-on-year
First Guaranty Bancshares's debt has increased by 33% YoY and by 26% QoQ
Key stats
What are the main financial stats of FGBI
Market
Valuations
Earnings
Shares outstanding
12.5M
Market cap
$129.42M
Enterprise value
$114.3M
Price to earnings (P/E)
12.47
Price to book (P/B)
0.51
Price to sales (P/S)
1.35
EV/EBIT
7.02
EV/EBITDA
5.59
EV/Sales
1.2
Revenue
$95.59M
EBIT
$16.27M
EBITDA
$20.46M
Free cash flow
$21.38M
Per share
Balance sheet
Liquidity
EPS
$0.83
Free cash flow per share
$1.71
Book value per share
$20.4
Revenue per share
$7.64
TBVPS
$287.79
Total assets
$3.62B
Total liabilities
$3.36B
Debt
$283.84M
Equity
$255.14M
Working capital
N/A
Debt to equity
1.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.74
Margins
Efficiency
Dividend
EBITDA margin
21.4%
Gross margin
100%
Net margin
13.2%
Operating margin
17%
Return on assets
0.3%
Return on equity
4.1%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
17%
Dividend yield
5.41%
DPS
$0.56
Payout ratio
67.5%
FGBI stock price
How has the First Guaranty Bancshares stock price performed over time
Intraday
-2.17%
1 week
-1.15%
1 month
-0.86%
1 year
-1.9%
YTD
-6.92%
QTD
-2.82%
Financial performance
How have First Guaranty Bancshares's revenue and profit performed over time
Revenue
$95.59M
Gross profit
$95.59M
Operating income
$16.27M
Net income
$12.59M
Gross margin
100%
Net margin
13.2%
FGBI's operating income has surged by 57% since the previous quarter but it is down by 34% year-on-year
FGBI's net income has surged by 56% since the previous quarter but it is down by 35% year-on-year
First Guaranty Bancshares's net margin has increased by 45% QoQ but it has decreased by 31% YoY
FGBI's operating margin is up by 45% from the previous quarter but it is down by 30% YoY
Growth
What is First Guaranty Bancshares's growth rate over time
Valuation
What is First Guaranty Bancshares stock price valuation
P/E
12.47
P/B
0.51
P/S
1.35
EV/EBIT
7.02
EV/EBITDA
5.59
EV/Sales
1.2
The EPS has soared by 69% from the previous quarter but it has contracted by 48% YoY
The price to earnings (P/E) is 25% higher than the 5-year quarterly average of 10.0 but 18% lower than the last 4 quarters average of 15.2
The price to book (P/B) is 36% less than the 5-year quarterly average of 0.8 but 2% more than the last 4 quarters average of 0.5
FGBI's equity is up by 7% year-on-year
The stock's price to sales (P/S) is 29% less than its 5-year quarterly average of 1.9 but 3.8% more than its last 4 quarters average of 1.3
First Guaranty Bancshares's revenue has increased by 8% from the previous quarter but it has decreased by 5% YoY
Efficiency
How efficient is First Guaranty Bancshares business performance
The return on equity has surged by 78% since the previous quarter but it has declined by 44% year-on-year
The company's return on invested capital has surged by 67% QoQ but it fell by 38% YoY
The return on assets has surged by 50% since the previous quarter but it has declined by 40% year-on-year
The ROS has grown by 45% from the previous quarter but it has contracted by 30% YoY
Dividends
What is FGBI's dividend history
DPS
$0.56
Dividend yield
5.41%
Payout ratio
67.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Guaranty Bancshares financials performed over time
FGBI's total assets is 8% greater than its total liabilities
FGBI's total liabilities is up by 12% YoY
FGBI's total assets is up by 12% year-on-year
First Guaranty Bancshares's debt is 11% higher than its equity
First Guaranty Bancshares's debt has increased by 33% YoY and by 26% QoQ
The debt to equity has grown by 25% YoY and by 23% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.