FGBI First Guaranty Bancshares Inc
Price (delayed)
$7.71
Market cap
$96.41M
P/E Ratio
9.52
Dividend/share
$0.26
EPS
$0.81
Enterprise value
-$266.12M
First Guaranty Bancshares, Inc. is a bank holding company. Its primary subsidiary is First Guaranty Bank (FGB), a bank based in Hammond, Louisiana. The bank operates 21 branches. For over
Highlights
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 14.6 and 6% lower than the 5-year quarterly average of 10.1
First Guaranty Bancshares's debt has decreased by 27% YoY
FGBI's net income is up by 35% year-on-year but it is down by 2.3% since the previous quarter
The EPS has grown by 31% YoY but it has contracted by 3.6% from the previous quarter
The gross profit has declined by 2.4% since the previous quarter
First Guaranty Bancshares's revenue has decreased by 2.4% from the previous quarter
Key stats
What are the main financial stats of FGBI
Market
Valuations
Earnings
Shares outstanding
12.5M
Market cap
$96.41M
Enterprise value
-$266.12M
Price to earnings (P/E)
9.52
Price to book (P/B)
0.38
Price to sales (P/S)
1.03
EV/EBIT
-16.63
EV/EBITDA
-13.02
EV/Sales
-2.86
Revenue
$93.14M
Gross profit
$93.14M
Operating income
$16.01M
Net income
$12.45M
EBIT
$16.01M
EBITDA
$20.44M
Free cash flow
$45.67M
Per share
Balance sheet
Liquidity
EPS
$0.81
EPS diluted
$0.81
Free cash flow per share
$3.65
Book value per share
$20.4
Revenue per share
$7.45
TBVPS
$316.48
Total assets
$3.97B
Total liabilities
$3.72B
Debt
$201.92M
Equity
$255.05M
Working capital
N/A
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-17.74
Margins
Efficiency
Dividend
EBITDA margin
21.9%
Gross margin
100%
Net margin
13.4%
Operating margin
17.2%
Return on assets
0.3%
Return on equity
4%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
17.2%
Dividend yield
3.37%
DPS
$0.26
Payout ratio
32.1%
FGBI stock price
How has the First Guaranty Bancshares stock price performed over time
Intraday
0.13%
1 week
-0.64%
1 month
-9.72%
1 year
-24.71%
YTD
-32.13%
QTD
0.13%
Financial performance
How have First Guaranty Bancshares's revenue and profit performed over time
Revenue
$93.14M
Gross profit
$93.14M
Operating income
$16.01M
Net income
$12.45M
Gross margin
100%
Net margin
13.4%
FGBI's operating income is up by 35% year-on-year but it is down by 2.7% since the previous quarter
FGBI's net income is up by 35% year-on-year but it is down by 2.3% since the previous quarter
First Guaranty Bancshares's net margin has increased by 33% YoY
FGBI's operating margin is up by 32% YoY
Growth
What is First Guaranty Bancshares's growth rate over time
Valuation
What is First Guaranty Bancshares stock price valuation
P/E
9.52
P/B
0.38
P/S
1.03
EV/EBIT
-16.63
EV/EBITDA
-13.02
EV/Sales
-2.86
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 14.6 and 6% lower than the 5-year quarterly average of 10.1
The EPS has grown by 31% YoY but it has contracted by 3.6% from the previous quarter
The price to book (P/B) is 53% less than the 5-year quarterly average of 0.8 and 24% less than the last 4 quarters average of 0.5
FGBI's equity is up by 2.2% year-on-year
The stock's price to sales (P/S) is 43% less than its 5-year quarterly average of 1.8 and 26% less than its last 4 quarters average of 1.4
First Guaranty Bancshares's revenue has decreased by 2.4% from the previous quarter
Efficiency
How efficient is First Guaranty Bancshares business performance
The return on assets has surged by 50% year-on-year
The return on equity has grown by 38% year-on-year but it has declined by 2.4% since the previous quarter
The ROS has grown by 32% YoY
The company's return on invested capital fell by 20% QoQ
Dividends
What is FGBI's dividend history
DPS
$0.26
Dividend yield
3.37%
Payout ratio
32.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Guaranty Bancshares financials performed over time
FGBI's total assets is 7% greater than its total liabilities
FGBI's total liabilities is up by 13% YoY
FGBI's total assets is up by 12% year-on-year
First Guaranty Bancshares's debt is 21% lower than its equity
The debt to equity has contracted by 28% YoY
First Guaranty Bancshares's debt has decreased by 27% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.