FFBC
First Financial Bancorp
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: FFBC
- PEG Ratio
First Financial Bancorp currently trades with a PE to growth ratio of 0.66, based on Jul 13, 2026 data. Dividing the 12.03 PE ratio by the 18.2% earnings growth rate produces this figure. Relative to the 1.33 average from the past four quarters, the PEG ratio has dropped by 50%.
FFBC PEG ratio history
Historically, First Financial Bancorp has a PEG ratio averaging 1.08 across the last ten years. At 0.66, today's PEG ratio sits 39% less than its historical average. The ten years high came in the Dec 2019 quarter at 4.08, reflecting peak valuation relative to growth. The bottom was reached in the Sep 2023 quarter at 0.19, suggesting attractive value relative to growth during that period.
First Financial Bancorp PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.87 | 9.34 | 10.7% |
| 2024 | N/A | 11.11 | -11% |
| 2023 | 0.52 | 8.73 | 16.7% |
| 2022 | 1.32 | 10.4 | 7.9% |
| 2021 | 0.32 | 11.29 | 35% |
| 2020 | N/A | 10.96 | -20.4% |
| 2019 | 4.08 | 12.66 | 3.1% |
| 2018 | 0.5 | 12.16 | 24.2% |
| 2017 | 2.02 | 16.78 | 8.3% |
| 2016 | 1.1 | 19.62 | 17.9% |
| 2015 | 1.36 | 14.69 | 10.8% |
| 2014 | 0.52 | 16.75 | 32.1% |
| 2013 | N/A | 20.75 | -27.6% |
| 2012 | N/A | 12.6 | 0% |
| 2011 | 0.96 | 14.34 | 14.9% |
First Financial Bancorp PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.54 | 9.75 | 18.2% |
| Dec 2025 | 0.87 | 9.34 | 10.7% |
| Sep 2025 | 0.57 | 9.28 | 16.2% |
| Jun 2025 | 3.32 | 9.63 | 2.9% |
| Mar 2025 | N/A | 10.32 | -3.6% |
| Dec 2024 | N/A | 11.11 | -11% |
| Sep 2024 | N/A | 10.78 | -18.2% |
| Jun 2024 | N/A | 9.07 | -12.2% |
| Mar 2024 | N/A | 8.93 | -4.9% |
| Dec 2023 | 0.52 | 8.73 | 16.7% |
| Sep 2023 | 0.19 | 6.85 | 36.2% |
| Jun 2023 | 0.24 | 7.33 | 30.4% |
| Mar 2023 | 0.34 | 8.25 | 24.5% |
| Dec 2022 | 1.32 | 10.4 | 7.9% |
| Sep 2022 | N/A | 10.04 | -2.8% |
FFBC average PEG ratio chart
FFBC's PEG ratio today is lower than the 3, 5 and 10-year averages.
PEG comparison
With a PEG of 0.66, FFBC stands higher than the Financial Services sector and the industry average but lower than its peers average. Looking at the Financial Services sector average of 0.48, First Financial Bancorp's PEG is 38% higher.
FFBC EPS growth
FFBC Price vs fair value
FFBC PEG vs peers
Compared to its peers, FFBC has a PEG ratio lower than stocks HBAN and PRK, while greater than WSBC's and LCNB's. At 0.66, First Financial Bancorp's PEG ratio is lower than the peer group average of 0.7.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| WSBC Wesbanco Inc | 0.12 | $3.76B |
| SBFG Sb Financial Group Inc | 0.21 | $166.64M |
| LCNB Lcnb Corp | 0.28 | $253.01M |
| OVBC Ohio Valley Banc Corp | 0.59 | $202.71M |
| FFBC First Financial Bancorp | 0.66 | $3.61B |
| FMNB Farmers National Banc Corp | 0.8 | $852.7M |
| UBCP United Bancorp Inc | 1.42 | $88.51M |
| PRK Park National Corp | 1.45 | $3.36B |
| HBAN Huntington Bancshares Inc | 16.98 | $36.35B |
| PEBO Peoples Bancorp Inc | N/A | $1.38B |
Frequently asked questions
What is First Financial Bancorp's PEG ratio?
FFBC's Jul 13, 2026 PEG ratio comes in at 0.66.
What is the 3-year average PEG ratio for First Financial Bancorp (FFBC)?
Historical data over a 3-year period puts FFBC's average PEG ratio at 1.0.
What is the 5-year average PEG ratio for First Financial Bancorp (FFBC)?
Historical data over a 5-year period puts FFBC's average PEG ratio at 0.78.
What is the highest PEG ratio for FFBC?
In the last ten years, FFBC's peak PEG ratio of 4.08 occurred in the Dec 2019 quarter.
How does the current PEG ratio for FFBC compare to its historical average?
Compared to the 10-year average, FFBC's PEG ratio stands 39% lower.
How is FFBC's PEG ratio calculated (First Financial Bancorp PEG ratio formula)?
The PEG ratio derives from taking PE and dividing by the rate at which earnings are growing (YoY TTM). As of Jul 13, 2026, First Financial Bancorp has a PE ratio of 12.03. Earnings grew at 18.2% over the TTM period ending Mar 2026. Applying the formula, this gives a PEG ratio of 0.66. PEG RATIO(0.66) = PE RATIO(12.03) / EPS GROWTH(18.2%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.