ESQ Esquire Financial Holdings Inc

Price (delayed)

$75.55

Market cap

$637M

P/E Ratio

13.54

Dividend/share

$0.63

EPS

$5.58

Enterprise value

$510.67M

Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York, with one branch office in Jericho, New York and an administrative office in Boca Raton, Florida. ...

Highlights
Esquire Financial Holdings's equity has increased by 19% YoY
The gross profit has increased by 10% year-on-year and by 3.4% since the previous quarter
The stock's price to earnings (P/E) is 23% more than its 5-year quarterly average of 11.0 and 20% more than its last 4 quarters average of 11.3

Key stats

What are the main financial stats of ESQ
Market
Shares outstanding
8.43M
Market cap
$637M
Enterprise value
$510.67M
Valuations
Price to earnings (P/E)
13.54
Price to book (P/B)
2.65
Price to sales (P/S)
5.23
EV/EBIT
8.61
EV/EBITDA
8.49
EV/Sales
4.25
Earnings
Revenue
$120.12M
Gross profit
$120.12M
Operating income
$59.28M
Net income
$43.66M
EBIT
$59.28M
EBITDA
$60.16M
Free cash flow
$39.06M
Per share
EPS
$5.58
EPS diluted
$5.14
Free cash flow per share
$4.69
Book value per share
$28.49
Revenue per share
$14.44
TBVPS
$227.43
Balance sheet
Total assets
$1.89B
Total liabilities
$1.66B
Debt
$0
Equity
$237.09M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.1
Margins
EBITDA margin
50.1%
Gross margin
100%
Net margin
36.3%
Operating margin
49.3%
Efficiency
Return on assets
2.5%
Return on equity
19.5%
Return on invested capital
3.7%
Return on capital employed
N/A
Return on sales
49.3%
Dividend
Dividend yield
0.83%
DPS
$0.63
Payout ratio
11.2%

ESQ stock price

How has the Esquire Financial Holdings stock price performed over time
Intraday
0.23%
1 week
-0.17%
1 month
-2.04%
1 year
58.29%
YTD
-4.97%
QTD
0.23%

Financial performance

How have Esquire Financial Holdings's revenue and profit performed over time
Revenue
$120.12M
Gross profit
$120.12M
Operating income
$59.28M
Net income
$43.66M
Gross margin
100%
Net margin
36.3%
The gross profit has increased by 10% year-on-year and by 3.4% since the previous quarter
ESQ's revenue is up by 10% year-on-year and by 3.4% since the previous quarter
ESQ's operating income is up by 6% YoY and by 3.7% QoQ
The net income is up by 6% YoY and by 4.5% QoQ

Growth

What is Esquire Financial Holdings's growth rate over time

Valuation

What is Esquire Financial Holdings stock price valuation
P/E
13.54
P/B
2.65
P/S
5.23
EV/EBIT
8.61
EV/EBITDA
8.49
EV/Sales
4.25
The stock's price to earnings (P/E) is 23% more than its 5-year quarterly average of 11.0 and 20% more than its last 4 quarters average of 11.3
Esquire Financial Holdings's EPS has increased by 5% YoY and by 4.3% QoQ
The P/B is 47% more than the 5-year quarterly average of 1.8 and 20% more than the last 4 quarters average of 2.2
Esquire Financial Holdings's equity has increased by 19% YoY
The P/S is 34% higher than the 5-year quarterly average of 3.9 and 22% higher than the last 4 quarters average of 4.3
ESQ's revenue is up by 10% year-on-year and by 3.4% since the previous quarter

Efficiency

How efficient is Esquire Financial Holdings business performance
The ROE has decreased by 13% YoY
The return on invested capital has declined by 10% year-on-year
ESQ's ROA is down by 7% year-on-year
Esquire Financial Holdings's return on sales has decreased by 3.9% YoY

Dividends

What is ESQ's dividend history
DPS
$0.63
Dividend yield
0.83%
Payout ratio
11.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Esquire Financial Holdings financials performed over time
ESQ's total assets is 14% greater than its total liabilities
ESQ's total assets is up by 17% year-on-year and by 6% since the previous quarter
The total liabilities has grown by 17% YoY and by 7% from the previous quarter
The debt is 100% less than the equity
Esquire Financial Holdings's equity has increased by 19% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.