ESQ
Esquire Financial Holdings
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ESQ
- PE Ratio
As of Jun 3, 2026, the ESQ stock has a PE ratio of 16.72. The calculation is based on the latest EPS of $6.35 and the stock price of $106.2 per share. The PE ratio currently is comparable to its last 4-quarter average.
ESQ PE ratio history
The mean historical PE ratio of Esquire Financial Holdings over the last nine years is 15.35. The current 16.72 price-to-earnings ratio is 9% more than the historical average. Analyzing the last nine years, ESQ's PE ratio reached its highest point in the Mar 2018 quarter at 34.37, with a price of $24.4 and an EPS of $0.71. The Mar 2020 quarter saw the lowest point at 8.09, with a price of $15.05 and an EPS of $1.86.
Esquire Financial Holdings PE ratio by year
Maximum annual increase: 51.43% in 2024
Maximum annual decrease: -45.04% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 16.2 | 13.68% | $102.07 | $6.3 |
| 2024 | 14.25 | 51.43% | $79.5 | $5.58 |
| 2023 | 9.41 | -18.88% | $49.96 | $5.31 |
| 2022 | 11.6 | -11.65% | $43.26 | $3.73 |
| 2021 | 13.13 | 16.3% | $31.5 | $2.4 |
| 2020 | 11.29 | -17.29% | $19.19 | $1.7 |
| 2019 | 13.65 | -25.77% | $26.07 | $1.91 |
| 2018 | 18.39 | -45.04% | $21.7 | $1.18 |
| 2017 | 33.46 | N/A | $19.74 | $0.59 |
| 2016 | N/A | N/A | N/A | $0.56 |
| 2015 | N/A | N/A | N/A | $0.25 |
Esquire Financial Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 16.93 | 4.51% | $107.5 | $6.35 |
| Dec 2025 | 16.2 | -2.53% | $102.07 | $6.3 |
| Sep 2025 | 16.62 | 2.72% | $102.06 | $6.14 |
| Jun 2025 | 16.18 | 22.58% | $94.66 | $5.85 |
| Mar 2025 | 13.2 | -7.37% | $75.38 | $5.71 |
| Dec 2024 | 14.25 | 16.9% | $79.5 | $5.58 |
| Sep 2024 | 12.19 | 32.36% | $65.21 | $5.35 |
| Jun 2024 | 9.21 | -2.85% | $47.6 | $5.17 |
| Mar 2024 | 9.48 | 0.74% | $47.47 | $5.01 |
| Dec 2023 | 9.41 | 7.54% | $49.96 | $5.31 |
| Sep 2023 | 8.75 | -5.1% | $45.69 | $5.22 |
| Jun 2023 | 9.22 | 8.73% | $45.74 | $4.96 |
| Mar 2023 | 8.48 | -26.9% | $39.1 | $4.61 |
| Dec 2022 | 11.6 | 6.23% | $43.26 | $3.73 |
| Sep 2022 | 10.92 | -9.15% | $37.55 | $3.44 |
ESQ Price vs fair value
ESQ average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, ESQ's PE ratio is above its 3 and 5-year averages.
PE comparison
Esquire Financial Holdings's price to earnings (P/E) of 16.72 is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 12.1, Esquire Financial Holdings's price to earnings (P/E) is 38% higher.
ESQ PE vs peers
When compared to its peer stocks NRIM and NKSH, ESQ's PE ratio is higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 8.44 | $551.89M |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
| ESQ Esquire Financial Holdings Inc | 17.11 | $938.41M |
Frequently asked questions
What is Esquire Financial Holdings's PE ratio?
ESQ's price to earnings ratio is 16.72 as of Jun 3, 2026.
What is the 3-year average PE ratio for Esquire Financial Holdings (ESQ)?
The 3-year average PE ratio for ESQ stock is 12.64.
What is the 5-year average PE ratio for Esquire Financial Holdings (ESQ)?
The 5-year average PE ratio for ESQ stock is 12.31.
What is the highest PE ratio for ESQ?
Over the last nine years, the Mar 2018 quarter recorded the highest quarterly PE ratio at 34.37.
How does the current PE ratio for ESQ compare to its historical average?
ESQ's current price to earnings ratio is 9% above its 9-year historical average.
How is ESQ's PE ratio calculated (Esquire Financial Holdings PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jun 3, 2026), Esquire Financial Holdings's share price is $106.2. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $6.35. Therefore, Esquire Financial Holdings's price to earnings ratio for today is 16.72. PE RATIO(16.72) = STOCK PRICE($106.2) / TTM EPS($6.35)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.