EBC Eastern Bankshares Inc

Price (delayed)

$15.24

Market cap

$3.22B

P/E Ratio

N/A

Dividend/share

$0.48

EPS

-$0.3

Enterprise value

$2.72B

Founded in 1818, Boston-based Eastern Bank is America’s oldest and largest mutual bank, with $11 billion in assets and over 115 locations serving communities in eastern Massachusetts, southern and coastal ...

Highlights
The company's equity rose by 24% YoY and by 2.8% QoQ
The debt has decreased by 12% from the previous quarter
The net income has plunged by 114% YoY but it has soared by 54% from the previous quarter
The EPS has plunged by 111% YoY but it has soared by 53% from the previous quarter

Key stats

What are the main financial stats of EBC
Market
Shares outstanding
211.48M
Market cap
$3.22B
Enterprise value
$2.72B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.87
Price to sales (P/S)
5.85
EV/EBIT
N/A
EV/EBITDA
68.93
EV/Sales
4.94
Earnings
Revenue
$549.58M
Gross profit
$549.58M
Operating income
-$12.21M
Net income
-$62.85M
EBIT
-$14.79M
EBITDA
$39.43M
Free cash flow
$369.9M
Per share
EPS
-$0.3
EPS diluted
-$0.29
Free cash flow per share
$1.75
Book value per share
$17.45
Revenue per share
$2.6
TBVPS
$115.69
Balance sheet
Total assets
$25.46B
Total liabilities
$21.77B
Debt
$48.19M
Equity
$3.68B
Working capital
N/A
Liquidity
Debt to equity
0.01
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-12.82
Margins
EBITDA margin
7.2%
Gross margin
100%
Net margin
-11.4%
Operating margin
-2.2%
Efficiency
Return on assets
-0.2%
Return on equity
-1.7%
Return on invested capital
-0.1%
Return on capital employed
N/A
Return on sales
-2.7%
Dividend
Dividend yield
3.15%
DPS
$0.48
Payout ratio
N/A

EBC stock price

How has the Eastern Bankshares stock price performed over time
Intraday
1.4%
1 week
1.4%
1 month
-4.75%
1 year
1.2%
YTD
-11.65%
QTD
-0.2%

Financial performance

How have Eastern Bankshares's revenue and profit performed over time
Revenue
$549.58M
Gross profit
$549.58M
Operating income
-$12.21M
Net income
-$62.85M
Gross margin
100%
Net margin
-11.4%
The net margin has plunged by 116% YoY but it has soared by 62% from the previous quarter
The net income has plunged by 114% YoY but it has soared by 54% from the previous quarter
EBC's operating margin has dropped by 108% year-on-year but it has surged by 86% since the previous quarter
EBC's operating income has dropped by 107% year-on-year but it has surged by 83% since the previous quarter

Price vs fundamentals

How does EBC's price correlate with its fundamentals

Growth

What is Eastern Bankshares's growth rate over time

Valuation

What is Eastern Bankshares stock price valuation
P/E
N/A
P/B
0.87
P/S
5.85
EV/EBIT
N/A
EV/EBITDA
68.93
EV/Sales
4.94
The EPS has plunged by 111% YoY but it has soared by 53% from the previous quarter
The company's equity rose by 24% YoY and by 2.8% QoQ
EBC's price to book (P/B) is 13% less than its 5-year quarterly average of 1.0 and 13% less than its last 4 quarters average of 1.0
The revenue has grown by 19% from the previous quarter but it has contracted by 9% YoY
The stock's price to sales (P/S) is 6% less than its 5-year quarterly average of 6.2 and 6% less than its last 4 quarters average of 6.2

Efficiency

How efficient is Eastern Bankshares business performance
The return on equity has dropped by 111% year-on-year but it has surged by 58% since the previous quarter
The return on assets has dropped by 110% year-on-year but it has surged by 67% since the previous quarter
Eastern Bankshares's ROIC has plunged by 105% YoY but it has soared by 67% from the previous quarter
The ROS has plunged by 104% YoY but it has soared by 84% from the previous quarter

Dividends

What is EBC's dividend history
DPS
$0.48
Dividend yield
3.15%
Payout ratio
N/A
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Eastern Bankshares financials performed over time
The total assets is 17% more than the total liabilities
The total assets has grown by 21% YoY
EBC's total liabilities is up by 20% year-on-year
The debt is 99% less than the equity
Eastern Bankshares's debt to equity has shrunk by 50% QoQ and by 50% YoY
The company's equity rose by 24% YoY and by 2.8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.