EBC Eastern Bankshares Inc
Price (delayed)
$15.79
Market cap
$3.36B
P/E Ratio
23.92
Dividend/share
$0.46
EPS
$0.66
Enterprise value
$2.45B
Founded in 1818, Boston-based Eastern Bank is America’s oldest and largest mutual bank, with $11 billion in assets and over 115 locations serving communities in eastern Massachusetts, southern and coastal
Highlights
Eastern Bankshares's gross profit has surged by 127% YoY and by 9% QoQ
The revenue has soared by 127% YoY and by 9% from the previous quarter
EBC's P/E is 121% above its last 4 quarters average of 10.8
The debt has soared by 95% YoY and by 33% from the previous quarter
Key stats
What are the main financial stats of EBC
Market
Valuations
Earnings
Shares outstanding
212.99M
Market cap
$3.36B
Enterprise value
$2.45B
Price to earnings (P/E)
23.92
Price to book (P/B)
0.94
Price to sales (P/S)
5.1
EV/EBIT
15.73
EV/EBITDA
12.62
EV/Sales
3.69
Revenue
$664.13M
Gross profit
$664.13M
Operating income
$155.77M
Net income
$119.56M
EBIT
$155.77M
EBITDA
$194.07M
Free cash flow
$285.41M
Per share
Balance sheet
Liquidity
EPS
$0.66
EPS diluted
$0.66
Free cash flow per share
$1.33
Book value per share
$16.83
Revenue per share
$3.09
TBVPS
$114.17
Total assets
$25.56B
Total liabilities
$21.95B
Debt
$93.9M
Equity
$3.61B
Working capital
N/A
Debt to equity
0.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.7
Margins
Efficiency
Dividend
EBITDA margin
29.2%
Gross margin
100%
Net margin
18%
Operating margin
23.5%
Return on assets
0.5%
Return on equity
3.6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
23.5%
Dividend yield
2.91%
DPS
$0.46
Payout ratio
69.7%
EBC stock price
How has the Eastern Bankshares stock price performed over time
Intraday
2%
1 week
7.2%
1 month
-6.79%
1 year
20.26%
YTD
-8.46%
QTD
-3.72%
Financial performance
How have Eastern Bankshares's revenue and profit performed over time
Revenue
$664.13M
Gross profit
$664.13M
Operating income
$155.77M
Net income
$119.56M
Gross margin
100%
Net margin
18%
EBC's operating margin has surged by 155% year-on-year and by 22% since the previous quarter
Eastern Bankshares's gross profit has surged by 127% YoY and by 9% QoQ
The revenue has soared by 127% YoY and by 9% from the previous quarter
The net margin has plunged by 77% YoY and by 71% from the previous quarter
Growth
What is Eastern Bankshares's growth rate over time
Valuation
What is Eastern Bankshares stock price valuation
P/E
23.92
P/B
0.94
P/S
5.1
EV/EBIT
15.73
EV/EBITDA
12.62
EV/Sales
3.69
EBC's P/E is 121% above its last 4 quarters average of 10.8
The EPS has plunged by 72% from the previous quarter and by 54% YoY
The company's equity rose by 21% YoY
EBC's price to book (P/B) is 6% less than its 5-year quarterly average of 1.0 but 4.4% more than its last 4 quarters average of 0.9
The revenue has soared by 127% YoY and by 9% from the previous quarter
The stock's price to sales (P/S) is 16% less than its 5-year quarterly average of 6.1 but 4.1% more than its last 4 quarters average of 4.9
Efficiency
How efficient is Eastern Bankshares business performance
The return on assets has dropped by 71% since the previous quarter and by 55% year-on-year
The return on equity has dropped by 70% since the previous quarter and by 59% year-on-year
The ROS has plunged by 65% from the previous quarter and by 59% YoY
Eastern Bankshares's ROIC has plunged by 63% from the previous quarter and by 13% YoY
Dividends
What is EBC's dividend history
DPS
$0.46
Dividend yield
2.91%
Payout ratio
69.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Eastern Bankshares financials performed over time
The total assets is 16% more than the total liabilities
The total assets has grown by 21% YoY
EBC's total liabilities is up by 21% year-on-year
The debt is 97% less than the equity
The debt has soared by 95% YoY and by 33% from the previous quarter
Eastern Bankshares's debt to equity has surged by 50% QoQ and by 50% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.