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EBC Eastern Bankshares Inc

Price (delayed)

$15.59

Market cap

$3.29B

P/E Ratio

N/A

Dividend/share

$0.46

EPS

-$0.64

Enterprise value

$2.98B

Founded in 1818, Boston-based Eastern Bank is America’s oldest and largest mutual bank, with $11 billion in assets and over 115 locations serving communities in eastern Massachusetts, southern and coastal ...

Highlights
The company's equity rose by 21% YoY
The debt has decreased by 17% from the previous quarter but it has increased by 4.1% YoY
The EPS has plunged by 197% from the previous quarter and by 122% YoY
The net income has plunged by 129% YoY

Key stats

What are the main financial stats of EBC
Market
Shares outstanding
211.09M
Market cap
$3.29B
Enterprise value
$2.98B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.93
Price to sales (P/S)
7.22
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
6.47
Earnings
Revenue
$460.17M
Gross profit
$460.17M
Operating income
-$77.11M
Net income
-$136.75M
EBIT
-$77.11M
EBITDA
-$31.21M
Free cash flow
$300.85M
Per share
EPS
-$0.64
EPS diluted
-$0.63
Free cash flow per share
$1.41
Book value per share
$16.82
Revenue per share
$2.16
TBVPS
$112.42
Balance sheet
Total assets
$24.99B
Total liabilities
$21.4B
Debt
$54.91M
Equity
$3.58B
Working capital
N/A
Liquidity
Debt to equity
0.02
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.06
Margins
EBITDA margin
-6.8%
Gross margin
100%
Net margin
-29.7%
Operating margin
-16.8%
Efficiency
Return on assets
-0.6%
Return on equity
-4%
Return on invested capital
-0.3%
Return on capital employed
N/A
Return on sales
-16.8%
Dividend
Dividend yield
2.95%
DPS
$0.46
Payout ratio
N/A

EBC stock price

How has the Eastern Bankshares stock price performed over time
Intraday
-0.06%
1 week
2.5%
1 month
5.91%
1 year
9.4%
YTD
-9.62%
QTD
-4.94%

Financial performance

How have Eastern Bankshares's revenue and profit performed over time
Revenue
$460.17M
Gross profit
$460.17M
Operating income
-$77.11M
Net income
-$136.75M
Gross margin
100%
Net margin
-29.7%
EBC's operating margin has dropped by 171% since the previous quarter and by 154% year-on-year
EBC's operating income has dropped by 150% since the previous quarter and by 140% year-on-year
The net margin has plunged by 139% YoY
The net income has plunged by 129% YoY

Price vs fundamentals

How does EBC's price correlate with its fundamentals

Growth

What is Eastern Bankshares's growth rate over time

Valuation

What is Eastern Bankshares stock price valuation
P/E
N/A
P/B
0.93
P/S
7.22
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
6.47
The EPS has plunged by 197% from the previous quarter and by 122% YoY
The company's equity rose by 21% YoY
EBC's price to book (P/B) is 7% less than its 5-year quarterly average of 1.0 but 3.3% more than its last 4 quarters average of 0.9
The revenue has contracted by 31% from the previous quarter and by 25% YoY
The stock's price to sales (P/S) is 24% more than its last 4 quarters average of 5.8 and 16% more than its 5-year quarterly average of 6.2

Efficiency

How efficient is Eastern Bankshares business performance
The ROS has plunged by 171% from the previous quarter and by 122% YoY
Eastern Bankshares's ROIC has plunged by 143% from the previous quarter and by 113% YoY
The return on assets has dropped by 127% year-on-year
The return on equity has dropped by 123% year-on-year

Dividends

What is EBC's dividend history
DPS
$0.46
Dividend yield
2.95%
Payout ratio
N/A
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Eastern Bankshares financials performed over time
The total assets is 17% more than the total liabilities
The total assets has grown by 18% YoY but it has contracted by 2.2% from the previous quarter
EBC's total liabilities is up by 17% year-on-year but it is down by 2.5% since the previous quarter
The debt is 98% less than the equity
The company's equity rose by 21% YoY
The debt has decreased by 17% from the previous quarter but it has increased by 4.1% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.