EBC
Eastern Bankshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: EBC
- PE Ratio
As at Jun 3, 2026, the EBC stock has a PE ratio of 10.66. This is based on the current EPS of $1.81 and the stock price of $19.29 per share.
EBC PE ratio history
The mean historical PE ratio of Eastern Bankshares over the last six years is 29.52. The current 10.66 PE ratio is 64% below the historical average. Over the past six years, EBC's PE ratio was at its highest in the Dec 2020 quarter at 125.46, with a price of $16.31 and an EPS of $0.13. The Mar 2024 quarter recorded the bottom point at 4.82, with a price of $13.78 and an EPS of $2.86.
Eastern Bankshares PE ratio by year
Maximum annual increase: 163.24% in 2024
Maximum annual decrease: -82.14% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 42.86 | 63.96% | $18.43 | $0.43 |
| 2024 | 26.14 | 163.24% | $17.25 | $0.66 |
| 2023 | 9.93 | -30.36% | $14.2 | $1.43 |
| 2022 | 14.26 | -36.37% | $17.25 | $1.21 |
| 2021 | 22.41 | -82.14% | $20.17 | $0.9 |
| 2020 | 125.46 | N/A | $16.31 | $0.13 |
| 2019 | N/A | N/A | N/A | $0 |
| 2018 | N/A | N/A | N/A | $0 |
Eastern Bankshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.81 | -74.78% | $19.56 | $1.81 |
| Dec 2025 | 42.86 | -38.6% | $18.43 | $0.43 |
| Sep 2025 | 69.81 | N/A | $18.15 | $0.26 |
| Jun 2025 | N/A | N/A | $15.27 | -$0.3 |
| Mar 2025 | N/A | N/A | $16.4 | -$0.64 |
| Dec 2024 | 26.14 | 271.83% | $17.25 | $0.66 |
| Sep 2024 | 7.03 | 36.77% | $16.39 | $2.33 |
| Jun 2024 | 5.14 | 6.64% | $13.98 | $2.72 |
| Mar 2024 | 4.82 | -51.46% | $13.78 | $2.86 |
| Dec 2023 | 9.93 | N/A | $14.2 | $1.43 |
| Sep 2023 | N/A | N/A | $12.54 | -$0.27 |
| Jun 2023 | N/A | N/A | $12.27 | -$0.3 |
| Mar 2023 | N/A | N/A | $12.62 | -$0.29 |
| Dec 2022 | 14.26 | -16.51% | $17.25 | $1.21 |
| Sep 2022 | 17.08 | -3.77% | $19.64 | $1.15 |
EBC Price vs fair value
EBC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of EBC is below the 3 and 5-year averages.
PE comparison
With a P/E of 10.66, EBC is below the Financial Services sector and the industry average. Compared to its Financial Services sector average of 12.1, Eastern Bankshares's P/E is 12% lower.
EBC PE vs peers
EBC's PE ratio is lower than its peer stock NKSH, but it is greater than NRIM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 8.44 | $551.89M |
| EBC Eastern Bankshares Inc | 11.1 | $4.64B |
| NKSH National Bankshares Inc | 12.64 | $222.26M |
Frequently asked questions
What is Eastern Bankshares's PE ratio?
EBC's price to earnings ratio is 10.66 as of Jun 3, 2026.
What is the 3-year average PE ratio for Eastern Bankshares (EBC)?
As an average over the last 3 years, EBC stock has a PE ratio of 22.07.
What is the 5-year average PE ratio for Eastern Bankshares (EBC)?
As an average over the last 5 years, EBC stock has a PE ratio of 21.96.
What is the highest PE ratio for EBC?
In the last six years, the Dec 2020 quarter recorded the highest quarterly PE ratio at 125.46.
How does the current PE ratio for EBC compare to its historical average?
EBC's current price to earnings ratio is 64% below its 6-year historical average.
How is EBC's PE ratio calculated (Eastern Bankshares PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Jun 3, 2026), Eastern Bankshares's stock price is $19.29. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.81. Therefore, Eastern Bankshares's P/E ratio for today is 10.66. PE RATIO(10.66) = STOCK PRICE($19.29) / TTM EPS($1.81)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.