As at Apr 1, 2025, the COFS stock has a PE ratio of 8.68. This is based on the current EPS of $3.27 and the stock price of $28.38 per share. A decrease of 13% has been seen in the P/E ratio compared to the average of 10.0 of the last 4 quarters.
The mean historical PE ratio of Choiceone Financial Services over the last ten years is 11.97. The current 8.68 PE ratio is 27% below the historical average. Over the past ten years, COFS's PE ratio was at its highest in the Dec 2019 quarter at 20.23, with a price of $31.96 and an EPS of $1.58. The Sep 2023 quarter recorded the bottom point at 6.52, with a price of $19.64 and an EPS of $3.01.
Maximum annual increase: 64.2% in 2019
Maximum annual decrease: -37.68% in 2021
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
2024 | 10.9 | 4.91% | $35.64 | $3.27 |
2023 | 10.39 | 12.81% | $29.3 | $2.82 |
2022 | 9.21 | -0.22% | $29 | $3.15 |
2021 | 9.23 | -37.68% | $26.49 | $2.87 |
2020 | 14.81 | -26.79% | $30.81 | $2.08 |
2019 | 20.23 | 64.2% | $31.96 | $1.58 |
2018 | 12.32 | -7.58% | $25 | $2.03 |
2017 | 13.33 | 3.98% | $22.67 | $1.7 |
2016 | 12.82 | -5.6% | $21.54 | $1.68 |
2015 | 13.58 | 2.18% | $21.59 | $1.59 |
2014 | 13.29 | 20.93% | $20.86 | $1.57 |
2013 | 10.99 | -1.79% | $15.5 | $1.41 |
2012 | 11.19 | -2.27% | $13.1 | $1.17 |
2011 | 11.45 | -21.09% | $11.11 | $0.97 |
2010 | 14.51 | -27.12% | $10.88 | $0.75 |
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
Dec 2024 | 10.9 | 12.14% | $35.64 | $3.27 |
Sep 2024 | 9.72 | 1.78% | $30.91 | $3.18 |
Jun 2024 | 9.55 | -1.55% | $28.65 | $3 |
Mar 2024 | 9.7 | -6.64% | $27.35 | $2.82 |
Dec 2023 | 10.39 | 59.36% | $29.3 | $2.82 |
Sep 2023 | 6.52 | -12.13% | $19.64 | $3.01 |
Jun 2023 | 7.42 | -7.13% | $23 | $3.1 |
Mar 2023 | 7.99 | -13.25% | $25.24 | $3.16 |
Dec 2022 | 9.21 | 24.29% | $29 | $3.15 |
Sep 2022 | 7.41 | 7.08% | $21.72 | $2.93 |
Jun 2022 | 6.92 | -22.42% | $20.14 | $2.91 |
Mar 2022 | 8.92 | -3.36% | $25.06 | $2.81 |
Dec 2021 | 9.23 | 1.76% | $26.49 | $2.87 |
Sep 2021 | 9.07 | -7.54% | $24.75 | $2.73 |
Jun 2021 | 9.81 | -0.91% | $24.22 | $2.47 |
Currently, COFS's PE ratio is below the 3, 5 and 10-year averages.
COFS's PE ratio is lower than its peer stocks FBMS and FMBH. Choiceone Financial Services's current PE ratio of 8.68 is below the average of its peers, which is 11.37.
Stock name | PE ratio | Market cap |
---|---|---|
COFS Choiceone Financial Services, Inc. | 8.68 | $254.53M |
FUNC First United Corp | 9.43 | $192.32M |
FMBH First Mid Bancshares Inc | 10.5 | $833.39M |
ACNB Acnb Corp | 11.03 | $436.05M |
ASRV Ameriserv Financial Inc | 11.62 | $40.31M |
CZNC Citizens & Northern Corp | 11.81 | $308.7M |
FBMS First Bancshares Inc | 13.82 | $1.06B |
FISI Financial Institutions Inc | N/A | $498.73M |
The price to earnings ratio for COFS stock is 8.68 as of Apr 1, 2025.
As an average over the last 3 years, COFS stock has a PE ratio of 8.7.
As an average over the last 5 years, COFS stock has a PE ratio of 9.85.
The highest quarterly PE ratio in the last ten years has been 20.23 and it was in the Dec 2019 quarter.
COFS's current price to earnings ratio is 27% below its 10-year historical average.
COFS's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 8.68 is considered low.
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Apr 1, 2025), Choiceone Financial Services's stock price is $28.38. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $3.27. Therefore, Choiceone Financial Services's P/E ratio for today is 8.68. PE RATIO(8.68) = STOCK PRICE($28.38) / TTM EPS($3.27)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.