COFS Choiceone Financial Services PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: COFS
- PE Ratio
As at Jun 5, 2025, the COFS stock has a PE ratio of 23.35. This is based on the current EPS of $1.22 and the stock price of $28.49 per share. An increase of 74% has been seen in the P/E ratio compared to the average of 13.4 of the last 4 quarters.
COFS PE ratio history
The mean historical PE ratio of Choiceone Financial Services over the last ten years is 12.26. The current 23.35 PE ratio is 90% above the historical average. Over the past ten years, COFS's PE ratio was at its highest in the Mar 2025 quarter at 23.58, with a price of $28.77 and an EPS of $1.22. The Sep 2023 quarter recorded the bottom point at 6.52, with a price of $19.64 and an EPS of $3.01.
Choiceone Financial Services PE ratio by year
Maximum annual increase: 64.2% in 2019
Maximum annual decrease: -37.68% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 10.9 | 4.91% | $35.64 | $3.27 |
| 2023 | 10.39 | 12.81% | $29.3 | $2.82 |
| 2022 | 9.21 | -0.22% | $29 | $3.15 |
| 2021 | 9.23 | -37.68% | $26.49 | $2.87 |
| 2020 | 14.81 | -26.79% | $30.81 | $2.08 |
| 2019 | 20.23 | 64.2% | $31.96 | $1.58 |
| 2018 | 12.32 | -7.58% | $25 | $2.03 |
| 2017 | 13.33 | 3.98% | $22.67 | $1.7 |
| 2016 | 12.82 | -5.6% | $21.54 | $1.68 |
| 2015 | 13.58 | 2.18% | $21.59 | $1.59 |
| 2014 | 13.29 | 20.93% | $20.86 | $1.57 |
| 2013 | 10.99 | -1.79% | $15.5 | $1.41 |
| 2012 | 11.19 | -2.27% | $13.1 | $1.17 |
| 2011 | 11.45 | -21.09% | $11.11 | $0.97 |
| 2010 | 14.51 | -27.12% | $10.88 | $0.75 |
Choiceone Financial Services PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 23.58 | 116.33% | $28.77 | $1.22 |
| Dec 2024 | 10.9 | 12.14% | $35.64 | $3.27 |
| Sep 2024 | 9.72 | 1.78% | $30.91 | $3.18 |
| Jun 2024 | 9.55 | -1.55% | $28.65 | $3 |
| Mar 2024 | 9.7 | -6.64% | $27.35 | $2.82 |
| Dec 2023 | 10.39 | 59.36% | $29.3 | $2.82 |
| Sep 2023 | 6.52 | -12.13% | $19.64 | $3.01 |
| Jun 2023 | 7.42 | -7.13% | $23 | $3.1 |
| Mar 2023 | 7.99 | -13.25% | $25.24 | $3.16 |
| Dec 2022 | 9.21 | 24.29% | $29 | $3.15 |
| Sep 2022 | 7.41 | 7.08% | $21.72 | $2.93 |
| Jun 2022 | 6.92 | -22.42% | $20.14 | $2.91 |
| Mar 2022 | 8.92 | -3.36% | $25.06 | $2.81 |
| Dec 2021 | 9.23 | 1.76% | $26.49 | $2.87 |
| Sep 2021 | 9.07 | -7.54% | $24.75 | $2.73 |
COFS Price vs fair value
COFS average PE ratio chart
Currently, COFS's PE ratio is above the 3, 5 and 10-year historical averages.
COFS PE vs peers
COFS's PE ratio is higher than its peer stocks FMBH and ACNB. Choiceone Financial Services's current PE ratio of 23.35 is above the average of its peers, which is 11.29.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FUNC First United Corp | 8.62 | $194.81M |
| FMBH First Mid Bancshares Inc | 10.59 | $858.33M |
| CZNC Citizens & Northern Corp | 10.61 | $287.73M |
| ASRV Ameriserv Financial Inc | 13.64 | $49.56M |
| ACNB Acnb Corp | 14.1 | $431.1M |
| COFS Choiceone Financial Services, Inc. | 23.79 | $434.84M |
| FISI Financial Institutions Inc | N/A | $514.41M |
Frequently asked questions
What is Choiceone Financial Services's PE ratio?
The price to earnings ratio for COFS stock is 23.35 as of Jun 5, 2025.
What is the 3-year average PE ratio for Choiceone Financial Services (COFS)?
As an average over the last 3 years, COFS stock has a PE ratio of 9.94.
What is the 5-year average PE ratio for Choiceone Financial Services (COFS)?
As an average over the last 5 years, COFS stock has a PE ratio of 10.54.
What is the highest PE ratio for COFS?
The highest quarterly PE ratio in the last ten years has been 23.58 and it was in the Mar 2025 quarter.
How does the current PE ratio for COFS compare to its historical average?
COFS's current price to earnings ratio is 90% above its 10-year historical average.
How is COFS's PE ratio calculated (Choiceone Financial Services PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 5, 2025), Choiceone Financial Services's stock price is $28.49. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $1.22. Therefore, Choiceone Financial Services's P/E ratio for today is 23.35. PE RATIO(23.35) = STOCK PRICE($28.49) / TTM EPS($1.22)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.