CINF
Cincinnati Financial margins
- Stocks
- Financial Services
- NASDAQ: CINF
- Margins
For the latest period, Cincinnati Financial has a gross margin of 52.3%, an operating margin of 30.2%, an EBITDA margin of 31.3%, and a net margin of 23.8%. All measured margins increased year over year, led by operating margin with an increase of 10.5 percentage points.
CINF margin history
Cincinnati Financial's margins averaged 48.5% gross, 24.98% operating, 26.15% EBITDA, and 19.7% net during the last 3 years. Currently all four current margins are above their three-year averages.
CINF margin expansion
Year over year, gross, operating, EBITDA, and net margins all increased, with operating margin showing the largest gain at 10.5 percentage points.
CINF Gross margin
Cincinnati Financial recorded an average gross margin of 48.5% across the last 3 years. Cincinnati Financial currently reports a gross margin of 52.3%, 3.8 percentage points above its three-year average. Looking back over the last 3 years, Cincinnati Financial's gross margin reached 53.8% at its highest point in Sep 2024 and 42% at its lowest in Mar 2025.
CINF Operating margin
Throughout the last 3 years, Cincinnati Financial had an average operating margin of 24.98%. Against its three-year average, Cincinnati Financial's operating margin is currently 30.2%, 5.2 percentage points above its three-year average. Looking back over the last 3 years, Cincinnati Financial's operating margin reached 32.3% at its highest point in Sep 2024 and 16.7% at its lowest in Mar 2025.
CINF EBITDA margin
Over the last 3 years, Cincinnati Financial's EBITDA margin averaged 26.15%. Currently, Cincinnati Financial's current EBITDA margin is 31.3%, which is 5.2 percentage points above its three-year average. During this period, EBITDA margin reached a high of 33.4% in Sep 2024 and a low of 18% in Mar 2025.
CINF Net margin
Cincinnati Financial's net margin averaged 19.7% during the last 3 years. Compared with its three-year average, Cincinnati Financial's current net margin is 23.8% and is 4.1 percentage points above its three-year average. Over the last 3 years, Cincinnati Financial's net margin peaked at 25.3% in Sep 2024 and reached a low of 13.2% in Mar 2025.
CINF margin group comparison
Cincinnati Financial's gross margin of 52.3% is higher than the industry and its peers average but lower than the Financial Services sector average. In comparison with the Financial Services sector average of 83.9%, Cincinnati Financial's gross margin is 38% lower.
CINF margin peer comparison
Frequently asked questions
What is Cincinnati Financial's gross margin?
The current gross margin for CINF is 52.3% as of Jun 30, 2026.
What is Cincinnati Financial's operating margin?
The current operating margin for CINF is 30.2% as of Jun 30, 2026.
What is Cincinnati Financial's EBITDA margin?
As of Jun 30, 2026, CINF has an EBITDA margin of 31.3%.
What is Cincinnati Financial's net margin?
As of Jun 30, 2026, CINF has a net margin of 23.8%.
What are the average margins of CINF?
Cincinnati Financial's gross, operating, EBITDA, and net margins averaged 48.5% gross, 25.0% operating, 26.2% EBITDA, and 19.7% net over the last 3 years.
What are the highest historical margins of CINF?
Across the 5-year period, CINF posted its highest margins at 59.4% gross in Dec 2021, 39% operating in Dec 2021, 40.2% EBITDA in Dec 2021, and 30.8% net in Dec 2021.
What are the lowest historical margins of CINF?
Within the 5-year period, CINF recorded its lowest margins at 23.5% gross in Dec 2022, -9.8% operating in Dec 2022, -7.8% EBITDA in Dec 2022, and -7.4% net in Dec 2022.