CBAN Colony Bankcorp Inc
Price (delayed)
$14.74
Market cap
$258.25M
P/E Ratio
10.84
Dividend/share
$0.45
EPS
$1.36
Enterprise value
$275.25M
Colony Bankcorp, Inc. is the bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 32 locations throughout Georgia. The Homebuilder Finance Division helps
Highlights
The EPS is up by 10% year-on-year and by 9% since the previous quarter
CBAN's net income is up by 10% YoY and by 8% from the previous quarter
CBAN's debt is up by 4% YoY
CBAN's price to earnings (P/E) is 2.6% higher than its 5-year quarterly average of 10.6
Key stats
What are the main financial stats of CBAN
Market
Valuations
Earnings
Shares outstanding
17.52M
Market cap
$258.25M
Enterprise value
$275.25M
Price to earnings (P/E)
10.84
Price to book (P/B)
0.93
Price to sales (P/S)
2.3
EV/EBIT
9.31
EV/EBITDA
7.3
EV/Sales
2.45
Revenue
$112.4M
Gross profit
$112.4M
Operating income
$29.57M
Net income
$23.87M
EBIT
$29.57M
EBITDA
$37.7M
Free cash flow
$22.4M
Per share
Balance sheet
Liquidity
EPS
$1.36
EPS diluted
$1.36
Free cash flow per share
$1.28
Book value per share
$15.9
Revenue per share
$6.4
TBVPS
$174.16
Total assets
$3.11B
Total liabilities
$2.83B
Debt
$248.04M
Equity
$278.68M
Working capital
N/A
Debt to equity
0.89
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.45
Margins
Efficiency
Dividend
EBITDA margin
33.5%
Gross margin
100%
Net margin
21.2%
Operating margin
26.3%
Return on assets
0.8%
Return on equity
8.8%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
26.3%
Dividend yield
3.07%
DPS
$0.45
Payout ratio
33.3%
CBAN stock price
How has the Colony Bankcorp stock price performed over time
Intraday
-0.41%
1 week
3.44%
1 month
-9.52%
1 year
38.66%
YTD
-8.67%
QTD
-8.73%
Financial performance
How have Colony Bankcorp's revenue and profit performed over time
Revenue
$112.4M
Gross profit
$112.4M
Operating income
$29.57M
Net income
$23.87M
Gross margin
100%
Net margin
21.2%
CBAN's net income is up by 10% YoY and by 8% from the previous quarter
The company's operating income rose by 9% YoY and by 6% QoQ
CBAN's net margin is up by 8% YoY and by 5% QoQ
Colony Bankcorp's operating margin has increased by 6% YoY and by 3.1% QoQ
Growth
What is Colony Bankcorp's growth rate over time
Valuation
What is Colony Bankcorp stock price valuation
P/E
10.84
P/B
0.93
P/S
2.3
EV/EBIT
9.31
EV/EBITDA
7.3
EV/Sales
2.45
The EPS is up by 10% year-on-year and by 9% since the previous quarter
CBAN's price to earnings (P/E) is 2.6% higher than its 5-year quarterly average of 10.6
The equity has grown by 9% year-on-year
CBAN's P/B is 7% below its 5-year quarterly average of 1.0 but 3.3% above its last 4 quarters average of 0.9
The price to sales (P/S) is 16% higher than the 5-year quarterly average of 2.0 and 5% higher than the last 4 quarters average of 2.2
CBAN's revenue is up by 3.2% since the previous quarter
Efficiency
How efficient is Colony Bankcorp business performance
Colony Bankcorp's ROA has increased by 14% from the previous quarter and by 14% YoY
Colony Bankcorp's return on invested capital has increased by 11% QoQ and by 11% YoY
The return on sales is up by 6% year-on-year and by 3.1% since the previous quarter
Colony Bankcorp's ROE has increased by 6% from the previous quarter but it has decreased by 2.2% YoY
Dividends
What is CBAN's dividend history
DPS
$0.45
Dividend yield
3.07%
Payout ratio
33.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Colony Bankcorp financials performed over time
CBAN's total assets is 10% more than its total liabilities
CBAN's debt is 11% lower than its equity
The equity has grown by 9% year-on-year
The debt to equity has declined by 5% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.