CATY Cathay General Bancorp margins

Relative Growth: Rel. Growth: 66

Relative Strength: Rel. Strength: 79

Relative Valuation: Rel. Valuation: 78

Relative Profitability: Rel. Profitability: 86

Gross margin

100%

Operating margin

54.8%

EBITDA margin

56.8%

Net margin

43.7%

Using the latest TTM figures, Cathay General Bancorp shows a gross margin of 100%, an operating margin of 54.8%, an EBITDA margin of 56.8%, and a net margin of 43.7%. Operating margin led the available margin gains with 5.4 percentage points, while the other margins were unchanged.

CATY margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Cathay General Bancorp recorded average margins of 100% gross, 49.54% operating, 51.82% EBITDA, and 42.35% net. Relative to the three-year averages, operating, EBITDA, and net margins are above their three-year averages.

CATY margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 5.4 percentage points, EBITDA margin by 5.1 percentage points, and net margin by 1.9 percentage points. Gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

5.4pp

EBITDA margin expansion

5.1pp

Net margin expansion

1.9pp

CATY Gross margin

Cathay General Bancorp recorded an average gross margin of 100% across the last 3 years. Cathay General Bancorp's current gross margin is 100% and is in line with its three-year average. The highest gross margin for Cathay General Bancorp was 100% in Jun 2026, while the lowest was 100% in Dec 2023.

CATY Operating margin

Over the last 3 years, the average operating margin for Cathay General Bancorp was 49.54%. The latest operating margin for Cathay General Bancorp is 54.8%, 5.3 percentage points above its three-year average. Cathay General Bancorp's operating margin ranged from a low of 44.7% in Sep 2024 to a high of 54.8% in Jun 2026.

CATY EBITDA margin

Over the last 3 years, Cathay General Bancorp's EBITDA margin averaged 51.82%. As of the latest period, Cathay General Bancorp's current EBITDA margin is 56.8%, which is 5 percentage points above its three-year average. During this period, EBITDA margin reached a high of 56.8% in Jun 2026 and a low of 47.1% in Sep 2024.

CATY Net margin

Cathay General Bancorp recorded an average net margin of 42.35% across the last 3 years. Cathay General Bancorp's current net margin is 43.7% and is 1.4 percentage points above its three-year average. Over the last 3 years, Cathay General Bancorp's net margin peaked at 45.2% in Dec 2023 and reached a low of 39.8% in Sep 2024.

CATY margin group comparison

Margins compared with peer-group, industry and sector averages

Cathay General Bancorp's gross margin of 100% is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 83.7%, Cathay General Bancorp's gross margin is 19% higher.

CATY margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Cathay General Bancorp's gross margin?

As of Jun 30, 2026, CATY has a gross margin of 100%.

What is Cathay General Bancorp's operating margin?

The current operating margin for CATY is 54.8% as of Jun 30, 2026.

What is Cathay General Bancorp's EBITDA margin?

As of Jun 30, 2026, CATY has an EBITDA margin of 56.8%.

What is Cathay General Bancorp's net margin?

For the period ending Jun 30, 2026, CATY recorded a net margin of 43.7%.

What are the average margins of CATY?

Over the past 3 years, CATY reported average margins of 100.0% gross, 49.5% operating, 51.8% EBITDA, and 42.4% net.

What are the highest historical margins of CATY?

Across the 5-year period, CATY posted its highest margins at 100% gross in Jun 2026, 60.9% operating in Mar 2023, 63.4% EBITDA in Mar 2023, and 47.5% net in Jun 2023.

What are the lowest historical margins of CATY?

Cathay General Bancorp's lowest recorded margins during the past 5 years were 100% gross in Dec 2021, 44.7% operating in Sep 2024, 47.1% EBITDA in Sep 2024, and 39.8% net in Sep 2024.