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CARE Carter Bankshares Inc
Price (delayed)
$18.84
Market cap
$434.68M
P/E Ratio
29.9
Dividend/share
N/A
EPS
$0.63
Enterprise value
$524.68M
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement,
Highlights
The debt has dropped by 82% year-on-year and by 62% since the previous quarter
CARE's equity is up by 17% year-on-year and by 6% since the previous quarter
CARE's net income has dropped by 65% year-on-year but it is up by 16% since the previous quarter
The EPS has plunged by 63% YoY but it has grown by 15% from the previous quarter
The stock's price to earnings (P/E) is 30% more than its last 4 quarters average of 23.0
Key stats
What are the main financial stats of CARE
Market
Valuations
Earnings
Shares outstanding
23.07M
Market cap
$434.68M
Enterprise value
$524.68M
Price to book (P/B)
1.12
Price to sales (P/S)
3.35
EV/EBIT
28.68
EV/EBITDA
20.93
EV/Sales
4.08
Revenue
$128.51M
EBIT
$18.3M
EBITDA
$25.07M
Free cash flow
$26.55M
Per share
Balance sheet
Liquidity
EPS
$0.63
Free cash flow per share
$1.16
Book value per share
$16.77
Revenue per share
$5.63
TBVPS
$202.05
Total assets
$4.61B
Total liabilities
$4.23B
Debt
$90M
Equity
$386.83M
Working capital
N/A
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.59
Margins
Efficiency
Dividend
EBITDA margin
19.5%
Gross margin
100%
Net margin
11.2%
Operating margin
14.2%
Return on assets
0.3%
Return on equity
3.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
14.2%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CARE stock price
How has the Carter Bankshares stock price performed over time
Intraday
0.8%
1 week
-3.19%
1 month
3.97%
1 year
48.82%
YTD
25.85%
QTD
8.34%
Financial performance
How have Carter Bankshares's revenue and profit performed over time
Revenue
$128.51M
Gross profit
$128.51M
Operating income
$18.3M
Net income
$14.36M
Gross margin
100%
Net margin
11.2%
CARE's net income has dropped by 65% year-on-year but it is up by 16% since the previous quarter
The operating income has dropped by 63% year-on-year but it rose by 17% since the previous quarter
The net margin has dropped by 58% year-on-year but it rose by 14% since the previous quarter
The company's operating margin has shrunk by 56% YoY but it rose by 14% QoQ
Growth
What is Carter Bankshares's growth rate over time
Valuation
What is Carter Bankshares stock price valuation
P/E
29.9
P/B
1.12
P/S
3.35
EV/EBIT
28.68
EV/EBITDA
20.93
EV/Sales
4.08
The EPS has plunged by 63% YoY but it has grown by 15% from the previous quarter
The stock's price to earnings (P/E) is 30% more than its last 4 quarters average of 23.0
The price to book (P/B) is 24% higher than the last 4 quarters average of 0.9 and 12% higher than the 5-year quarterly average of 1.0
CARE's equity is up by 17% year-on-year and by 6% since the previous quarter
The price to sales (P/S) is 24% more than the 5-year quarterly average of 2.7 and 24% more than the last 4 quarters average of 2.7
The revenue has decreased by 16% YoY but it has increased by 2.2% from the previous quarter
Efficiency
How efficient is Carter Bankshares business performance
Carter Bankshares's return on equity has shrunk by 68% YoY but it has increased by 11% QoQ
The company's return on assets has shrunk by 67% YoY
CARE's return on invested capital has dropped by 64% year-on-year but it is up by 33% since the previous quarter
The ROS has plunged by 56% YoY but it has grown by 14% from the previous quarter
Dividends
What is CARE's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Carter Bankshares financials performed over time
The total assets is 9% more than the total liabilities
The total assets has grown by 3.6% YoY
The company's total liabilities rose by 2.5% YoY
The debt is 77% smaller than the equity
The debt to equity has plunged by 85% YoY and by 65% from the previous quarter
The debt has dropped by 82% year-on-year and by 62% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.