CARE Carter Bankshares Inc
Price (delayed)
$16.14
Market cap
$373.33M
P/E Ratio
15.23
Dividend/share
N/A
EPS
$1.06
Enterprise value
$443.33M
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement,
Highlights
The debt has dropped by 82% year-on-year and by 22% since the previous quarter
CARE's net income has surged by 71% since the previous quarter and by 4.9% year-on-year
Key stats
What are the main financial stats of CARE
Market
Valuations
Earnings
Shares outstanding
23.13M
Market cap
$373.33M
Enterprise value
$443.33M
Price to earnings (P/E)
15.23
Price to book (P/B)
0.97
Price to sales (P/S)
2.61
EV/EBIT
14.36
EV/EBITDA
11.69
EV/Sales
3.15
Revenue
$140.87M
Gross profit
$140.87M
Operating income
$30.87M
Net income
$24.52M
EBIT
$30.87M
EBITDA
$37.92M
Free cash flow
$28.81M
Per share
Balance sheet
Liquidity
EPS
$1.06
EPS diluted
$1.06
Free cash flow per share
$1.26
Book value per share
$16.66
Revenue per share
$6.17
TBVPS
$204.2
Total assets
$4.66B
Total liabilities
$4.27B
Debt
$70M
Equity
$384.31M
Working capital
N/A
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.85
Margins
Efficiency
Dividend
EBITDA margin
26.9%
Gross margin
100%
Net margin
17.4%
Operating margin
21.9%
Return on assets
0.5%
Return on equity
6.6%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
21.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CARE stock price
How has the Carter Bankshares stock price performed over time
Intraday
0.56%
1 week
-3.18%
1 month
-6.92%
1 year
31.86%
YTD
-8.24%
QTD
-0.25%
Financial performance
How have Carter Bankshares's revenue and profit performed over time
Revenue
$140.87M
Gross profit
$140.87M
Operating income
$30.87M
Net income
$24.52M
Gross margin
100%
Net margin
17.4%
CARE's net income has surged by 71% since the previous quarter and by 4.9% year-on-year
The operating income has surged by 69% since the previous quarter and by 7% year-on-year
The net margin has surged by 55% since the previous quarter
The company's operating margin has surged by 54% QoQ and by 2.3% YoY
Growth
What is Carter Bankshares's growth rate over time
Valuation
What is Carter Bankshares stock price valuation
P/E
15.23
P/B
0.97
P/S
2.61
EV/EBIT
14.36
EV/EBITDA
11.69
EV/Sales
3.15
The EPS has soared by 68% from the previous quarter and by 6% YoY
The stock's price to earnings (P/E) is 35% less than its last 4 quarters average of 23.4
CARE's equity is up by 9% year-on-year
The price to book (P/B) is 4% lower than the 5-year quarterly average of 1.0 and 4% lower than the last 4 quarters average of 1.0
The revenue has increased by 10% from the previous quarter and by 5% YoY
The price to sales (P/S) is 7% less than the last 4 quarters average of 2.8
Efficiency
How efficient is Carter Bankshares business performance
Carter Bankshares's return on equity has surged by 69% QoQ but it has decreased by 2.9% YoY
The company's return on assets has surged by 67% QoQ
The ROS has soared by 54% from the previous quarter and by 2.3% YoY
CARE's return on invested capital has surged by 50% since the previous quarter
Dividends
What is CARE's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Carter Bankshares financials performed over time
The total assets is 9% more than the total liabilities
The company's total liabilities rose by 2.7% YoY
The total assets has grown by 3.2% YoY
The debt is 82% smaller than the equity
The debt to equity has plunged by 84% YoY and by 22% from the previous quarter
The debt has dropped by 82% year-on-year and by 22% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.