ASRV
Ameriserv Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ASRV
- PE Ratio
The current P/E ratio for Ameriserv Financial stock as of Jun 23, 2026 is 11.58. This is calculated based on the TTM EPS of $0.33 and the stock price of $3.82 per share. The PE ratio has increased by 6% from its last 4 quarters average of 11.0.
ASRV PE ratio history
The average historical PE ratio of Ameriserv Financial for the last ten years is 13.01. The current price-to-earnings ratio of 11.58 is 11% less than the historical average. Analyzing the last ten years, ASRV's PE ratio reached its highest point in the Dec 2016 quarter at 30.83, when the price was $3.7 and the EPS was $0.12. The lowest point was recorded in the Mar 2023 quarter, when it reached 7.82 with a price of $3.05 and an EPS of $0.39.
Ameriserv Financial PE ratio by year
Maximum annual increase: 198.74% in 2016
Maximum annual decrease: -94.85% in 2011
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 9.38 | -26.49% | $3.19 | $0.34 |
| 2024 | 12.76 | N/A | $2.68 | $0.21 |
| 2023 | N/A | N/A | $3.24 | -$0.2 |
| 2022 | 8.95 | -4.89% | $3.94 | $0.44 |
| 2021 | 9.41 | -18.81% | $3.86 | $0.41 |
| 2020 | 11.59 | -3.42% | $3.13 | $0.27 |
| 2019 | 12 | 28.07% | $4.2 | $0.35 |
| 2018 | 9.37 | -59.37% | $4.03 | $0.43 |
| 2017 | 23.06 | -25.2% | $4.15 | $0.18 |
| 2016 | 30.83 | 198.74% | $3.7 | $0.12 |
| 2015 | 10.32 | -50.55% | $3.2 | $0.31 |
| 2014 | 20.87 | 79.14% | $3.13 | $0.15 |
| 2013 | 11.65 | -18.7% | $3.03 | $0.26 |
| 2012 | 14.33 | 76.26% | $3.01 | $0.21 |
| 2011 | 8.13 | -94.85% | $1.95 | $0.24 |
Ameriserv Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.97 | 16.95% | $3.62 | $0.33 |
| Dec 2025 | 9.38 | -3% | $3.19 | $0.34 |
| Sep 2025 | 9.67 | -30.03% | $2.9 | $0.3 |
| Jun 2025 | 13.82 | 25.07% | $3.04 | $0.22 |
| Mar 2025 | 11.05 | -13.4% | $2.43 | $0.22 |
| Dec 2024 | 12.76 | N/A | $2.68 | $0.21 |
| Sep 2024 | N/A | N/A | $2.61 | -$0.16 |
| Jun 2024 | N/A | N/A | $2.26 | -$0.19 |
| Mar 2024 | N/A | N/A | $2.6 | -$0.18 |
| Dec 2023 | N/A | N/A | $3.24 | -$0.2 |
| Sep 2023 | 14.72 | 50.67% | $2.65 | $0.18 |
| Jun 2023 | 9.77 | 24.94% | $2.54 | $0.26 |
| Mar 2023 | 7.82 | -12.63% | $3.05 | $0.39 |
| Dec 2022 | 8.95 | 13.01% | $3.94 | $0.44 |
| Sep 2022 | 7.92 | -11.51% | $3.8 | $0.48 |
ASRV Price vs fair value
ASRV average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, ASRV's PE ratio is above its 3 and 5-year averages, but it is under its 10-year average.
PE comparison
With a price to earnings (P/E) of 11.58, ASRV stands lower than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 12.95, Ameriserv Financial's price to earnings (P/E) is 11% lower.
ASRV PE vs peers
ASRV's PE ratio is less than its peer stocks FCF and STBA, but it is above FNB's and FULT's. Ameriserv Financial is currently trading at a lower PE ratio (11.58) than its peers average of 12.03.
| Stock name | PE ratio | Market cap |
|---|---|---|
| PFIS Peoples Financial Services Corp | 10.89 | $643.1M |
| CCNE Cnb Financial Corp | 11.21 | $979.54M |
| FULT Fulton Financial Corp | 11.21 | $4.52B |
| FNB Fnb Corp | 11.57 | $6.67B |
| ASRV Ameriserv Financial Inc | 11.58 | $64.8M |
| UVSP UNIVEST FINANCIAL Corp | 12.8 | $1.19B |
| FCF First Commonwealth Financial Corp | 13.07 | $2.03B |
| STBA S&T Bancorp Inc | 13.45 | $1.73B |
Frequently asked questions
What is Ameriserv Financial's PE ratio?
ASRV stock has a price to earnings ratio of 11.58 as of Jun 23, 2026.
What is the 3-year average PE ratio for Ameriserv Financial (ASRV)?
Over the last 3 years, the average PE ratio for ASRV stock is 11.52.
What is the 5-year average PE ratio for Ameriserv Financial (ASRV)?
Over the last 5 years, the average PE ratio for ASRV stock is 10.53.
What is the highest PE ratio for ASRV?
The highest quarterly PE ratio in the last ten years has been 30.83 and it was in the Dec 2016 quarter.
How does the current PE ratio for ASRV compare to its historical average?
The current PE ratio of ASRV is 11% lower than the 10-year historical average.
How is ASRV's PE ratio calculated (Ameriserv Financial PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jun 23, 2026), Ameriserv Financial's share price is $3.82. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $0.33. Therefore, Ameriserv Financial's price to earnings ratio for today is 11.58. PE RATIO(11.58) = STOCK PRICE($3.82) / TTM EPS($0.33)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.