UWMC
UWM Holdings
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: UWMC
- PE Ratio
As of Jul 2, 2026, the UWMC stock has a PE ratio of 7.75. The calculation is based on the latest EPS of $0.28 and the stock price of $2.17 per share. A decrease of 86% has been observed in the PE ratio compared to its average of 54.4 of the last four quarters.
UWMC PE ratio history
The mean historical PE ratio of UWM Holdings over the last six years is 69.99. The current 7.75 P/E ratio is 89% lower than the historical average. Looking back at the last six years, UWMC's PE ratio peaked in the Jun 2020 quarter at 507, with a price of $10.14 and an EPS of $0.02. The Sep 2022 quarter marked the lowest point at 4.58, with a price of $2.93 and an EPS of $0.64.
UWM Holdings PE ratio by year
Maximum annual increase: 21.85% in 2022
Maximum annual decrease: -25.38% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 33.69 | -25.38% | $4.38 | $0.13 |
| 2024 | 45.15 | N/A | $5.87 | $0.13 |
| 2023 | N/A | N/A | $7.15 | -$0.14 |
| 2022 | 7.36 | 21.85% | $3.31 | $0.45 |
| 2021 | 6.04 | N/A | $5.92 | $0.98 |
| 2020 | N/A | N/A | $13.13 | -$0.12 |
| 2019 | N/A | N/A | N/A | $0 |
UWM Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 12.93 | -61.62% | $3.62 | $0.28 |
| Dec 2025 | 33.69 | -50.21% | $4.38 | $0.13 |
| Sep 2025 | 67.67 | -34.62% | $6.09 | $0.09 |
| Jun 2025 | 103.5 | N/A | $4.14 | $0.04 |
| Mar 2025 | N/A | N/A | $5.46 | -$0.04 |
| Dec 2024 | 45.15 | N/A | $5.87 | $0.13 |
| Sep 2024 | N/A | N/A | $8.52 | -$0.23 |
| Jun 2024 | 231 | 154.55% | $6.93 | $0.03 |
| Mar 2024 | 90.75 | N/A | $7.26 | $0.08 |
| Dec 2023 | N/A | N/A | $7.15 | -$0.14 |
| Sep 2023 | 32.33 | -53.81% | $4.85 | $0.15 |
| Jun 2023 | 70 | 28.3% | $5.6 | $0.08 |
| Mar 2023 | 54.56 | 641.3% | $4.91 | $0.09 |
| Dec 2022 | 7.36 | 60.7% | $3.31 | $0.45 |
| Sep 2022 | 4.58 | -1.72% | $2.93 | $0.64 |
UWMC Price vs fair value
UWMC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, UWMC's PE ratio is lower than its 3 and 5-year averages.
PE comparison
With a price to earnings (P/E) of 7.75, UWMC ranks lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 13.27, UWM Holdings's price to earnings (P/E) is 42% lower.
Frequently asked questions
What is UWM Holdings's PE ratio?
UWMC stock has a price to earnings ratio of 7.75 as of Jul 2, 2026.
What is the 3-year average PE ratio for UWM Holdings (UWMC)?
The 3-year average price to earnings ratio for UWMC stock is 77.13.
What is the 5-year average PE ratio for UWM Holdings (UWMC)?
The 5-year average price to earnings ratio for UWMC stock is 48.71.
What is the highest PE ratio for UWMC?
Over the last six years, the Jun 2020 quarter recorded the highest quarterly PE ratio at 507.
How does the current PE ratio for UWMC compare to its historical average?
UWMC's current price to earnings ratio is 89% below its 6-year historical average.
Why is UWM Holdings's PE ratio so low?
UWMC's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.
How is UWMC's PE ratio calculated (UWM Holdings PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jul 2, 2026), UWM Holdings's share price is $2.17. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $0.28. Therefore, UWM Holdings's PE ratio for today is 7.75. PE RATIO(7.75) = STOCK PRICE($2.17) / TTM EPS($0.28)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.