WTM White Mountains Insurance Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: WTM

Price (delayed)

$1,368.32

Market cap

$3.51B

P/E Ratio

4.94

Dividend/share

$1

EPS

$276.96

Enterprise value

$3.83B

White Mountains is a Bermuda-domiciled financial services holding company.

Highlights
The company's gross profit has surged by 127% YoY and by 15% QoQ
WTM's P/E is 98% below its 5-year quarterly average of 210.1
The debt rose by 37% year-on-year but it has declined by 7% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.whitemountains.com
Peers: CB TRV WRB L

Key stats

What are the main financial stats of WTM
Market
Shares outstanding
2.57M
Market cap
$3.51B
Enterprise value
$3.83B
Valuations
Price to earnings (P/E)
4.94
Price to book (P/B)
0.94
Price to sales (P/S)
3.04
EV/EBIT
4.38
EV/EBITDA
4.36
EV/Sales
3.31
Earnings
Revenue
$1.16B
EBIT
$874.5M
EBITDA
$878.8M
Free cash flow
$365M
Per share
EPS
$276.96
Free cash flow per share
$141.68
Book value per share
$1,454.41
Revenue per share
$449.45
TBVPS
$2,715.94
Balance sheet
Total assets
$7.39B
Total liabilities
$3.45B
Debt
$575.2M
Equity
$3.75B
Working capital
N/A
Liquidity
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.36
Margins
EBITDA margin
75.9%
Gross margin
45.2%
Net margin
68.5%
Operating margin
-9.4%
Efficiency
Return on assets
10.6%
Return on equity
22.1%
Return on invested capital
12.1%
Return on capital employed
N/A
Return on sales
75.5%
Dividend
Dividend yield
0.07%
DPS
$1
Payout ratio
0.4%

WTM stock price

How has the White Mountains Insurance Group stock price performed over time
Intraday
1.3%
1 week
2.83%
1 month
-6.4%
1 year
26.5%
YTD
-3.25%
QTD
-3.25%

Financial performance

How have White Mountains Insurance Group's revenue and profit performed over time
Revenue
$1.16B
Gross profit
$522.9M
Operating income
-$109.1M
Net income
$792.8M
Gross margin
45.2%
Net margin
68.5%
The company's gross profit has surged by 127% YoY and by 15% QoQ
White Mountains Insurance Group's revenue has soared by 88% YoY and by 8% from the previous quarter
White Mountains Insurance Group's operating margin has soared by 77% YoY and by 52% from the previous quarter
WTM's operating income has surged by 57% year-on-year and by 48% since the previous quarter

Growth

What is White Mountains Insurance Group's growth rate over time

Valuation

What is White Mountains Insurance Group stock price valuation
P/E
4.94
P/B
0.94
P/S
3.04
EV/EBIT
4.38
EV/EBITDA
4.36
EV/Sales
3.31
WTM's P/E is 98% below its 5-year quarterly average of 210.1
The EPS has grown by 2.1% from the previous quarter
WTM's equity is up by 6% year-on-year
The price to book (P/B) is 6% lower than the 5-year quarterly average of 1.0 and 6% lower than the last 4 quarters average of 1.0
White Mountains Insurance Group's revenue has soared by 88% YoY and by 8% from the previous quarter
The stock's price to sales (P/S) is 39% less than its 5-year quarterly average of 5.0 and 28% less than its last 4 quarters average of 4.2

Efficiency

How efficient is White Mountains Insurance Group business performance
White Mountains Insurance Group's ROIC has increased by 10% from the previous quarter
The ROS has grown by 2.9% from the previous quarter

Dividends

What is WTM's dividend history
Dividend details
DPS
$1
Dividend yield
0.07%
Payout ratio
0.4%
Recent dividends

Financial health

How did White Mountains Insurance Group financials performed over time
WTM's total assets is 114% more than its total liabilities
White Mountains Insurance Group's total liabilities has decreased by 6% from the previous quarter but it has increased by 4.8% YoY
WTM's total assets is up by 6% YoY but it is down by 2.1% from the previous quarter
The debt is 85% smaller than the equity
The debt rose by 37% year-on-year but it has declined by 7% since the previous quarter
The company's debt to equity rose by 25% YoY but it fell by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.