WTM White Mountains Insurance Group Ltd
Price (delayed)
$1,699.35
Market cap
$4.36B
P/E Ratio
18.93
Dividend/share
$1
EPS
$89.79
Enterprise value
$4.65B
White Mountains is a Bermuda-domiciled financial services holding company.
Highlights
White Mountains Insurance Group's revenue has decreased by 14% from the previous quarter but it has increased by 3.4% YoY
WTM's equity is up by 6% year-on-year but it is down by 2.8% since the previous quarter
WTM's P/E is 97% above its 5-year quarterly average of 9.6 and 65% above its last 4 quarters average of 11.5
The net income has plunged by 64% from the previous quarter and by 55% YoY
Key stats
What are the main financial stats of WTM
Market
Valuations
Earnings
Shares outstanding
2.56M
Market cap
$4.36B
Enterprise value
$4.65B
Price to earnings (P/E)
18.93
Price to book (P/B)
0.97
Price to sales (P/S)
1.95
EV/EBIT
14.37
EV/EBITDA
14.66
EV/Sales
2.08
Revenue
$2.24B
Gross profit
$1.35B
Operating income
$487.2M
Net income
$230.4M
EBIT
$323.8M
EBITDA
$317.4M
Free cash flow
$586.8M
Per share
Balance sheet
Liquidity
EPS
$89.79
EPS diluted
$89.79
Free cash flow per share
$228.49
Book value per share
$1,745.89
Revenue per share
$872.15
TBVPS
$3,584.41
Total assets
$9.93B
Total liabilities
$4.79B
Debt
$562.5M
Equity
$4.48B
Working capital
N/A
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.93
Margins
Efficiency
Dividend
EBITDA margin
14.2%
Gross margin
60.1%
Net margin
10.3%
Operating margin
21.8%
Return on assets
2.3%
Return on equity
5.1%
Return on invested capital
3.4%
Return on capital employed
N/A
Return on sales
14.5%
Dividend yield
0.06%
DPS
$1
Payout ratio
1.1%
WTM stock price
How has the White Mountains Insurance Group stock price performed over time
Intraday
-2.63%
1 week
-3.84%
1 month
-9.25%
1 year
-5.13%
YTD
-12.63%
QTD
-11.76%
Financial performance
How have White Mountains Insurance Group's revenue and profit performed over time
Revenue
$2.24B
Gross profit
$1.35B
Operating income
$487.2M
Net income
$230.4M
Gross margin
60.1%
Net margin
10.3%
The net income has plunged by 64% from the previous quarter and by 55% YoY
The net margin has dropped by 58% since the previous quarter and by 56% year-on-year
WTM's operating income is down by 46% since the previous quarter and by 28% year-on-year
White Mountains Insurance Group's operating margin has decreased by 37% from the previous quarter and by 30% YoY
Growth
What is White Mountains Insurance Group's growth rate over time
Valuation
What is White Mountains Insurance Group stock price valuation
P/E
18.93
P/B
0.97
P/S
1.95
EV/EBIT
14.37
EV/EBITDA
14.66
EV/Sales
2.08
WTM's P/E is 97% above its 5-year quarterly average of 9.6 and 65% above its last 4 quarters average of 11.5
The EPS has plunged by 64% from the previous quarter and by 55% YoY
The price to book (P/B) is 8% higher than the 5-year quarterly average of 0.9 but 3% lower than the last 4 quarters average of 1.0
WTM's equity is up by 6% year-on-year but it is down by 2.8% since the previous quarter
The stock's price to sales (P/S) is 41% less than its 5-year quarterly average of 3.3 and 2.5% less than its last 4 quarters average of 2.0
White Mountains Insurance Group's revenue has decreased by 14% from the previous quarter but it has increased by 3.4% YoY
Efficiency
How efficient is White Mountains Insurance Group business performance
The company's return on assets has shrunk by 66% QoQ and by 63% YoY
White Mountains Insurance Group's return on equity has shrunk by 65% QoQ and by 60% YoY
White Mountains Insurance Group's ROIC has plunged by 55% from the previous quarter and by 49% YoY
The ROS has contracted by 46% from the previous quarter and by 44% YoY
Dividends
What is WTM's dividend history
DPS
$1
Dividend yield
0.06%
Payout ratio
1.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did White Mountains Insurance Group financials performed over time
WTM's total assets is 107% more than its total liabilities
White Mountains Insurance Group's total liabilities has increased by 25% YoY but it has decreased by 6% from the previous quarter
WTM's total assets is up by 18% YoY but it is down by 4% from the previous quarter
The debt is 87% smaller than the equity
The company's debt to equity rose by 8% QoQ
WTM's equity is up by 6% year-on-year but it is down by 2.8% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.