WTM White Mountains Insurance Group Ltd
Price (delayed)
$1,830.01
Market cap
$4.7B
P/E Ratio
7.25
Dividend/share
$1
EPS
$252.55
Enterprise value
$4.9B
White Mountains is a Bermuda-domiciled financial services holding company.
Highlights
The net income has soared by 146% YoY and by 32% from the previous quarter
The EPS has soared by 131% YoY and by 31% from the previous quarter
The debt has declined by 3.5% year-on-year but it rose by 2.8% since the previous quarter
Key stats
What are the main financial stats of WTM
Market
Valuations
Earnings
Shares outstanding
2.57M
Market cap
$4.7B
Enterprise value
$4.9B
Price to earnings (P/E)
7.25
Price to book (P/B)
1.02
Price to sales (P/S)
1.79
EV/EBIT
6.94
EV/EBITDA
7.09
EV/Sales
1.87
Revenue
$2.62B
Gross profit
$1.78B
Operating income
$909.1M
Net income
$647.3M
EBIT
$705.8M
EBITDA
$690.8M
Free cash flow
$547.2M
Per share
Balance sheet
Liquidity
EPS
$252.55
EPS diluted
$252.55
Free cash flow per share
$213.06
Book value per share
$1,795.21
Revenue per share
$1,019.59
TBVPS
$3,742.5
Total assets
$10.34B
Total liabilities
$5.08B
Debt
$544.9M
Equity
$4.61B
Working capital
N/A
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.29
Margins
Efficiency
Dividend
EBITDA margin
26.4%
Gross margin
67.9%
Net margin
24.7%
Operating margin
34.7%
Return on assets
6.7%
Return on equity
14.6%
Return on invested capital
7.6%
Return on capital employed
N/A
Return on sales
27%
Dividend yield
0.05%
DPS
$1
Payout ratio
0.4%
WTM stock price
How has the White Mountains Insurance Group stock price performed over time
Intraday
-1.49%
1 week
0.21%
1 month
-0.54%
1 year
2.97%
YTD
-5.91%
QTD
-5.91%
Financial performance
How have White Mountains Insurance Group's revenue and profit performed over time
Revenue
$2.62B
Gross profit
$1.78B
Operating income
$909.1M
Net income
$647.3M
Gross margin
67.9%
Net margin
24.7%
The net income has soared by 146% YoY and by 32% from the previous quarter
WTM's operating income has surged by 100% year-on-year and by 35% since the previous quarter
The net margin has surged by 75% year-on-year and by 15% since the previous quarter
The company's gross profit has surged by 55% YoY and by 19% QoQ
Growth
What is White Mountains Insurance Group's growth rate over time
Valuation
What is White Mountains Insurance Group stock price valuation
P/E
7.25
P/B
1.02
P/S
1.79
EV/EBIT
6.94
EV/EBITDA
7.09
EV/Sales
1.87
The EPS has soared by 131% YoY and by 31% from the previous quarter
WTM's P/E is 96% below its 5-year quarterly average of 204.4 and 9% below its last 4 quarters average of 8.0
WTM's equity is up by 17% year-on-year and by 4.3% since the previous quarter
The price to book (P/B) is 13% higher than the 5-year quarterly average of 0.9 and 2% higher than the last 4 quarters average of 1.0
The stock's price to sales (P/S) is 50% less than its 5-year quarterly average of 3.6 and 6% less than its last 4 quarters average of 1.9
White Mountains Insurance Group's revenue has increased by 40% YoY and by 14% from the previous quarter
Efficiency
How efficient is White Mountains Insurance Group business performance
White Mountains Insurance Group's return on equity has surged by 115% YoY and by 27% QoQ
The company's return on assets has surged by 103% YoY and by 24% QoQ
White Mountains Insurance Group's ROIC has increased by 49% YoY and by 25% from the previous quarter
The ROS has grown by 24% YoY and by 14% from the previous quarter
Dividends
What is WTM's dividend history
DPS
$1
Dividend yield
0.05%
Payout ratio
0.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did White Mountains Insurance Group financials performed over time
WTM's total assets is 104% more than its total liabilities
White Mountains Insurance Group's total liabilities has increased by 28% YoY but it has decreased by 4.1% from the previous quarter
WTM's total assets is up by 27% YoY
The debt is 88% smaller than the equity
WTM's equity is up by 17% year-on-year and by 4.3% since the previous quarter
The company's debt to equity fell by 14% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.