WTM White Mountains Insurance Group Ltd

Price (delayed)

$1,751.62

Market cap

$4.51B

P/E Ratio

21.96

Dividend/share

$1

EPS

$79.75

Enterprise value

$4.87B

White Mountains is a Bermuda-domiciled financial services holding company.

Highlights
The company's gross profit rose by 23% QoQ
White Mountains Insurance Group's revenue has increased by 14% from the previous quarter and by 7% YoY
WTM's P/E is 62% below its last 4 quarters average of 57.5 but 14% above its 5-year quarterly average of 19.2
WTM's gross margin is up by 8% since the previous quarter but it is down by 7% year-on-year
The net income has plunged by 58% YoY
The EPS has plunged by 58% YoY

Key stats

What are the main financial stats of WTM
Market
Shares outstanding
2.58M
Market cap
$4.51B
Enterprise value
$4.87B
Valuations
Price to earnings (P/E)
21.96
Price to book (P/B)
0.97
Price to sales (P/S)
1.83
EV/EBIT
15.68
EV/EBITDA
15.75
EV/Sales
1.98
Earnings
Revenue
$2.46B
Gross profit
$1.48B
Operating income
$569.4M
Net income
$205.4M
EBIT
$310.4M
EBITDA
$309.1M
Free cash flow
$470.8M
Per share
EPS
$79.75
EPS diluted
$79.75
Free cash flow per share
$182.93
Book value per share
$1,804.58
Revenue per share
$957.41
TBVPS
$4,280.76
Balance sheet
Total assets
$11.82B
Total liabilities
$6.48B
Debt
$694.6M
Equity
$4.64B
Working capital
N/A
Liquidity
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.15
Margins
EBITDA margin
12.5%
Gross margin
59.9%
Net margin
8.3%
Operating margin
23.1%
Efficiency
Return on assets
1.9%
Return on equity
4.5%
Return on invested capital
3%
Return on capital employed
N/A
Return on sales
12.6%
Dividend
Dividend yield
0.06%
DPS
$1
Payout ratio
1.3%

WTM stock price

How has the White Mountains Insurance Group stock price performed over time
Intraday
0.07%
1 week
-1.31%
1 month
-2.6%
1 year
3.04%
YTD
-9.95%
QTD
-2.46%

Financial performance

How have White Mountains Insurance Group's revenue and profit performed over time
Revenue
$2.46B
Gross profit
$1.48B
Operating income
$569.4M
Net income
$205.4M
Gross margin
59.9%
Net margin
8.3%
WTM's operating income has surged by 68% since the previous quarter but it is down by 15% year-on-year
The net margin has dropped by 61% year-on-year
The net income has plunged by 58% YoY
White Mountains Insurance Group's operating margin has increased by 48% from the previous quarter but it has decreased by 21% YoY

Price vs fundamentals

How does WTM's price correlate with its fundamentals

Growth

What is White Mountains Insurance Group's growth rate over time

Valuation

What is White Mountains Insurance Group stock price valuation
P/E
21.96
P/B
0.97
P/S
1.83
EV/EBIT
15.68
EV/EBITDA
15.75
EV/Sales
1.98
WTM's P/E is 62% below its last 4 quarters average of 57.5 but 14% above its 5-year quarterly average of 19.2
The EPS has plunged by 58% YoY
WTM's equity is up by 5% year-on-year and by 3% since the previous quarter
The price to book (P/B) is 3% lower than the 5-year quarterly average of 1.0 and 3% lower than the last 4 quarters average of 1.0
The stock's price to sales (P/S) is 41% less than its 5-year quarterly average of 3.1 and 9% less than its last 4 quarters average of 2.0
White Mountains Insurance Group's revenue has increased by 14% from the previous quarter and by 7% YoY

Efficiency

How efficient is White Mountains Insurance Group business performance
White Mountains Insurance Group's ROIC has soared by 150% from the previous quarter but it has plunged by 51% YoY
The ROS has soared by 121% from the previous quarter but it has contracted by 47% YoY
The company's return on assets has shrunk by 65% YoY
White Mountains Insurance Group's return on equity has shrunk by 61% YoY

Dividends

What is WTM's dividend history
DPS
$1
Dividend yield
0.06%
Payout ratio
1.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did White Mountains Insurance Group financials performed over time
WTM's total assets is 82% more than its total liabilities
White Mountains Insurance Group's total liabilities has increased by 22% YoY and by 11% from the previous quarter
WTM's total assets is up by 16% YoY and by 7% from the previous quarter
The debt is 85% smaller than the equity
The debt rose by 31% year-on-year and by 2.7% since the previous quarter
The company's debt to equity rose by 25% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.