WTM White Mountains Insurance Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: WTM

Price (delayed)

$1,526.36

Market cap

$3.91B

P/E Ratio

13.95

Dividend/share

$1

EPS

$109.39

Enterprise value

$4.31B

White Mountains is a Bermuda-domiciled financial services holding company.

Highlights
White Mountains Insurance Group's revenue has soared by 90% YoY and by 8% from the previous quarter
WTM's gross margin has surged by 64% year-on-year
WTM's P/E is 111% above its last 4 quarters average of 6.6 but 93% below its 5-year quarterly average of 205.8
The net income has plunged by 77% from the previous quarter and by 66% YoY
The EPS has plunged by 73% from the previous quarter and by 60% YoY
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.whitemountains.com
Peers: WRB RLI CB TRV

Key stats

What are the main financial stats of WTM
Market
Shares outstanding
2.56M
Market cap
$3.91B
Enterprise value
$4.31B
Valuations
Price to earnings (P/E)
13.95
Price to book (P/B)
0.99
Price to sales (P/S)
2.09
EV/EBIT
10.57
EV/EBITDA
10.92
EV/Sales
2.31
Earnings
Revenue
$1.87B
EBIT
$407.7M
EBITDA
$394.7M
Free cash flow
$587.7M
Per share
EPS
$109.39
Free cash flow per share
$229.53
Book value per share
$1,542.34
Revenue per share
$729.36
TBVPS
$3,034.89
Balance sheet
Total assets
$8.14B
Total liabilities
$3.98B
Debt
$564.7M
Equity
$3.95B
Working capital
N/A
Liquidity
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.02
Margins
EBITDA margin
21.1%
Gross margin
61.2%
Net margin
14.1%
Operating margin
23.6%
Efficiency
Return on assets
3.3%
Return on equity
6.8%
Return on invested capital
5.1%
Return on capital employed
N/A
Return on sales
21.8%
Dividend
Dividend yield
0.07%
DPS
$1
Payout ratio
0.9%

WTM stock price

How has the White Mountains Insurance Group stock price performed over time
Intraday
-0.36%
1 week
-0.17%
1 month
4.8%
1 year
11.82%
YTD
7.92%
QTD
2.05%

Financial performance

How have White Mountains Insurance Group's revenue and profit performed over time
Revenue
$1.87B
Gross profit
$1.14B
Operating income
$441.1M
Net income
$263.1M
Gross margin
61.2%
Net margin
14.1%
White Mountains Insurance Group's revenue has soared by 90% YoY and by 8% from the previous quarter
The net margin has dropped by 82% year-on-year and by 78% since the previous quarter
The net income has plunged by 77% from the previous quarter and by 66% YoY
WTM's gross margin has surged by 64% year-on-year

Growth

What is White Mountains Insurance Group's growth rate over time

Valuation

What is White Mountains Insurance Group stock price valuation
WTM P/E details
P/E
13.95
P/B
0.99
P/S
2.09
EV/EBIT
10.57
EV/EBITDA
10.92
EV/Sales
2.31
WTM's P/E is 111% above its last 4 quarters average of 6.6 but 93% below its 5-year quarterly average of 205.8
The EPS has plunged by 73% from the previous quarter and by 60% YoY
The price to book (P/B) is 10% higher than the 5-year quarterly average of 0.9 and 10% higher than the last 4 quarters average of 0.9
WTM's equity is up by 7% year-on-year
White Mountains Insurance Group's revenue has soared by 90% YoY and by 8% from the previous quarter
The stock's price to sales (P/S) is 50% less than its 5-year quarterly average of 4.2 and 13% less than its last 4 quarters average of 2.4

Efficiency

How efficient is White Mountains Insurance Group business performance
The company's return on assets has shrunk by 77% QoQ and by 69% YoY
White Mountains Insurance Group's return on equity has shrunk by 77% QoQ and by 69% YoY
The ROS has plunged by 73% YoY and by 70% from the previous quarter
White Mountains Insurance Group's ROIC has plunged by 68% from the previous quarter and by 54% YoY

Dividends

What is WTM's dividend history
Dividend details
DPS
$1
Dividend yield
0.07%
Payout ratio
0.9%
Recent dividends

Financial health

How did White Mountains Insurance Group financials performed over time
WTM's total assets is 105% more than its total liabilities
WTM's total assets is up by 8% YoY but it is down by 2.8% from the previous quarter
White Mountains Insurance Group's total liabilities has increased by 8% YoY but it has decreased by 6% from the previous quarter
The debt is 86% smaller than the equity
The company's debt to equity fell by 18% YoY
The debt has declined by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.