WTM White Mountains Insurance Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: WTM

Price (delayed)

$1,768.38

Market cap

$4.52B

P/E Ratio

8.9

Dividend/share

$1

EPS

$198.6

Enterprise value

$4.96B

White Mountains is a Bermuda-domiciled financial services holding company.

Highlights
The company's gross profit has surged by 168% YoY and by 22% QoQ
White Mountains Insurance Group's revenue has soared by 87% YoY and by 16% from the previous quarter
WTM's P/E is 96% below its 5-year quarterly average of 205.3 but 24% above its last 4 quarters average of 7.2
The net income has soared by 94% from the previous quarter but it has contracted by 36% YoY
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.whitemountains.com
Peers: CB WRB L RLI

Key stats

What are the main financial stats of WTM
Market
Shares outstanding
2.56M
Market cap
$4.52B
Enterprise value
$4.96B
Valuations
Price to earnings (P/E)
8.9
Price to book (P/B)
1.07
Price to sales (P/S)
2.09
EV/EBIT
8.92
EV/EBITDA
9.21
EV/Sales
2.29
Earnings
Revenue
$2.17B
EBIT
$556.4M
EBITDA
$538.6M
Free cash flow
$404.1M
Per share
EPS
$198.6
Free cash flow per share
$157.82
Book value per share
$1,656.15
Revenue per share
$846.22
TBVPS
$3,130.42
Balance sheet
Total assets
$8.39B
Total liabilities
$3.82B
Debt
$564.6M
Equity
$4.24B
Working capital
N/A
Liquidity
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.82
Margins
EBITDA margin
24.9%
Gross margin
64.6%
Net margin
23.5%
Operating margin
31.2%
Efficiency
Return on assets
6.2%
Return on equity
12.7%
Return on invested capital
6.7%
Return on capital employed
N/A
Return on sales
25.7%
Dividend
Dividend yield
0.06%
DPS
$1
Payout ratio
0.5%

WTM stock price

How has the White Mountains Insurance Group stock price performed over time
Intraday
-0.88%
1 week
-1.27%
1 month
-0.65%
1 year
19.89%
YTD
17.5%
QTD
-1.44%

Financial performance

How have White Mountains Insurance Group's revenue and profit performed over time
Revenue
$2.17B
Gross profit
$1.4B
Operating income
$676.8M
Net income
$509.2M
Gross margin
64.6%
Net margin
23.5%
The company's gross profit has surged by 168% YoY and by 22% QoQ
The net income has soared by 94% from the previous quarter but it has contracted by 36% YoY
White Mountains Insurance Group's revenue has soared by 87% YoY and by 16% from the previous quarter
The net margin has surged by 67% since the previous quarter but it has dropped by 66% year-on-year

Growth

What is White Mountains Insurance Group's growth rate over time

Valuation

What is White Mountains Insurance Group stock price valuation
WTM P/E details
P/E
8.9
P/B
1.07
P/S
2.09
EV/EBIT
8.92
EV/EBITDA
9.21
EV/Sales
2.29
WTM's P/E is 96% below its 5-year quarterly average of 205.3 but 24% above its last 4 quarters average of 7.2
The EPS has soared by 82% from the previous quarter but it has contracted by 28% YoY
The price to book (P/B) is 19% higher than the 5-year quarterly average of 0.9 and 19% higher than the last 4 quarters average of 0.9
WTM's equity is up by 13% year-on-year and by 7% since the previous quarter
White Mountains Insurance Group's revenue has soared by 87% YoY and by 16% from the previous quarter
The stock's price to sales (P/S) is 46% less than its 5-year quarterly average of 3.9

Efficiency

How efficient is White Mountains Insurance Group business performance
The company's return on assets has surged by 88% QoQ but it fell by 42% YoY
White Mountains Insurance Group's return on equity has surged by 87% QoQ but it has decreased by 43% YoY
The ROS has plunged by 66% YoY but it has grown by 18% from the previous quarter
White Mountains Insurance Group's ROIC has decreased by 45% YoY but it has increased by 31% from the previous quarter

Dividends

What is WTM's dividend history
Dividend details
DPS
$1
Dividend yield
0.06%
Payout ratio
0.5%
Recent dividends

Financial health

How did White Mountains Insurance Group financials performed over time
WTM's total assets is 119% more than its total liabilities
WTM's total assets is up by 13% YoY and by 3% from the previous quarter
White Mountains Insurance Group's total liabilities has increased by 11% YoY but it has decreased by 3.9% from the previous quarter
The debt is 87% smaller than the equity
WTM's equity is up by 13% year-on-year and by 7% since the previous quarter
The company's debt to equity fell by 13% YoY and by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.