TFC Truist Financial margins

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 75
Gross margin
100%
Operating margin
35.8%
EBITDA margin
39.9%
Net margin
30.7%

Recent Truist Financial shows a gross margin of 100%, an operating margin of 35.8%, an EBITDA margin of 39.9%, and a net margin of 30.7%. Net margin increased by 2 percentage points, while other available margins were stable.

TFC margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Truist Financial's margins averaged 100% gross, 1.48% operating, 24.37% EBITDA, and 16.92% net. For Truist Financial, operating, EBITDA, and net margins are above their three-year averages.

TFC margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin expanded by 1.1 percentage points, EBITDA margin by 0.3 percentage points, and net margin by 2 percentage points, while gross margin was unchanged.

Gross margin expansion
0pp
Operating margin expansion
1.1pp
EBITDA margin expansion
0.3pp
Net margin expansion
2pp

TFC Gross margin

Truist Financial's gross margin averaged 100% in the last 3 years. Truist Financial currently reports a gross margin of 100%, in line with its three-year average. Over the last 3 years, Truist Financial's gross margin peaked at 100% in Jun 2026 and reached a low of 100% in Dec 2023.

TFC Operating margin

Truist Financial's operating margin averaged 1.48% over the last 3 years. Compared with its three-year average, Truist Financial's current operating margin is 35.8% and is 34.3 percentage points above its three-year average. Over the last 3 years, Truist Financial's operating margin peaked at 35.8% in Jun 2026 and reached a low of -71.8% in Jun 2024.

TFC EBITDA margin

Over the last 3 years, Truist Financial's EBITDA margin averaged 24.37%. Currently, Truist Financial's current EBITDA margin is 39.9%, which is 15.5 percentage points above its three-year average. During this period, EBITDA margin reached a high of 45.9% in Mar 2025 and a low of -15.2% in Jun 2024.

TFC Net margin

Over the last 3 years, the average net margin for Truist Financial was 16.92%. Truist Financial's current net margin is 30.7% and is 13.8 percentage points above its three-year average. Truist Financial's net margin ranged from a low of -16.7% in Jun 2024 to a high of 42.3% in Mar 2025.

TFC margin group comparison

Margins compared with peer-group, industry and sector averages

Truist Financial's gross margin of 100% is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.9%, Truist Financial's gross margin is 19% higher.

TFC margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Truist Financial's gross margin?

For the period ending Jun 30, 2026, TFC recorded a gross margin of 100%.

What is Truist Financial's operating margin?

The current operating margin for TFC is 35.8% as of Jun 30, 2026.

What is Truist Financial's EBITDA margin?

The current EBITDA margin for TFC is 39.9% as of Jun 30, 2026.

What is Truist Financial's net margin?

As of Jun 30, 2026, TFC has a net margin of 30.7%.

What are the average margins of TFC?

Over the past 3 years, TFC reported average margins of 100.0% gross, 1.5% operating, 24.4% EBITDA, and 16.9% net.

What are the highest historical margins of TFC?

Over the last 5 years, Truist Financial's highest margins were 100% gross in Jun 2026, 38% operating in Mar 2023, 49% EBITDA in Jun 2023, and 42.3% net in Mar 2025.

What are the lowest historical margins of TFC?

Looking back across 5 years, TFC reached its lowest margins at 100% gross in Dec 2021, -71.8% operating in Jun 2024, -15.2% EBITDA in Jun 2024, and -16.7% net in Jun 2024.